Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|
---|---|
Nov 13, 2013 |
signed chap.496 |
Nov 01, 2013 |
delivered to governor |
Jun 21, 2013 |
returned to senate passed assembly ordered to third reading cal.507 substituted for a7382a |
Jun 20, 2013 |
referred to insurance returned to assembly repassed senate |
Jun 17, 2013 |
amended on third reading 2894a |
Jun 17, 2013 |
vote reconsidered - restored to third reading |
Jun 14, 2013 |
returned to senate recalled from assembly |
Jun 13, 2013 |
recommitted to insurance substitution reconsidered |
Jun 10, 2013 |
ordered to third reading cal.507 substituted for a7382 |
Apr 29, 2013 |
referred to insurance delivered to assembly passed senate |
Apr 24, 2013 |
advanced to third reading |
Apr 23, 2013 |
2nd report cal. |
Apr 22, 2013 |
1st report cal.355 |
Jan 24, 2013 |
referred to insurance |
Senate Bill S2894A
Signed By Governor2013-2014 Legislative Session
Sponsored By
(R, C, IP, RFM) Senate District
Archive: Last Bill Status - Signed by Governor
- Introduced
-
- In Committee Assembly
- In Committee Senate
-
- On Floor Calendar Assembly
- On Floor Calendar Senate
-
- Passed Assembly
- Passed Senate
- Delivered to Governor
- Signed By Governor
Actions
Votes
Bill Amendments
co-Sponsors
(R, C, IP, RFM) 24th Senate District
(D) Senate District
2013-S2894 - Details
- See Assembly Version of this Bill:
- A7382
- Law Section:
- Insurance Law
- Laws Affected:
- Amd §4224, Ins L
2013-S2894 - Sponsor Memo
BILL NUMBER:S2894 TITLE OF BILL: An act to amend the insurance law, in relation to exceptions to the general prohibition on rebating PURPOSE: To modernize the insurance law to allow licensed brokers, agents and benefit consultants to assist insurers and employers in the interpretation, management and communication of the insurance policy or annuity contract and its resulting costs, and to assist insurers and employers in the development and implementation of wellness programs, disease management and care coordination services and other incidental or ancillary programs and services. SUMMARY OF PROVISIONS: Section 1 of the bill would add a new subsection (c) to § 3239 of the insurance law, to enumerate certain exceptions to the anti-rebating and inducement laws for services that insurance producers may provide within the scope of their licensure and as part of commissions paid or fees earned, to insurance carriers and policyholders, such as the development and implementation of wellness programs, disease management and care coordination services and other programs designed to improve quality of care and health outcomes of insured employees, subscribers or enrollees. Section 2 of the bill would add a new subsection (f) to § 4224 of the insurance law, to allow insurance producers, within the scope of their
2013-S2894 - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 2894 2013-2014 Regular Sessions I N S E N A T E January 24, 2013 ___________ Introduced by Sen. SEWARD -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to exceptions to the general prohibition on rebating THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Section 3239 of the insurance law is amended by adding a new subsection (d) to read as follows: (D) AN INSURANCE AGENT, INSURANCE BROKER OR INSURANCE CONSULTANT LICENSED UNDER ARTICLE TWENTY-ONE OF THIS CHAPTER, WHILE ACTING WITHIN THE SCOPE OF SUCH LICENSURE AND AS PART OF COMMISSIONS PAID OR UNDER SEPARATE FEE AGREEMENTS, SHALL BE AUTHORIZED TO ASSIST INSURERS AND EMPLOYERS IN THE DEVELOPMENT AND IMPLEMENTATION OF WELLNESS PROGRAMS, DISEASE MANAGEMENT AND CARE COORDINATION SERVICES, AND OTHER SUCH PROGRAMS AND SERVICES DESIGNED TO IMPROVE QUALITY OF CARE AND HEALTH OUTCOMES OF INSURED EMPLOYEES, SUBSCRIBERS OR ENROLLEES, BASED ON ACTU- ARIAL DEMONSTRATIONS THAT SUCH PROGRAMS AND SERVICES CAN BE REASONABLY EXPECTED TO RESULT IN THE OVERALL GOOD HEALTH AND WELL BEING OF THE GROUP. S 2. Section 4224 of the insurance law is amended by adding a new subsection (f) to read as follows: (F) THIS SECTION SHALL NOT PROHIBIT AN INSURANCE AGENT, INSURANCE BROKER OR INSURANCE CONSULTANT LICENSED UNDER ARTICLE TWENTY-ONE OF THIS CHAPTER, WHILE ACTING WITHIN THE SCOPE OF SUCH LICENSURE AND AS PART OF COMMISSIONS PAID OR UNDER SEPARATE FEE AGREEMENTS, FROM ASSISTING INSUR- ERS AND EMPLOYERS IN THE INTERPRETATION, MANAGEMENT AND COMMUNICATION OF THE INSURANCE POLICY OR ANNUITY CONTRACT AND ITS RESULTING COSTS. PERMISSIBLE SERVICES SHALL INCLUDE, BUT NOT BE LIMITED TO: WELLNESS PROGRAMS, DISEASE MANAGEMENT AND CARE COORDINATION SERVICES, ADMINIS- TRATION OF COBRA AND NEW YORK STATE CONTINUATION OF COVERAGE, ADMINIS- TRATION OF FLEXIBLE SPENDING ACCOUNTS (FSAS) AND HEALTH REIMBURSEMENT EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD06650-01-3
