Senate Bill S5104

2017-2018 Legislative Session

Provides for a review of rating territory definitions for non-business automobile insurance policies

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Insurance Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2017-S5104 (ACTIVE) - Details

See Assembly Version of this Bill:
A2754
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2307, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: S1965
2011-2012: S3104
2013-2014: S367, A8501
2015-2016: S763, A2633
2019-2020: S583, A7022
2021-2022: S3857, A3045
2023-2024: A840

2017-S5104 (ACTIVE) - Summary

Establishes as a distinct territory for purposes of rating private passenger nonbusiness automobile insurance policies, a certain city with a population between 19,040 and 25,000 which is geographically contiguous to a city with a population between 292,648 and 350,000; provides that the superintendent may require insurers to adjust existing or establish new territory definitions based on such review.

2017-S5104 (ACTIVE) - Sponsor Memo

2017-S5104 (ACTIVE) - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   5104
 
                        2017-2018 Regular Sessions
 
                             I N  S E N A T E
 
                               March 8, 2017
                                ___________
 
 Introduced by Sens. KENNEDY, GALLIVAN -- read twice and ordered printed,
   and when printed to be committed to the Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to providing for a review
   of  certain  existing  rating  territory  definitions for non-business
   automobile insurance policies

   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Section  2307 of the insurance law is amended by adding a
 new subsection (f) to read as follows:
   (F) (1) NOTWITHSTANDING ANY OTHER PROVISION OF LAW,  WITH  RESPECT  TO
 NON-BUSINESS  AUTOMOBILE  INSURANCE  POLICIES,  THE SUPERINTENDENT SHALL
 UNDERTAKE A THOROUGH REVIEW OF RATING  TERRITORY  DEFINITIONS  AND  RATE
 IMPLICATIONS  OF  CURRENT  TERRITORIAL DEFINITIONS IN USE IN THIS STATE,
 WITH PARTICULAR FOCUS ON CHANGING DEMOGRAPHICS,  BORDERLINE  ZIP  CODES,
 TERRITORIAL GROUPINGS, AND ALTERNATIVE APPROACHES TO ACHIEVING HOMOGENE-
 ITY.
   (2)  BASED  ON SUCH REVIEW, THE SUPERINTENDENT MAY REQUIRE INSURERS TO
 ADJUST EXISTING OR ESTABLISH NEW TERRITORY DEFINITIONS AND TO  USE  SUCH
 ADJUSTED OR NEW TERRITORIES IN RELATION TO SUCH POLICIES.
   (3)  WITH RESPECT TO SUCH REVIEW AND ANY REQUIREMENTS MADE PURSUANT TO
 THIS SECTION, THE SUPERINTENDENT SHALL FIRST  FOCUS  ON  CITIES  WITH  A
 POPULATION  OF  MORE  THAN NINETEEN THOUSAND FORTY BUT LESS THAN TWENTY-
 FIVE THOUSAND HAVING HAD A DECREASE IN TRAFFIC  DENSITY  AND  ACCIDENTS,
 WHICH  ARE  GEOGRAPHICALLY  CONTIGUOUS  WITH A CITY WITH A POPULATION OF
 MORE THAN TWO HUNDRED NINETY-TWO THOUSAND SIX  HUNDRED  FORTY-EIGHT  BUT
 LESS THAN THREE HUNDRED FIFTY THOUSAND.
   (4)  THE  SUPERINTENDENT SHALL REPORT TO THE GOVERNOR AND THE LEGISLA-
 TURE ON SUCH REVIEW AND ACTIONS TAKEN PURSUANT TO THIS SUBSECTION.
   § 2. The review required by section one of this act shall be completed
 by July first in the year next succeeding the year  in  which  it  shall
 have  become  law,  and  the  report required by section one of this act
 shall be submitted no later than December thirty-first in the year  next
 succeeding the year in which it shall have become law.
   § 3. This act shall take effect immediately.
              

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