NY State Senate Bill 2011-S7855

Senate Bill S7855

2011-2012 Legislative Session

Relates to liability insurance rate reductions upon completion of a boating safety course or an advanced boating safety course

download bill text pdf

Archive: Last Bill Status - In Senate Committee Rules Committee

Introduced
- In Committee Assembly
- In Committee Senate
- On Floor Calendar Assembly
- On Floor Calendar Senate
- Passed Assembly
- Passed Senate
Delivered to Governor
Signed By Governor

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Actions

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	Assembly Actions - Lowercase Senate Actions - UPPERCASE
Oct 11, 2012	referred to rules

2011-S7855 (ACTIVE) - Details

Current Committee:: Senate Rules
Law Section:: Navigation Law
Laws Affected:: Amd §78-a, Nav L; add §2336-b, Ins L
Versions Introduced in Other Legislative Sessions:: 2013-2014: S2022
2015-2016: S789
2017-2018: S2985
2019-2020: S3688

2011-S7855 (ACTIVE) - Summary

Requires liability insurance rate reductions of 10% upon completion of a boating safety course or 15% upon completion of an advanced boating safety course.

2011-S7855 (ACTIVE) - Sponsor Memo

                                BILL NUMBER:S7855

TITLE OF BILL:

An act to amend the navigation law and the insurance law, in relation to
insurance rate reductions upon completion of a boating safety course or
an advanced boating safety course

PURPOSE:

To provide for boating liability insurance reductions for those who take
boater safety courses.

SUMMARY OF PROVISIONS:

Section 1 amends section 78-a of the Navigation Law by providing the
authority for insurance carriers to extend a minimum of a 10% reduction
of liability insurance rates for boat owners who complete basic boating
safety courses and 15% reduction for those who take advanced boating
safety courses.

Section 2 amends the Insurance Law by adding a new section 2336-B
providing that rate schedules submitted to the Commissioner for boat
liability insurance shall include premium reductions of at least 10% and
15% respectively when owners complete basic or advanced boating courses.
This legislation would not apply to those cases in which mandatory

courses are taken in response to boating infractions.

JUSTIFICATION:

Owning and operating a pleasure boat can provide many hours of enjoyment
and summertime pleasure. However, there are many perils and responsibil-
ities which arise when a boat leaves the dock not only from the elements
but also from other water craft. There are rules and basic procedures
which boat operators should know and observe.  This bill would provide
an incentive to learn and follow those safety rules and procedures by
giving owners who complete basic or advanced boating safety courses a
minimum 10% or 15% percent reduction in boating liability insurance.

LEGISLATIVE HISTORY:

New bill.

FISCAL IMPLICATIONS:

None to the State.

EFFECTIVE DATE:

Immediately and shall apply to all policies and contracts issued, modi-
fied or altered on and after such effective date.

2011-S7855 (ACTIVE) - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  7855

                            I N  S E N A T E

                            October 11, 2012
                               ___________

Introduced  by  Sen. LAVALLE -- read twice and ordered printed, and when
  printed to be committed to the Committee on Rules

AN ACT to amend the navigation law and the insurance law, in relation to
  insurance rate reductions upon completion of a boating  safety  course
  or an advanced boating safety course

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Section 78-a of the navigation law, as added by chapter 160
of the laws of 1990 and as further amended by section 104 of part  A  of
chapter 62 of the laws of 2011, is amended to read as follows:
  S 78-a. Insurance  rate  reduction.  Any insurance carrier licensed to
issue yacht or boating liability insurance in this state  is  authorized
to  grant  rate reductions with the approval of the department of finan-
cial services to any owner of a  yacht  or  boat  who  has  successfully
completed  a  boating safety course OR AN ADVANCED BOATING SAFETY COURSE
or holds a valid United States Coast Guard operators  license.    IN  NO
EVENT  SHALL THE RATE REDUCTION BE LESS THAN TEN PERCENT FOR ANY INSURED
WHO HAS COMPLETED A BOATING SAFETY COURSE AND FIFTEEN  PERCENT  FOR  ANY
INSURED WHO HAS COMPLETED AN ADVANCED BOATING SAFETY COURSE.
  S  2.  The  insurance law is amended by adding a new section 2336-b to
read as follows:
  S 2336-B.  BOAT  LIABILITY  INSURANCE  RATES;  PREMIUM  REDUCTIONS  IN
CERTAIN CASES. (A) ANY SCHEDULE OF RATES OR RATING PLAN FOR BOAT LIABIL-
ITY  INSURANCE  SUBMITTED  TO  THE  SUPERINTENDENT  SHALL PROVIDE FOR AN
APPROPRIATE REDUCTION IN PREMIUM CHARGES, AS DESCRIBED IN SECTION SEVEN-
TY-EIGHT-A OF THE NAVIGATION LAW, FOR ANY INSURED WHO  HAS  SUCCESSFULLY
COMPLETED  A  BOATING SAFETY COURSE OR AN ADVANCED BOATING SAFETY COURSE
WHICH MEETS THE REQUIREMENTS OF PART FIVE OF ARTICLE FOUR OF THE NAVIGA-
TION LAW AND HAS BEEN APPROVED BY THE COMMISSIONER OF PARKS,  RECREATION
AND  HISTORIC  PRESERVATION.  THE  PROVISIONS  OF THIS SECTION SHALL NOT
APPLY TO ATTENDANCE AT A  COURSE  PURSUANT  TO  SECTIONS  FORTY-FIVE  OR
FORTY-NINE OF THE NAVIGATION LAW AS A RESULT OF ANY BOATING INFRACTION.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD16441-02-2

S. 7855                             2

  (B)  FOR  THE  PURPOSES OF THIS SECTION THE TERM "BOAT" SHALL MEAN ANY
RESIDENTIAL OR PLEASURE VESSEL THAT  IS  NOT  A  CREW  RACING  SHELL  AS
DEFINED IN SECTION TWO OF THE NAVIGATION LAW.
  S  3.  This  act  shall take effect immediately and shall apply to all
policies and contracts issued, renewed, modified or altered on and after
such effective date.

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