assembly Bill A10327

2019-2020 Legislative Session

Relates to requiring certain perils be covered under certain business interruption insurance policies during the coronavirus disease 2019 (COVID-19) pandemic

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Current Bill Status - In Assembly Committee


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

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Actions

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Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Apr 22, 2020 referred to insurance

Co-Sponsors

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A10327 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance

A10327 (ACTIVE) - Summary

Requires certain perils be covered under business interruption insurance policies issued to certain human services and community based health providers during the coronavirus disease 2019 (COVID-19) pandemic.

A10327 (ACTIVE) - Bill Text download pdf


                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  10327

                          I N  A S S E M B L Y

                             April 22, 2020
                               ___________

Introduced  by  M.  of  A. L. ROSENTHAL -- read once and referred to the
  Committee on Insurance

AN ACT in relation to requiring certain perils be covered under business
  interruption insurance policies issued to certain human  services  and
  community-based  health  providers during the coronavirus disease 2019
  (COVID-19) pandemic

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  (a)  Notwithstanding any provisions of law, rule or regu-
lation to the contrary, every policy of insurance insuring against  loss
or  damage to property, which includes the loss of use and occupancy and
business interruption, shall be construed to include among  the  covered
perils  under  that  policy, coverage for business interruption during a
period of a declared state emergency due to the coronavirus disease 2019
(COVID-19) pandemic.
  (b) The coverage required by this section shall indemnify the insured,
subject to the limits under the policy, for  any  loss  of  business  or
business  interruption  for the duration of a period of a declared state
emergency due to the coronavirus disease 2019 (COVID-19) pandemic.
  (c) This section shall apply to insureds with such coverage who  oper-
ate  programs and services including a mental health outpatient provider
licensed or granted an operating certificate under  article  31  of  the
mental hygiene law; a substance use disorder treatment provider licensed
or  granted  an  operating  certificate  under  article 32 of the mental
hygiene law; a provider dually licensed under article 28 of  the  public
health  law  and  article  31 or article 32 of the mental hygiene law, a
diagnostic and treatment center licensed or granted an operating certif-
icate under article 28 of the public health law; a  clinic  licensed  or
granted  an operating certificate under article 16 of the mental hygiene
law; a community-based program funded under the office of mental health,
the office for people with developmental  disabilities,  the  office  of
addiction  services  and  supports or through a local government unit as
defined under article 41 of the mental hygiene law; a home care provider
certified or licensed pursuant to article 36 of the public health law; a

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets