Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|
---|---|
Nov 21, 2014 |
approval memo.8 signed chap.441 |
Nov 10, 2014 |
delivered to governor |
Jun 17, 2014 |
returned to assembly passed senate 3rd reading cal.245 substituted for s6682b |
Jun 17, 2014 |
substituted by a8955b |
Jun 09, 2014 |
amended on third reading 6682b |
Mar 25, 2014 |
amended on third reading 6682a |
Mar 12, 2014 |
advanced to third reading |
Mar 11, 2014 |
2nd report cal. |
Mar 10, 2014 |
1st report cal.245 |
Feb 26, 2014 |
referred to consumer protection |
Senate Bill S6682A
Signed By Governor2013-2014 Legislative Session
Sponsored By
(R, C, IP) Senate District
Archive: Last Bill Status Via A8955 - Signed by Governor
- Introduced
-
- In Committee Assembly
- In Committee Senate
-
- On Floor Calendar Assembly
- On Floor Calendar Senate
-
- Passed Assembly
- Passed Senate
- Delivered to Governor
- Signed By Governor
Actions
Votes
Bill Amendments
co-Sponsors
(R, C, IP) Senate District
(R, C, IP) Senate District
(R, C) Senate District
(R, C, IP) Senate District
2013-S6682 - Details
- Law Section:
- General Business Law
- Laws Affected:
- Amd §380-a, rel §380-u to be §380-v, add §380-u, Gen Bus L
2013-S6682 - Sponsor Memo
BILL NUMBER:S6682 TITLE OF BILL: An act to amend the general business law, in relation to credit record freezes and protected minors PURPOSE OF BILL: The purpose of this bill is to create a mechanism whereby parents or guardians can place a freeze on the credit record of a minor child in order to prevent their child from becoming a victim of identity theft. SUMMARY OF PROVISIONS: Section one amends the general business law by adding new definitions to the Fair Credit Reporting Act, defining "protected consumer", "record", "representative", "security freeze for a protected person", "sufficient proof of authority", and "sufficient proof of identification". Section two amends the general business law by adding new provisions providing a mechanism for parents and guardians to freeze the credit record of their minor children. This section requires credit reporting agencies to place a credit record freeze on the account of a minor, at the request of a protected minor's representative who can provide sufficient proof of identification and sufficient proof of authority to act on behalf of the minor child. The credit reporting agency would
2013-S6682 - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 6682 I N S E N A T E February 26, 2014 ___________ Introduced by Sens. ZELDIN, DeFRANCISCO, MARTINS, RANZENHOFER -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection AN ACT to amend the general business law, in relation to credit record freezes and protected minors THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Section 380-a of the general business law is amended by adding six new subdivisions (o), (p), (q), (r), (s) and (t) to read as follows: (O) THE TERM "PROTECTED CONSUMER" SHALL MEAN AN INDIVIDUAL WHO IS UNDER THE AGE OF SIXTEEN YEARS AT THE TIME A REQUEST FOR THE PLACEMENT OF A SECURITY FREEZE IS MADE. (P) THE TERM "RECORD" SHALL MEAN A COMPILATION OF INFORMATION THAT (1) IDENTIFIES A PROTECTED CONSUMER; (2) IS CREATED BY A CONSUMER CREDIT REPORTING AGENCY SOLELY FOR THE PURPOSE OF COMPLYING WITH SECTION THREE HUNDRED EIGHTY-U OF THIS ARTICLE; AND (3) MAY NOT BE CREATED OR USED TO CONSIDER THE PROTECTED CONSUMER'S CREDIT WORTHINESS, CREDIT STANDING, CREDIT CAPACITY, CHARACTER, GENERAL REPUTATION, PERSONAL CHARACTER- ISTICS, OR MODE OF LIVING FOR ANY PURPOSE LISTED IN THIS ARTICLE. (Q) THE TERM "REPRESENTATIVE" MEANS A PERSON WHO PROVIDES TO A CONSUM- ER CREDIT REPORTING AGENCY SUFFICIENT PROOF OF AUTHORITY TO ACT ON BEHALF OF A PROTECTED CONSUMER. (R) THE TERM "SECURITY FREEZE FOR A PROTECTED PERSON" MEANS (1) IF A CONSUMER CREDIT REPORTING AGENCY DOES NOT HAVE A FILE PERTAINING TO A PROTECTED CONSUMER, A RESTRICTION THAT: (I) IS PLACED ON THE PROTECTED CONSUMER'S RECORD IN ACCORDANCE WITH THIS SECTION; AND (II) PROHIBITS THE CONSUMER CREDIT REPORTING AGENCY FROM RELEASING THE PROTECTED CONSUMER'S RECORD EXCEPT AS PROVIDED IN THIS SECTION; OR (2) IF A CONSUMER CREDIT REPORTING AGENCY HAS A FILE PERTAINING TO THE PROTECTED CONSUMER, A RESTRICTION THAT (I) IS PLACED ON THE PROTECTED CONSUMER'S CONSUMER CREDIT REPORT IN ACCORDANCE WITH THIS SECTION; AND (II) PROHIBITS THE CONSUMER CREDIT REPORTING AGENCY FROM RELEASING THE PROTECTED CONSUMER'S CONSUMER CREDIT REPORT OR ANY INFORMATION DERIVED EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted.