co-Sponsors
(R, C, IP, RFM) 24th Senate District
(D) Senate District
2013-S2894A (ACTIVE) - Details
- See Assembly Version of this Bill:
- A7382
- Law Section:
- Insurance Law
- Laws Affected:
- Amd §4224, Ins L
2013-S2894A (ACTIVE) - Sponsor Memo
BILL NUMBER:S2894A TITLE OF BILL: An act to amend the insurance law, in relation to exceptions to the general prohibition on rebating PURPOSE: To modernize the insurance law to allow licensed brokers and agents to develop, implement, and administer wellness programs. SUMMARY OF PROVISIONS: This bill would allow insurance agents and brokers to, without charging a service fee or charging a reduced fee, develop, implement, and administer wellness programs, if such programs and services are provided in a fair and nondiscriminatory manner and are incidental to a policy sold by the agent or broker. JUSTIFICATION: The fast-paced and competitive insurance marketplace continues to evolve, and insurance producers must change with it. Integral to this is the modernization of certain statutory restrictions that are old and outmoded. Chief amongst these are the anti-rebating and inducement laws that were originally designed to protect insurance producers and consumers alike from offering and accepting illegal inducements for the sale of insurance products. In today's health insurance market, licensed insurance brokers and agents must be able to offer wellness programs in order to attract business and close the sale. With the recent issuance of federal rules giving employers greater
2013-S2894A (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 2894--A Cal. No. 355 2013-2014 Regular Sessions I N S E N A T E January 24, 2013 ___________ Introduced by Sens. SEWARD, LANZA, LATIMER -- read twice and ordered printed, and when printed to be committed to the Committee on Insur- ance -- reported favorably from said committee, ordered to first and second report, ordered to a third reading, passed by Senate and deliv- ered to the Assembly, recalled, vote reconsidered, restored to third reading, amended and ordered reprinted, retaining its place in the order of third reading AN ACT to amend the insurance law, in relation to exceptions to the general prohibition on rebating THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Subsection (c) of section 4224 of the insurance law, as amended by chapter 291 of the laws of 2012, is amended to read as follows: (c) Except as permitted by section three thousand two hundred thirty- nine of this chapter OR SUBSECTION (F) OF THIS SECTION, no such life insurance company and no such savings and insurance bank and no officer, agent, solicitor or representative thereof and no such insurer doing in this state the business of accident and health insurance and no officer, agent, solicitor or representative thereof, and no licensed insurance broker and no employee or other representative of any such insurer, agent or broker, shall pay, allow or give, or offer to pay, allow or give, directly or indirectly, as an inducement to any person to insure, or shall give, sell or purchase, or offer to give, sell or purchase, as such inducement, or interdependent with any policy of life insurance or annuity contract or policy of accident and health insurance, any stocks, bonds, or other securities, or any dividends or profits accruing or to accrue thereon, or any valuable consideration or inducement whatever not specified in such policy or contract other than any valuable consider- ation, including but not limited to merchandise or periodical subscriptions, not exceeding twenty-five dollars in value; nor shall any EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted.
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