Regular Session - April 2, 2001

                                                              4359



                           NEW YORK STATE SENATE





                          THE STENOGRAPHIC RECORD









                             ALBANY, NEW YORK

                               April 2, 2001

                                 3:00 p.m.





                              REGULAR SESSION







                 LT. GOVERNOR MARY O. DONOHUE, President

                 STEVEN M. BOGGESS, Secretary

















                                                          4360



                           P R O C E E D I N G S

                            THE PRESIDENT:    The Senate will

                 come to order.

                            I ask everyone present to please

                 rise and repeat with me the Pledge of

                 Allegiance.

                            (Whereupon, the assemblage recited

                 the Pledge of Allegiance to the Flag.)

                            THE PRESIDENT:    In the absence of

                 clergy, may we bow our heads in a moment of

                 silence.

                            (Whereupon, the assemblage

                 respected a moment of silence.)

                            THE PRESIDENT:    Reading of the

                 Journal.

                            THE SECRETARY:    In Senate,

                 Friday, March 30th, the Senate met pursuant to

                 adjournment.  The Journal of Thursday,

                 March 29th, was read and approved.  On motion,

                 Senate adjourned.

                            THE PRESIDENT:    Without

                 objection, the Journal stands approved as

                 read.

                            Presentation of petitions.

                            Messages from the Assembly.





                                                          4361



                            Messages from the Governor.

                            Reports of standing committees.

                            Reports of select committees.

                            Communications and reports from

                 state officers.

                            Motions and resolutions.

                            Senator Marcellino.

                            SENATOR MARCELLINO:    Yes, Madam

                 President.  I move that the following bill be

                 discharged from its committee and be

                 recommitted with instructions to strike the

                 enacting clause.  And that would be my bill,

                 Senate 495.

                            THE PRESIDENT:    So ordered.

                            SENATOR MARCELLINO:    And on

                 behalf of Senator Libous, please place a

                 sponsor's star on Calendar Number 193, 235,

                 and 309.

                            THE PRESIDENT:    The bills will be

                 starred, Senator.

                            SENATOR MARCELLINO:    Thank you.

                            THE PRESIDENT:    Senator Skelos.

                            SENATOR SKELOS:    Madam President,

                 there will be an immediate meeting of the

                 Crime Victims, Crime and Corrections Committee





                                                          4362



                 in the Majority Conference Room.

                            THE PRESIDENT:    There will be an

                 immediate meeting of the Crime Victims, Crime

                 and Corrections Committee in the Majority

                 Conference Room.

                            Senator Skelos.

                            SENATOR SKELOS:    Madam President,

                 there's a privileged resolution at the desk by

                 Senator DeFrancisco.  May we have the title

                 read and move for its immediate adoption.

                            THE PRESIDENT:    The Secretary

                 will read.

                            THE SECRETARY:    By Senator

                 DeFrancisco, Legislative Resolution Number

                 1116, recognizing the White Ribbon Campaign,

                 sponsored by Vera House, of Syracuse,

                 New York, to take place during March 30th to

                 April 8th, 2001.

                            SENATOR PATERSON:    Senator

                 DeFrancisco.

                            SENATOR DeFRANCISCO:    Thank you,

                 Madam President.

                            Each year I sponsor this resolution

                 for what I think is a very important cause,

                 not only in Central New York but also





                                                          4363



                 throughout the state.  I've distributed the

                 white ribbons to everyone -- all the Senators,

                 at least, and I would request and hope that

                 they would wear them as a symbol of their

                 solidarity with Vera House of Central

                 New York, an organization that has been in

                 existence for quite some time to help victims

                 of domestic violence.

                            And there's all kinds of statistics

                 in the resolution that I'm not going to go

                 through.  But the cause is a good one, and

                 it's worthy of our support.  And hopefully we

                 can bring this message throughout all of

                 New York State and, by the awareness of the

                 people we meet, help stop this very, very

                 terrible event called domestic violence.

                            THE PRESIDENT:    The question is

                 on the resolution.  All in favor signify by

                 saying aye.

                            (Response of "Aye.")

                            THE PRESIDENT:    Opposed, nay.

                            (No response.)

                            THE PRESIDENT:    The resolution is

                 passed.

                            Senator Skelos.





                                                          4364



                            SENATOR SKELOS:    Madam President,

                 may we please have the reading of the

                 noncontroversial calendar.

                            THE PRESIDENT:    The Secretary

                 will read.

                            THE SECRETARY:    Calendar Number

                 32, by Senator Goodman, Senate Print 694A, an

                 act to amend the Penal Law and the Criminal

                 Procedure Law.

                            SENATOR PATERSON:    Lay it aside.

                            THE PRESIDENT:    The bill is laid

                 aside.

                            THE SECRETARY:    Calendar Number

                 158, by Senator Wright, Senate Print 1087, an

                 act to direct the Department of Public

                 Service.

                            SENATOR PATERSON:    Lay it aside,

                 please.

                            THE PRESIDENT:    The bill is laid

                 aside.

                            THE SECRETARY:    Calendar Number

                 252, by Senator Skelos, Senate Print 399, an

                 act to amend the Family Court Act and the

                 Criminal Procedure Law.

                            SENATOR PATERSON:    Lay it aside.





                                                          4365



                            THE PRESIDENT:    The bill is laid

                 aside.

                            THE SECRETARY:    Calendar Number

                 259, by Senator Farley, Senate Print 2839, an

                 act to amend the Banking Law.

                            SENATOR PATERSON:    Lay it aside.

                            THE PRESIDENT:    The bill is laid

                 aside.

                            THE SECRETARY:    Calendar Number

                 286, by Senator Kuhl, Senate Print 3071, an

                 act to amend the Vehicle and Traffic Law.

                            SENATOR PATERSON:    Lay it aside.

                            THE PRESIDENT:    The bill is laid

                 aside.

                            THE SECRETARY:    Calendar Number

                 290, by Senator Fuschillo, Senate Print 1070,

                 an act to amend the Vehicle and Traffic Law.

                            SENATOR PATERSON:    Lay it aside.

                            THE PRESIDENT:    The bill is laid

                 aside.

                            THE SECRETARY:    Calendar Number

                 299, by Senator Marcellino, Senate Print 2384,

                 an act to amend the General Municipal Law.

                            SENATOR PATERSON:    Lay it aside.

                            THE PRESIDENT:    The bill is laid





                                                          4366



                 aside.

                            THE SECRETARY:    Calendar Number

                 300, by Senator Kuhl, Senate Print 2491, an

                 act to amend the General Municipal Law.

                            SENATOR PATERSON:    Lay it aside.

                            THE PRESIDENT:    The bill is laid

                 aside.

                            THE SECRETARY:    Calendar Number

                 302, by Senator Padavan, Senate Print 2774, an

                 act to amend the General Municipal Law.

                            SENATOR PATERSON:    Lay it aside.

                            THE PRESIDENT:    The bill is laid

                 aside.

                            THE SECRETARY:    Calendar Number

                 305, by Senator LaValle, Senate Print 1208, an

                 act to amend the Education Law.

                            SENATOR PATERSON:    Lay it aside.

                            THE PRESIDENT:    The bill is laid

                 aside.

                            Senator Skelos, that completes the

                 reading of the noncontroversial calendar.

                            SENATOR SKELOS:    Madam President,

                 if we could take up the controversial

                 calendar.

                            THE PRESIDENT:    The Secretary





                                                          4367



                 will read.

                            SENATOR SKELOS:    Well, we'll

                 start with Calendar Number 300, by Senator

                 Kuhl, if we could, Madam President.

                            THE PRESIDENT:    The Secretary

                 will read Calendar Number 300, by Senator

                 Kuhl.

                            THE SECRETARY:    Calendar Number

                 300, by Senator Kuhl, Senate Print 2491, an

                 act to amend the General Municipal Law, in

                 relation to authorizing.

                            SENATOR PATERSON:    Explanation.

                            THE PRESIDENT:    Senator Kuhl, an

                 explanation has been requested.

                            SENATOR KUHL:    Thank you, Madam

                 President.

                            This is a bill that is specifically

                 directed to one school district in the state,

                 namely, Elmira City School District, which

                 happens to be in my Senate district.  And it

                 allows the school district to establish an

                 insurance reserve fund for the purposes of

                 funding self-insured accident and health

                 insurance plans and cover risks that are not

                 currently available under accident and health





                                                          4368



                 coverage policies.

                            THE PRESIDENT:    Senator Paterson.

                            SENATOR PATERSON:    Madam

                 President, if Senator Kuhl would be willing to

                 yield for a question.

                            THE PRESIDENT:    Senator, do you

                 yield?

                            SENATOR KUHL:    Yes, I would

                 yield.

                            THE PRESIDENT:    You may proceed.

                            SENATOR PATERSON:    Madam

                 President, this question was phoned in by a

                 listener.

                            I'd like to know, Senator Kuhl, if

                 the uniqueness of this particular district

                 offers us a specific problem that they're

                 having with the insurance not covering all of

                 the situations and issues that can come up,

                 and why that is the case.  What is specific to

                 this school district that compels this amount

                 of attention by the Legislature?

                            SENATOR KUHL:    It's my

                 understanding, Senator, that this -- the

                 creation of a reserve account for these

                 specific purposes is not able to be done under





                                                          4369



                 current law without a specific piece of the

                 legislation from this body and from the

                 Assembly and signing by the Governor for them

                 to do that.

                            And they have requested the

                 opportunity to do that.

                            SENATOR PATERSON:    Thank you,

                 Madam President.  If Senator Kuhl would be

                 willing to continue to yield.

                            THE PRESIDENT:    Senator, do you

                 yield?

                            SENATOR KUHL:    Yes, I'll yield to

                 another question.

                            THE PRESIDENT:    You may proceed.

                            SENATOR PATERSON:    Senator, do

                 you have any idea what the legislative intent

                 was by having school districts such as

                 Elmira -- I don't have a problem, really, with

                 the school district coming back here.  But I

                 just want to know, what is the public policy

                 in which we force districts on almost a

                 piecemeal, case-by-case basis -- I think you

                 discussed this with me before -- where we're

                 coming back over and over to do this?

                            Isn't there some way to establish





                                                          4370



                 some policy so we don't have to waste really

                 not only our time but the school district's

                 time putting them through the ordeal of

                 getting this legislation passed?

                            SENATOR KUHL:    Senator, I don't

                 know what the public policy was when the law

                 was created the way it currently exists.  I

                 don't think I was in this body, nor was I in

                 the Assembly, and I don't believe you were

                 either.  But there are actually two bills that

                 I've presented, and one was specific to

                 Elmira, and another one is a generic that

                 would do exactly what you would suggest, and

                 that is to do it on a one-time basis.

                            I decided to approach this one

                 first because it seems that the other house

                 often at times has difficulty, not only with

                 local bills, but has more difficulty with the

                 generic kinds of changes to specific areas of

                 the legislation that's currently in existence,

                 such as the Insurance Law or some other law.

                            So what I decided to do was to -

                 because I really only had one request from any

                 school district -- was to approach it on a

                 local-bill basis.





                                                          4371



                            SENATOR PATERSON:    I'm wondering,

                 Madam President, if Senator Kuhl would yield

                 for another question.

                            THE PRESIDENT:    Senator, do you

                 yield?

                            SENATOR KUHL:    Yes, I'd be happy

                 to yield.

                            THE PRESIDENT:    You may proceed.

                            SENATOR PATERSON:    Senator, I'm

                 trying to assess the risk of self-insuring, as

                 in a school district.  I just thought that one

                 of the reasons we had insurance companies was

                 to actually perform this duty.  Do you see any

                 risk in taking this course to relieve this

                 problem?

                            SENATOR KUHL:    I don't believe

                 there's any more of a risk, Senator, in

                 allowing the school district to do what

                 they're asking to do here than there is really

                 in other areas.

                            You know, I -- several years ago,

                 Senator, from your background, you wouldn't

                 necessarily know this, but I had the great

                 good fortune of being the county attorney for

                 the County of Steuben.  And Steuben County was





                                                          4372



                 a self-insured county.  And as you know,

                 school districts are considered to be

                 municipalities much like counties and villages

                 and cities are.  And we went through the same

                 kinds of things that insurance companies do.

                 We analyzed our risk, we saw what the payouts

                 were, we established a reserve account, and we

                 managed our own account.

                            And we did that internally without

                 having to pay some private body who you knew

                 was actually going to extort some sort of a

                 profit from the taxpayers.  So we did it

                 internally with our own employees, and the

                 school districts want to do the same sort of

                 thing.  Particularly as it relates to accident

                 and health policies.

                            If you were on the Education

                 Committee, Senator -- I know you're not -- you

                 would have heard from your school

                 superintendents, but you may have anyway, that

                 they have some concerns.  And one of their

                 biggest ones is the rising cost of health

                 insurance.

                            And so this is an attempt by a

                 local school district to try to minimize the





                                                          4373



                 cost to their taxpayers and provide a quality

                 education without trying to diminish, really,

                 the quality of the education by having to pay

                 exorbitant fees to private insurers.

                            SENATOR PATERSON:    Madam

                 President.

                            THE PRESIDENT:    Senator Paterson.

                            SENATOR PATERSON:    Yes, thank

                 you, Madam President.  I appreciated that

                 answer by Senator Kuhl.  I had not heard some

                 of the testimony in the Education Committee by

                 the superintendents that have been there.

                            If Senator Kuhl would continue to

                 yield.

                            SENATOR KUHL:    Yes, I would

                 yield, Madam President.

                            THE PRESIDENT:    You may proceed.

                            SENATOR PATERSON:    Madam

                 President, I want to suggest an alternative,

                 an option by which perhaps Elmira could

                 take -- I think this bill is fine, and I think

                 I'll vote for it.

                            But if they were unable to meet the

                 cost or feel that it would more feasible not

                 to have a cost that would be associated with





                                                          4374



                 the type of insurance that's on the market

                 right now, they still have to cover themselves

                 for some huge possible loss.  And what about

                 the stop-loss insurance alternative or

                 catastrophic health insurance, separate from

                 the insurance policy, as a -- you know, as a

                 means to do this rather than self-insuring,

                 which I think has some risk attached to it,

                 Senator.

                            SENATOR KUHL:    You know, that's

                 not contained in the bill, Senator.  But

                 certainly that is a possibility.

                            And what you find is that a lot of

                 the people who do self-insure don't

                 self-insure the entire potential for loss.

                 What they will do is go and buy some

                 catastrophic insurance which is at minimal

                 cost to them, and then just insure the kind

                 of -- I should say the risks that in fact are

                 manageable within their scheme of budgetary or

                 fiscal kinds of conditions that they see.

                            I would share with you, Senator,

                 that this is not a single entity, Elmira City

                 School District, as being self-insured.  There

                 are, at least the information I'm given,





                                                          4375



                 several other, perhaps as many as ten schools,

                 like Scarsdale and Ossining and Syracuse and

                 Katonah-Lewisboro and Queensbury and Pulaski

                 and Southern Westchester BOCES and

                 New Hartford and North Tonawanda, who I

                 believe already do some self-insurance.

                            So it's not a singletary kind of

                 sole example that exists out there.  And as

                 I've said to you before, I'm sure that there

                 are other municipalities who are still

                 self-insuring because they see it as a cost

                 benefit to their taxpayers.

                            SENATOR PATERSON:    Therefore,

                 Madam President, if the Senator is willing to

                 yield.

                            THE PRESIDENT:    Senator, do you

                 yield?

                            SENATOR KUHL:    Yes, I'll yield to

                 another question, Senator Paterson.

                            THE PRESIDENT:    You may proceed.

                            SENATOR PATERSON:    It would be

                 safe to say that this is why you offered the

                 generic legislation, because there are at

                 least ten school districts that you've been

                 able to uncover that have this problem?





                                                          4376



                            SENATOR KUHL:    Yes.

                            SENATOR PATERSON:    All right.  If

                 the Senator is willing to yield, Madam

                 President, I have another question.

                            SENATOR KUHL:    I'll yield to

                 another question, Madam President.

                            SENATOR PATERSON:    Madam

                 President, I'm just wondering about the

                 reserves that would be available for these

                 school districts acting as municipalities that

                 are self-insuring at this point, either

                 generically or even in this individual case.

                 What constitutes the threshold?  At what point

                 would we say that it's feasible that we feel

                 safe that the school district has the reserves

                 to cover this type of policy?

                            SENATOR KUHL:    I don't think -

                 Senator, if I may, I don't think that there

                 are any -- there's nothing in this legislation

                 that defines that, number one.  This is really

                 kind of a conceptual brush that we're dealing

                 with here.  And that is to provide the

                 opportunity for the creation of a, quote,

                 unquote, reserve account.

                            There may be some rules and





                                                          4377



                 regulations that are set up for self-insurers

                 which I would expect fully as to what kind of

                 participation.  But again, we're not really

                 exposing ourselves, I don't believe, as an

                 entity, as a body.  The school districts

                 themselves, as you may know, have the ability

                 to raise revenues from levying taxes, like the

                 other municipalities do.  And so certainly

                 those people, if they don't make good, bona

                 fide decisions, are going to be responsible,

                 as they should be, to the taxpayers and to the

                 voters in those districts.

                            SENATOR PATERSON:    Madam

                 President, if the Senator is willing to yield.

                            THE PRESIDENT:    Senator, do you

                 yield?

                            SENATOR KUHL:    Yes, I'd yield to

                 another question.

                            THE PRESIDENT:    You may proceed,

                 Senator.

                            SENATOR PATERSON:    Thank you,

                 Madam President.  Thank you, Senator.

                            My question represent to the issue

                 of governance.  I'm just not clear on once

                 there is self-insuring -- and you described it





                                                          4378



                 very well in terms of Steuben municipality.

                 But how will the school district -- and I know

                 you wouldn't know the specifics.  But if you

                 can just give me a general sense of what will

                 be, who will be involved -- you know, not

                 specifically, but what type of decision maker

                 in the district and what will be the method of

                 which they reach a consensus on the policy.

                            And I just want to know a little

                 bit about how it works.  Because after that I

                 want to ask you a question about the Insurance

                 Department.  I just want you to understand

                 where I'm going with this.

                            SENATOR KUHL:    Well, I don't know

                 the specifics, Senator, so anything I would

                 tell you would simply be a guess.  But my

                 guess would be that the business manager, who

                 is the person that I have had the contact with

                 and who has made the request for the creation

                 of this account, would come up with a proposal

                 which that person would then submit to the

                 superintendent of schools, who is essentially

                 the manager of the school systems, but is

                 employed by the school board.

