senate Bill S2268

Provides for reduction in private passenger automobile insurance premiums for participation in an official police department or other anti-theft program

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Sponsor

Bill Status


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor
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actions

  • 15 / Jan / 2013
    • REFERRED TO INSURANCE
  • 08 / Jan / 2014
    • REFERRED TO INSURANCE

Summary

Requires that any schedule of rates or rating plan for non-commercial private passenger automobile insurance coverage submitted to the superintendent of financial services shall provide for an appropriate reduction in premium charges for any insured participating in an official police department program or other program designed to prevent or reduce motor vehicle theft.

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Bill Details

Versions:
S2268
Legislative Cycle:
2013-2014
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd ยงยง2336 & 2342, Ins L
Versions Introduced in Previous Legislative Cycles:
2011-2012: S827A
2009-2010: S1380

Sponsor Memo

BILL NUMBER:S2268

TITLE OF BILL: An act to amend the insurance law, in relation to
motor vehicle insurance rate reductions for participation in certain
anti-theft programs

PURPOSE OR GENERAL IDEA OF BILL: To enable consumers to receive
automobile insurance premium reductions for the installation of
anti-theft devices on their vehicles.

SUMMARY OF SPECIFIC PROVISIONS: Section 2336 of the insurance law is
amended by adding a new subsection (i) and Section 2342 of the
insurance law as amended by chapter 102 of the laws of 2011 is
amended.

Subsection (i) provides for automobile insurance premium reductions
for drivers who ate participating in an official police department
program designed to prevent or reduce motor vehicle theft. The rates
will continue to be based on schedules submitted to the Superintendent
of Insurance by the insurers issuing policies.

JUSTIFICATION: Current law provides for automobile insurance premium
reductions for persons whose vehicles have homing devices or auto
glass etching to aid in the recovery of stolen vehicles. This
legislation would expand this provision to drivers who participate in
approved anti-theft programs. Various anti-theft devices have proven
to be deterrents to auto theft. These include special locks, fuel
cut-off devices, alarms and similar equipment. In addition, a program
called the Combat Auto Theft (C.A.T.) Police Decal Program has
substantially reduced theft among participating motorists in New York
City. The plan allows a police officer to ask for the driver's license
and registration of any individual operating the vehicle between the
hours of 1 AM and 5 AM (when most thefts occur).

SUPPORT: Millions of automobile owners in New York State would be
strong supporters of this legislation, and would benefit from its
provision.

PRIOR LEGISLATIVE HISTORY: This bill was previously introduced.

FISCAL IMPLICATIONS TO THE STATE: None.

EFFECTIVE DATE: This act shall take effect immediately provided that
subsection (i) of section 2336 of the insurance law, added by section
one of this act, shall be subject to, and shall expire in accordance
with, section 2342 of the insurance law, as from time to time amended.

view bill text
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  2268

                       2013-2014 Regular Sessions

                            I N  S E N A T E

                            January 15, 2013
                               ___________

Introduced  by Sen. STAVISKY -- read twice and ordered printed, and when
  printed to be committed to the Committee on Insurance

AN ACT to amend the insurance law, in relation to motor  vehicle  insur-
  ance rate reductions for participation in certain anti-theft programs

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Section 2336 of the insurance law is amended  by  adding  a
new subsection (i) to read as follows:
  (I)  ANY  SCHEDULE OR RATING PLAN FOR NON-COMMERCIAL PRIVATE PASSENGER
AUTOMOBILE INSURANCE SHALL  PROVIDE  FOR  AN  APPROPRIATE  REDUCTION  IN
PREMIUM  CHARGES  FOR COMPREHENSIVE COVERAGE WITH RESPECT TO ANY INSURED
VEHICLE ENROLLED BY  THE  OWNER  IN  THE  "COMBAT  AUTO  THEFT  (C.A.T.)
PROGRAM" OR ANY OTHER MOTOR VEHICLE THEFT PREVENTION PROGRAM ESTABLISHED
PURSUANT  TO SECTION TWO HUNDRED TWENTY-THREE OF THE VEHICLE AND TRAFFIC
LAW, IN ANY MUNICIPALITY PARTICIPATING IN SUCH PROGRAM.
  S 2. Section 2342 of the insurance law, as amended by chapter  102  of
the laws of 2011, is amended to read as follows:
  S 2342. Expiration of certain provisions. The provisions of subsection
(c)  of  section  two thousand three hundred seven, section two thousand
three hundred eight,  subsection  (a)  of  section  two  thousand  three
hundred  ten,  sections two thousand three hundred sixteen, two thousand
three hundred twenty, two thousand three hundred twenty-three, two thou-
sand three hundred twenty-six, and two thousand  three  hundred  thirty-
five, [subsection] SUBSECTIONS (b) AND (I) of section two thousand three
hundred  thirty-six  and section two thousand three hundred forty-one of
this article shall cease to be of any force or effect during the  period
August third, two thousand one through the day before the effective date
of  the  property/casualty  insurance  availability  act, and after June
thirtieth, two thousand fourteen.
  S 3. This act shall take effect immediately, provided that  subsection
(i)  of  section  2336  of the insurance law, as added by section one of
this act, shall be subject to, and  shall  expire  in  accordance  with,
section 2342 of the insurance law, as from time to time amended.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD00558-02-3

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