Senate Bill S6785A

2015-2016 Legislative Session

Provides for a 5% automobile insurance premium reduction for non-commercial passenger motor vehicles equipped with an operating dashboard camera

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Insurance Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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Bill Amendments

2015-S6785 - Details

See Assembly Version of this Bill:
A10392
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2336, add §5110, Ins L; amd §§301 & 375, add §322, V & T L; add §4549, CPLR; add §60.80, CP L
Versions Introduced in Other Legislative Sessions:
2017-2018: S438, A2629
2019-2020: A5132
2021-2022: A2673
2023-2024: A4341

2015-S6785 - Summary

Provides for a 5% automobile insurance premium reduction for non-commercial passenger motor vehicles equipped with an operating dashboard camera; establishes means for certification of the installation of such camera; establishes civil penalties for false certification of such installation; provides for insurer review during claims settlement of the images from dashboard cameras

2015-S6785 - Sponsor Memo

2015-S6785 - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  6785

                            I N  S E N A T E

                            February 22, 2016
                               ___________

Introduced  by  Sen. PERALTA -- read twice and ordered printed, and when
  printed to be committed to the Committee on Insurance

AN ACT to amend the insurance law,  in  relation  to  providing  premium
  reductions  for  non-commercial motor vehicles equipped with dashboard
  cameras

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  Section  2336 of the insurance law is amended by adding a
new subsection (i) to read as follows:
  (I) ANY SCHEDULE OR RATING PLAN FOR NON-COMMERCIAL  PRIVATE  PASSENGER
INSURANCE  SHALL PROVIDE FOR A FIVE PERCENT REDUCTION IN PREMIUM CHARGES
FOR BODILY INJURY LIABILITY, PROPERTY DAMAGE LIABILITY, PERSONAL  INJURY
PROTECTION,  MEDICAL  PAYMENTS  AND  COLLISION  COVERAGE WITH RESPECT TO
AUTOMOBILES EQUIPPED WITH A DASHBOARD CAMERA. THE SUPERINTENDENT  SHALL,
IN  CONSULTATION  WITH  THE  COMMISSIONER  OF MOTOR VEHICLES, PROMULGATE
RULES AND REGULATIONS ESTABLISHING STANDARDS FOR SUCH DASHBOARD CAMERAS.
  S 2. This act shall take effect on the first of January next  succeed-
ing  the date on which it shall have become a law and shall apply to all
policies issued, renewed, modified, altered or amended on or after  such
date.  Provided, however, that, effective immediately, any and all rules
and regulations and  any  other  measures  necessary  to  implement  the
provisions of this act on its effective date are authorized and directed
to be completed on or before such date.




 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD14226-01-6


              

co-Sponsors

2015-S6785A (ACTIVE) - Details

See Assembly Version of this Bill:
A10392
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2336, add §5110, Ins L; amd §§301 & 375, add §322, V & T L; add §4549, CPLR; add §60.80, CP L
Versions Introduced in Other Legislative Sessions:
2017-2018: S438, A2629
2019-2020: A5132
2021-2022: A2673
2023-2024: A4341

2015-S6785A (ACTIVE) - Summary

Provides for a 5% automobile insurance premium reduction for non-commercial passenger motor vehicles equipped with an operating dashboard camera; establishes means for certification of the installation of such camera; establishes civil penalties for false certification of such installation; provides for insurer review during claims settlement of the images from dashboard cameras

2015-S6785A (ACTIVE) - Sponsor Memo

2015-S6785A (ACTIVE) - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                 6785--A

                            I N  S E N A T E

                            February 22, 2016
                               ___________

Introduced  by  Sen. PERALTA -- read twice and ordered printed, and when
  printed to be committed to the Committee  on  Insurance  --  committee
  discharged, bill amended, ordered reprinted as amended and recommitted
  to said committee

AN  ACT  to  amend  the  insurance law, the vehicle and traffic law, the
  civil practice law and rules,  and  the  criminal  procedure  law,  in
  relation to dashboard cameras

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Section 2336 of the insurance law is amended  by  adding  a
new subsection (i) to read as follows:
  (I) (1) ANY SCHEDULE OR RATING PLAN FOR NON-COMMERCIAL PRIVATE PASSEN-
GER  INSURANCE  SHALL  PROVIDE  FOR  A FIVE PERCENT REDUCTION IN PREMIUM
CHARGES FOR BODILY INJURY LIABILITY, PROPERTY DAMAGE LIABILITY, PERSONAL
INJURY PROTECTION, MEDICAL PAYMENTS AND COLLISION COVERAGE WITH  RESPECT
TO AUTOMOBILES EQUIPPED WITH AN OPERATING DASHBOARD CAMERA THAT COMPLIES
WITH  THE  RULES  AND  REGULATIONS OF THE COMMISSIONER OF MOTOR VEHICLES
PROMULGATED PURSUANT TO SUBDIVISION FIFTY-TWO OF SECTION  THREE  HUNDRED
SEVENTY-FIVE OF THE VEHICLE AND TRAFFIC LAW.  EACH INSURER MAY ESTABLISH
SUCH REQUIREMENTS AS IT SHALL DEEM NECESSARY FOR THE SUBMISSION OF PROOF
AND CERTIFICATION THAT SUCH A DASHBOARD CAMERA HAS BEEN INSTALLED IN THE
INSURED  AUTOMOBILE  AND THAT SUCH CAMERA IS IN OPERATING CONDITION. THE
SUPERINTENDENT SHALL, IN CONSULTATION WITH  THE  COMMISSIONER  OF  MOTOR
VEHICLES, PROMULGATE RULES AND REGULATIONS.
  (2)  IN  ANY  INSTANCE  IN  WHICH  AN INSURED IS RECEIVING THE PREMIUM
REDUCTION PROVIDED IN PARAGRAPH ONE OF THIS SUBSECTION AND  THE  INSURED
HAS  FALSELY  CERTIFIED  THAT  HIS OR HER AUTOMOBILE IS EQUIPPED WITH AN
OPERATING DASHBOARD CAMERA OR THE DASHBOARD CAMERA IS NO LONGER IN OPER-
ATING CONDITION WHILE THE AUTOMOBILE IS BEING OPERATED, THE INSURER  MAY
IMPOSE  A CIVIL PENALTY UPON SUCH INSURED EQUAL TO THE PREMIUM REDUCTION
GRANTED FOR THE DASHBOARD CAMERA FOR ONE YEAR OR  FOR  THE  PERIOD  SUCH
REDUCTION  WAS  WRONGFULLY GRANTED, WHICHEVER SHALL BE SHORTER. FURTHER-
MORE, AN INSURER MAY THEREAFTER  DENY  THE  PROVISION  OF  SUCH  PREMIUM

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD14226-02-6
              

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