                            And that would then be presented to





                                                          4379



                 the school board, who are all elected by the

                 voters, and they in fact then would decide

                 whether or not the policy that they suggested

                 was correct.

                            And so the ultimate determination

                 would be made by the school board of the City

                 School District of Elmira.

                            SENATOR PATERSON:    Madam

                 President, if the Senator is willing to yield,

                 I have another question.

                            THE PRESIDENT:    Senator, are you

                 willing to yield?

                            SENATOR KUHL:    Yes, I'll yield to

                 a question.

                            THE PRESIDENT:    You may proceed.

                            SENATOR PATERSON:    Senator, the

                 Insurance Department itself is charged, of

                 course, with overseeing this process.  And

                 what I wanted to know is, since it's not

                 really in the bill, what would be -- is there

                 a threshold of what resources have to be

                 available, what reserves have to be available

                 in order to establish this?  What would be the

                 size of the school district acting as a

                 municipality that would qualify the school





                                                          4380



                 district?  What guidelines has the Insurance

                 Department set on this?  Because as I was

                 sitting here with Senator Connor, we were

                 talking a little earlier about the situation

                 sometimes where the unthinkable happens where

                 an entity is self-insuring and you've got a

                 big problem on your hands if you have a major

                 catastrophe.

                            SENATOR KUHL:    Did that happen in

                 New York City?

                            SENATOR PATERSON:    It actually

                 happened in New Jersey.

                            SENATOR KUHL:    Oh, okay.

                            I don't know, Senator.  I honestly

                 don't know if there are any rules or

                 regulations.  My guess is that it's entirely

                 up to the school district.

                            After all, let me just follow on

                 that, Senator, we all know the Insurance

                 Department of the State of New York has

                 certain kinds of rules and criteria that they

                 require of professional insurers who hold a

                 product out for sale.  But if somebody decides

                 that -- for instance, as far as I know,

                 there's no requirement that a school district





                                                          4381



                 cover, say, a minimum of a million-dollar

                 individual liability policy or a $5 million

                 fire policy or any type of insurance,

                 certainly.  But if in fact they don't insure,

                 then they do stand the subject of being sued

                 for a loss.  And a loss then that they would

                 have to bear for themselves and wouldn't have

                 the benefit of combined premiums to call upon

                 which had been set aside in reserve accounts

                 to actually fund their loss.  And they do have

                 that power to raise that money.

                            And at this point, I'm not aware

                 that there's any problem here.  I think it's

                 just a question of economics.  No, I don't

                 think there are any Insurance Department

                 requirements or demands that they fulfill a

                 certain need.

                            The health insurance that they'd be

                 looking for would be essentially providing

                 health insurance to their employees, which

                 would be a contractual agreement between the

                 municipality themselves and their employees.

                 The Insurance Department would have no

                 oversight over that.

                            Because, as you know, there is no





                                                          4382



                 requirement to provide health insurance to any

                 employer, that that is totally contractual

                 unless it's required by, say, the State

                 Legislature to require all state employees to

                 have health insurance of basic minimums.  But

                 those are generally contractual agreements

                 between the executive branch of the

                 municipality, which in this case would be the

                 superintendent approved by the board of

                 education.

                            So I don't know that there's any

                 requirements to provide insurance in these

                 particular areas that are being mandated upon

                 these districts.

                            SENATOR PATERSON:    Madam

                 President, if Senator Kuhl is willing to yield

                 for another question.

                            THE PRESIDENT:    Senator, do you

                 yield?

                            SENATOR KUHL:    Yes, I do.

                            THE PRESIDENT:    You may proceed.

                            SENATOR PATERSON:    Madam

                 President, the Senator is correct,

                 particularly when he talks about the

                 prescriptions and what the requirements are





                                                          4383



                 and that they don't necessarily -- these are

                 contractual agreements, as he stated.  But

                 between the school districts and the Insurance

                 Department, in spite of those requirements, I

                 would presume that it would be the latter

                 would be the better authority on what the

                 industry allows and what would be at least

                 proprietary under the -- what would be the

                 spirit or the scope of what insuring entails.

                            And I wondered if the Insurance

                 Department has commented on these separate

                 legislations or even your proposed legislation

                 that would be somewhat curative en masse and

                 whether or not they have let us know how they

                 feel about allowing these school districts to

                 insure themselves.

                            SENATOR KUHL:    I've had no

                 communications, Senator, with the Insurance

                 Department of the State of New York suggesting

                 that they have an opinion one way or the

                 other.

                            SENATOR PATERSON:    Well, Madam

                 President, I am very much in debt to Senator

                 Kuhl for his forthright answers to these

                 questions.





                                                          4384



                            If I may speak on the bill.

                            Hearing no objection, I guess I'll

                 speak on the bill, Madam President, and let

                 you know that I do have a concern.  It's one

                 that doesn't exist in statute.  I can't give a

                 reason under the law why we should not pass

                 this bill.  Senator Kuhl has crafted

                 legislation that fits right within the ambit

                 of protection, and these municipality

                 contracts don't call for this type of action.

                            But I just wonder if the occasion

                 would arise, the more and more school

                 districts that we approve for this

                 self-insurance coverage, when we all regret it

                 sometime down the road because of what would

                 really be a supervening cause, one not within

                 the contemplation of the contractors, and

                 there are heavy casualties.  And those are the

                 times that people start asking questions about

                 how these types of contracts came into being

                 and what the foreseeability was of any type of

                 disaster.

                            And in spite of the fact that

                 overwhelming numbers of times these things

                 don't happen, when they do, we in the





                                                          4385



                 Legislature are asked, we are presumed to take

                 responsibility that we sought when we looked

                 for the vote of our constituents.

                            And I'm just saying that this is

                 this is probably something that will go

                 through, it will never be thought about again.

                 But self-insuring does bring into question the

                 full protection that insurance provides.

                            And I can vote for this bill, but

                 just with this admonition that if we're going

                 to create a generic piece of legislation to

                 cover all these districts, I think now I can

                 understand why the Assembly, on this point, is

                 a little resistant.  Because we don't want to

                 create a situation that there would be many

                 employees covered under around the state, only

                 to find out one day that in one of these

                 municipalities or one of these school

                 districts we have a problem that we can't

                 aptly address in terms of the insurance

                 coverage provided.

                            So I'll vote for the bill, Madam

                 President, but just a thought that we consider

                 in our deliberations.

                            SENATOR OPPENHEIMER:    Madam





                                                          4386



                 President.

                            THE PRESIDENT:    Senator Breslin,

                 I believe you have the floor next.

                            SENATOR BRESLIN:    Thank you,

                 Madam President.  Would the sponsor yield for

                 a question or two?

                            THE PRESIDENT:    Senator, do you

                 yield?

                            SENATOR KUHL:    Yes, I'd yield to

                 Senator Breslin.

                            THE PRESIDENT:    You may proceed,

                 Senator Breslin.

                            SENATOR BRESLIN:    Madam

                 President, has this been tried in any other

                 districts in the State of New York?

                            SENATOR KUHL:    I can't answer

                 that.  I don't know.

                            SENATOR BRESLIN:    Then again

                 through you, Madam President, then you're not

                 aware of any other laws that would allow any

                 other districts to employ self-insurance?

                            SENATOR KUHL:    Senator, as I

                 indicated, there are, as you probably know,

                 close to 700 school districts throughout the

                 state.  And there are only ten that I know of





                                                          4387



                 who carry self-insurance programs.  The rest

                 obviously carry -- if they have insurance,

                 carry insurance through private providers.

                            I'm not aware at the moment that

                 there is any of these other ten that I'm aware

                 of who have self-insureds have asked for the

                 creation of reserve accounts as we have in

                 Elmira.

                            SENATOR BRESLIN:    Through you,

                 Madam President, if the sponsor would continue

                 to yield.

                            THE PRESIDENT:    Does the Senator

                 yield?

                            SENATOR KUHL:    Yes.

                            THE PRESIDENT:    You may proceed.

                            SENATOR BRESLIN:    Obviously, the

                 school district thinks it's in their best

                 interests to create this kind of legislation.

                 Do you know whether or not they sought out the

                 advice of the State Insurance Department and,

                 if so, what the recommendations from the State

                 Insurance Department were concerning the

                 self-insurance?

                            SENATOR KUHL:    I don't know that.

                            SENATOR BRESLIN:    Again through





                                                          4388



                 you, Madam President, if the sponsor would

                 continue to yield.

                            THE PRESIDENT:    Senator, do you

                 yield?

                            SENATOR KUHL:    Yes.

                            SENATOR PATERSON:    You may

                 proceed.

                            SENATOR BRESLIN:    We all know

                 that the Insurance Department is very

                 sophisticated in knowing how to set up

                 reserves and know how to regulate insurance

                 companies.  And in this self-insurance scheme,

                 can you tell us what the school district has

                 done to prepare itself to set up reserves?

                            SENATOR KUHL:    I can't tell you

                 that either, Senator.

                            SENATOR BRESLIN:    On the bill,

                 Madam President.

                            It's very difficult to speak

                 against something in a local school district

                 that they choose to do, they feel they can be

                 successful.  But I have some severe

                 reservations when there's no knowledge of

                 whether or not they sought out the advice of

                 that agency which is set up in New York State





                                                          4389



                 to regulate insurance, the State Insurance

                 Department, or that they looked to see if

                 other school districts had done similar types

                 of self-insurance or if there has been any

                 research to determine the efficacy of a

                 self-insurance program for the school

                 district.

                            But given the local nature of the

                 bill and that it only refers to that one

                 particular school district, I will in fact

                 vote in the affirmative.

                            Thank you, Madam President.

                            THE PRESIDENT:    Senator

                 Oppenheimer.

                            SENATOR OPPENHEIMER:    Thank you.

                 If the sponsor would yield for a question.

                            THE PRESIDENT:    Senator, will you

                 yield?

                            SENATOR KUHL:    Yes, I'd yield to

                 a question from Senator Oppenheimer.

                            THE PRESIDENT:    You may proceed,

                 Senator Oppenheimer.

                            SENATOR OPPENHEIMER:    I

                 personally have no complaints with

                 self-insurance, though I do recognize certain





                                                          4390



                 problems with it.  Basically, that there are

                 no reserves established, there are no

                 capitalizations established because there is

                 no oversight, state oversight of these

                 individual self-insurance programs that have

                 been set up in the various school districts.

                            Would you like to comment on

                 whether you think there ought to be oversight

                 as far as capitalization and as far as

                 establishment of reserve funds by the

                 Insurance Department?

                            SENATOR KUHL:    We didn't consider

                 that in the bill, Senator.  And again, I'm

                 trying to answer questions that are relative

                 to the bill, rather than conceptual, because I

                 really didn't get into a conceptual analysis

                 of this particular problem.

                            As I indicated to Senator Paterson,

                 I had the benefit of being the administrator

                 to the self-insured program in Steuben County

                 for, oh, close to five years, I think it was.

                 And so I know how essentially a self-insurance

                 program works and how much in advance and how

                 you have reserves that are set aside and all

                 that kind of stuff.





                                                          4391



                            Well, what's interesting to me is

                 that the school district is really in a little

                 different position because they're solely

                 self-insured.  As opposed to the county that I

                 administered the plan for also had numerous

                 towns within the county who participated in

                 the self-insured program.  So you had more

                 than one participant, so there was a need to

                 devise a budget, anticipate what your losses

                 would be, what the payouts were going to be,

                 establish a reserve and certainly had an

                 ongoing report as to what outstanding claims

                 you had and carryover reserves and that sort

                 of thing.

                            So that what you did was to look

                 always ahead and monitor, because if you

                 underestimated or you had some catastrophic

                 losses, then you had to go back to all those

                 participants.

                            Well, the school district is in a

                 little different position, because they're the

                 sole bearer of the loss.  And the reason -

                 one of the reasons, and probably the most

                 predominant reason for creating this account,

                 as you know, being the ranking Minority member





                                                          4392



                 on the Senate Education Committee, you know

                 that we constantly hear from superintendents

                 that they're only allowed to have 2 percent of

                 a carryover of their budget and they would

                 love to have 5 percent.  Well, if you only

                 have 2 percent and, I mean, you're talking

                 about a budget the size of some of our school

                 districts, whether it's four or five or six

                 million dollars, that doesn't give you a lot

                 of extra money.

                            So that if in fact you do have an

                 unanticipated catastrophic loss, then you

                 cannot go to your reserves because you don't

                 have any reserves.  You only have that 2

                 percent.  And then you'd have to exhaust all

                 the other potential contingency claims against

                 that 2 percent outstanding balance.

                            And so what this school district

                 has said is, Look, we know that that may in

                 fact happen.  It hasn't.  But let us plan for

                 that.  And let us -- as long as you're not

                 going to give us a 5 percent contingency

                 account, let us create a special reserve

                 account for insurance and let us put a little

                 bit of money aside each year so that we can





                                                          4393



                 get to a level that we feel comfortable.

                            So they're not exposing themselves

                 to any risk, as some of our colleagues might

                 think.  What it is is they're preparing for

                 the future.  They don't want to have a large

                 claim come against them that they cannot fund

                 from that year's fund balance.  They want to

                 have a specific reserve account, which the

                 state law does not allow them to create,

                 created so that they can put a little money

                 aside for that specific purpose, those

                 uninsured, contingency, unforeseeable kinds of

                 claims on health and accident policies.

                            SENATOR OPPENHEIMER:    That raises

                 another question, if Senator Kuhl will yield

                 for another question.

                            THE PRESIDENT:    Senator, will you

                 yield?

                            SENATOR KUHL:    Yes.

                            THE PRESIDENT:    Thank you.

                            Senator Oppenheimer, you may

                 proceed.

                            SENATOR OPPENHEIMER:    Your

                 experience when you were dealing with a

                 variety of communities in a single plan, when





                                                          4394



                 you were in that position in Steuben County,

                 we have a similar situation set up for a

                 variety of school districts dealing through

                 BOCES for insurance needs.  And we believe

                 that BOCES permits us to spread the risk,

                 which is fundamental to insurance.  And surely

                 better than a catastrophe happening in a

                 single school district, where you can get

                 wiped out, you're spreading your risk with

                 several school districts.

                            Does that -- does BOCES exist in

                 your area?  And if it does, does it offer an

                 insurance program like our Southern

                 Westchester BOCES?

                            SENATOR KUHL:    Well, there are 38

                 BOCES districts in the state.  As you know,

                 they include all except for a couple of the

                 Big Five cities and a couple of other cities.

                 But as far as I know, the BOCES does not

                 provide any kind of self-insurance program.

                            I think the City of New York -- or,

                 excuse me, the City of Elmira struck out on

                 its own because that was the most

                 cost-effective mechanism for them.  That's

                 solely a guess on my part.





                                                          4395



                            SENATOR OPPENHEIMER:    Well, thank

                 you, Senator Kuhl.

                            On the bill for a moment.  Madam

                 President, on the bill.

                            Well, two things strike me.  One is

                 that I think this is an opportunity for the

                 BOCES in Senator Kuhl's area to step up to the

                 plate and get involved in this, because this

                 is an important function of BOCES.  And I

                 would say in those areas where they are able

                 to help several school districts that

                 individually would have considerable trouble

                 meeting certain needs, such as doing a major

                 search for a new superintendent of schools or

                 insurance or dealing with special ed kids or

                 dealing with vocational ed kids, this is the

                 function of BOCES.  And I think it ought to be

                 explored in the area of this school district.

                            But I for one do not have any

                 problems with self-insurance.  When I was

                 mayor of Mamaroneck, I did take my village

                 into self-insurance because of the enormous

                 costs involved with purchasing insurance.  So

                 I'm going to support the bill.  But I think

                 this is an area that should be explored more





                                                          4396



                 and try and bring in the Board of Cooperative

                 Educational Services to add -- to take

                 responsibility.

                            I'll be voting yes, Madam

                 President.

                            THE PRESIDENT:    Senator

                 Schneiderman.

                            SENATOR SCHNEIDERMAN:    Thank you,

                 Madam President.  If the sponsor would yield

                 for a few questions.

                            THE PRESIDENT:    Senator, will you

                 yield?

                            SENATOR KUHL:    I'd be happy to

                 yield to a question from Senator Schneiderman.

                            THE PRESIDENT:    You may proceed,

                 Senator.

                            SENATOR SCHNEIDERMAN:    Thank you.

                 Again through you, Madam President.  I am not

                 completely clear on the financing for this

                 fund.  Do I understand that the school

                 district does not have an existing fund, or

                 does it have a fund but just not able to

                 purchase this kind of -- provide this

                 particular type of insurance?

                            SENATOR KUHL:    As I understand





                                                          4397



                 it, Senator, the law prohibits the creation of

                 reserve funds for this particular type of

                 activity by school districts.

                            And the purpose of this bill is to

                 allow them to create such a fund.

                            SENATOR SCHNEIDERMAN:    Through

                 you, Madam President, does this school

                 district already have a reserve fund but just

                 is not -- is it just because they're not able

                 to use it for these purposes or they had not

                 yet created any reserve fund yet?

                            SENATOR KUHL:    School law -- and

                 I don't claim to be an expert in education

                 law.  But as I understand it, the Education

                 Law does allow a school district to set up

                 reserve funds for specific types of events

                 like a building fund, like an equipment fund.

                 But there is not one -- there is not the

                 availability as I understand it for them

                 legislatively, or at least legally,

                 statutorily, to create a reserve fund for

                 health and accident insurance.

                            SENATOR SCHNEIDERMAN:    Thank you.

                 Again, through you, Madam President.  The

                 existing law, though, as I understand it,





                                                          4398



                 allows -- and this is in the language, line 4

                 of the bill, it allows the governing board of

                 any municipal corporation to establish a

                 reserve fund and then sets limit on what this

                 insurance reserve fund is for.

                            My question is, does Elmira have an

                 existing insurance reserve fund and they're

                 just not able to apply it for these purposes

                 or have they not ever set up an insurance

                 reserve fund?

                            SENATOR KUHL:    I can't answer

                 that, Senator.  I don't know.

                            SENATOR SCHNEIDERMAN:    Okay,

                 thank you.

                            Again through you, Madam President,

                 if the sponsor will continue to yield.

                            THE PRESIDENT:    Senator Kuhl, do

                 you yield?

                            SENATOR KUHL:    Yes, Madam

                 President.

                            THE PRESIDENT:    You may proceed.

                            SENATOR SCHNEIDERMAN:    Thank you.

