Assembly Bill A2976

2019-2020 Legislative Session

Relates to pet insurance

download bill text pdf

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Archive: Last Bill Status - In Assembly Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2019-A2976 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Add Art 42-A §§4250 - 4255, Ins L
Versions Introduced in Other Legislative Sessions:
2021-2022: A3711
2023-2024: A258

2019-A2976 (ACTIVE) - Summary

Regulates the issuance of pet insurance policies covering veterinary expenses.

2019-A2976 (ACTIVE) - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   2976
 
                        2019-2020 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 28, 2019
                                ___________
 
 Introduced  by  M.  of  A. L. ROSENTHAL -- read once and referred to the
   Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to pet insurance
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section  1.  The insurance law is amended by adding a new article 42-A
 to read as follows:
                               ARTICLE 42-A
                               PET INSURANCE
 SECTION 4250. DEFINITIONS.
         4251. APPLICABILITY.
         4252. COVERAGE DISCLOSURES AND REQUIREMENTS.
         4253. PENALTIES.
         4254. VIOLATIONS.
         4255. RULES AND REGULATIONS.
   § 4250. DEFINITIONS. FOR PURPOSES OF THIS ARTICLE, THE FOLLOWING DEFI-
 NITIONS SHALL APPLY:
   (A) "CHRONIC CONDITION" SHALL MEAN A CONDITION THAT CAN BE TREATED  OR
 MANAGED, EVEN IF NOT CURED.
   (B)  "CONGENITAL  ANOMALY  OR DISORDER" SHALL MEAN A CONDITION THAT IS
 PRESENT FROM BIRTH, WHETHER INHERITED  OR  CAUSED  BY  THE  ENVIRONMENT,
 WHICH,  TO  A REASONABLE MEDICAL CERTAINTY, HAS BEEN DETERMINED TO CAUSE
 OR OTHERWISE CONTRIBUTE TO ILLNESS OR DISEASE.
   (C) "HEREDITARY DISORDER" SHALL MEAN AN  ABNORMALITY  THAT  IS  GENET-
 ICALLY  TRANSMITTED  FROM  PARENT  TO  OFFSPRING  WHICH, TO A REASONABLE
 MEDICAL CERTAINTY, HAS BEEN DETERMINED TO CAUSE ILLNESS OR DISEASE.
   (D) "PET INSURANCE" SHALL MEAN INSURANCE, WHETHER  PROVIDED  UNDER  AN
 INDIVIDUAL  OR GROUP INSURANCE POLICY THAT PROVIDES COVERAGE FOR VETERI-
 NARY EXPENSES.
   (E) "PET INSURER" SHALL MEAN A COMPANY OR ORGANIZATION  WHO  ISSUES  A
 POLICY OF PET INSURANCE.

  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
              

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