Senate Bill S5192A

2015-2016 Legislative Session

Relates to authorizing the issuance of certain accident and health insurance policies to an institution of higher education

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Insurance Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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Votes

Bill Amendments

co-Sponsors

2015-S5192 - Details

Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §3240, Ins L

2015-S5192 - Summary

Relates to authorizing the issuance of certain accident and health insurance policies to an institution of higher education; amends definition of student accident and health insurance not including policies or contracts meeting certain provisions of the public health service act.

2015-S5192 - Sponsor Memo

2015-S5192 - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  5192

                       2015-2016 Regular Sessions

                            I N  S E N A T E

                               May 6, 2015
                               ___________

Introduced  by  Sen.  SEWARD -- read twice and ordered printed, and when
  printed to be committed to the Committee on Insurance

AN ACT to amend the insurance law, in relation to authorizing the  issu-
  ance  of certain accident and health insurance policies to an institu-
  tion of higher education

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Paragraph 1 of subsection (a) and subsection (d) of section
3240  of  the insurance law, as added by section 41 of part D of chapter
56 of the laws of 2013, are amended to read as follows:
  (1) "Student accident and health insurance" means a policy or contract
of hospital, medical, or surgical expense insurance delivered or  issued
for delivery in this state on or after January first, two thousand four-
teen, by an insurer or a corporation, to an institution of higher educa-
tion  covering  students  enrolled  in the institution and the students'
dependents. HOWEVER, FOR THE PURPOSES OF THIS SECTION, "STUDENT ACCIDENT
AND HEALTH INSURANCE" DOES  NOT  INCLUDE  A  POLICY  OR  CONTRACT  WHICH
PROVIDES:    LIMITED  SCOPE  DENTAL OR VISION BENEFITS MEETING THE DEFI-
NITION OF "EXCEPTED BENEFITS" SET FORTH IN SECTION 2791  OF  THE  PUBLIC
HEALTH  SERVICE  ACT, 42 U.S.C. S 300GG-91(C). ALSO, FOR THE PURPOSES OF
THIS SECTION, "STUDENT ACCIDENT AND HEALTH INSURANCE" SHALL NOT  INCLUDE
AN ACCIDENT POLICY OR CONTRACT WHICH PROVIDES BENEFITS MEETING THE DEFI-
NITION  OF  "EXCEPTED  BENEFITS" SET FORTH IN SECTION 2791 OF THE PUBLIC
HEALTH SERVICE ACT, 42 U.S.C. S 300GG-91(C) IF SUCH POLICY OR  CONTRACT:
(A) IS LIMITED TO INTERCOLLEGIATE SPORTS INJURIES; (B) INCLUDES COVERAGE
FOR  TREATMENT  RELATING  TO  THE  INTERCOLLEGIATE  SPORTS  INJURY;  (C)
PROVIDES BENEFITS ON AN EXPENSE INCURRED BASIS; (D) PROVIDES THAT PREMI-
UMS ARE PAID IN  FULL  BY  THE  INSTITUTION  OF  HIGHER  EDUCATION;  (E)
INCLUDES  PROMINENT DISCLOSURE THAT THE ACCIDENT POLICY IS NOT A SUBSTI-
TUTE FOR COMPREHENSIVE  HOSPITAL  AND  MEDICAL  COVERAGE;  (F)  PROVIDES
COVERAGE FOR INTERCOLLEGIATE SPORTS INJURIES PRIMARY TO ANY ACCIDENT AND

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD10900-02-5
              

co-Sponsors

2015-S5192A (ACTIVE) - Details

Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §3240, Ins L

2015-S5192A (ACTIVE) - Summary

Relates to authorizing the issuance of certain accident and health insurance policies to an institution of higher education; amends definition of student accident and health insurance not including policies or contracts meeting certain provisions of the public health service act.

2015-S5192A (ACTIVE) - Sponsor Memo

2015-S5192A (ACTIVE) - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                 5192--A
    Cal. No. 687

                       2015-2016 Regular Sessions

                            I N  S E N A T E

                               May 6, 2015
                               ___________

Introduced  by  Sens.  SEWARD, LARKIN -- read twice and ordered printed,
  and when printed to be committed to  the  Committee  on  Insurance  --
  reported  favorably  from  said committee, ordered to first and second
  report, ordered to a third reading,  amended  and  ordered  reprinted,
  retaining its place in the order of third reading

AN  ACT to amend the insurance law, in relation to authorizing the issu-
  ance of certain accident and health insurance policies to an  institu-
  tion of higher education

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Paragraph 1 of subsection (a) of section 3240 of the insur-
ance law, as added by section 41 of part D of chapter 56 of the laws  of
2013,  is  amended  and  two new paragraphs 5 and 6 are added to read as
follows:
  (1)(A) "Student accident and  health  insurance"  means  a  policy  or
contract  of  hospital, medical, or surgical expense insurance delivered
or issued for delivery in this state on  or  after  January  first,  two
thousand  fourteen, by an insurer or a corporation, to an institution of
higher education covering students enrolled in the institution  and  the
students' dependents.
  (B) "STUDENT ACCIDENT AND HEALTH INSURANCE" SHALL NOT INCLUDE:
  (I)  A POLICY OR CONTRACT THAT PROVIDES LIMITED SCOPE DENTAL OR VISION
BENEFITS MEETING THE DEFINITION OF  "EXCEPTED  BENEFITS"  SET  FORTH  IN
SECTION  2791 OF THE PUBLIC HEALTH SERVICE ACT, 42 U.S.C. S 300GG-91(C);
OR
  (II) AN ACCIDENT POLICY OR CONTRACT THAT PROVIDES BENEFITS MEETING THE
DEFINITION OF "EXCEPTED BENEFITS" SET  FORTH  IN  SECTION  2791  OF  THE
PUBLIC  HEALTH  SERVICE  ACT,  42 U.S.C. S 300GG-91(C), IF THE POLICY OR
CONTRACT:
  (I) IS LIMITED TO COVERAGE FOR INTERCOLLEGIATE SPORTS INJURIES ONLY;

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD10900-03-5
              

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