                            I note that this legislation amends

                 paragraph A of subdivision 2 of Section 6-N.

                 But it does not appear to amend Section 4,





                                                          4399



                 which sets limits on how much money the school

                 district or governmental entity can place into

                 the reserve fund.

                            And my question is, has any

                 attention been paid to the fact that there are

                 some fairly strict financial limits on what

                 can be placed in a reserve fund which is

                 not -- are not modified by this legislation,

                 so the school district is taking substantial

                 additional burdens, but there is no change in

                 the amount of money they're allowed to put

                 into their insurance reserve fund?

                            SENATOR KUHL:    There's never been

                 any request for any monetary limitation or

                 expansion, Senator.

                            SENATOR SCHNEIDERMAN:    Okay.

                 Thank you.  Thank you, Madam President.  On

                 the bill.

                            I thank the sponsor for his

                 answers.  I think that it is interesting that

                 the -- let's put it this way, the attitude

                 toward school districts or, you know, the

                 organizations that run our schools and our

                 assumption that when they make a request it's

                 the right thing is very different in New York





                                                          4400



                 City than it is in other parts of the state.

                 Where, in New York City, the request of the

                 board of education, individual school

                 districts are sometimes subjected to the most

                 rigorous scrutiny and with, in many quarters,

                 a presumption that they're probably up to

                 something that is not good.

                            This sounds reasonable.  I must say

                 I don't really understand the market

                 circumstances that have led school districts

                 to enter into self-insurance programs.  I

                 share Senator Paterson's concern that this

                 could, under difficult circumstances, lead to

                 a disaster.

                            And I know that our local

                 governments that support schools, whether

                 school districts or municipalities, are going

                 to be under increasing pressure over the next

                 three, four, five years to provide additional

                 funds for the different kinds of high-need

                 students and high-need programs that have been

                 identified in the Campaign for Fiscal Equity

                 litigation.  And I suspect that the resolution

                 that we ultimately reach in the Legislature is

                 going to involve appropriation of state funds





                                                          4401



                 but also some mandates to local governments to

                 provide some additional funds.

                            Under those circumstances, having

                 the potential exposure for a self-insurance

                 fund with these sorts of limits on what can be

                 paid into the fund I think raises some

                 questions that should be addressed.  And I

                 would think that it might be prudent and I

                 would suggest to the sponsor it might be

                 prudent to have the State Insurance Department

                 take a look at this so that we can be sure

                 that we're headed down the right road as we

                 rely on the local school districts to tell us

                 what they need.

                            I do plan to vote for the bill, but

                 I think there are some issues raised here that

                 we will need to address, if not in this

                 session, then in the near future.

                            Thank you.

                            THE PRESIDENT:    Senator Stavisky.

                            SENATOR STAVISKY:    I wonder if

                 the sponsor would yield for a couple of

                 questions.

                            THE PRESIDENT:    Senator Kuhl,

                 will you yield for some questions?





                                                          4402



                            SENATOR KUHL:    Yes.

                            THE PRESIDENT:    You may proceed,

                 Senator.

                            SENATOR STAVISKY:    Through you,

                 Madam President, does the Superintendent of

                 Insurance have any regulatory powers or

                 general oversight function when it comes to

                 the implementation of the self-insurance

                 aspect for the school district?

                            SENATOR KUHL:    I don't know,

                 Senator.  I don't know.

                            SENATOR STAVISKY:    Then my second

                 question, since we don't know what oversight

                 power the Department of Insurance will have,

                 how can we be sure -- my second question, if

                 the Senator would yield.

                            THE PRESIDENT:    You may proceed,

                 Senator Stavisky.

                            SENATOR STAVISKY:    Thank you.

                            How do we know that there will be

                 adequate reserves in the case of a claim

                 against the school district?

                            SENATOR KUHL:    Senator, as far as

                 I know, there's no requirement in state law

                 that requires school districts to provide any





                                                          4403



                 insurance, that that's a voluntary commitment

                 that they make, a contractual agreement that

                 they make with their employees.  So I don't

                 see that the Insurance Department has any kind

                 of oversight in this particular area.

                            But keep in mind, the municipality,

                 the city school district is responsible for

                 their acts and their actions.  They do have

                 the power and the ability to levy taxes.  So

                 their -- to the trial attorneys regiment, they

                 have deep pockets, just like the State of

                 New York does.  So what they don't have in a

                 budget, haven't provided for, whether it's in

                 a reserve fund or whether it happens to be in

                 a contingency account planned in their budget

                 makes no difference whatsoever, because they

                 have the ability to raise money.

                            So it's going to be their

                 responsibility as to whether or not they

                 provide adequately within the requirements,

                 the unforeseen requirements in their

                 particular region.

                            SENATOR STAVISKY:    I didn't

                 expect that answer.  Madam President, one last

                 question, then.





                                                          4404



                            Can we assume that if there are a

                 great number of claims against the school

                 district, that this conceivably can cause an

                 increase in the property taxes -

                            SENATOR KUHL:    No question about

                 it.

                            SENATOR STAVISKY:    -- to pay for

                 any unexpected claims?

                            SENATOR KUHL:    No question about

                 it.  And the same would be true, Senator, if

                 in fact there were the same number of claims

                 and whether it was self-insured or insurance

                 provided through a private provider of

                 insurance.  Next year, their premiums would

                 escalate and they'd be part of that overall

                 pool and up they'll go, and certainly the

                 taxes would go up.

                            But the fundamental purpose of this

                 bill is to try to contain that cost for those

                 taxpayers.  And certainly there's a risk.

                 There's a risk for every one of us as we walk

                 down the street.  There's a risk for every

                 kind of thing that goes on in an area like

                 this when you have young students being taught

                 and you have multiple exposures to the





                                                          4405



                 elements, to the environment.

                            And what they're trying to do then

                 is in the most efficient way -- we may

                 remember, we had some major insurance

                 renovations years ago which really rewrote how

                 insurance is provided or how it's able to be

                 provided in a number of areas.  And this

                 school district is just trying to do the most

                 efficient thing that they can do.  And that's

                 what I'm trying to do, is to allow them to do

                 that.

                            SENATOR STAVISKY:    Thank you.

                            Madam President, on the bill.

                            It's interesting that Senator Kuhl

                 mentioned insurance revisions over the years.

                 When I first got out of college, my first job

                 was working for an insurance company in the

                 actuarial department.  And the same way that

                 Senator Oppenheimer last week indicated the

                 11th Commandment was that you don't borrow

                 against your expense budget, I was taught in

                 the actuarial department that we have to take

                 a very careful look at the reserves.

                            This became a problem, if my memory

                 is correct, at the turn of the century when we





                                                          4406



                 had major scandals because insurance companies

                 in New York State were not providing the

                 proper cash reserves in the event of a claim.

                 And it seems to me that we have to be very

                 careful with this legislation also.

                            I'm going to vote for the bill.

                 But I do caution my colleagues that presumably

                 the taxpayers of the Elmira City School

                 District could be faced with an increase in

                 their property taxes come a series of claims

                 that are unanticipated.

                            Thank you.

                            THE PRESIDENT:    Senator Connor.

                            SENATOR CONNOR:    Thank you, Madam

                 President.  I'd like to close for the

                 Minority.

                            I voted for this bill last year.

                 But I really have to confess, Madam President,

                 I was totally unaware of it and what it did.

                 As has been the practice for many, many years,

                 not only in this house but the other house,

                 legislation moves rather quickly, and this

                 bill is not of major significance, it would

                 seem, statewide, although I have no doubt that

                 it's of important significance to the City of





                                                          4407



                 Elmira School District.

                            And let me say at the onset that I

                 have nothing against Elmira.  I remember it

                 fondly as the place where early in the last

                 century, the great Senator John Murtaugh was

                 sent to this body and sat in that chair as the

                 Democratic Majority Leader of the State

                 Senate.  So if anything, that gives me warm

                 feelings toward Elmira, New York.

                            But I see a problem in going down

                 this road.  Many years ago, when I was in my

                 teens and lived in the city of Trenton, New

                 Jersey, the city council had passed a bill

                 availing itself of the municipal right to be

                 self-insured.  And someone on the floor of

                 that city council, and I can't remember who it

                 was, said:  But what if one of our fire

                 engines ran into another of our fire engines?

                 And he was assured that that possibility was

                 extraordinary remote.

                            And in a tragic accident not two

                 years later, speeding to a fire from different

                 directions, two hook-and-ladders collided, and

                 many, many firefighters were killed and

                 injured.  And the liability to that city was





                                                          4408



                 enormous, enormously more than anyone had

                 anticipated when they decided to self-insure

                 against accidents and liabilities by municipal

                 vehicles.

                            The whole function of insurance is

                 to spread the risk, spread the risk among

                 many, many possibilities for an event taking

                 place.  And my concern with this bill is, it

                 doesn't spread the risk of some catastrophe

                 which I hope, certainly hope never befalls the

                 City of Elmira School District.

                            But possibilities would include -

                 I'm sure significant numbers of employees of

                 the City of Elmira School District routinely

                 eat in the cafeteria the same food.

                            Risks of illnesses caused by food

                 poisoning and so on could in fact have an

                 inordinate percentage of the school district's

                 employees putting in substantial claims at the

                 same time.  And of course we hope it never

                 happens, but we have seen in this state

                 disasters often strike a particular building

                 or school or whatever and result in a lot of

                 people being hospitalized, the potential

                 medical expenses cumulatively being very, very





                                                          4409



                 great.

                            What I see of this is the idea of

                 self-insurance is a misnomer.  Self-insurance

                 really means no insurance.  That's what it

                 means.  No spreading of the risk.  It means

                 keeping all the risk in one place.  Ah, yes, a

                 reserve fund will be created, but apparently

                 it's capped at a certain dollar amount.  And

                 ah, yes, deep pockets, deep pockets, the

                 school district has deep pockets.

                            If there were ever catastrophic

                 demands on whatever reserve fund was set up,

                 Madam President, as Senator Kuhl pointed out,

                 oh, you could just sock the taxpayers and

                 raise their property taxes.

                            Well, I don't think we ought to let

                 a school district get in that kind of

                 jeopardy.  We in this Legislature have

                 recognized over the past years that real

                 property taxes, school taxes have been an

                 enormous burden on the people of New York

                 State.

                            That's why we had programs like

                 STAR and Enhanced STAR and all those other

                 programs, to provide property tax relief to





                                                          4410



                 taxpayers in school districts.

                            This in fact would put these

                 taxpayers at risk.  I'm not sure exactly how

                 it works, but of course school budgets need to

                 be approved by the voters in a district such

                 as this.  I can't imagine they would approve a

                 budget that enormously raised their taxes to

                 answer some claims.

                            If they didn't, I suppose

                 contractual litigation could ensue and

                 judgments could be obtained and the school

                 district would be forced to do it.  But I

                 would think that the reluctance of the school

                 tax voters would make it so that educational

                 programs would be at risk in order to satisfy

                 such claims.

                            I really think it's unwise public

                 policy.  The fact that they asked for it, the

                 fact that it solves some perceived economic

                 interest -- you know, gee, it will be

                 cheaper -- Madam President, we never, never

                 confuse -- we should never confuse "it will be

                 cheaper" with "it will be more efficient."

                 Those two things don't equate.

                            But obviously this city school





                                                          4411



                 district thinks somehow or other it will be

                 cheaper.  I daresay what they're really doing

                 is making a judgment that no insurance is

                 cheaper than having insurance.  And that's

                 always true if nothing happens, if no claims

                 are filed.

                            But the whole purpose of having

                 insurance is to guard against unlikely events

                 and to provide for unlikely events that create

                 an enormous liability or number of claims

                 against the insurer.  You spread it over many,

                 many school districts throughout the state or

                 throughout the area that an insurer would

                 cover.  Efficiency does get built into that.

                 You hold all the risk in the City of Elmira

                 School District, I suggest that's unwise.

                            So unlike a lot of my colleagues,

                 Madam President, I will not be deterred from

                 voting against this by the mere fact that I

                 voted for it in the past.  I think such

                 consistency is the hobgoblin of small minds.

                 Now that I've studied it and now that I've

                 heard my colleagues ask questions and Senator

                 Kuhl give straightforward answers, cooperative

                 answers, I am confident that I know what the





                                                          4412



                 right thing to do with respect to this bill

                 is, and that's to vote no.

                            So that's what I intend to do.

                 Self-insurance means no insurance.  That's bad

                 public policy.

                            Thank you, Madam President.

                            THE PRESIDENT:    Does any other

                 member wish to be heard on this bill?

                            Then the debate is closed.

                            Read the last section.

                            THE SECRETARY:    Section 2.  This

                 act shall take effect immediately.

                            THE PRESIDENT:    Call the roll.

                            (The Secretary called the roll.)

                            THE PRESIDENT:    Senator Duane, to

                 explain your vote.

                            SENATOR DUANE:    Thank you, Madam

                 President.  Once again, I'm appalled that a

                 bill has come out of without apparently

                 appropriate oversight having been done in

                 committee.  And practically no information was

                 added on the floor here today.  It's shocking

                 that such an important issue has gotten such

                 little scrutiny and that we're passing it with

                 such a vacuum of information.





                                                          4413



                            I was very compelled by what our

                 leader had just said.  And for that and other

                 reasons, I'm going to vote no on it.

                            I also think, though, the real

                 issue is, since we're talking about an issue

                 that concerns the Elmira School District, is

                 that we didn't pass a budget on time.  That's

                 an important issue to every school district in

                 the state.  That we have not passed a budget

                 and thereby protected the education for Elmira

                 is wrong.

                            So maybe what we should do first is

                 actually work on the issues that are most

                 important and most timely, which is the

                 budget, and then move on to other issues in

                 the future.  And maybe that will give us

                 enough time to get information on them.

                            I'm voting no, Madam President.

                            THE PRESIDENT:    Senator Duane,

                 you will be recorded as voting in the

                 negative.

                            Senator Paterson, to explain your

                 vote.

                            SENATOR PATERSON:    Madam

                 President, with all sentiments to the Elmira





                                                          4414



                 School District, and I'm sure there's some way

                 that we can actually work this out.  It was

                 just a little thing during the debate, and

                 it's probably a good thing that we have

                 debates and that we really look into these

                 pieces of legislation, because I said on the

                 record that this was fine with me.

                            But Senator Oppenheimer and Senator

                 Schneiderman and then eventually Senator

                 Connor touched on this point, which was that

                 insurance is for those events that are

                 unforeseen.  That's why we have insurance.

                            We're insuring against the

                 unlikelihood of things happening.  And as rare

                 as those occasions may be, the incident that

                 Senator Connor described about the two

                 hook-and-ladders colliding and all of the

                 liability that the township was responsible

                 for and the difficulties they had kind of

                 convinced me that we need to talk about this

                 some more.

                            I'm sure we'll find a way to

                 provide decent insurance to the Elmira School

                 District.  But I'm going to vote no on this

                 legislation, Madam President.  And I want to





                                                          4415



                 thank all my colleagues, including Senator

                 Kuhl, for that discussion because it made me

                 feel a little differently than I did when I

                 first came in here.

                            THE PRESIDENT:    Senator

                 Schneiderman, to explain your vote.

                            SENATOR SCHNEIDERMAN:    Yes, thank

                 you, Madam President.  I, as I indicated

                 before, was inclined to vote for this bill.

                            In addition to the debate that has

                 taken place, which has helped me to clarify my

                 views, I've also just received a definition of

                 the insurance that would be authorized under

                 this bill.  And it does reinforce my concern

                 that this is a serious fiscal problem that we

                 are allowing.

                            We are enabling the district in

                 Elmira to undertake accident and health

                 insurance, meaning insurance against death or

                 personal injury by accident or any specified

                 kind of accident, against sickness, ailment,

                 and noncancelable disability insurance.  So

                 this is really where the big money is for

                 claims.

                            I think we have protected school





                                                          4416



                 districts in the past by putting the funding

                 cap on and limiting them from undertaking to

                 insure against the really most major sources

                 of payments for self-insurers.  I think this

                 is fiscally imprudent.

                            And I'm afraid that, based on that

                 and based on the comments of my colleagues -

                 Senator Connor, Senator Paterson and others -

                 that I will be also voting no.  I am

                 sympathetic to the issue in Elmira, but I

                 think we are enabling school districts to go

                 down a very dangerous path with this sort of

                 bill.

                            Thank you.

                            THE PRESIDENT:    Senator

                 Schneiderman, you will be recorded as voting

                 in the negative.

                            Senator Onorato.

                            SENATOR ONORATO:    Madam

                 President, to explain my vote.

                            I heard the discussions here and,

                 from a personal aspect of it, when I was the

                 secretary-treasurer of the Bricklayers Union,

                 we were self-insured at the time also.  And we

                 started to notice, after several lengthy





                                                          4417



                 decisions, our funds were almost depleted, and

                 it wasn't the right way to go.

                            And I think as a sure way of

                 protecting the Elmira School District, I don't

                 think they should be in the business of

                 self-insuring.  And for that reason, I think

                 it would be prudent for them to purchase the

                 insurance rather than subject the entire

                 tax-based community for any catastrophe

                 insurance claims that may take place.

                            Therefore, I vote no.

                            THE PRESIDENT:    Senator Onorato,

                 you will be recorded as voting in the

                 negative.

                            Senator Stavisky, to explain your

                 vote?

                            SENATOR STAVISKY:    To explain my

                 vote.

                            I too have been listening to what

                 everyone has said.  And I'm troubled by the

                 potential for disaster, as Senator Connor

                 described the two fire engines having the

                 accident in New Jersey.

                            The fact that there is no oversight

                 by the State Insurance Department, the fact





                                                          4418



                 that there are a number of problems with this

                 bill caused me also to vote in the negative.

                            THE PRESIDENT:    Senator, how do

                 you vote?

                            SENATOR STAVISKY:    No.

                            THE PRESIDENT:    You will be

                 recorded as voting in the negative.

                            The Secretary will announce the

                 results.

                            THE SECRETARY:    Those recorded in

                 the negative on Calendar Number 300 are

                 Senators Connor, Duane, Onorato, Paterson,

                 Schneiderman, Stachowski, and Senator

                 Stavisky.  Ayes, 49.  Nays, 7.  Excuse me,

                 also Senator Hassell-Thompson.  Ayes, 48.

                 Nays, 8.

                            THE PRESIDENT:    The bill is

                 passed.

                            SENATOR MARCELLINO:    Madam

                 President.

                            THE PRESIDENT:    Senator

                 Marcellino.

