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Assembly Bill A4711

2009-2010 Legislative Session

Prohibits insurers from refusing to issue a policy, or charging higher rates to consumers who seek to purchase only the minimum required auto insurance

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Archive: Last Bill Status - On Floor Calendar

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Bill Amendments

co-Sponsors

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2009-A4711 - Details

Law Section:
Insurance Law
Laws Affected:
Add §2616, Ins L

2009-A4711 - Summary

Prohibits insurers from refusing to issue a policy, or charging higher rates to consumers who seek to purchase only the minimum required auto insurance.

2009-A4711 - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  4711

                       2009-2010 Regular Sessions

                          I N  A S S E M B L Y

                            February 5, 2009
                               ___________

Introduced  by  M. of A. ESPAILLAT, TOWNS, POWELL, ALFANO -- Multi-Spon-
  sored by -- M. of A.    HOOPER,  PEOPLES,  WRIGHT  --  read  once  and
  referred to the Committee on Insurance

AN  ACT  to amend the insurance law, in relation to prohibiting insurers
  from refusing to issue policies or imposing higher  rates  on  persons
  who seek to purchase a mandatory minimum insurance

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. The insurance law is amended by adding a new  section  2616
to read as follows:
  S  2616.  DISCRIMINATION  BASED  UPON  REQUEST  FOR  MINIMUM COVERAGE.
INSURERS SHALL BE PROHIBITED FROM, ON THE BASIS THAT A PERSON WAS PREVI-
OUSLY INSURED AT OR SEEKS TO PURCHASE ONLY THE MANDATORY  MINIMUM  MOTOR
VEHICLE LIABILITY INSURANCE REQUIRED BY LAW:
  (A)  REFUSING  TO  ACCEPT  AN  APPLICATION FOR OR REFUSING TO ISSUE OR
RENEW AN INSURANCE POLICY;
  (B) PLACING AN INSURED OR APPLICANT FOR INSURANCE WITH A  MORE  EXPEN-
SIVE  AFFILIATE,  OR IN A MORE EXPENSIVE RATING TIER OR CATEGORY THAN AN
OTHERWISE SIMILAR INSURED OR APPLICANT WOULD BE PLACED; OR
  (C) IMPOSING OR OFFERING A HIGHER RATE OR PREMIUM,  REQUIRING  PAYMENT
OF  MORE  PREMIUM  UP  FRONT  OR  DENYING ELIGIBILITY FOR MORE FAVORABLE
PAYMENT TERMS FROM ANY SUCH PERSON THAN IT IMPOSES, OFFERS, REQUIRES, OR
DENIES AT THAT TIME FROM PERSONS IN OTHERWISE SIMILAR CASES.
  S 2. This act shall take effect on the thirtieth day  after  it  shall
have become a law.



 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD08397-01-9

co-Sponsors

multi-Sponsors

2009-A4711A (ACTIVE) - Details

Law Section:
Insurance Law
Laws Affected:
Add §2616, Ins L

2009-A4711A (ACTIVE) - Summary

Prohibits insurers from refusing to issue a policy, or charging higher rates to consumers who seek to purchase only the minimum required auto insurance.

2009-A4711A (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                 4711--A

                       2009-2010 Regular Sessions

                          I N  A S S E M B L Y

                            February 5, 2009
                               ___________

Introduced  by  M. of A. ESPAILLAT, TOWNS, POWELL, ALFANO -- Multi-Spon-
  sored by -- M. of A. HOOPER, PEOPLES-STOKES, WRIGHT -- read  once  and
  referred to the Committee on Insurance -- recommitted to the Committee
  on  Insurance  in  accordance with Assembly Rule 3, sec. 2 -- reported
  and referred to the Committee on Rules -- Rules Committee  discharged,
  bill  amended,  ordered  reprinted  as  amended and recommitted to the
  Committee on Rules

AN ACT to amend the insurance law, in relation to  prohibiting  insurers
  from  refusing  to  issue policies or imposing higher rates on persons
  who seek solely to purchase a mandatory minimum insurance

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  The insurance law is amended by adding a new section 2616
to read as follows:
  S 2616.  DISCRIMINATION  BASED  UPON  REQUEST  FOR  MINIMUM  COVERAGE.
INSURERS SHALL BE PROHIBITED FROM, SOLELY ON THE BASIS THAT A PERSON WAS
PREVIOUSLY  INSURED  AT  OR SEEKS TO PURCHASE ONLY THE MANDATORY MINIMUM
MOTOR VEHICLE LIABILITY INSURANCE REQUIRED BY LAW:
  (A) REFUSING TO ACCEPT AN APPLICATION FOR  OR  REFUSING  TO  ISSUE  OR
RENEW AN INSURANCE POLICY;
  (B)  PLACING  AN INSURED OR APPLICANT FOR INSURANCE WITH A MORE EXPEN-
SIVE AFFILIATE, OR IN A MORE EXPENSIVE RATING TIER OR CATEGORY  THAN  AN
OTHERWISE SIMILAR INSURED OR APPLICANT WOULD BE PLACED; OR
  (C)  IMPOSING  OR OFFERING A HIGHER RATE OR PREMIUM, REQUIRING PAYMENT
OF MORE PREMIUM UP FRONT  OR  DENYING  ELIGIBILITY  FOR  MORE  FAVORABLE
PAYMENT TERMS FROM ANY SUCH PERSON THAN IT IMPOSES, OFFERS, REQUIRES, OR
DENIES AT THAT TIME FROM PERSONS IN OTHERWISE SIMILAR CASES.
  S  2.  This  act shall take effect on the thirtieth day after it shall
have become a law.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD08397-02-0

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