1. The Laws of New York
  2. Consolidated Laws
  3. Financial Services Law
  4. Article 6: Emergency Medical Services and Surprise Bills


Section 606 Hold harmless and assignment of benefits for insureds

Financial Services Law (FIS)

(a) When an insured assigns benefits for a surprise bill in writing to a non-participating physician that knows the insured is insured under a health care plan, the non-participating physician shall not bill the insured except for any applicable copayment, coinsurance or deductible that would be owed if the insured utilized a participating physician.

  (b) When an insured assigns benefits for emergency services, including inpatient services which follow an emergency room visit, to a non-participating physician or hospital that knows the insured is insured under a health care plan, the non-participating physician or hospital shall not bill the insured except for any applicable copayment, coinsurance or deductible that would be owed if the insured utilized a participating physician or hospital.