                            SENATOR MARCELLINO:    Could we

                 call up at this time Calendar Number 32.

                            THE PRESIDENT:    The Secretary





                                                          4419



                 will read Calendar Number 32.

                            THE SECRETARY:    Calendar Number

                 32, by Senator Goodman, Senate Print 694A, an

                 act to amend the Penal Law and the Criminal

                 Procedure Law, in relation to prohibiting.

                            SENATOR PATERSON:    Explanation,

                 please.

                            THE PRESIDENT:    Senator Goodman,

                 an explanation has been requested by Senator

                 Paterson.

                            SENATOR GOODMAN:    Madam

                 President, this is a rather fascinating

                 subject this afternoon on the matter of

                 identity theft.

                            Identity theft occurs, believe it

                 or not, when an individual is actually able to

                 steal various credentials which make it

                 possible for them to assume a false identity;

                 that is to say, the identity of an individual

                 who they then fraudulently cheat out of many

                 thousands of dollars.

                            In June of 2000, the Senate

                 Investigations Committee issued a report

                 entitled "Identity Theft:  Is Your Identity

                 Safe?"  In this report we have some evidence,





                                                          4420



                 through testimony and various bits of

                 information obtained by the committee, which

                 deals with a number of specific thefts that

                 occurred in this area.  I'd like to share a

                 few of them with you.

                            First of all, one victim in the

                 East Side of Manhattan told her story as

                 follows, indicating that some person succeeded

                 in having her address changed.  She then

                 promptly attempted to obtain cash advances and

                 payments for gasoline and repair bills in the

                 Bronx.  It took over six months to turn the

                 nightmare around.  It involved having to close

                 down a checking account, on the advice of her

                 account manager.

                            The same individual filed a medical

                 claim on May 28, 1998, using this individual's

                 Social Security number, basing it on

                 employment with Metro North, et cetera, and

                 making it clear that this was not the

                 individual involved.  Nonetheless, extensive

                 medical charges were charged to that

                 individual.

                            A media buyer from New City in

                 Rockland stated that his personal line of





                                                          4421



                 credit was pilfered by an international

                 network of thieves who used his Social

                 Security to obtain a checking account in his

                 name.  Using his personal information, the

                 thief also opened 30 credit card accounts and

                 charged large amounts of money on goods

                 purchased overseas.

                            In another instance that came to

                 the attention of the Investigations Committee,

                 a ring stole credit cards, made their own

                 credit cards, and assumed the identities of

                 thousands of unsuspecting cardholders.  In ten

                 months, the organization stole $650,000 in

                 goods and cash advances and had credit card

                 numbers with access to $8 million, stealing

                 credit card numbers from invoices and

                 contacting credit reporting agencies, mortgage

                 agencies, and the like.

                            Perhaps you're aware of the fact

                 that when you charge a credit card at a

                 restaurant, sometimes you get a carbon copy of

                 your charge slip.  Unless you carefully

                 dispose of that charge slip, it can be picked

                 up out of the ashcan of the restaurant in

                 which you ate and someone can forge your





                                                          4422



                 signature on your credit card number very

                 readily, using the carbon copy as a piece of

                 evidence.

                            According to the Newark Star

                 Ledger, in March of '98 a man assumed the

                 identity of a New York anesthesiologist in an

                 identify fraud scheme, stealing more than a

                 quarter of a million dollars from the

                 physician's account.  Furthermore, this

                 individual then opened an account at another

                 bank by assuming the identities of others

                 using driver's licenses and credit cards.

                            And we could go on and on.  I think

                 perhaps the most extreme case of which we were

                 advised was a woman who one day answered a

                 ring at her front doorbell in her suburban

                 home.

                            Two burly men came in and said,

                 "Where is the BMW?"  She said, "What BMW?"

                 They said, "The BMW that you purchased with

                 your fraudulent credit card."  She said, "I

                 have no such thing."  They said, "We insist on

                 searching your garage."  They then bulled

                 their way into the garage.  Finding no BMW,

                 they beat a hasty retreat.  The fact was,





                                                          4423



                 however, that a BMW had been charged to this

                 lady without her knowledge, due to the

                 fraudulent theft of her identity.

                            This goes on and on.  And in

                 extreme cases, an individual can be literally

                 bankrupted and then faces the problem of

                 untangling the skein of evidence which led to

                 the bankrupting through fraudulent information

                 in the first place.

                            So to try to respond to this, the

                 Senate Investigations Committee made several

                 recommendations, some of which are embodied in

                 the legislation before us.  The bill before us

                 is one which I think properly defines the

                 crimes involved and, defining them, describes

                 penalties at different levels of identity

                 theft.

                            In that respect, I think we're

                 addressing a major problem now confronting our

                 society which, due to increased

                 computerization and increased credit

                 availability, is causing very serious problems

                 throughout society and creating great hardship

                 among constituents and consumers.

                            THE PRESIDENT:    Senator Paterson.





                                                          4424



                            SENATOR PATERSON:    Madam

                 President, this is a very important subject.

                 The issue of identity fraud has really become

                 the number-one crime of the information age,

                 as it reflects on credit and it reflects on

                 identity, and is one that has destroyed the

                 lives of people.

                            There have been all kinds of

                 exposes, "20/20" and all of these programs,

                 "48 Hours," about people whose lives have been

                 destroyed.  And even when they were able to

                 show a great degree of identity theft, they

                 still ran the risk of problems with other

                 creditors and other companies.

                            There did not seem to be a way -

                 you can contact all the credit companies if

                 someone is in arrears, but you don't seem to

                 have that same opportunity if an individual is

                 in the situation where they have been

                 defrauded.

                            And it certainly is one that needs

                 some redress.  I'm just a little concerned as

                 to whether or not this is the form in which we

                 would want to address it.

                            Now, the Federal Identity Theft and





                                                          4425



                 Assumption Deterrence Act, U.S. Codes 1028,

                 covers a lot of this.  And if Senator Goodman

                 would yield for a question.

                            THE PRESIDENT:    Senator Goodman,

                 will you yield for a question?

                            SENATOR GOODMAN:    Yes, I would be

                 glad to.

                            THE PRESIDENT:    You may proceed,

                 Senator Paterson.

                            SENATOR PATERSON:    Senator, how

                 would your legislation on the state level

                 interface with federal protections that we

                 have already ascribed through legislation in

                 the House and Senate and signed by the

                 President?

                            SENATOR GOODMAN:    There would be

                 no conflict between them, Senator.

                            SENATOR PATERSON:    Thank you,

                 Madam President.  If the Senator would yield

                 for a question.

                            SENATOR GOODMAN:    Be glad to.

                            THE PRESIDENT:    You may proceed,

                 Senator Paterson.

                            SENATOR PATERSON:    Well, Senator,

                 there may not be a conflict in the structure





                                                          4426



                 of the legislation.  But when one looks at the

                 use of the Internet and the crimes that take

                 place in cyberspace and the fact that many of

                 these companies now are relocating -- 300 of

                 the Fortune 500 companies now have offices in

                 Charlotte, North Carolina, not in New York

                 anymore.  And we have different centers of

                 service that are provided all over the

                 country.  Boulder, Colorado, is a major one.

                 Silicon Valley in California is another one.

                            So I'm just saying, can local

                 governments -- can the state actually provide

                 protection on this type of situation when,

                 once the theft is made, the companies in which

                 the perpetrators are interacting with

                 basically are not always located in New York

                 State and then have really what would be a

                 national flavor to this whole sense of

                 identity fraud?

                            SENATOR GOODMAN:    Senator, if the

                 crime occurs in New York, if it's perpetrated

                 in New York, our penalty structure is relevant

                 and applicable.

                            SENATOR PATERSON:    Senator -- if

                 the Senator would yield for a question.





                                                          4427



                            SENATOR GOODMAN:    You can

                 consider this an open invitation to yield to

                 anything you'd like to ask in the next 15

                 minutes.

                            SENATOR PATERSON:    Well, thank

                 you, Senator, I -

                            THE PRESIDENT:    You may proceed,

                 Senator Paterson.

                            SENATOR GOODMAN:    I'll let you

                 know when 15 is up, though.

                            SENATOR PATERSON:    Thank you.  I

                 appreciate that very much.

                            All right, Senator -- Madam

                 President, do you think that we could close

                 the door?

                            SENATOR GOODMAN:    Madam

                 President, may we have some order, please.

                 We're having a little trouble hearing with the

                 door open.

                            SENATOR PATERSON:    Madam

                 President, my question to Senator Goodman

                 applies to the section of the law in which he

                 desires to add legislation, and that would be

                 Section 190.25 of the Penal Law.  Which is

                 really the act relating to the impersonation





                                                          4428



                 of others for benefit or for theft.  And that

                 is right now -- the second degree of that

                 offense constitutes an A misdemeanor.

                            What I would assume, Senator, and I

                 just wanted your comment on it, is that the

                 difference between your legislation and the

                 one that's now on the books is that the

                 legislation that we have now really sets up

                 the banks and the credit agencies as the

                 victims, whereas your legislation, from my -

                 and, I'll admit, cursory reading of it, really

                 applies the protection more to the actual

                 victim.

                            Would that be an accurate statement

                 of what you're proposing here today, Senator.

                            SENATOR GOODMAN:    I must say your

                 cursory observation is very telling and

                 accurate.  It's not cursory at all, it's very

                 penetrating.

                            SENATOR PATERSON:    Thank you.

                 Well, as I go on, you may find out how cursory

                 it is, Senator, so help me through this.

                            Madam President, I now wish to ask

                 Senator Goodman about the credit companies

                 themselves.





                                                          4429



                            Certainly we had a situation that

                 we read about just two weeks where the busboy

                 from Brooklyn, when you think about it, all he

                 used was a list of the Fortune 400 wealthiest

                 people.  He used a cell phone that had

                 Internet access.  He used the computers in the

                 public libraries.  And acting with those

                 pieces of information and a voicemail, with

                 those four apparatus, basically took the

                 identities of some well-known and wealthy

                 people, and he also was able to impersonate

                 them to commit a fraud.  He was also able to

                 take goods, money, property, and services away

                 from them.

                            And in spite of the crime that this

                 individual committed, I want to talk about the

                 responsibility of the companies themselves.

                 And I wanted to know, Senator Goodman, about

                 the -- where the legislation would apply to

                 the credit card companies, who are all too

                 often sending us these preapproved

                 applications, they have our names on them,

                 they can easily be stolen.  And I just wanted

                 to ask you how you address the credit card

                 companies in this legislation.





                                                          4430



                            SENATOR GOODMAN:    May I point

                 out, sir, that I don't believe that the blame

                 in this situation rests with the credit card

                 companies, but rather with those who seek to

                 take advantage of the existence of credit

                 cards through computer technology.

                            May I parenthetically point out

                 that the plural of "apparatus" is "apparati."

                            SENATOR PATERSON:    Madam

                 President, I'm well informed, based on that

                 answer from Senator Goodman.  And I would like

                 to ask if he would yield the floor to another

                 question.

                            SENATOR GOODMAN:    I will.

                            THE PRESIDENT:    You may proceed,

                 Senator.

                            SENATOR PATERSON:    Well, Senator,

                 the blame would always rest with the

                 perpetrator, I agree with you about that.  But

                 I'm talking about the foundation for the

                 actual crime itself.  And I think that there

                 certainly is some responsibility and that at

                 certain points it might even incur criminal

                 liability.

                            Let me cite one of those examples





                                                          4431



                 for you.

                            Suppose the individual has made it

                 clear to the credit company that they do not

                 want any of their information to be listed,

                 that they've put out a credit alert that

                 someone may be stealing their credit.  Don't

                 you think that it would then rise to a level

                 of a criminal violation if the credit card

                 company continues to issue credit in that name

                 and that for that we might want to either

                 include it in your bill or include it in

                 succeeding legislation that's germane to this

                 subject?

                            SENATOR GOODMAN:    Let me go back

                 to your root question.  I think the question

                 directed itself to the matter of whether or

                 not, by making it easy to have access to

                 credit through credit card issuance, that

                 creates culpability on the part of the credit

                 card company.

                            My answer to you is definitely not.

                 I think in an age where many people need

                 credit that is available through credit cards

                 that it's a deprivation for them not to be

                 able to have such access.  And making it





                                                          4432



                 easier in a situation where it can't be done

                 unilaterally, but must require their consent,

                 should not be regarded as a crime.  In fact,

                 it may be constructive if used with a degree

                 of discretion.

                            If people are spendthrift, that's

                 another matter, but that's not a crime either.

                 That's a matter of bad judgment.

                            SENATOR PATERSON:    Madam

                 President, just very quickly, if the Senator

                 would continue to yield.

                            SENATOR GOODMAN:    Yes, I will.

                            THE PRESIDENT:    You may proceed,

                 Senator Paterson.

                            SENATOR PATERSON:    Just for

                 purposes of clarity, Senator, you're saying

                 that the bad judgment is on the part of the

                 consumer or on the part of the credit card

                 company?  I just didn't hear your answer.

                            SENATOR GOODMAN:    Senator, I

                 think you said earlier that you were inquiring

                 whether it would be appropriate to place

                 penalties on credit cards companies which

                 issue cards in a way that makes it easy for

                 the individual to obtain credit.





                                                          4433



                            My response was even in those

                 instances it's necessary to have bilateral

                 agreement.  That is to say, the acceptance

                 must be initiated by the person receiving the

                 credit card, and in so doing they assume

                 certain responsibilities.  If they wield those

                 lightly or with lack of discretion, or

                 carelessly, that becomes their problem, and I

                 don't think it's the problem of government to

                 punish people who are in effect spendthrift

                 without any personal controls over their money

                 as it flows out of their persons.

                            SENATOR PATERSON:    Madam

                 President, if the Senator would continue to

                 yield as he has agreed to.

                            SENATOR GOODMAN:    Yes, I will.

                            THE PRESIDENT:    You may proceed,

                 Senator Paterson.

                            SENATOR PATERSON:    Well, Madam

                 President, you see, what I'm really pointing

                 out here is if you put some of these questions

                 that I've asked Senator Goodman together, what

                 I'm really driving at is the fact that we in

                 this society -- not only have the banks and

                 other lending institutions and credit cards





                                                          4434



                 companies suffered great losses from theft,

                 but right now -- and one of the reasons I

                 think Senator Goodman tailored this

                 legislation specifically to talk about the

                 victims, people who, like the woman he

                 described, just answer their door and suddenly

                 they are being harassed about credit that they

                 are supposed to have extended that they had no

                 memory of because they didn't do it.  And what

                 I'm saying is if that's the intent of the

                 legislation, then I want to go back to the

                 actual cause.

                            Now, perhaps, Senator, you're

                 right, maybe we're out of the realm of

                 criminality.  But we're certainly on the same

                 subject of what we can do as lawmakers to try

                 to diminish this problem.  And I'm saying

                 since most of the incidents that are going to

                 come up with this widespread identity theft

                 are relating specifically to what would really

                 be interstate commerce, I don't know that this

                 law has as much application as it would if we

                 were to address the issues that actually lay

                 the foundation for these bad practices in the

                 first place.





                                                          4435



                            And let me cite an example of one

                 of them.

                            If these preapproved applications

                 are mailed to an address and someone sends in

                 a form stating that they want to borrow money

                 but they send in a different address, well,

                 that could be a change of address.  But I

                 would want to require the credit card

                 companies to verify three different pieces of

                 identification -- a Social Security number, a

                 driver's license, a place of employment,

                 something to let the credit card company know

                 that this is on the level, that this isn't

                 someone that just stole the mail of the

                 addressee and then took the preapproved

                 application and used it in a fraudulent

                 manner.

                            And so, Senator Goodman, even if

                 we're out of the criminal law, my question to

                 you is, don't you think that along with your

                 legislation that we should be really in many

                 ways shortening the leash on the credit card

                 companies' ability to continue to almost

                 seduce us with these applications, preapproved

                 credit applications, when this is really





                                                          4436



                 opening the door -- it may not be the crime,

                 but it certainly is the catalyst for the crime

                 that is inevitably committed by perpetrators

                 in our society?

                            SENATOR GOODMAN:    Senator, I

                 understand what you're driving at.  Let me say

                 if a bank chooses to issue credit cards on

                 relatively lenient terms and requires various

                 forms of identification which it feels are

                 adequate, that's the responsibility of the

                 bank.  I presume the bank does this with

                 fairly careful forethought and decides that

                 the risk-to-return ratio is such that it pays

                 to do this.

                            And I don't think it's up to this

                 Legislature to intervene in an attempt to

                 discipline banks and say to them thou shalt

                 not issue credit cards on too liberal terms,

                 because often it serves a useful purpose.

                            Therefore, I'm afraid that my

                 philosophy of government might differ a little

                 from yours in the fundamental respect that we

                 should try to punish crimes severely where

                 they occur, but where there's no crime and

                 where there's only a presumption that one





                                                          4437



                 might result from a certain pattern of action

                 which has a commercial purpose, I'd be very

                 loath to interject myself into that

                 legislatively.

                            SENATOR PATERSON:    Madam

                 President, one of the reasons that I didn't

                 get up and pursue a line of questioning with

                 Senator Goodman about Penal Law Section 190.25

                 is that I thought I understood what the

                 Senator was saying, that we want to direct our

                 protection to the individuals, not to the

                 banks or the credit-lending institutions.  And

                 so I understand what Senator Goodman is

                 getting at.

                            And since the Senator has kindly

                 been willing to yield, my question at this

                 point, Madam President, is, what do we do to

                 protect the victim beyond sending the

                 perpetrator to jail if we find them?

                            Let's go back to the Brooklyn

                 busboy for a minute.  The Brooklyn busboy only

                 got in trouble not for stealing the money, it

                 was when he started pooling some of the funds

                 from different accounts to try to make large

                 financial interactions that really sent off a





                                                          4438



                 signal to the institutions in the first place.

                 He'd still be doing it if we hadn't caught up

                 with him.

                            But let's take some of the victims.

                 Not the victims who were high-profile and on

                 the Fortune 400 list, let's take the victims

                 who on the lower frequencies of our society

                 don't have the means to protect themselves

                 when they are actually put in the situation.

                 Wouldn't it be a perfect addendum to this

                 legislation to add on the opportunity to

                 freeze the credit reports from being

                 distributed to private institutions if the

                 individual requests that of the credit card

                 companies?

                            And further, Madam President,

                 wouldn't be it important to establish a system

                 where we provide free copies to every resident

                 of this state of their credit condition so

                 they could find it out right now to try to nip

                 the problem in the bud if it were to arise?

