senate Bill S1485

Requires an appropriate reduction in premium charges for any insured that completes any driver education curriculum at any high school

download pdf

Sponsor

Bill Status


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor
view actions

actions

  • 09 / Jan / 2013
    • REFERRED TO INSURANCE
  • 08 / Jan / 2014
    • REFERRED TO INSURANCE

Summary

Requires an appropriate reduction in premium charges for any insured that completes any driver education curriculum at any high school.

do you support this bill?

Bill Details

Versions:
S1485
Legislative Cycle:
2013-2014
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd ยง2336, Ins L
Versions Introduced in 2011-2012 Legislative Cycle:
S6396

Sponsor Memo

BILL NUMBER:S1485

TITLE OF BILL:
An act
to amend the insurance law, in relation to requiring an appropriate
reduction in premium charges for any insured that completes any
driver
education curriculum at any high school

PURPOSE: This bill will require an appropriate
reduction in premium
charges for any insured that completes any driver education
curriculum at any high school.

SUMMARY OF PROVISIONS: Subsection (a) of section 2336
of the insurance
law, as amended by Chapter 751 of the laws of 2005 and Chapter 585 of
2002 are amended to provide an appropriate reduction in premium
charges for any insured that completes any driver education
curriculum at any high school.

JUSTIFICATION: Held at high schools and approved by
the New York State
Education Department, driver education courses are comprehensive
programs that include both classroom training and in-car driving
instruction and practice.

These courses provide young drivers with more hours of classroom
education than other pre-licensing courses and are invaluable tools
in shaping safe drivers. The in depth nature of these courses should
be recognized and the insurance discount that is provided to defensive
driving courses should be extended to those drivers who successfully
complete such the driver education curriculum.

LEGISLATIVE HISTORY: S.6396 of 2012.

FISCAL IMPLICATIONS: None.

EFFECTIVE DATE: This act shall take effect on the
first of January
next succeeding the date on which it shall have become a law;
provided that section one of this act shall expire on the same date
and in the same manner as section 1 of chapter 751 of the laws of
2005, as amended, expires, when upon such date section two of this
act shall take effect.

view bill text
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  1485

                       2013-2014 Regular Sessions

                            I N  S E N A T E

                               (PREFILED)

                             January 9, 2013
                               ___________

Introduced  by  Sen.  MARCELLINO  -- read twice and ordered printed, and
  when printed to be committed to the Committee on Insurance

AN ACT to amend the insurance law, in relation to requiring an appropri-
  ate reduction in premium charges for any insured  that  completes  any
  driver education curriculum at any high school

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Subsection (a) of section 2336 of  the  insurance  law,  as
amended  by  chapter  751  of  the  laws  of 2005, is amended to read as
follows:
  (a) Any schedule of rates or rating plan for motor  vehicle  liability
and  collision  insurance  submitted to the superintendent shall provide
for an appropriate reduction in premium charges for any  insured  for  a
three  year  period  after  successfully completing: (I) a motor vehicle
accident prevention course,  known  as  the  national  safety  council's
defensive  driving  course,  [or]  (II)  any  driver  improvement course
approved by the department of motor vehicles as being equivalent to  the
national  safety council's defensive driving course, OR (III) THE DRIVER
EDUCATION COURSE PRESCRIBED BY THE COMMISSIONER OF MOTOR VEHICLES PURSU-
ANT TO SUBDIVISION FOUR OF SECTION FIVE HUNDRED TWO OF THE  VEHICLE  AND
TRAFFIC  LAW,  provided  that, except as provided in article twelve-C of
the vehicle and traffic law, there shall be no reduction in premiums for
a self instruction defensive driving course or a course which  does  not
provide  for  actual classroom instruction for a minimum number of hours
as determined by the department of motor  vehicles.  Such  reduction  in
premium  charges  shall be subsequently modified to the extent appropri-
ate, based upon analysis of loss experience statistics and  other  rele-
vant factors. All such accident prevention courses shall be monitored by
the  department  of  motor  vehicles  and  shall  include  components of
instruction in "Road Rage" awareness and in "Work Zone Safety" awareness

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD03294-01-3

S. 1485                             2

as defined by the commissioner of motor vehicles. The provisions of this
section shall not apply to attendance at a program pursuant  to  article
twenty-one  of  the  vehicle  and traffic law as a result of any traffic
infraction.
  S  2.  Subsection (a) of section 2336 of the insurance law, as amended
by chapter 585 of the laws of 2002, is amended to read as follows:
  (a) Any schedule of rates or rating plan for motor  vehicle  liability
and  collision  insurance  submitted to the superintendent shall provide
for an appropriate reduction in premium charges for any  insured  for  a
three  year  period  after  successfully completing: (I) a motor vehicle
accident prevention course,  known  as  the  national  safety  council's
defensive  driving  course,  [or]  (II)  any  driver  improvement course
approved by the department of motor vehicles as being equivalent to  the
national  safety council's defensive driving course, OR (III) THE DRIVER
EDUCATION COURSE PRESCRIBED BY THE COMMISSIONER OF MOTOR VEHICLES PURSU-
ANT TO SUBDIVISION FOUR OF SECTION FIVE HUNDRED TWO OF THE  VEHICLE  AND
TRAFFIC  LAW,  provided that in either event there shall be no reduction
in premiums for a self instruction defensive driving course or a  course
which  does  not  provide for actual classroom instruction for a minimum
number of hours as determined by the department of motor vehicles.  Such
reduction  in  premium  charges  shall  be  subsequently modified to the
extent appropriate, based upon analysis of  loss  experience  statistics
and  other  relevant factors. All such accident prevention courses shall
be monitored by the department  of  motor  vehicles  and  shall  include
components  of  instruction  in  "Road Rage" awareness and in "Work Zone
Safety" awareness as defined by the commissioner of motor vehicles.  The
provisions  of  this  section shall not apply to attendance at a program
pursuant to article twenty-one of the  vehicle  and  traffic  law  as  a
result of any traffic infraction.
  S  3. This act shall take effect on the first of January next succeed-
ing the date on which it shall have become a law; provided that  section
one  of this act shall expire on the same date and in the same manner as
section 1 of chapter 751 of the laws of 2005, as amended, expires,  when
upon such date section two of this act shall take effect.

Comments

Open Legislation comments facilitate discussion of New York State legislation. All comments are subject to moderation. Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity or hate speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Comment moderation is generally performed Monday through Friday.

By contributing or voting you agree to the Terms of Participation and verify you are over 13.