Senate Bill S1187

2009-2010 Legislative Session

Reduces a retired or disabled owner's no fault insurance premium by providing appropriate automobile insurance rates to reflect a reduced exposure to loss

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Archive: Last Bill Status - In Senate Committee Insurance Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2009-S1187 (ACTIVE) - Details

See Assembly Version of this Bill:
A3485
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2330, Ins L
Versions Introduced in Other Legislative Sessions:
2011-2012: S803, A530
2013-2014: S1761, A1223
2015-2016: S325, A94
2017-2018: S1621, A977
2019-2020: S3431, A4951

2009-S1187 (ACTIVE) - Summary

Reduces a retired or disabled owner's no fault insurance premium by providing appropriate automobile insurance rates to reflect a reduced exposure to loss due to situations where drivers either have no wages to lose or are covered for lost wages by another first payer insurance policy; defines "retired" and "disabled".

2009-S1187 (ACTIVE) - Sponsor Memo

2009-S1187 (ACTIVE) - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

    S. 1187                                                  A. 3485

                       2009-2010 Regular Sessions

                      S E N A T E - A S S E M B L Y

                            January 27, 2009
                               ___________

IN SENATE -- Introduced by Sen. LAVALLE -- read twice and ordered print-
  ed, and when printed to be committed to the Committee on Insurance

IN  ASSEMBLY  -- Introduced by M. of A. THIELE -- read once and referred
  to the Committee on Insurance

AN ACT to amend the insurance law, in relation to  automobile  insurance
  rates for persons who are retired or disabled

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Section 2330 of the insurance law is  amended  to  read  as
follows:
  S  2330. No fault motor vehicle insurance rates; reflection of reduced
exposure to loss. (A) Where the principal operator of a motor vehicle or
such operator's spouse is eligible for medicare benefits  for  items  of
basic  economic  loss  specified  in  paragraph one of subsection (a) of
section five thousand one hundred two of  this  chapter,  or  where  the
insurer's  obligation  to  pay first party benefits for loss of earnings
from work is reduced by virtue of the provisions of such subsection,  OR
BY  VIRTUE  OF  THE  PRINCIPAL  OPERATOR OR SUCH OPERATOR'S SPOUSE BEING
RETIRED OR DISABLED, the premium  attributable  to  coverage  under  the
automobile  insurance policy for such items shall be appropriately modi-
fied to reflect the insurer's reduced exposure to loss.
  (B) FOR PURPOSES OF THIS SECTION, THE TERM (1) "RETIRED" SHALL MEAN  A
PERSON  WHO  HAS ATTAINED AGE SIXTY-FIVE YEARS AND IS NOT ENGAGED IN ANY
ACTIVITIES FOR INCOME; AND THE TERM (2) "DISABLED" SHALL MEAN  A  PERSON
WHO IS NOT ENGAGED IN ANY ACTIVITIES FOR INCOME AND WHO (A) IS CERTIFIED
AS DISABLED AND ELIGIBLE TO RECEIVE SOCIAL SECURITY DISABILITY INSURANCE
(SSDI)  OR SUPPLEMENTAL SECURITY INCOME (SSI) BENEFITS UNDER THE FEDERAL
SOCIAL SECURITY ACT, OR (B) IS CERTIFIED AS  DISABLED  AND  ELIGIBLE  TO
RECEIVE  RAILROAD RETIREMENT DISABILITY BENEFITS UNDER THE FEDERAL RAIL-
ROAD RETIREMENT ACT, OR (C) HAS RECEIVED A CERTIFICATE  FROM  THE  STATE

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD05595-01-9
              

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