                            SENATOR GOODMAN:    Senator, it

                 occurs to me that the icy fingers of this type

                 of crime have reached right into the Senate

                 chamber.  Only late last week did your





                                                          4439



                 Minority Leader and I discover that someone

                 had stolen our identity and put our names on a

                 bill which purported to be our bill, and they

                 printed up the bill with our names on them as

                 sponsor and cosponsor, and it is only

                 belatedly that we found that we had nothing

                 whatever to do with the bill, nor were we even

                 aware that it had been circulated until it was

                 brought to our attention.

                            So this is a ubiquitous type of

                 crime, one which we have to be very alert to.

                 And I mention that just to show you the extent

                 to which this can occur.

                            But let me just say this, if I may.

                 Responding to your expression of concern about

                 the consumer, I want to invite your attention

                 to the report on identity theft which the

                 Senate prepared in June of 2000.  I hold it up

                 before me.

                            Within that, there's a section

                 which states that there are various things

                 that can be done for consumers to protect

                 themselves against identity theft.  These

                 include the following.  And I'm just going to

                 share this with you for a moment, if I may.  I





                                                          4440



                 think it's germane to your question.

                            THE PRESIDENT:    Senator Paterson.

                            SENATOR GOODMAN:    Excuse me,

                 Madam President, I still have the floor in

                 response to the Senator's question.

                            THE PRESIDENT:    Excuse me,

                 Senator Goodman.

                            SENATOR GOODMAN:    Here are some

                 safeguards that we recommend.

                            Don't display your Social Security

                 number in obvious places or give it out unless

                 it is vital to do so.

                            Identity thieves steal preapproved

                 credit offers from your mail.  To prevent

                 credit reporting agencies from providing your

                 information to lenders, call a certain number,

                 which we provide.

                            Check your credit report at least

                 once a year, and before making applications

                 for mortgages and education loans, to monitor

                 fraudulent activity.

                            Bring envelopes with checks to the

                 post office rather than leaving them in a

                 mailbox for the postal carrier to pick up.

                            Buy a shredder and destroy





                                                          4441



                 financial documents.

                            Carry no more than one or two

                 credit cards in your wallet or purse, and

                 close all unused credit card accounts.

                            Reduce information available to

                 direct marketers by placing your name on a

                 purge file which is sent to 3600 subscribing

                 organizations.  We give the address of same.

                            Delete your name and phone number

                 from telemarketing lists by ordering

                 telemarketers to put your name and address on

                 a "do not call" list.

                            May I remind you that the Majority

                 has launched an extensive program, involving I

                 believe close to a million responses

                 statewide, which has people on a "do not call"

                 list, which has been an enormously successful

                 preventive program.

                            Furthermore, reduce the amount of

                 information released to the highest bidding

                 marketer by opting out of the data sold

                 through the New York State Department of Motor

                 Vehicles.

                            Refuse to give personal information

                 or financial data over the phone or the





                                                          4442



                 Internet except to known or reputable

                 establishments.

                            Remove your name from lists that

                 are used for marketing purposes by contacting

                 a certain number given in the report.

                            Call the FTC -- that's the Federal

                 Trade Commission -- to report incidents of

                 identity theft.

                            Report any tampering with your

                 securities, investments or brokerage accounts

                 to the Securities and Exchange Commission and

                 your broker.

                            And, finally, contact the Social

                 Security Administration's fraud hotline number

                 given if someone is using your Social Security

                 number for employment purposes.

                            Those -

                            THE PRESIDENT:    Senator Goodman,

                 we cannot hear your pearls of wisdom, and we'd

                 all like to.

                            SENATOR GOODMAN:    I'm sorry,

                 Madam President.  I won't repeat the whole

                 thing.  Let me say to anyone who's

                 interested -

                            THE PRESIDENT:    Well, I believe





                                                          4443



                 it was the last few sentences.

                            SENATOR GOODMAN:    Madam

                 President, I present with my compliments to

                 you and anyone in the chamber who is

                 interested a copy of the Senate Investigation

                 Committee's identify theft report.  It's

                 illuminating and I think is probably

                 responsive to many of the questions which the

                 good Senator is asking.

                            THE PRESIDENT:    Senator Paterson.

                            SENATOR PATERSON:    Madam

                 President, on the bill.

                            I commend Senator Goodman for his

                 legislation and for his diligence on this

                 issue and many other issues that we've been

                 privileged to receive his advice and counsel

                 on.  And he's always a gentleman.  I said that

                 behind his back, and I hope it got back to

                 him.

                            On this particular piece of

                 legislation, I just feel that this Senate, and

                 particularly the most distinguished among us,

                 such as Senator Goodman, are capable of

                 greater than what exists in this legislation.

                            Now, we have a Federal Information





                                                          4444



                 Theft and Assumption Deterrence Act that

                 already exists.  And what Senator Goodman has

                 accomplished quite adroitly is to carve out

                 analogous protections for this state that

                 would address the same issues if the companies

                 are right within New York.

                            Now, I don't really feel, Madam

                 President, that because of the interstate

                 commerce practices of these companies that

                 they still cannot be prosecuted under the

                 federal law.  So I think that there is a

                 little overlap between the federal law and

                 what Senator Goodman is proposing.

                            Nonetheless, I do think we need to

                 propose it.  I'm not at all in disagreement

                 with what Senator Goodman is doing.

                            All I'm saying -- and the best way

                 to describe it, Madam President, is I would

                 call it a notion of coalesced dreams.  It is

                 the desire of certain individuals in our

                 society to defraud and impersonate others for

                 their own benefit and to injure the other

                 party through the theft of goods, services,

                 property or money.

                            Now, at the same time, it is the





                                                          4445



                 desire of the credit card companies, in a

                 different way, to literally squeeze as much

                 credit out of all of us as citizens as they

                 possibly can.  And in addition to doing that,

                 they recognize that there's going to be a

                 certain amount of debt that's not repaid.  And

                 they charge those accounts off after 18

                 months.

                            Further, they understand that these

                 types of practices or fraud are actually going

                 to exist.  Moreover, they've accommodated in

                 their projections for what would be service

                 and what would be mitigated by the losses in

                 providing that service.

                            We had a bill that was sponsored, I

                 believe by Senator Farley, talking about

                 extending credit to college-age students.  And

                 I think the credit card companies know that

                 college-age students are less likely than

                 their elders to pay back these loans.  But

                 again, in the end, when you count the numbers,

                 it works out to be a benefit to the credit

                 card company.  And that's fine.  If they want

                 to undertake those risks and they have

                 factored it out to a degree that it works for





                                                          4446



                 them and it benefits their cause, that's fine

                 with me that they do that.

                            But we're in the business of

                 protecting the residents of New York State,

                 our constituents.  And to that end, what I'm

                 saying is, that we have not, as I said before,

                 tightened up the reins on these companies.

                            They are sending out preapproved

                 applications.  They are sending information to

                 addresses where they don't really know who is

                 the actual resident of those addresses.  And

                 they are not requiring the type of

                 identification that would really be necessary

                 to protect consumers from this type of

                 practice.  We can't blame them, but we

                 certainly can require them under the law to do

                 so.

                            And I think that if we were going

                 to do our own arithmetic right here in the

                 Senate chamber, let's add up what would really

                 benefit the consumer, I don't think there are

                 going to be that many cases under Section

                 190.25 of the Penal Law.  There haven't been

                 to this point.  And if you add Sections 77 and

                 78, they are good law, they're certainly





                                                          4447



                 well-drafted, and Senator Goodman is to be

                 commended.

                            But I'm talking about the results.

                 If we want to limit the opportunity of

                 perpetrators to steal from us through credit

                 and on the Internet and in cyberspace, I'm

                 suggesting that the best way to do it, the

                 most feasible means that we could be taking

                 right here in the Senate today would be what I

                 would call preventive medication against

                 credit fraud.  And that would be to limit

                 these individuals from getting in the door.

                            It's not a crime to allow your own

                 house to be robbed, but it would be a crime to

                 leave the door open -- I'm saying it's not a

                 crime to do that, but it would be

                 irresponsible to leave the door open on your

                 way out of someone else's house, allowing the

                 perpetrator to see the entry point.

                            And I'm saying that that's what

                 these institutions have done to us, only

                 because they're not regulated.

                            They have opened the door for these

                 perpetrators to come in.  And if we were to

                 require the three pieces of identification -





                                                          4448



                 you know, what the Brooklyn busboy was able to

                 do was he went and found the mother's maiden

                 names of all of these famous people, and

                 that's one of the ways that he got into the

                 credit card companies and was able to

                 impersonate them.  Because they all have this

                 strict standard that probably sounded pretty

                 bright ten years ago, but the infiltration of

                 unscrupulous people has caught up with the

                 ability of those of us to protect ourselves

                 against it.

                            So I know that we can give manuals

                 telling consumers how to be protected.  But

                 why not send to each resident -- this would be

                 a little cost to the companies, but I think

                 they've shown they can endure it.  They've put

                 up with all of these criminals.  They can put

                 up with all of us who are trying to fight

                 criminality as much as we are.  Send us a copy

                 of our credit records annually.  Send it to us

                 so the beginning, the poisonous tree can be

                 been before the fruit of it involves someone

                 showing up at the door of a poor innocent

                 woman demanding to look in her garage to see

                 if she has a BMW in it.





                                                          4449



                            That's what I'm saying.  I'm

                 talking about not necessarily the validity of

                 this legislation.  It fits and encapsulates

                 the violations set forth in Section 190.25 of

                 the Penal Law quite admirably.  But what I'm

                 saying is, we can add to it.  We can make sure

                 the door is closed to limit and reduce our

                 resources from having to fight all situations

                 to identifying those individuals who are at

                 least wily enough to commit these crimes.

                 It's so easy that it's hard.  And it is being

                 done with just a cell phone that has computer

                 access, with library computers, with a list

                 that you could get from any magazine as to who

                 the 400 wealthiest people in this country

                 might be.  And just those elements, anybody in

                 this room, in spite of how the public

                 sometimes feels about our ability, yet we

                 still could do the same thing that the

                 Brooklyn busboy did.

                            So I'm just recommending that to

                 Senator Goodman, through you, Madam President,

                 and hope that this will be the first step in a

                 continuing fight to try to prevent the

                 impersonation or the identity theft that is





                                                          4450



                 pervading this society.  It is dictating and

                 pervading the notion of credit here in this

                 country.  And all I'm saying is this is a good

                 bill, but it's not enough.

                            THE PRESIDENT:    Senator Duane.

                            SENATOR DUANE:    Thank you, Madam

                 President.  If the sponsor would yield,

                 please.

                            THE PRESIDENT:    Senator Goodman,

                 will you yield?

                            SENATOR GOODMAN:    Yes.

                            THE PRESIDENT:    You may proceed,

                 Senator Duane.

                            SENATOR DUANE:    Thank you.

                            What happens now if someone is

                 caught engaging in identity theft?

                            SENATOR GOODMAN:    Not much.

                            SENATOR DUANE:    Through you,

                 Madam President.

                            SENATOR GOODMAN:    Not much,

                 Senator.  Not much.  In certain cases,

                 nothing.

                            SENATOR DUANE:    And through you,

                 Madam President, in the other cases is there

                 anything in current law that does cover this?





                                                          4451



                            SENATOR GOODMAN:    There can be.

                 It depends on the nature of the crime.  What

                 sort of crime did you have in mind?

                            SENATOR DUANE:    You know, Madam

                 President, I'm sorry, he said -

                            SENATOR GOODMAN:    What sort of

                 crime did you have in mind, Senator?  I can't

                 answer generically.  Would you be a little

                 more specific in your question?

                            SENATOR DUANE:    Through you,

                 Madam President, generic.  Generically.

                            SENATOR GOODMAN:    Madam

                 President, I can't answer that generically

                 because there's no such thing as a generic

                 identity theft.  There are various types and

                 sizes, shapes and flavors.  And until I know

                 what you have in mind, I can't respond.

                            Have you had a chance, Senator, I

                 might ask, in case we might abbreviate this

                 discussion in its less productive moments, to

                 read the report of this committee on this

                 subject?

                            SENATOR DUANE:    Is the Senator

                 asking me to yield?

                            SENATOR GOODMAN:    I'm asking you





                                                          4452



                 to yield to let me know if you've had an

                 occasion to look at the report of the

                 committee.

                            THE PRESIDENT:    Senator Duane,

                 will you yield to Senator Goodman?

                            SENATOR DUANE:    Yes, Madam

                 President.  Actually, I have, although I'm

                 still waiting for that moving van one from

                 '92.

                            SENATOR GOODMAN:    I couldn't hear

                 the Senator.  Waiting for what?

                            SENATOR DUANE:    I said yes, I

                 have seen that and reviewed it, but I'm still

                 waiting for the '92 report about moving vans

                 which you promised me a couple of weeks ago.

                            SENATOR GOODMAN:    A report about

                 moving vans?  You think there's identity theft

                 in connection with moving vans?

                            SENATOR DUANE:    Through you,

                 Madam President, if I may just explain what

                 I'm saying.

                            I have read the report on identity

                 theft, and it was very interesting.  However,

                 a couple of weeks ago the Senator promised me

                 a copy of his '92 report on moving vans, and I





                                                          4453



                 have not yet received that report.  And I

                 would offer to copy the original, but my Xerox

                 doesn't work so good.

                            SENATOR GOODMAN:    It's thoughtful

                 of you to inquire about that, but there has

                 never been a report on moving vans as such.

                 I'm not sure what you're referring to.

                            SENATOR DUANE:    Through you,

                 Madam President, I think it's moving

                 companies.  But whatever.

                            If the sponsor would continue to

                 yield.

                            THE PRESIDENT:    Senator Goodman?

                            SENATOR GOODMAN:    I will give you

                 an open season on yielding for about four

                 questions, at the end of which we'll determine

                 whether I can continue to yield, Senator.

                            THE PRESIDENT:    You may proceed

                 with a maximum of four questions, Senator

                 Duane.

                            SENATOR DUANE:    What happens now

                 if someone in Texas steals a credit card from

                 someone in New York -- for instance, over the

                 Internet, just to get a little more specific,

                 as was requested -- how would we be able to





                                                          4454



                 get that person from New York to Texas?

                            SENATOR GOODMAN:    The answer,

                 Senator, is unless the crime is -- I think you

                 might not have heard the debate earlier.  I

                 answered that unless the crime is perpetrated

                 within New York State, you cannot go out of

                 reach of the punishment.  It's these people

                 who perform this type of crime within the

                 state who can be punished under this law.

                            SENATOR DUANE:    So the answer

                 is -- through you, Madam President -- there is

                 nothing can be done?

                            SENATOR GOODMAN:    Excuse me?  Did

                 you say something else?  I'm sorry.

                            SENATOR DUANE:    Through you,

                 Madam President, the answer is that nothing

                 could be done in that kind of a situation, now

                 or with this bill?

                            SENATOR GOODMAN:    I've responded,

                 Senator.  Do you have another question?

                 That's two so far.

                            SENATOR DUANE:    But, Madam

                 President, I -- I'm sorry, I must -- the

                 microphone must not be working well.  I didn't

                 hear the response to my original question.





                                                          4455



                            THE PRESIDENT:    Senator Duane,

                 you've asked two questions.  You have a

                 maximum of two more, sir.

                            SENATOR DUANE:    But I'm allowed

                 to get the answers, am I not, Madam President?

                            THE PRESIDENT:    And you've

                 received an answer.  Could you proceed if you

                 have another question, sir?

                            SENATOR DUANE:    You know, I don't

                 mean to be inappropriate, but I really did not

                 hear the answer.  And I frankly had trouble

                 hearing a lot of the earlier debate.

                            THE PRESIDENT:    Senator Goodman,

                 would you repeat your last answer?

                            SENATOR GOODMAN:    I'm glad to

                 repeat the answer.  The answer is that unless

                 the crime is committed in the State of New

                 York, it is not punishable by New York law.

                            SENATOR DUANE:    Then through you,

                 Madam President, what about the reverse?  If

                 someone in New York steals a credit card

                 number or an identity from someone from Texas,

                 can they be prosecuted here in New York for

                 stealing identity in Texas?

                            SENATOR GOODMAN:    Senator, if





                                                          4456



                 you've listened to the debate with Senator

                 Paterson, you'd know I've already answered

                 that question in the affirmative.

                            SENATOR DUANE:    I just -- I'm

                 accepting that answer under protest, Madam

                 President, because it was incredibly difficult

                 to hear the earlier debate.

                            THE PRESIDENT:    Senator, do you

                 have a fourth question?  You have the floor

                 for a fourth question if you -

                            SENATOR DUANE:    Am I up to number

                 four, Madam President?

                            THE PRESIDENT:    Yes, you are,

                 sir.  Please proceed.

                            SENATOR DUANE:    Okay.  I'm

                 wondering if there are any minority sponsors

                 of this legislation and, if not, why not.

                            SENATOR GOODMAN:    There are not,

                 sir, that is correct.

                            SENATOR DUANE:    And then, just

                 finally, may I go on the bill, Senator?

                            SENATOR GOODMAN:    You're asking

                 me if you may go on the bill?  The answer is

                 have you ever requested to go on the bill?

                            THE PRESIDENT:    Senator, could





                                                          4457



                 you direct that request to me?

                            SENATOR DUANE:    Yes, through you,

                 I am -

                            THE PRESIDENT:    You may proceed

                 on the bill.

                            SENATOR DUANE:    Thank you, Madam

                 President.  I am requesting to go on the bill

                 right now.  I think that it's urgently needed

                 to have more bipartisan bills here.

                            But I -- from what I heard of the

                 earlier debate -- and again, it was incredibly

                 difficult to hear, and I did call that to the

                 President's attention, as did others call that

                 to attention.  It was difficult to hear.  But

                 it sounds to me as if this is really something

                 that we should spend more time getting the

                 federal government to take a position on and

                 to pass legislation.  I mean, it's kind of

                 feel-good, but it doesn't seem that it would

                 capture that many people here in New York

                 State.

                            Identify theft, particularly during

                 these times of the Internet, is actually much

                 more of a federal problem.  And at some point,

                 if it hasn't already, it's an international





                                                          4458



                 problem.  And, yes, it happens to some small

                 extent here in New York State, I suppose.  It

                 really is something that needs the attention

                 of the federal government.  And I would be

                 more than happy, in addition to trying to help

                 get this passed in the other house -- which I

                 was going to ask about, but it wasn't as

                 important as the other four questions I was

                 allowed.  But if I had a chance, I'd like to

                 know who it was in the Assembly, because I'd

                 like to work on it with them and encourage

                 them to make the bill bipartisan as well.