co-Sponsors
(R, C, IP) Senate District
(R, C, IP) Senate District
(R, C) Senate District
(R, C, IP) Senate District
2013-S6682A - Details
- Law Section:
- General Business Law
- Laws Affected:
- Amd §380-a, rel §380-u to be §380-v, add §380-u, Gen Bus L
2013-S6682A - Sponsor Memo
BILL NUMBER:S6682A TITLE OF BILL: An act to amend the general business law, in relation to credit record freezes and protected minors PURPOSE OF BILL: The purpose of this bill is to create a mechanism whereby parents or guardians can place a freeze on the credit record of a minor child in order to prevent their child from becoming a victim of identity theft. SUMMARY OF PROVISIONS: Section one amends the general business law by adding new definitions to the Fair Credit Reporting Act, defining "protected consumer", "record", "representative", "security freeze for a protected person", "sufficient proof of authority", and "sufficient proof of identification". Section two amends the general business law by adding new provisions providing a mechanism for parents and guardians to freeze the credit record of their minor children. This section requires credit reporting agencies to place a credit record freeze on the account of a minor, at the request of a protected minor's representative who can provide sufficient proof of identification and sufficient proof of authority to act on behalf of the minor child. The credit reporting agency would
2013-S6682A - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 6682--A Cal. No. 245 I N S E N A T E February 26, 2014 ___________ Introduced by Sens. ZELDIN, BONACIC, DeFRANCISCO, LARKIN, MARCHIONE, MARTINS, RANZENHOFER -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection -- reported favorably from said committee, ordered to first and second report, ordered to a third reading, amended and ordered reprinted, retaining its place in the order of third reading AN ACT to amend the general business law, in relation to credit record freezes and protected minors THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Section 380-a of the general business law is amended by adding six new subdivisions (o), (p), (q), (r), (s) and (t) to read as follows: (O) THE TERM "PROTECTED CONSUMER" MEANS AN INDIVIDUAL WHO IS UNDER THE AGE OF SIXTEEN YEARS AT THE TIME A REQUEST FOR THE PLACEMENT OF A SECU- RITY FREEZE IS MADE. (P) THE TERM "RECORD" MEANS A COMPILATION OF INFORMATION THAT (1) IDENTIFIES A PROTECTED CONSUMER; (2) IS CREATED BY A CONSUMER CREDIT REPORTING AGENCY SOLELY FOR THE PURPOSE OF COMPLYING WITH SECTION THREE HUNDRED EIGHTY-U OF THIS ARTICLE; AND (3) MAY NOT BE CREATED OR USED TO CONSIDER THE PROTECTED CONSUMER'S CREDIT WORTHINESS, CREDIT STANDING, CREDIT CAPACITY, CHARACTER, GENERAL REPUTATION, PERSONAL CHARACTER- ISTICS, OR MODE OF LIVING FOR ANY PURPOSE LISTED IN THIS ARTICLE. (Q) THE TERM "REPRESENTATIVE" MEANS A PERSON WHO PROVIDES TO A CONSUM- ER CREDIT REPORTING AGENCY SUFFICIENT PROOF OF AUTHORITY TO ACT ON BEHALF OF A PROTECTED CONSUMER. (R) THE TERM "SECURITY FREEZE FOR A PROTECTED PERSON" MEANS (1) IF A CONSUMER CREDIT REPORTING AGENCY DOES NOT HAVE A FILE PERTAINING TO A PROTECTED CONSUMER, A RESTRICTION THAT: (I) IS PLACED ON THE PROTECTED CONSUMER'S RECORD IN ACCORDANCE WITH THIS SECTION; AND (II) PROHIBITS THE CONSUMER CREDIT REPORTING AGENCY FROM RELEASING THE PROTECTED CONSUMER'S RECORD EXCEPT AS PROVIDED IN THIS SECTION; OR (2) IF A CONSUMER CREDIT REPORTING AGENCY HAS A FILE PERTAINING TO THE PROTECTED CONSUMER, A RESTRICTION THAT (I) IS PLACED ON THE PROTECTED EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
co-Sponsors
