Jose Peralta's posts related to Consumer Protection

Report: New City Law and AG Settlement Agreements Spur Improved Translation, Language Access Services in NY Chain Pharmacies

 

Recommends Passage of Statewide Legislation to Expand Gains in Consumer Safety and Fill Gaps

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Estrenarán sistema electoral - Nueva York sustituye las viejas máquinas de palanca en las primarias demócratas

El Diario

por Ruth E. Hernández Beltrán 

6 de septiembre del 2010 

Nueva York/EFE — Por primera vez en cinco décadas, los votantes de Nueva York acudirán a la urnas bajo un nuevo sistema electoral, que sustituye las viejas máquinas de palanca, y que se pondrá en marcha en las primarias demócratas del 14 de septiembre.

Nueva York ha sido el último estado en adquirir un sistema electrónico de votación, tal y como estipula una medida aprobada por el Congreso de EE.UU. en 2002, tras los problemas surgidos dos años antes, que obligaron al recuento de miles de votos y la intervención del Tribunal Supremo.

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New York City Law Requires Landlords to Tell New Tenants About Bedbug Infestations

New York Law Journal 

by Noeleen G. Walder 

September 2, 2010 

A new law in New York City aimed at helping prospective tenants combat the raging bedbug epidemic was signed into law Monday by Gov. David A. Paterson. 

Dubbed the Bedbug Disclosure Act, the measure requires owners and lessors to notify new rental tenants of bedbug infestations that have plagued the building and the tenant's individual unit during the previous year. 

The law, A10356B/S8130, which takes effect immediately, comes amid a rash of complaints about bedbugs in New York City and other major cities across the nation. The measure applies only to the city. 

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Queens Officials Show Off New Voting Machines

NY 1

September 3, 2010 

Voters will soon be casting their ballots using a brand new system.

Local leaders and officials from the city's Board of Elections demonstrated the new electronic voting system in Jackson Heights, Queens on Friday. 

The old lever voting booths will be a thing of the past, and the new system is designed to be in compliance with the Help America Vote Act of 2002.

From now on, with every vote cast, a verifiable paper record will be produced.

Officials say it will be easier and more accurate than the old booths. 

 

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Senator Peralta Tackles Foreclosure

Queens Chronicle

by Elizabeth Daley

7/29/2010

Inspired by the high foreclosure rate across the country and in Queens, state Sen. Jose Peralta (D-Jackson Heights) joined allies City Comptroller John Liu and Assemblyman Hakeem Jeffries (D-Fort Greene) at City Hall on Tuesday to promote legislation requiring lenders and brokers to provide consumers with a document explaining the mortgage process, consumer rights and protections.

Peralta urged Gov. David Paterson to sign the legislation shortly after speaking to residents facing foreclosure in his district at a workshop last Thursday.

 

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Senator Peralta, New Yorkers for Responsible Lending Push for Passage of Consumer Credit Fairness Act

With third-party debt buyers taking advantage of the courts and consumers to extract hundreds of millions of dollars a year from the lowest income New Yorkers, State Senator Jose Peralta introduced legislation to prevent debt buyers from exploiting gaps in state laws.

Consumer debt buyers have filed hundreds of thousands of debt collection lawsuits over the past few years in New York State.  They buy consumer debts for pennies on the dollar and aggressively pursue payment through the courts—often suing the wrong people or consumers who paid back their debt years before.  Even in cases where a consumer may owe money, debt buyers often sue for grossly inflated amounts, padding the debts with unauthorized fees and interest.

“We’ve all heard the horror story about someone hounded relentlessly for years by debt collectors for bills that were paid off long ago, or for payments that were never owed, or for wildly high fees that would make a loan shark proud,” said Senator Peralta.  “The thuggish tactics described are so abusive, it’s hard to imagine that sort of harassment is allowed to happen in the United States.

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Town Hall Meeting on Section 8 Vouchers

Please join Senator Jose Peralta for a Town Hall on Section 8 vouchers. Members of the community, housing advocates and social service providers are encouraged to voice their opinions and ask questions.