                            So -- but that said, I think that

                 our time might be better spent on focusing the

                 federal government's attention to this

                 problem, because that's really where this kind

                 of crime can best be fought.  So I'll vote yes

                 for it, and of course I'd love to be a part of

                 it, because there do seem to be an awful lot

                 of names on the bill.  But I also think that

                 we should reach out to the federal government.

                            Thank you, Madam President.

                            THE PRESIDENT:    Senator Lachman.

                            SENATOR LACHMAN:    Yes, would

                 Senator Goodman yield for a question, Madam





                                                          4459



                 President.

                            THE PRESIDENT:    Senator Goodman,

                 do you yield?

                            SENATOR GOODMAN:    Yes, Madam

                 President.

                            THE PRESIDENT:    You may proceed,

                 Senator.

                            SENATOR LACHMAN:    I also

                 unfortunately didn't hear some of the

                 debate -- because of the noise in the

                 chambers -- between you and Senator Paterson,

                 and I regret that.  But I would like to go

                 back to the initial question in terms of the

                 constitutionality of this.

                            I'm delighted Senator Goodman and

                 others in this chamber feel this is a major

                 threat to our democratic society, the issue of

                 identity theft.  But Senator Goodman knows, in

                 American history in terms of constitutional

                 law, in 1801 the Hamiltonian principle of

                 federalism was strongly established, upheld by

                 Chief Justice Marshall, our second chief

                 justice of the U.S. in Marbury versus Madison.

                            Now, if there are any flaws in the

                 federal legislation, should we not therefore





                                                          4460



                 improve the federal legislation which goes

                 into all fifty states, and can even go out of

                 the fifty states, rather than using a

                 legislation that is limited to what Senator

                 Goodman said is problems that arise in

                 New York State?

                            SENATOR GOODMAN:    May I just

                 respond by saying that Marbury versus Madison

                 was a matter relating to judicial review.  I

                 think you meant the Claremont Steamboat case?

                            SENATOR LACHMAN:    No, no, I meant

                 Marbury versus Madison, which upheld the power

                 of the federal government to -- and the U.S.

                 Supreme Court of the federal government to

                 make decisions relating to federal issues.

                            SENATOR GOODMAN:    I believe you

                 referred to judicial review.  Be that as it

                 may, Senator, may I say that in 1801, to the

                 best of my knowledge, credit card fraud was

                 not a notable problem.

                            (Laughter.)

                            SENATOR LACHMAN:    Can you slow

                 down?  You're going too fast for me.  Madam

                 President, I really want to hear Senator

                 Goodman's answer, but I have difficulty.  It





                                                          4461



                 might be my ears.  It might be the chamber.

                            SENATOR GOODMAN:    I was just

                 observing that in 1801 it's my impression that

                 credit card fraud was not one of the major

                 problems confronting the nation.

                            But nonetheless, apparently you

                 seek to draw precedence from that.  And I'm

                 not sure -- maybe it's just the number of

                 years that have intervened in between.  I've

                 somehow lost, in the annals of history, the

                 thrust of your question.  What was the point

                 you were trying to make?

                            SENATOR LACHMAN:    Madam

                 President, through you, another question.

                            Fraud was always a problem in this

                 nation, including in 1801.  And the

                 Hamiltonians said if there is any conflict

                 between the state and the federal government

                 on any of these issues, the federal

                 government's position should be dominant,

                 especially in interstate commerce and

                 especially in issues that involve interstate

                 matters.

                            Of course there was no credit card

                 or moving van or any other issues that pertain





                                                          4462



                 to today.  But we've interpreted the law, as I

                 see it -- and I thought you would see it,

                 Senator Goodman -- that if the federal law

                 does not sufficiently extend to cover the

                 problems of the state statute, the federal law

                 should be changed to improve that so it could

                 encompass all fifty states.

                            SENATOR GOODMAN:    Senator, I

                 understand your good intentions.  May I point

                 out to you that there are certain problems

                 which we as state legislators can address,

                 that we do not have any power to pass federal

                 laws.  And under the circumstances, we attempt

                 to solve problems somewhat closer to home with

                 our legislative involvement, such as things

                 such as gun control, in which clearly the

                 federal role would play a major part, but we

                 nonetheless seek to control the illicit use of

                 guns on an intrastate basis.

                            Similarly, with this type of crime,

                 we seek to try to prevent the use of -- there

                 are some 30,000 complaints, as revealed by the

                 Federal Trade Commission, that relate to

                 intrastate matters in New York State alone.

                 In view of that volume, obviously it's





                                                          4463



                 desirable to try to prevent this.

                            May I just ask in conclusion if

                 you'd yield to me for a moment.  Is it your

                 contention that because federal law -

                            SENATOR LACHMAN:    Can you slow -

                 Madam President -

                            SENATOR GOODMAN:    Is it your

                 contention, Senator, is it your contention

                 that because federal law might also apply here

                 that we should abnegate any responsibility as

                 state legislators to try to solve this

                 problem?

                            SENATOR LACHMAN:    Madam

                 President, can I respond to that?

                            THE PRESIDENT:    Senator, do you

                 yield?

                            SENATOR GOODMAN:    No, I've asked

                 the Senator if he would yield.

                            SENATOR LACHMAN:    Yes, I do yield

                 to that, Senator Goodman.

                            I feel there is a major avenue,

                 many major avenues for state law and state

                 legislation.  But I also feel that if there

                 are federal laws on the books and if we feel

                 these federal laws are imperfect and these





                                                          4464



                 federal laws reflect fifty states rather than

                 just one state, where the Senator said this

                 would just apply, then I would go for federal

                 law.

                            Also, how does this -- Madam

                 President, will the Senator yield for a -

                            THE PRESIDENT:    Senator Goodman,

                 will you yield?

                            SENATOR GOODMAN:    Yes, I will,

                 Senator.

                            THE PRESIDENT:    You may proceed.

                            SENATOR LACHMAN:    Unfortunately,

                 because you were talking so rapidly, I

                 couldn't pick up the major debate between you

                 and Senator Paterson.  How does this law -

                 which I think is a very, very important law,

                 and I will probably vote for it -- how does it

                 interface with federal law?  Is it subsumed

                 under federal law?  Are the fifty states now

                 going to have their own laws?  Or will the

                 federal government attempt to protect the

                 fifty states by going through them through the

                 federal legislation?

                            SENATOR GOODMAN:    I pointed out a

                 moment ago there are many areas in which both





                                                          4465



                 federal and state law can punish various

                 crimes.  Are you able to hear me?  There are

                 many areas in which federal and state law can

                 punish various crimes, would you agree?

                            SENATOR LACHMAN:    Yes, I would

                 agree.

                            SENATOR GOODMAN:    And under the

                 circumstances, we're attempting to punish

                 crimes that occur within New York State which

                 are within the reach of our long arm of the

                 law.  That's all this law seeks to do.  And I

                 think that if we should fail to act, it would

                 be an abnegation of our responsibility.

                            SENATOR LACHMAN:    One final

                 question, Madam President, through you.  Will

                 the Senator yield?

                            SENATOR GOODMAN:    Yes.

                            THE PRESIDENT:    You may proceed,

                 Senator Lachman.

                            SENATOR LACHMAN:    Okay.  Senator

                 Goodman, are you therefore saying that if a

                 federal law needs improvement in this area, it

                 should be improved through our Congressmen and

                 U.S. Senators and if state law needs

                 improvement in this initial legislation, it





                                                          4466



                 should be improved through the two houses of

                 the State Legislature?

                            SENATOR GOODMAN:    I'm saying that

                 we need a state law, and I think if there are

                 curative measures that could be taken at the

                 federal level, it would certainly be helpful

                 to have that accomplished.

                            SENATOR LACHMAN:    Thank you.

                            THE PRESIDENT:    Senator Nozzolio.

                            SENATOR NOZZOLIO:    Thank you,

                 Madam President.  On the bill.

                            Madam President and my colleagues,

                 I wish to rise and congratulate Senator

                 Goodman for the drafting and the forwarding of

                 an excellent piece of legislation, a piece of

                 legislation that is not designed to

                 participate in any grand scheme but to protect

                 individual consumers in each of our districts

                 across this state.

                            Senator Lachman waxed on about the

                 federal preemption.  Senator Paterson tried

                 allude to it.  But frankly, this isn't a

                 question of federal law, this is a question of

                 federal prosecution.  The prosecutors of this

                 state are, we hope, going to utilize this tool





                                                          4467



                 to protect consumers.  The U.S. Attorneys

                 across this country have their hands full, and

                 identity theft is by and large not a crime

                 which will be prosecuted at the federal level.

                            But it is a crime that is

                 unfortunately the fastest-growing crime in

                 America.  Today there are over 750,000 victims

                 of identity theft, and that number is rising

                 each year.

                            Now, we all have horror stories of

                 constituents confronted with the not just

                 difficulty but the at times dangerous

                 situation where they are accused of taking and

                 buying and leasing property when in fact they

                 had no economic or personal connection to that

                 acquisition whatsoever.  Senator Goodman

                 eloquently discussed an individual who faced

                 severe threat because of this crime

                 perpetrated upon her.

                            And the emotional toil is a

                 significant aspect of this crime.  When

                 identity theft can occur to individuals as

                 notorious as Tiger Woods, as Martha Stewart,

                 it can happen to anyone.  And frankly, those

                 of you who are debating that the merits of





                                                          4468



                 this case do not rise to a state crime that

                 could be subject to state prosecution are

                 ignoring the fact that there is just no time

                 for federal prosecutors to engage in adequate

                 consumer protection.

                            It's the obligation of this house

                 and the other house, the entire Legislature,

                 to protect New York consumers from frauds

                 perpetrated on them in this state.  And that's

                 what this measure does.  This measure presents

                 a tool for prosecutors to fight this crime.

                 For those of you who wish to ignore that, you

                 do so at your peril.

                            Senator Goodman is a protector of

                 consumers.  I'm fighting for this legislation.

                 I want to congratulate the Senator for his

                 efforts and, Madam President, move the rapid

                 adoption of this legislation.

                            THE PRESIDENT:    Senator Brown.

                            SENATOR BROWN:    Thank you, Madam

                 President.

                            THE PRESIDENT:    Excuse me.

                            Senator Paterson.

                            SENATOR PATERSON:    Madam

                 President, I was going to ask if Senator





                                                          4469



                 Nozzolio would yield for a question, but I'll

                 yield to Senator Brown.

                            THE PRESIDENT:    Thank you,

                 Senator Paterson.

                            Senator Brown.

                            SENATOR BROWN:    Madam President,

                 if I may, I'll yield to Senator Paterson.

                            THE PRESIDENT:    Senator Paterson.

                            SENATOR PATERSON:    Madam

                 President, if Senator Nozzolio would be

                 willing to yield.

                            THE PRESIDENT:    Senator, do you

                 yield?

                            SENATOR NOZZOLIO:    Yes, Madam

                 President.

                            THE PRESIDENT:    You may proceed.

                            SENATOR PATERSON:    Senator, could

                 you cite for me where it has been written by

                 United States Attorneys -- I mean, I think

                 this is something that we all know, that in

                 law enforcement it's very hard to get

                 prosecutors as interested in these crimes of

                 either white-collar crimes or even just these

                 crimes of fraud, as serious as they are.  But

                 generally speaking, can you tell us where you





                                                          4470



                 have received information that the United

                 States Attorneys in New York are not

                 interested in prosecuting these cases,

                 particularly in light of the fact that we had

                 a rather extensive federal intervention on

                 this matter in the U.S. Code Section 1028?

                            SENATOR NOZZOLIO:    Madam

                 President, I did not say that U.S. Attorneys

                 were not interested in prosecuting these

                 cases.  In some cases, the more major cases,

                 they are prosecuting aggressively.

                            However, in the vast majority of

                 cases, there is just not the -- they do not

                 rise to the dollar amount that prosecutors can

                 invest in, that there are many, many, many

                 more cases that federal prosecutors are not

                 engaging in than they are engaging in in this

                 crime.

                            SENATOR PATERSON:    Madam

                 President, if the Senator would continue to

                 yield.

                            THE PRESIDENT:    Senator Nozzolio?

                            SENATOR NOZZOLIO:    Yes, Madam

                 President.

                            THE PRESIDENT:    You may proceed,





                                                          4471



                 Senator Paterson.

                            SENATOR PATERSON:    Madam

                 President, the Senator raises a good point.

                 And it's about the dollar value.  And I agree

                 with him that I don't see this -- I alluded to

                 the fact not that there was federal

                 preemption, I alluded to the fact that most of

                 the actual companies engaged in interstate

                 commerce.  So all I was saying is, doesn't

                 that impede the prosecution in a lot of ways?

                            And by the way, I'm a supporter of

                 this bill, Senator.  And I didn't hear anyone

                 else get up to discuss the bill that did not

                 describe themselves as a supporter.  So we are

                 just talking about the priorities of

                 legislation here.

                            But nonetheless, my question is, is

                 there any reason to believe that it would be

                 easier to prosecute these cases by the state

                 when many of the companies that are affected

                 are actually housed in other states?

                            SENATOR NOZZOLIO:    Madam

                 President, I'll answer that very rambling and

                 disjointed question by stating that in 1998

                 the United States Senate Judiciary Committee,





                                                          4472



                 in a report of identity theft, said that

                 federal legislation alone cannot eradicate

                 identity theft.

                            The committee, after hearing

                 testimony from the United States Secret

                 Service, strongly encouraged state and local

                 governments and the private sector to

                 complement the federal role in this matter.

                            That's what exactly what Senator

                 Goodman has done, in listening the Judiciary

                 Committee of the United States Senate, and

                 that's why this legislation is before us

                 today.

                            SENATOR PATERSON:    Madam

                 President, if the Senator would continue to

                 yield.

                            THE PRESIDENT:    Senator Nozzolio,

                 do you yield?

                            SENATOR NOZZOLIO:    Yes, Madam

                 President.

                            THE PRESIDENT:    You may proceed,

                 Senator.

                            SENATOR PATERSON:    Madam

                 President, nonetheless -- I agree with Senator

                 Nozzolio that if there is a void, or even if





                                                          4473



                 there wasn't one, that to augment the federal

                 legislation, the state legislation is

                 meritorious.  And I think we all complimented

                 Senator Goodman.

                            Nonetheless, I didn't feel that I

                 got an answer to my question, which was did

                 the location of companies outside the state

                 impede the prosecution of fraud or the

                 impersonation of others right here in the

                 State of New York?  Isn't that true, Senator,

                 that if the companies are located out of the

                 state that it makes it more difficult to

                 prosecute them?

                            SENATOR NOZZOLIO:    Madam

                 President, I'll answer that by indicating that

                 each of the 750,000 cases of identity theft

                 occurring on our citizens across this country

                 each year have individual circumstances of

                 fact.  No two of them are exactly alike.  That

                 identify theft may have risen to fraudulent

                 obtaining of leases, may have obtained

                 fraudulent credit card information and the

                 acquisition of goods therefrom.  It could have

                 been a number of those types of instances.

                 That you can't say that two cases are exactly





                                                          4474



                 alike.

                            And I'd have to say that the

                 location of anyone who engages in commerce in

                 this state will be subjected to Senator

                 Goodman's bill.  That's really the point that

                 should be made.  This legislation, it affects

                 everyone who does business in New York State

                 with New York consumers.

                            SENATOR PATERSON:    Madam

                 President, I want to thank Senator Nozzolio,

                 and I also want to thank him for being here.

                            Could we have a quorum call, Madam

                 President?

                            THE PRESIDENT:    The Secretary

                 will call the roll and ring the bell.

                            THE SECRETARY:    Senator Alesi.

                            SENATOR ALESI:    Present.

                            THE SECRETARY:    Senator Balboni.

                            SENATOR BALBONI:    Present.

                            THE SECRETARY:    Senator Bonacic.

                            SENATOR BONACIC:    Present.

                            THE SECRETARY:    Senator Breslin.

                            SENATOR BRESLIN:    Present.

                            THE SECRETARY:    Senator Brown.

                            SENATOR BROWN:    Here.





                                                          4475



                            THE SECRETARY:    Senator Bruno.

                            (Senator Bruno was recorded as

                 present.)

                            THE SECRETARY:    Senator Connor.

                            SENATOR CONNOR:    Here.

                            THE SECRETARY:    Senator

                 DeFrancisco.

                            (No response.)

                            THE SECRETARY:    Senator

                 Dollinger.

                            (No response.)

                            THE SECRETARY:    Senator Duane.

                            SENATOR DUANE:    Here.

                            THE SECRETARY:    Senator Espada.

                            (No response.)

                            THE SECRETARY:    Senator Farley.

                            SENATOR FARLEY:    Present.

                            THE SECRETARY:    Senator

                 Fuschillo.

                            SENATOR FUSCHILLO:    Present.

                            THE SECRETARY:    Senator Gentile.

                            SENATOR GENTILE:    Here.

                            THE SECRETARY:    Senator Gonzalez.

                            (No response.)

                            THE SECRETARY:    Senator Goodman.





                                                          4476



                            SENATOR GOODMAN:    Here.

                            THE SECRETARY:    Senator Hannon.

                            (No response.)

                            THE SECRETARY:    Senator

                 Hassell-Thompson.

                            SENATOR HASSELL-THOMPSON:    Here.

                            THE PRESIDENT:    Senator Hevesi.

                            (No response.)

                            THE SECRETARY:    Senator Hoffmann.

                            SENATOR HOFFMANN:    Aye.  Present.

                            THE SECRETARY:    Senator Johnson.

                            (No response.)

                            THE SECRETARY:    Senator Kruger.

                            (No response.)

                            THE SECRETARY:    Senator Kuhl.

                            SENATOR KUHL:    Present.

                            THE SECRETARY:    Senator Lachman.

                            (No response.)

                            THE SECRETARY:    Senator Lack.

                            SENATOR LACK:    Present.

                            THE SECRETARY:    Senator Larkin.

                            SENATOR LARKIN:    Present.

                            THE SECRETARY:    Senator LaValle.

                            SENATOR LAVALLE:    Present.

                            THE SECRETARY:    Senator Leibell.





                                                          4477



                            (No response.)

                            THE SECRETARY:    Senator Libous.

                            (No response.)

                            THE SECRETARY:    Senator Maltese.

                            (No response.)

