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This entry was published on 2014-09-22
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SECTION 4306-A
Health insurance coverage for full-time students on medical leaves of absence
Insurance (ISC) CHAPTER 28, ARTICLE 43
§ 4306-a. Health insurance coverage for full-time students on medical
leaves of absence. (a) Every contract issued by a medical expense
indemnity corporation, hospital service corporation or health service
corporation that provides coverage for dependent children who are
full-time students to a higher age than other dependent children shall
continue the coverage of a dependent student who takes a leave of
absence from school due to illness for a period of twelve months from
the last day of attendance at school, provided, however, that nothing in
this section shall require coverage of a dependent student beyond the
age at which coverage would otherwise terminate.

(b) In order to qualify under this section, the medical necessity of a
leave of absence from school must be certified to by the student's
attending physician who is licensed to practice in the state of New
York. Written documentation of the illness must be submitted to the
medical expense indemnity corporation, hospital service corporation or
health service corporation.

(c) The rate charged for such extended coverage shall be the same as
that charged while the dependent is enrolled as a full-time student.