The event is sponsored by:

Senator Jose Peralta

Councilwoman Julissa Ferreras

New York Urban League Housing Program

NYC Housing Authority (NYCHA)

NYC Department of Housing Preservation and Development

Queens Library

 

Please share the event with friends and neighbors.  Click here to download the flyer.

Location

Langston Hughes Library
100-01 Northern Boulevard
Corona, NY 11368
United States
Phone: 718-205-3881
Fax: 718-205-4145
40° 45' 26.7228" N, 73° 52' 6.3732" W

September 2012 Newsletter - Identity Theft

Please click the file below to view the Identity Theft newsletter.

File: 
Identity Theft

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Buscan regular acciones de cobradores

Según ha informado El Diario:

Nueva York - El senador José Peralta, defensores de los consumidores y víctimas de los recaudadores de deudas pidieron ayer a los legisladores estatales aprueben la propuesta de ley "S-677A Consumer Credit Fairness Act".

Para el artículo completo, haga clic aquí

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State Senator Peralta Targets 21st Century Gang Crime

With holiday shopping bills coming due, State Senator Jose Peralta is cautioning consumers to keep an eye out for unauthorized or suspicious transactions on their bank and credit card statements and is introducing legislation to help law enforcement crack down on “21st Century” organized crime activity.

 Identity theft and the confiscation of personal information, such as bank PINs, are not "seasonal" crimes, but they occur with greater frequency during periods of increased financial activity—like the Christmas shopping season.

 Gangs are becoming more involved in these and other white-collar crimes, such as bank fraud, credit card fraud, money laundering, counterfeiting and mortgage fraud, according to the FBI's National Gang Intelligence Center, which identifies New York and Florida as the twin epicenters of this troubling new development in organized crime.

“Despite the increasing prominence of these crimes, the law used in New York to prosecute gangs and organized crime organizations does not include a wide variety of cyber and identity crimes,” Senator Peralta said.  “That’s not surprising considering that when the Enterprise Corruption Statute was passed in 1986, pagers were the cutting-edge personal technology of the day and the identity theft law did not even exist.”

Queens District Attorney Richard A. Brown, who worked closely with Senator Peralta in drafting the legislation, said, “Those committing the crimes of identity theft are well-organized enterprises that inflict economic harm on a global scale, often leaving multiple victims and significant financial losses in their wake. My office has utilized the enterprise corruption statute in the past to pursue justice against those committing these crimes and this legislative fix to strengthen the law will allow us to do that more efficiently. I thank Senator Peralta for his leadership in introducing this legislation and for recognizing that the law must keep pace with emerging technology.”

Including crimes such as identity theft in the Enterprise Corruption Statute would also save the state money by eliminating duplicative legal proceedings, potentially saving hundreds of thousands of dollars per case.

When a defendant is charged with the crime of enterprise corruption by committing larceny through identity theft, for example, current law requires the defendant be indicted twice for the same underlying actions—one indictment for enterprise corruption and larceny and a second indictment for the identity theft charges.

In turn, a defendant must also be arraigned twice, have bail set twice and have two sets of motions.  In the end, a defendant is tried for the same conduct not once, but twice.

In addition to being needlessly costly to the state, the current law is inequitable to defendants, who also face duplicative costs stemming from needing to pay two retainers to defense counsel.

Here’s a small sampling of high-profile cases of new-age organized crime activity: U.S. Says Ring Stole 160 Million Credit Card Numbers; an identity theft ring spearheaded by the Crips, Bloods and a Brooklyn-based gang called the Outlaws stole more than $2 million from New York charities;  a cyber-theft of 10 million credit and debit card records was attributed to a New York City based street gang with ties to Central America; a Romanian man with ties to organized crime was charged with stealing at least $1.5 million by installing "skimmer" devices at ATM machines across New York City and Long Island.

“The bill would bring the law into the 21st Century,” Senator Peralta said.  “And it would make it easier for police and prosecutors to go after gangs and organized crime syndicates, in addition to saving the state money.”

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