                            THE SECRETARY:    Senator

                 Marcellino.

                            SENATOR MARCELLINO:    Present.

                            THE SECRETARY:    Senator Marchi.

                            SENATOR MARCHI:    Present.

                            THE SECRETARY:    Senator

                 Markowitz.

                            (No response.)

                            THE SECRETARY:    Senator Maziarz.

                            (No response.)

                            THE SECRETARY:    Senator McGee.

                            SENATOR McGEE:    Present.

                            THE SECRETARY:    Senator Meier.

                            SENATOR MEIER:    Present.

                            THE SECRETARY:    Senator Mendez,

                 excused.

                            Senator Montgomery.

                            SENATOR MONTGOMERY:    Present.

                            THE SECRETARY:    Senator Morahan.

                            SENATOR MORAHAN:    Present.





                                                          4478



                            THE SECRETARY:    Senator Nozzolio.

                            SENATOR NOZZOLIO:    Present.

                            THE SECRETARY:    Senator Onorato.

                            SENATOR ONORATO:    Present.

                            THE SECRETARY:    Senator

                 Oppenheimer.

                            (No response.)

                            THE SECRETARY:    Senator Padavan.

                            SENATOR PADAVAN:    Present.

                            THE SECRETARY:    Senator Paterson.

                            SENATOR PATERSON:    Present.

                            THE SECRETARY:    Senator Rath.

                            (No response.)

                            THE SECRETARY:    Senator Saland.

                            SENATOR SALAND:    Present.

                            THE SECRETARY:    Senator Sampson.

                            (No response.)

                            THE SECRETARY:    Senator Santiago.

                            SENATOR SANTIAGO:    Present.

                            THE SECRETARY:    Senator

                 Schneiderman.

                            SENATOR SCHNEIDERMAN:    Present.

                            THE PRESIDENT:    Senator Skelos,

                 we have a quorum.

                            SENATOR SKELOS:    Thank you.  If





                                                          4479



                 we could continue.

                            THE PRESIDENT:    Senator Paterson.

                            SENATOR PATERSON:    Madam

                 President, if Senator Nozzolio would be

                 willing to yield.

                            THE PRESIDENT:    Senator Nozzolio,

                 will you yield?

                            SENATOR PATERSON:    Thank you,

                 Madam President.

                            SENATOR SKELOS:    Madam President,

                 I believe Senator Nozzolio may have stepped

                 out of the chamber temporarily.  If we could

                 continue with the questioning.

                            THE PRESIDENT:    Pardon me,

                 Senator?  I didn't hear the last part of your

                 statement.

                            SENATOR SKELOS:    If we could just

                 continue with the normal debate.

                            THE PRESIDENT:    Senator Brown.

                            SENATOR BROWN:    Thank you, Madam

                 President.  I'd like to speak on the bill.

                            THE PRESIDENT:    You may proceed

                 on the bill.

                            SENATOR BROWN:    I too would like

                 to commend Senator Goodman for this piece of





                                                          4480



                 important legislation which I do feel will

                 safeguard consumers.  Identity fraud is

                 something that could victimize any citizen,

                 and I think this goes a long way to protecting

                 citizens.

                            I want to also thank Senator

                 Goodman for responding to the questions of my

                 colleagues, because I too did have a number of

                 questions.  But from the debate, all my

                 questions were answered, and I certainly

                 understand this bill and its effects a lot

                 better than I did when I initially read the

                 bill memo.

                            I am very pleased to join my

                 colleagues who have spoken, those who have

                 spoken in support of this piece of

                 legislation, and will certainly be voting in

                 the affirmative.

                            THE PRESIDENT:    Senator Malcolm

                 Smith.

                            SENATOR MALCOLM SMITH:    Yes, on

                 the bill, Madam President.

                            THE PRESIDENT:    You may proceed.

                            SENATOR MALCOLM SMITH:    Yes,

                 Madam President, I also want to tip my hat to





                                                          4481



                 Senator Goodman.

                            Identity theft is clearly a crime

                 that is on the rise, there is no question

                 about it.  It is clearly being sistered with

                 the theft of intellectual property as well,

                 and it is my hope that we will also pursue the

                 rigors of legislation that will also

                 effectuate some type of response to that

                 problem as well.

                            I had the ability to be in a room

                 along with a couple of my colleagues and the

                 DA from Queens, and it was clear to him that

                 identity theft was one of the fast-sweeping

                 crimes in the Borough of Queens and New York

                 City, and it has gone as deep as even to the

                 theft of religious leaders' identity, some of

                 which would rather be unnamed.  But it's

                 clearly a piece of legislation whose time has

                 come.

                            To Senator Goodman, I would just

                 ask that he pursue this and also we look at

                 the potential for how we will finance the

                 support of identity theft.  Because while the

                 law is clear in terms of what prosecutors have

                 been able to do in terms of prosecution and





                                                          4482



                 the actual degree of the offenses, there is

                 need for financial support as well to make

                 sure that they can pursue these particular

                 felonies.

                            And so I would just tell Senator

                 Goodman, while we support the bill, perhaps we

                 could also have some discussion around the

                 financial support as it relates to the

                 prosecution of such thefts.

                            Thank you.

                            THE PRESIDENT:    Senator

                 Hassell-Thompson.

                            SENATOR HASSELL-THOMPSON:    Thank

                 you, Madam President, on the bill.

                            THE PRESIDENT:    You may proceed.

                            SENATOR HASSELL-THOMPSON:    I too

                 want to commend Senator Goodman.  As a member

                 of the Consumer Protection Committee, I know

                 that consumers need all the help that they can

                 possibly get.

                            I think my major concern, though,

                 is that most consumers, while they may not

                 object to being -- to Amazon.com and some of

                 the other practices of sending them book

                 titles and things of information that they





                                                          4483



                 think may be of importance to them, or of

                 interest, I think what I object to, if they

                 knew what was happening in the way that the

                 Internet business track web uses websites to

                 collect information about such things as their

                 spending habits, income, illness, and

                 occupation, which can be in fact used against

                 them with insurance companies -- and I think

                 that that's a piece that we haven't talked

                 about and explored on the floor.

                            But certainly I am hoping that as

                 we go forward with this bill, that these will

                 be additional strengths that we will be adding

                 from a state perspective to those of the

                 consumer.

                            Also, I still agree with Senator

                 Paterson from the perspective that while the

                 consumer has a responsibility to protect

                 themselves, I think that because so much

                 information in cyberspace can be obtained

                 without their permission and without their

                 knowledge, that we also have to hold the

                 credit industry somewhat responsible for their

                 behavior.

                            I know that, for instance, credit





                                                          4484



                 card companies send college students who are

                 not the responsible party credit cards,

                 preapproved.  And so those are some of the

                 concerns that I continue to have in terms of

                 who has been responsible for bills that

                 students run up.  And while that might not be

                 perceived as fraud, it's still an issue from a

                 consumer protection perspective as we look at

                 how do we protect consumers, because parents

                 are consumers as well.

                            So I thank you and I commend you on

                 the step that you have taken, but I would hope

                 that as we review this bill we will continue

                 to amend it to give it strength and support

                 that may need to go to our federal partners.

                            Thank you, Madam President.  Excuse

                 me, Mr. President.

                            ACTING PRESIDENT MEIER:    That's

                 all right, Senator Hassell-Thompson.

                            Senator Onorato.

                            SENATOR ONORATO:    Mr. President,

                 I intend supporting this legislation.  I think

                 it's high time that we did something to

                 protect our -- I was just wondering what the

                 difference was between identity theft and





                                                          4485



                 fraudulent use of a credit card.

                            And I'll give you an example.  My

                 wife lost her credit card a couple of years

                 ago.  I didn't report it for several months,

                 knowingly, because the person who found her

                 card was charging much less than she was.  So

                 I was actually saving some money.

                            SENATOR OPPENHEIMER:    Oh, stop

                 that.

                            (Laughter.)

                            SENATOR ONORATO:    But, Senator

                 Goodman, will you yield to a question?  And I

                 guess you didn't hear my earlier statement.

                            SENATOR GOODMAN:    I'd be grateful

                 if you would repeat it so I can join in.

                            SENATOR ONORATO:    I just

                 wondering, what is the difference between

                 identity theft and simply using a credit card

                 fraudulently?

                            SENATOR GOODMAN:    You don't know

                 the difference, Senator?  You shock me.

                            I'm not sure that I know it either.

                 Just a moment, let me see if my lawyer can

                 clarify.

                            ACTING PRESIDENT MEIER:    Senator





                                                          4486



                 Paterson, why do you rise?

                            SENATOR PATERSON:    Mr.

                 President -- I'm sorry.

                            SENATOR GOODMAN:    The answer is,

                 Senator, that the identity theft is a child of

                 the modern age in which we have things like

                 computer theft, various telephonic types of

                 theft -- Madam President, could the -- Mr.

                 President could the New York Post be asked to

                 help us restore order to the chamber?

                            ACTING PRESIDENT MEIER:    We can

                 ask, but I doubt if it will be efficacious.

                            Could we have some order so we can

                 hear Senator Goodman explain identity theft.

                            Senator Goodman.

                            SENATOR GOODMAN:    If I read you a

                 list of the items covered in the bill, it may

                 manifestly respond to your question.

                            You get name, address, telephone

                 number, date of birth, driver's license

                 number, Social Security number, taxpayer ID

                 number, mother's maiden name, financial

                 services account number or code, savings

                 account number of code, checking account, et

                 cetera, et cetera.  E-mail address or computer





                                                          4487



                 password, public/private government employee

                 or place of employment, and employee

                 identification number.

                            These matters expand the scope of

                 the reach of the law.

                            SENATOR ONORATO:    Thank you,

                 Senator.

                            ACTING PRESIDENT MEIER:    Senator

                 Stachowski.

                            SENATOR STACHOWSKI:    Mr.

                 President, on the bill.

                            ACTING PRESIDENT MEIER:    Senator

                 Stachowski, on the bill.

                            SENATOR STACHOWSKI:    I think that

                 the need for this kind of law is obvious in

                 the computer age.  I think that a lot of the

                 questions asked were good ones.  I think that

                 there might have been some misinterpretations

                 by some people on the floor of where the

                 questions were going, but I think they were

                 good questions.

                            The fact that the individual has

                 his identity stolen and then has to go through

                 this whole web of entanglement to try to get

                 all their personal items straightened out.





                                                          4488



                 And Senator Goodman's answer that, you know,

                 there's great suggestions in his report, well,

                 unfortunately, some of us have his report,

                 some of us read his report, others didn't,

                 others probably couldn't find it if they had

                 to look for it.

                            And the general public is -- it's

                 not available to the general public, so they

                 can't -- they don't have this readily at their

                 fingerprints, so that response to a question

                 about what does this law does for victims was

                 a valid one.

                            And maybe what we should be

                 considering or what Senator Goodman should be

                 considering, since he's the sponsor, is a

                 follow-up legislation maybe addressing what

                 can be done for victims in this kind of

                 situation.

                            And to just slough off the fact

                 that credit card companies and banks, et

                 cetera, have no responsibility in this, that

                 it's a light use of credit opportunities by

                 individuals that sometimes leads them to have

                 their credit card applications or identities

                 stolen, that's not entirely true.  Because





                                                          4489



                 nowadays, with those instant credit forms

                 coming through the mail rapidly and people

                 just throwing them out, everybody doesn't have

                 a shredder and everybody can't afford the $29

                 extra right now, with all the utility bills up

                 and everything else up, to run out and buy

                 one.  They don't actually think about the fact

                 that when they throw that in the garbage -

                 they think, like most people, who's going to

                 go through my garbage?  Because they would

                 never think of going through somebody else's.

                            So that their identity is available

                 because they throw these things out whole,

                 sometimes, they don't even open them because

                 they recognize them by the envelope.  And

                 oftentimes companies that offer this credit

                 will send even an altered form where the

                 alteration is I've since moved since you first

                 sent this by the time I got to apply, and now

                 you're sending back the credit card possibly

                 to the person at a different address.

                            So, I mean, I think there is some

                 responsibility to those people.  And of course

                 in this legislation, because it's only looking

                 to punish the perpetrator -- which is a good





                                                          4490



                 starting point -- nothing is done to try to

                 safeguard this and try to do a little bit of

                 curtailment maybe on not only junk mail but

                 also on the fact that some of these forms go

                 out and that they're very risky to people that

                 aren't careful with what they do with the

                 forms that are sent to them, they just toss

                 them whole, and somebody might be able to -

                 because if they're interested enough to go

                 through your garbage, they might be crafty

                 enough to get your Social Security number.

                 Which wouldn't be a major lift nowadays with

                 some of the things available on the Internet.

                            So that I think that the fact is

                 that they should bear some responsibility, and

                 maybe they should bear the financial

                 responsibility if it can't be gotten from the

                 perpetrator.  Rather than the victim even

                 taking the $50 hit when he didn't even get the

                 credit card.  So it's not like he had the

                 credit card and somebody got one of their -

                 they didn't tear up their receipt and they got

                 it from that, that's one thing.  And okay,

                 maybe you are a little careless there.  But

                 nowadays, you might not even have that





                                                          4491



                 company's credit card and somebody else has

                 one in your name.  And all the other things

                 that they can do with it is interesting.

                            And an interesting thing -- and

                 this is kind of a Goodmanesque part of my

                 statement, something that Roy would sometimes

                 do, Senator Goodman would sometimes do in his

                 explanations or in his opening descriptions.

                 But I got a little confused before I

                 started -- I'm going to give you this -- I got

                 a little confused because I understood that

                 this bill came out about as a result of your

                 Investigations Committee.  And somebody from

                 another Ivy League school tried to tell me

                 that it came about because of a Senate

                 committee report.  That's probably some kind

                 of competitive thing between Cornell and

                 Harvard, I don't know.  But I'm going to side

                 with Harvard this time.

                            And this is the Goodmanesque part

                 of my presentation, that the right of privacy,

                 at the time it first was put forward, had

                 nothing to do with law or the Bill of Rights

                 or the Constitution or even statute.  This

                 came from the Harvard Law Review, the first





                                                          4492



                 mention of the right of privacy.  And that was

                 in 1889, and it was written by two Boston

                 lawyers, Louis Brandeis and Samuel Warren.

                 And the fact that they talked about this,

                 because it was a great technological error.

                 And everybody takes some of this technology

                 from that period, like photography and

                 telephony for granted, but that was the great

                 technological changes in its infancy.

                            And because of that putting forward

                 of the right to people's privacy, that

                 eventually, in a series of cases, it was

                 various law principles held up that protected

                 people's privacy.  And that's why privacy is

                 so taken for granted by us now, but why it's

                 protected somewhat by law.

                            And I thought you'd appreciate the

                 fact that it came from the Harvard Law Review,

                 and that's why I brought it up.  And that was

                 my Goodmanesque part of this.  I figured as

                 long as it's Senator Goodman's bill, I might

                 as well use the Goodmanesque part of this and

                 straighten out the little bit that confused me

                 between the Cornell Senator and the Harvard

                 Senator.





                                                          4493



                            But the fact is, I think that the

                 bill itself should be a good step forward.  I

                 think there's a lot that remains to be done.

                 I think that there's some things we should be

                 putting out to help the victims when these

                 things happen to them.  And obviously if it

                 happens to high-profile people, as the Cornell

                 Senator mentioned -- and we know it happens to

                 everyday people a lot easier -- so that I

                 think that Senator Goodman has a good idea

                 here, but I hope that he will follow up with a

                 lot of the things we mentioned.

                            And that since his report isn't

                 available to the general public, maybe he

                 would think of having the printing people

                 start putting out a pamphlet that would cover

                 the same things that are covered in his

                 report.  Because obviously everybody won't

                 have that at their fingertips.

                            So I'm also going to vote for this

                 bill.  I didn't hear any of my colleagues

                 saying they were against the bill, they were

                 just asking different questions trying to find

                 out different parts about the bill or if the

                 bill would eventually cover this, or maybe at





                                                          4494



                 least to give the sponsor ideas for future

                 legislation where he can continue to protect

                 the individual and maybe make it easy for him

                 to get out of this web of entanglement they

                 find themselves in once someone steals their

                 identity and maybe commits crimes and all the

                 other things that happen to them as a result

                 of that theft.

                            And with today's computer age,

                 that's more easy than ever.  And some of these

                 people that are so good on computers -- I not

                 being one of them.  I'm lucky I can get

                 through on the Internet and find the easy

                 things, much less any of the difficult things.

                            So with that, I also wanted to rise

                 and support Senator Goodman's legislation, but

                 also offer a little clarity on what some of my

                 colleagues are trying to do, and also take my

                 opportunity to give the Goodmanesque part of

                 the explanation.

                            ACTING PRESIDENT MEIER:    Senator

                 Stavisky, we have a list going.

                            Senator Lachman was next, I

                 believe.

                            SENATOR LACHMAN:    Yes.  On the





                                                          4495



                 bill.

                            ACTING PRESIDENT MEIER:    Senator

                 Lachman, on the bill.

                            SENATOR LACHMAN:    I will be

                 voting for this bill, Senator Goodman -- and

                 through you, Mr. President -- because I think

                 it initially is an attempt to fill a loophole

                 in the legislation that currently exists.

                            Now, we've mentioned the steamboat

                 law in terms of interstate commerce.  I know

                 David mentioned that to you and to us.  But we

                 mentioned Marbury versus Madison.  We

                 mentioned an unknown lawyer writing in the

                 Harvard Law Review who 25 years later was

                 appointed a member of the U.S. Supreme Court,

                 Louis Brandeis, taking it from a different

                 point of view and the point of view of the

                 right of privacy in the information age.

                            But I do think that there should be

                 a greater connection between the legislation

                 that we pass here and the legislation that

                 exists in the fifty states as passed by the

                 federal government and the Congress of the

                 United States.

                            But you are attempting to respond





                                                          4496



                 by filling a loophole, and I think it's a very

                 good initial step, and I would like to see it

                 extended in other areas as well.

                            I support the measure.

                            SENATOR GOODMAN:    On the bill,

                 Mr. President.

                            I just wanted to express my

                 gratitude, if I may, to some of our

                 colleagues.  I'd like to start with Senator

                 Nozzolio, who, Senator Stachowski, you should

                 know is the chairman of a task force that

                 addressed this question after our special

                 Senate Committee on Investigations did so.  We

                 held a press conference involving most of the

                 Majority Senators and widely publicized the

                 contents of this ultimate piece of

                 legislation.  I want to thank Senator Nozzolio

                 very much for his involvement in this.

