Senate Bill S4047

2013-2014 Legislative Session

Provides that an automobile insurer may waive the inspection of a private passenger automobile prior to providing physical damage coverage

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Insurance Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2013-S4047 (ACTIVE) - Details

See Assembly Version of this Bill:
A1305
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §3411, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: S1039, A10171
2011-2012: S2496, A2931
2015-2016: S4629, A1995
2017-2018: S5768, A1312
2019-2020: S801, A2809
2021-2022: S4312, A4199
2023-2024: S2803, S5889, A3172

2013-S4047 (ACTIVE) - Summary

Provides that an automobile insurer may waive the inspection of a private passenger automobile prior to providing physical damage coverage.

2013-S4047 (ACTIVE) - Sponsor Memo

2013-S4047 (ACTIVE) - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  4047

                       2013-2014 Regular Sessions

                            I N  S E N A T E

                              March 6, 2013
                               ___________

Introduced  by  Sen.  LANZA  -- read twice and ordered printed, and when
  printed to be committed to the Committee on Insurance

AN ACT to amend the insurance law, in relation to inspections of private
  passenger automobiles prior to the provision of coverage for  physical
  damage thereto

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. The section heading and subsections (d),  (g)  and  (m)  of
section 3411 of the insurance law are amended to read as follows:
  Automobile  physical damage insurance covering private passenger auto-
mobiles; standard provisions; [required] inspections; duties of insurers
and insureds.
  (d) A newly issued policy shall not provide  coverage  for  automobile
physical  damage  perils prior to an inspection of the automobile by the
insurer, UNLESS THE INSURER HAS WAIVED  THE  RIGHT  TO  SUCH  INSPECTION
PURSUANT  TO  A STATEMENT OF OPERATION FILED WITH THE SUPERINTENDENT. IN
ITS STATEMENT OF OPERATION, AN INSURER MAY WAIVE THE  RIGHT  TO  INSPECT
SOME  OR ALL AUTOMOBILES. EVERY STATEMENT OF OPERATION SHALL TAKE EFFECT
UPON ITS FILING WITH THE SUPERINTENDENT AND MAY COVER SOME OR ALL  AUTO-
MOBILES.
  (g)  If  an  automobile  subject  to the provisions of this section is
acquired by the insured as a replacement for or an addition to an  auto-
mobile  insured  for  physical damage coverage, and the insured requests
physical damage coverage for the replacement or  additional  automobile,
such  coverage  for  physical  damage shall not be effective before such
inspection is made, UNLESS THE INSURER HAS WAIVED THE RIGHT TO  SUCH  AN
INSPECTION  PURSUANT  TO  A STATEMENT OF OPERATION FILED WITH THE SUPER-
INTENDENT.  If, at the time of the request for such coverage, the  auto-
mobile  is  unavailable for inspection because of conditions of purchase
or other circumstances and is thereafter made available for  inspection,

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD00421-01-3

              

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