§ 3113. Consent of and notification of an irrevocable beneficiary
under a court order of divorce or separation. In any case where a policy
owner has, pursuant to an order of separation or divorce, designated his
or her spouse or children as the irrevocable beneficiary of a policy of
insurance subject to the provisions of section three thousand two
hundred three of this chapter, and a copy of such order has been served,
by registered mail, on the home office of the insurer specifying the
name and mailing address of the spouse or children, such insurer shall:

(a) prohibit the policy holder from borrowing from the cash value or
changing the named beneficiary of such insurance policy without the
written consent of the irrevocable beneficiary; and

(b) provide written notification to the irrevocable beneficiary in the
event that such insurance policy is scheduled to lapse due to
non-payment of premium.