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This entry was published on 2014-09-22
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SECTION 3-411
Certification of a Check
Uniform Commercial Code (UCC) CHAPTER 38, ARTICLE 3, PART 4
Section 3--411. Certification of a Check.

(1) Certification of a check is acceptance. Where a holder procures
certification the drawer and all prior indorsers are discharged.

(2) Unless otherwise agreed a bank has no obligation to certify a
check.

(3) A bank may certify a check before returning it for lack of proper
indorsement. If it does so the drawer is discharged.