senate Bill S2022

Relates to liability insurance rate reductions upon completion of a boating safety course or an advanced boating safety course

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Bill Status


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor
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actions

  • 09 / Jan / 2013
    • REFERRED TO CULTURAL AFFAIRS, TOURISM, PARKS AND RECREATION
  • 28 / Feb / 2013
    • 1ST REPORT CAL.110
  • 04 / Mar / 2013
    • 2ND REPORT CAL.
  • 05 / Mar / 2013
    • ADVANCED TO THIRD READING
  • 21 / Jun / 2013
    • COMMITTED TO RULES
  • 08 / Jan / 2014
    • REFERRED TO CULTURAL AFFAIRS, TOURISM, PARKS AND RECREATION
  • 30 / Apr / 2014
    • 1ST REPORT CAL.478
  • 05 / May / 2014
    • 2ND REPORT CAL.
  • 06 / May / 2014
    • ADVANCED TO THIRD READING
  • 20 / Jun / 2014
    • COMMITTED TO RULES

Summary

Requires liability insurance rate reductions of 10% upon completion of a boating safety course or 15% upon completion of an advanced boating safety course.

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Bill Details

See Assembly Version of this Bill:
A1930
Versions:
S2022
Legislative Cycle:
2013-2014
Current Committee:
Senate Rules
Law Section:
Navigation Law
Laws Affected:
Amd §78-a, Nav L; add §2336-b, Ins L
Versions Introduced in 2011-2012 Legislative Cycle:
S7855, S7855

Sponsor Memo

BILL NUMBER:S2022

TITLE OF BILL: An act to amend the navigation law and the insurance
law, in relation to insurance rate reductions upon completion of a boat-
ing safety course or an advanced boating safety course

PURPOSE: To provide for boating liability insurance reductions for those
who take boater safety courses.

SUMMARY OF PROVISIONS: Section 1 amends section 78-a of the Navigation
Law by providing the authority for insurance carriers to extend a mini-
mum of a 10% reduction of liability insurance rates for boat owners who
complete basic boating safety courses and 15% reduction for those who
take advanced boating safety courses.

Section 2 amends the Insurance Law by adding a new section 2326-B
providing that rate schedules submitted to the Commissioner for boat
liability insurance shall include premium reductions of at least 10% and
15% respectively when owners complete basic or advanced boating courses.
This legislation would not apply to those cases in which mandatory
courses are taken in response to boating infractions.

JUSTIFICATION: Owning and operating a pleasure boat can provide many
hours of enjoyment and summertime pleasure. However, there are many
perils and responsibilities which arise when a boat leaves the dock not
only from the elements but also from other water craft. There are rules
and basic procedures which boat operators should know and observe. This
bill would provide an incentive to learn and follow those safety rules
and procedures by giving owners who complete basic or advanced boating
safety courses a minimum 10% or 15% percent reduction in boating liabil-
ity insurance.

LEGISLATIVE HISTORY: 2012: S.7855

FISCAL IMPLICATIONS: None to the State.

EFFECTIVE DATE: Immediately and shall apply to all policies and
contracts issued, modified or altered on and after such effective date.

view bill text
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

    S. 2022                                                  A. 1930

                       2013-2014 Regular Sessions

                      S E N A T E - A S S E M B L Y

                               (PREFILED)

                             January 9, 2013
                               ___________

IN SENATE -- Introduced by Sen. LAVALLE -- read twice and ordered print-
  ed,  and  when  printed  to  be committed to the Committee on Cultural
  Affairs, Tourism, Parks and Recreation

IN ASSEMBLY -- Introduced by M. of A. THIELE -- read once  and  referred
  to the Committee on Insurance

AN ACT to amend the navigation law and the insurance law, in relation to
  insurance  rate  reductions upon completion of a boating safety course
  or an advanced boating safety course

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Section 78-a of the navigation law, as added by chapter 160
of  the  laws of 1990 and as further amended by section 104 of part A of
chapter 62 of the laws of 2011, is amended to read as follows:
  S 78-a. Insurance rate reduction. Any insurance  carrier  licensed  to
issue  yacht  or boating liability insurance in this state is authorized
to grant rate reductions with the approval of the department  of  finan-
cial  services  to  any  owner  of  a yacht or boat who has successfully
completed a boating safety course OR AN ADVANCED BOATING  SAFETY  COURSE
or  holds  a  valid  United States Coast Guard operators license.  IN NO
EVENT SHALL THE RATE REDUCTION BE LESS THAN TEN PERCENT FOR ANY  INSURED
WHO  HAS  COMPLETED  A BOATING SAFETY COURSE AND FIFTEEN PERCENT FOR ANY
INSURED WHO HAS COMPLETED AN ADVANCED BOATING SAFETY COURSE.
  S 2. The insurance law is amended by adding a new  section  2336-b  to
read as follows:
  S  2336-B.  BOAT  LIABILITY  INSURANCE  RATES;  PREMIUM  REDUCTIONS IN
CERTAIN CASES. (A) ANY SCHEDULE OF RATES OR RATING PLAN FOR BOAT LIABIL-
ITY INSURANCE SUBMITTED TO  THE  SUPERINTENDENT  SHALL  PROVIDE  FOR  AN
APPROPRIATE REDUCTION IN PREMIUM CHARGES, AS DESCRIBED IN SECTION SEVEN-
TY-EIGHT-A  OF  THE NAVIGATION LAW, FOR ANY INSURED WHO HAS SUCCESSFULLY

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD03489-01-3

S. 2022                             2                            A. 1930

COMPLETED A BOATING SAFETY COURSE OR AN ADVANCED BOATING  SAFETY  COURSE
WHICH MEETS THE REQUIREMENTS OF PART FIVE OF ARTICLE FOUR OF THE NAVIGA-
TION  LAW AND HAS BEEN APPROVED BY THE COMMISSIONER OF PARKS, RECREATION
AND  HISTORIC  PRESERVATION.  THE  PROVISIONS  OF THIS SECTION SHALL NOT
APPLY TO ATTENDANCE AT A  COURSE  PURSUANT  TO  SECTIONS  FORTY-FIVE  OR
FORTY-NINE OF THE NAVIGATION LAW AS A RESULT OF ANY BOATING INFRACTION.
  (B)  FOR  THE  PURPOSES OF THIS SECTION THE TERM "BOAT" SHALL MEAN ANY
RESIDENTIAL OR PLEASURE VESSEL THAT  IS  NOT  A  CREW  RACING  SHELL  AS
DEFINED IN SECTION TWO OF THE NAVIGATION LAW.
  S  3.  This  act  shall take effect immediately and shall apply to all
policies and contracts issued, renewed, modified or altered on and after
such effective date.

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