(R, C, IP) Senate District
(R, C, IP) Senate District
(R, C) Senate District
(R, C, IP) Senate District
2013-S6682B (ACTIVE) - Details
- Law Section:
- General Business Law
- Laws Affected:
- Amd §380-a, rel §380-u to be §380-v, add §380-u, Gen Bus L
2013-S6682B (ACTIVE) - Sponsor Memo
BILL NUMBER:S6682B TITLE OF BILL: An act to amend the general business law, in relation to credit record freezes and protected minors PURPOSE OF BILL: The purpose of this bill is to create a mechanism whereby parents or guardians can place a freeze on the credit record of a minor child in order to prevent their child from becoming a victim of identity theft. SUMMARY OF PROVISIONS: Section one amends the general business law by adding new definitions to the Fair Credit Reporting Act, defining "protected consumer", "record", "representative", "security freeze for a protected person", "sufficient proof of authority", and "sufficient proof of identification". Section two amends the general business law by adding new provisions providing a mechanism for parents and guardians to freeze the credit record of their minor children. This section requires credit reporting agencies to place a credit record freeze on the account of a minor, at the request of a protected minor's representative who can provide sufficient proof of identification and sufficient proof of authority to act on behalf of the minor child. The credit reporting agency would
2013-S6682B (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 6682--B Cal. No. 245 I N S E N A T E February 26, 2014 ___________ Introduced by Sens. ZELDIN, BONACIC, DeFRANCISCO, LARKIN, MARCHIONE, MARTINS, RANZENHOFER -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection -- reported favorably from said committee, ordered to first and second report, ordered to a third reading, amended and ordered reprinted, retaining its place in the order of third reading -- again amended and ordered reprinted, retaining its place in the order of third reading AN ACT to amend the general business law, in relation to credit record freezes and protected minors THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Section 380-a of the general business law is amended by adding six new subdivisions (o), (p), (q), (r), (s) and (t) to read as follows: (O) THE TERM "PROTECTED CONSUMER" MEANS AN INDIVIDUAL WHO IS UNDER THE AGE OF SIXTEEN YEARS AT THE TIME A REQUEST FOR THE PLACEMENT OF A SECU- RITY FREEZE IS MADE. (P) THE TERM "RECORD" MEANS A COMPILATION OF INFORMATION THAT (1) IDENTIFIES A PROTECTED CONSUMER; (2) IS CREATED BY A CONSUMER CREDIT REPORTING AGENCY SOLELY FOR THE PURPOSE OF COMPLYING WITH SECTION THREE HUNDRED EIGHTY-U OF THIS ARTICLE; AND (3) MAY NOT BE CREATED OR USED TO CONSIDER THE PROTECTED CONSUMER'S CREDIT WORTHINESS, CREDIT STANDING, CREDIT CAPACITY, CHARACTER, GENERAL REPUTATION, PERSONAL CHARACTER- ISTICS, OR MODE OF LIVING FOR ANY PURPOSE LISTED IN THIS ARTICLE. (Q) THE TERM "REPRESENTATIVE" MEANS A PERSON WHO PROVIDES TO A CONSUM- ER CREDIT REPORTING AGENCY SUFFICIENT PROOF OF AUTHORITY TO ACT ON BEHALF OF A PROTECTED CONSUMER. (R) THE TERM "SECURITY FREEZE FOR A PROTECTED PERSON" MEANS (1) IF A CONSUMER CREDIT REPORTING AGENCY DOES NOT HAVE A FILE PERTAINING TO A PROTECTED CONSUMER, A RESTRICTION THAT: (I) IS PLACED ON THE PROTECTED CONSUMER'S RECORD IN ACCORDANCE WITH THIS SECTION; AND (II) PROHIBITS THE CONSUMER CREDIT REPORTING AGENCY FROM RELEASING THE PROTECTED CONSUMER'S RECORD EXCEPT AS PROVIDED IN THIS SECTION; OR EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted.
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