Senate Bill S1277

2013-2014 Legislative Session

Relates to provisions concerning debt collection procedures

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Consumer Protection Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2013-S1277 (ACTIVE) - Details

See Assembly Version of this Bill:
A596
Current Committee:
Senate Consumer Protection
Law Section:
General Business Law
Laws Affected:
Amd Art 29-H §§600 - 603-d, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2009-2010: S6036, A8840
2011-2012: S1822, A3709, A8432
2015-2016: A1117
2017-2018: A8099, A9773

2013-S1277 (ACTIVE) - Summary

Relates to provisions concerning debt collection procedures.

2013-S1277 (ACTIVE) - Sponsor Memo

2013-S1277 (ACTIVE) - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  1277

                       2013-2014 Regular Sessions

                            I N  S E N A T E

                               (PREFILED)

                             January 9, 2013
                               ___________

Introduced  by  Sen. PERKINS -- read twice and ordered printed, and when
  printed to be committed to the Committee on Consumer Protection

AN ACT to amend the general business law, in relation to debt collection
  procedures

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Article 29-H of the general business law, as added by chap-
ter 753 of the laws of 1973, subdivision 9 of section 601 as amended and
subdivision  10 of section 601 and subdivision 3 of section 602 as added
by chapter 342 of the laws of 2011, is amended to read as follows:
                              ARTICLE 29-H
                       DEBT COLLECTION PROCEDURES
Section 600. Definitions.
        601. Prohibited CREDITOR practices.
        602. [Violations and penalties] CREDITOR RESPONSIBILITIES.
        603. [Severability] PROHIBITED DEBT COLLECTION PRACTICES.
        603-A. SELLING OR TRANSFERRING OF DEBTS.
        603-B. PRIVATE RIGHT OF ACTION.
        603-C. VIOLATIONS AND PENALTIES.
        603-D. SEVERABILITY.
  S 600. Definitions. As used in this article,  unless  the  context  or
subject  matter  otherwise  requires:  1.  "[Consumer  claim]  DEBT"  OR
"CONSUMER DEBT" means any obligation OR ALLEGED OBLIGATION of a  natural
person  for  the  payment  of  money  [or  its equivalent which is or is
alleged to be in default and which arises] ARISING  out  of  a  CONSUMER
transaction  wherein  credit  has  been offered or extended to a natural
person, and the money, property [or],  INSURANCE,  service  OR  SERVICES
which  [was]  ARE the subject of the transaction [was] ARE primarily for
personal, family or household purposes, WHETHER OR NOT  SUCH  OBLIGATION
HAS  BEEN  REDUCED  TO A JUDGMENT.  The term includes an obligation of a

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
              

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