ARTICLE 45

FRATERNAL BENEFIT SOCIETIES
Section 4501. Definitions.

4502. Incorporation and licensing of domestic societies; meeting

of supreme governing body.

4503. Licensing of foreign and alien societies.

4504. Amendments to charter, constitution and by-laws; waiver of

provisions.

4505. Insurance benefits authorized.

4506. Classes of membership.

4507. Juvenile members.

4508. Beneficiaries.

4509. Certificates; applications; effect of changes in corporate

documents.

4510. Life insurance certificates; required and prohibited

provisions.

4511. Life insurance certificates and annuity contracts;

nonforfeiture benefits and values; requirements and

exceptions.

4512. Accident and health and disability insurance certificates;

compliance with rules and regulations.

4513. Annuity certificates; compliance with rules and

regulations.

4514. Creation and maintenance of separate funds; premiums;

assessments and other contributions of members.

4515. Conditions for avoiding separate funds.

4516. Annual statement; valuation report; power of

superintendent.

4517. Standard of valuation reserves.

4518. Amounts credited on life insurance certificates.

4519. Impairment of reserves and surplus; order to make good

deficiency.

4520. Non-liability of officers and members.

4521. Grounds for revocation or suspension of license.

4522. Exemptions of certain organizations.

4523. Soliciting membership in unauthorized societies;

penalties.

4524. Exemption from taxation.

4525. Application of other provisions of this chapter.

4526. Investments of fraternal benefit societies.

4527. Optional authority and regulation.

4528. New business limitations.

4529. Subsidiaries authorized.

4530. Optional Investment Authority.