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Purpose

Senator Owen H. Johnson today announced that the New York State Department of Financial Services mortgage foreclosure prevention specialists will meet with homeowners already in foreclosure and those at risk of foreclosure from 11:00 a.m. to 6:00 p.m., Friday, March 23 at the Lindenhurst Memorial Library.  The foreclosure prevention specialists will meet with homeowners inside the Department’s Mobile Command Center, a 36-foot long vehicle which will be on site at the library at 1 Lee Avenue in  Lindenhurst.  No appointments are necessary. Homeowners will be assisted on a first-come, first-served basis.

“Families are struggling to stay in their homes in this difficult economy and need to know there are services available to help them,” Senator Johnson said. “Homeowners can speak one-on-one with trained professionals to learn about services to help them stay in their homes. I thank the Department of Financial Services for partnering with me to offer this essential service to local residents.  I also thank Library Director Peter Ward for allowing the use of the Library for this important event.  I urge homeowners at risk of foreclosure to seek help now while there are still solutions available!  Don’t wait until it’s too late.”

Foreclosure prevention specialists will meet with homeowners to assess where they are in the pre-foreclosure or foreclosure process and provide:

·         Information to homeowners about specific loan modification programs which may be available to them;

·         Guidance to homeowners on how they can file complaints with the Department so that cases of lender or mortgage servicer abuses, such as predatory lending practices, can be investigated.

·         Homeowners should bring with them any documents relevant to their individual situations, such as records of mortgage payments or letters to them from lenders or mortgage servicers.

Homeowners may also file complaints using the New York State Department of Financial Services’ website, www.dfs.ny.gov.

Also, information may be obtained by calling the New York State Department of Financial Services’ toll-free foreclosure hotline, 1-800-269-0990, from 8:30 a.m. to 4:30 p.m., Monday through Friday.