Please join Senator José Peralta for a series of foreclosure prevention workshops. Presentations will include sessions with loan specialists from reputable organizations that specialize in preventing foreclosures.
Attendees should bring two copies of the following documents: -Hardship letter -Two most recent pay stubs -Last two month's bank statements -2008/2009/2010 tax returns -Letters/notices of default or foreclosure -Breakdown of monthly household expenses -Photo ID (unexpired driver's license, state-issued ID or passport) -Social security number
Senator Jose Peralta, Assemblymember Hakeem Jeffries and Comptroller John Liu are calling on Governor Paterson to sign the Mortgage Bill of Rights Legislation, requiring mortgage lenders and brokers to provide consumers with a detailed document explaining the mortgage process and consumer rights and protections. This bill will ensure that consumers receive ample information before they begin the voluminous mortgage process.
“As the Chair of the New York State Senate’s Consumer Protection Committee and State Senator representing over 300,000 New Yorkers, I have seen firsthand the devastating effects these challenging economic times have had on Americans. These distressing financial problems are often times compounded by the fact that many consumers simply do not know their rights and in many cases because they have been victims of predatory credit products.
Inspired by the high foreclosure rate across the country and in Queens, state Sen. Jose Peralta (D-Jackson Heights) joined allies City Comptroller John Liu and Assemblyman Hakeem Jeffries (D-Fort Greene) at City Hall on Tuesday to promote legislation requiring lenders and brokers to provide consumers with a document explaining the mortgage process, consumer rights and protections.
Peralta urged Gov. David Paterson to sign the legislation shortly after speaking to residents facing foreclosure in his district at a workshop last Thursday.
Citing the alarmingly large number of families across the state facing foreclosure, State Senators Jose Peralta and Malcolm Smith are urging Governor Andrew Cuomo to fund a program that provides homeowners with counseling, legal assistance and help negotiating with banks. Launched in 2008, funding for the $25 million Foreclosure Prevention Services Program expires next month.
Arguing that “investing in foreclosure prevention saves money,” State Senator Jose Peralta is urging Governor Andrew Cuomo to continue funding a program that provides homeowners with counseling, legal assistance and help negotiating with banks.
In a letter to the governor citing alarmingly high rates of seriously delinquent mortgages in his senate district, Senator Peralta calls for extending the state’s Foreclosure Prevention Services Program. Launched in 2008, funding for the $25 million initiative expires at the end of the year.