                            And I'd also like to extend sincere

                 thanks to my colleagues on the other side of

                 the aisle.  Senator Smith, Senator Brown,

                 several of the rest of you who were kind

                 enough and gracious enough -- including my

                 good friend, Senator Paterson, I might say -

                 to suggest that this legislation did have some





                                                          4497



                 usefulness, and to do it in very gracious

                 terms.

                            There have been from time to time

                 suggestions that there is a tension that grows

                 between us in this chamber, and I think that

                 your conduct this afternoon suggests quite the

                 reverse.  And I for one wish to extend my

                 personal thanks to each of those of you who

                 were kind enough to make your very gracious

                 remarks.

                            Thank you.

                            ACTING PRESIDENT MEIER:    Read the

                 last section.

                            THE SECRETARY:    Section 7.  This

                 act shall take effect on the first day of

                 November.

                            ACTING PRESIDENT MEIER:    Call the

                 roll.

                            (The Secretary called the roll.)

                            ACTING PRESIDENT MEIER:    Senator

                 Stavisky, to explain her vote.

                            SENATOR STAVISKY:    Yes, Mr.

                 President.

                            I too would like to compliment

                 Senator Goodman on the work he has done on





                                                          4498



                 this bill.

                            About three or four weeks ago the

                 district attorney of Queens County had a

                 meeting in the LOB, and he brought with him

                 some material that he had collected concerning

                 identity theft.  And to look through the books

                 and see all kinds of names of people whose

                 identities have been stolen was very

                 revealing, because there were people from all

                 walks of life.  Some names were very

                 recognizable.

                            The district attorney in Queens

                 County has done considerable work on identity

                 theft, and I'm sure that he will be delighted

                 too with the work done by this chamber this

                 afternoon.

                            So I vote yes.

                            ACTING PRESIDENT MEIER:    Senator

                 Stavisky will be recorded in the affirmative.

                            Senator Gentile, to explain his

                 vote.

                            SENATOR GENTILE:    Thank you, Mr.

                 President.

                            I too join with my colleagues on

                 both sides of the aisle in congratulating





                                                          4499



                 Senator Goodman for this piece of legislation.

                 As a former prosecutor, this piece of

                 legislation will clear the air as to what

                 someone committing a crime of this type can be

                 charged with, rather than just trying to patch

                 different pieces of the law together.

                            In addition, I too have been a

                 victim of identity theft.  Indeed, about three

                 or four years ago, there was a credit card

                 stolen from my gym locker.  And little did I

                 know that after I went back to the locker, the

                 person who had that credit card went on a

                 little shopping spree.

                            Indeed, it was around Valentine's

                 Day, and they want to the Staten Island Mall.

                 And Senator Marchi knows well that there are

                 many stores there at the Staten Island Mall,

                 and it seemed that that person's girlfriend

                 had a great Valentine's Day on my credit card.

                            So certainly -- and it took many

                 months to correct that whole situation, so -

                 unfortunately, that person was never

                 apprehended.  But in any case, there should be

                 an apprehension, Senator Goodman's bill will

                 go a long way in making sure that this state





                                                          4500



                 is on record as strongly as possible to use

                 this as a deterrent for future identity theft.

                            So congratulations.  Thank you,

                 Senator Goodman.  And I'll be voting yes.

                            ACTING PRESIDENT MEIER:    Senator

                 Gentile will be recorded in the affirmative.

                            Senator Schneiderman, to explain

                 his vote.

                            SENATOR SCHNEIDERMAN:    Yes, thank

                 you.  Through you, Mr. President, I will be

                 voting yes on this bill.  I appreciate the

                 work Senator Goodman has done on this and his

                 graciousness in presenting it to us today.

                            There is one area of concern that I

                 would raise really that I think may require

                 some additional attention, and that relates to

                 the difficulty, particularly in Internet

                 commerce, where there's the tremendous

                 potential for abuse and identity theft, the

                 difficulty of New York courts obtaining

                 jurisdiction over the Internet thief.

                            The law is very unclear in this

                 area.  If a company is based in California,

                 the only contact is over the Internet, they

                 steal the goods in California by charging them





                                                          4501



                 there, it's not clear that we could actually

                 obtain jurisdiction in New York to punish such

                 a felon.

                            And I think it's good that we're

                 criminalizing the behavior, and I hope that we

                 can continue to work to make these laws more

                 effective.

                            But I would commend to Senator

                 Goodman and others working on this that the

                 jurisdictional issue is an additional aspect

                 of this that may require our attention and

                 that will emerge as these laws are prosecuted

                 and as we move forward.

                            Thank you, Mr. President.

                            ACTING PRESIDENT MEIER:    Senator

                 Schneiderman will be recorded in the

                 affirmative.

                            Announce the results.

                            THE SECRETARY:    Ayes, 56.

                            ACTING PRESIDENT MEIER:    The bill

                 is passed.

                            Senator Skelos.

                            SENATOR SKELOS:    Mr. President,

                 would you please call up Calendar Number 158,

                 by Senator Wright.





                                                          4502



                            ACTING PRESIDENT MEIER:    The

                 Secretary will read Calendar 158.

                            THE SECRETARY:    Calendar Number

                 158, by Senator Wright, Senate Print 1087, an

                 act to direct the Department of Public Service

                 a prepare a report.

                            SENATOR PATERSON:    Explanation.

                            SENATOR WRIGHT:    Read the last

                 section.

                            (Laughter.)

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, an explanation has been requested of

                 Senate 158 by Senator Paterson.

                            SENATOR WRIGHT:    Thank you,

                 Senator Meier.  Thank you, Senator Paterson.

                            The bill that you have before you

                 directs the Public Service Commission to

                 prepare a report relative to the rural

                 communities of this state and their ability to

                 access telecommunications.  And it directs

                 that the report will be prepared by no later

                 than February 1, 2002, copies to all of us.

                            ACTING PRESIDENT MEIER:    Senator

                 Paterson.

                            SENATOR PATERSON:    Mr. President,





                                                          4503



                 it's a pleasure to dialogue with Senator

                 Wright.  And if he would yield for a question.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you yield for a question?

                            SENATOR WRIGHT:    I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR PATERSON:    Senator, what

                 have been the reports from rural residents of

                 the state about some of the difficulties that

                 they have encountered with Internet access?

                            SENATOR WRIGHT:    Well, the

                 difficulties we're talking about have

                 principally focused on the ability to access

                 the ability to utilize new telecommunications

                 systems, the most newest technologies.

                            Typically you will find that

                 service providers make the investment in the

                 primary markets where they will have a quicker

                 and more prompt return on their investment.

                 So you have seen investments being made across

                 the state in the urban centers, and that has

                 not been the case in the rural areas of the

                 state.





                                                          4504



                            So as a result, when you're a small

                 business in a rural area of the state trying

                 to compete with a like small business in an

                 urban center, you're not in a position to

                 compete on a level playing field.

                            ACTING PRESIDENT MEIER:    Senator

                 Paterson.

                            SENATOR PATERSON:    Mr. President,

                 if I could speak on the bill so that -

                            ACTING PRESIDENT MEIER:    Senator

                 Paterson, on the bill.

                            SENATOR PATERSON:    I may have

                 another question for Senator Wright in a

                 moment.

                            But this is a problem that has an

                 historical nature in this country, and it

                 really accompanies the invention of different

                 facilities that have obviously changed the

                 course of doing business and changed the

                 culture of our nation.  And what's interesting

                 about that is that in the issues involving the

                 invention of electricity and also the

                 invention of the telephone, that government

                 actions preceded the one that I assume we're

                 going to take today in trying to pull all





                                                          4505



                 segments of the population together and,

                 actually, particularly those who live in the

                 rural communities.

                            For instance, when the electric

                 lightbulb was first invented, it took 36 years

                 to get electricity into what would be the

                 threshold that would mean that it was in most

                 of the homes in the United States.  Now, when

                 the telephone was invented, it took only 16

                 years.  So already we saw the movement, the

                 inertia of the society catching up with a new

                 invention.

                            But interestingly enough, it took

                 the computer only seven years.  And the

                 general feeling is that Internet access, when

                 it first became available in the mid-'90s,

                 only took four years to inculcate most regions

                 of the country.  But there have been many

                 areas that, while they may meet the threshold

                 test in accordance with what were the

                 perimeters of the study, nonetheless there are

                 huge numbers of individuals who are not able

                 to be online.  The connection with schools and

                 libraries onto the Internet is very important

                 when it's related to our educational





                                                          4506



                 processes.  Particularly upstate, where

                 there's been service delivery of health care

                 issues -- as there have been all over, but

                 particularly magnified upstate -- the issue of

                 Internet access for health care would assist

                 there too.

                            Some of the other communities

                 around the state, the minority neighborhoods

                 have also lagged behind what would be the rate

                 of access of the rest of the state.  The

                 African-Americans in this state who have

                 salaries that exceed $75,000 a year

                 interestingly enough have equal access to

                 their white counterparts.  So do

                 Hispanic-Americans with salaries of $75,000 a

                 year or more, with a little less

                 effectiveness, but still falling within the

                 ambit of what would be equal protection if we

                 divided by race.

                            But it seems to be more what

                 Senator Wright was talking about in terms of

                 the companies and flooding the urban markets

                 quicker.  As they flooded the urban markets,

                 they have also neglected the inner city

                 markets.





                                                          4507



                            At this point, Mr. President, if

                 Senator Wright would yield for a question.

                            SENATOR WRIGHT:    Yes, I will.

                            SENATOR PATERSON:    Thank you.

                            Mr. President, my question is, do

                 you think it would be possible in future

                 proposals and studies to include some of the

                 other neighborhoods around the state that are

                 still bereft of the vital need for Internet

                 capacity?

                            SENATOR WRIGHT:    I certainly

                 wouldn't exclude that, but we're talking two

                 different issues in terms of what we're

                 speaking to in this bill.

                            We're basically looking to

                 establish the backbone that would link the

                 various regions of the state with the high,

                 wide fiber band that we need, otherwise known

                 as the backbone system.  I believe what the

                 Senator is speaking to is really what's

                 referred to as the last mile or last 100 feet,

                 where you're actually talking individual

                 access.

                            So that the bill that we're

                 advancing addresses a different issue than the





                                                          4508



                 one that Senator Paterson raises.  I'll be the

                 first to agree that Senator Paterson does in

                 fact raise a valid issue, but it is not

                 germane to what we're attempting to do with

                 this bill.

                            ACTING PRESIDENT MEIER:    Senator

                 Paterson.

                            SENATOR PATERSON:    Mr. President,

                 that's actually quite interesting.  If the

                 Senator would yield for a follow-up question.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you yield?

                            SENATOR WRIGHT:    I will.

                            ACTING PRESIDENT MEIER:    The

                 Senator yields.

                            SENATOR PATERSON:    So, Senator,

                 what I should understand is that when I was

                 talking about the linkage between libraries

                 and schools and the information superhighway

                 and the healthcare systems and their

                 connection, then I was a lot closer to what is

                 really the genesis of this legislation.

                            In other words, those individuals

                 who live in the upstate regions who are

                 obfuscated from full capacity of service





                                                          4509



                 regarding online capacity would not

                 necessarily be -- that that goal and objective

                 to include them would not necessarily be

                 enhanced through the study that you're

                 proposing, but a completely different type of

                 study that would probably be analogous to the

                 issue that goes on in some of the inner cities

                 of our state.  Is that accurate?

                            SENATOR WRIGHT:    Well, Senator,

                 what I believe what we're attempting to do

                 with this bill is establish that multilane

                 interstate highway which that you referred to.

                 And once that's established, then be it a

                 school district or a hospital or a residence,

                 the individual neighborhood or individual

                 residence of a neighborhood, then have a

                 second series of access questions that we have

                 to address.

                            But prior to reaching that second

                 series of questions, we need the actual

                 highway or infrastructure in place.  And in

                 the rural regions of the state, that does not

                 exist at all.  We believe that that needs to

                 be documented, we believe that there needs to

                 be alternatives explored on how that system or





                                                          4510



                 that highway we're referring to becomes in

                 place and can be utilized, whether it's done

                 through a system of fiber optics, whether it's

                 done through wireless, whether it's done

                 through some combination thereof, there truly

                 needs to be a system and infrastructure in

                 place.

                            That's what we're trying to focus

                 on first, because without an initial

                 infrastructure being in place, the secondary

                 question is really moot at that point.

                            SENATOR PATERSON:    Thank you, Mr.

                 President.  I appear to be a little bit of

                 ahead of myself.  But if Senator Wright would

                 yield for another question.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you yield?

                            SENATOR WRIGHT:    Thank you, Mr.

                 President.  I would never accuse the Senator

                 of being ahead of himself.

                            ACTING PRESIDENT MEIER:    I

                 believe he yields.

                            SENATOR PATERSON:    Mr. President,

                 my question relates to the information that we

                 are to derive out of the study.  I get the





                                                          4511



                 impression that this is a study in which even

                 just a cursory examination of the issue would

                 reveal that it's going to demonstrate more

                 specifically that which we already know, which

                 is that many of the facilities of the regions

                 in the rural communities are not connected to

                 the Internet as readily as we would like them

                 to be.

                            Senator, what would we be proposing

                 to do with the information when we actually

                 complete the study?

                            SENATOR WRIGHT:    Well, it's our

                 intent to do several things.  First of all, in

                 many instances we're talking about proprietary

                 information that is held by the

                 telecommunication providers.

                            So while I think we can generically

                 agree or acknowledge that what is known as the

                 concept of "digital divide" and has been

                 articulated across this nation as it reflects

                 rural communities, while we know that New York

                 is not unique compared to other areas of the

                 nation, what we don't know are specific

                 locations, capacities that are in place.  And

                 that's what we're attempting to identify.





                                                          4512



                            We utilize the Public Service

                 Commission because they in turn frequently are

                 dealing with proprietary information of these

                 private companies.  So while we're not looking

                 to put them at a competitive disadvantage, we

                 do need to have that information available so

                 that we can plan and design an appropriate

                 system.

                            Speaking to that issue, you've had

                 a -- we've had a report prepared.  It was

                 chaired by the Lieutenant Governor, who

                 unfortunately isn't here with us now, was

                 earlier, identifying New York's priorities

                 across the state under the Quality Communities

                 Interagency Task Force.  And one whole area of

                 that task force report deals with using

                 technology to distribute information, create

                 development tools, and eliminate barriers to

                 quality development.

                            So we believe that when we can

                 ascertain the technical, detailed information

                 from the communities that will identify what

                 is in place and what is available, we can then

                 design the necessary priorities to move ahead

                 and develop a cohesive policy that will





                                                          4513



                 encourage and facilitate a private and public

                 partnership to facilitate expansion of that

                 information highway.

                            SENATOR PATERSON:    Mr. President.

                            ACTING PRESIDENT MEIER:    Senator

                 Paterson.

                            SENATOR PATERSON:    Thank you, Mr.

                 President.  If the Senator would continue to

                 yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you continue to yield?

                            SENATOR WRIGHT:    I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR PATERSON:    Mr. President,

                 will the study be comprehensive in the sense

                 it will inculcate itself into all the

                 different regions of the state that we would

                 describe as being rural?  Or will it be kind

                 of the dialectic study where we would assume

                 that there isn't a variance between different

                 neighborhoods and different counties around

                 the state to the extent that we might only

                 conduct the study in a few areas that the





                                                          4514



                 Senator might want to be specific about and

                 conclude from that what the alternative plan

                 that the Senator laid out for us just a moment

                 ago would be?

                            SENATOR WRIGHT:    No, I do not

                 anticipate that it would be limited to a few

                 exclusive areas.  But it would cover all of

                 the regions of the state.

                            ACTING PRESIDENT MEIER:    Senator

                 Paterson.

                            SENATOR PATERSON:    Mr. President,

                 if the Senator would continue to yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you yield?

                            SENATOR WRIGHT:    I will.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR PATERSON:    Senator,

                 preliminarily, just even including the entire

                 country, are you aware of any studies that

                 have created that comparison between those

                 providers who, in a rush to accommodate

                 telecommunications services, have moved right

                 into the more heavily populated areas and have

                 eschewed the opportunity to cover the country





                                                          4515



                 as a whole?

                            Do you have an idea of what the

                 breakdown or what the lessened opportunity has

                 been for people who live in the rural areas,

                 not only if it's been done in this state -- I

                 assume not -- but just nationally?

                            SENATOR WRIGHT:    I can't cite a

                 specific study, because I've simply not done

                 that in terms of reviewing studies.  But if

                 one spends any time all reading the literature

                 involving the telecommunications industry,

                 you'll find that there's extensive discussions

                 of the concept of the digital divide and the

                 delineation between urban centers and more

                 metropolitan areas and rural areas in their

                 ability to access high-speed, wide-band

                 capacities.

                            That concept of digital decide is

                 not unique to New York or the Northeast, but

                 in fact is nationwide.  A number of states

                 have looked at different approaches.  There's

                 even a concept of community ownership of a

                 fiberoptic network system being implemented in

                 some areas of the nation as well as some

                 regions of this state, simply to have a





                                                          4516



                 community investment to facilitate the

                 participation of the private sector, which

                 typically starts with primary markets, those

                 being the major metropolitan areas.

                            And if you look at our state, that

                 same phenomenon holds true, starting in the

                 city, working north along the -- literally,

                 the Thruway corridor, moving north to the

                 Capital, then taking a left-hand turn and

                 moving west across the state, again following

                 that Thruway corridor to Buffalo.

                            So that you find that Buffalo,

                 Rochester, Syracuse, Albany, Utica, and then

                 further south, down to the city, you'll find

                 that you have a high degree of access there.

                 You find that there are multiple private

                 sector providers competing with one another.

                 You go into the more rural regions of northern

                 and western New York, and you'll find that

                 there are very limited providers, very limited

                 access.

                            So we're trying to document exactly

                 what's available, trying to develop a strategy

                 that will enable those rural regions of the

                 state to participate in the same way that the





                                                          4517



                 primary markets of this state have.

                            And as we've met with

                 telecommunications providers in the state, you

                 know, they acknowledge the fact that they're

                 going to focus on the primary markets

                 initially, then they'll be moving into

                 secondary markets.

                            Unfortunately, when you live in

                 areas that are in the tertiary market, you

                 know that you're going to be waiting a long

                 time.  And with the technology changing as

                 rapidly as it's changing now, we don't believe

                 that we should be waiting that long.  We need

                 to facilitate and encourage that investment.

                            ACTING PRESIDENT MEIER:    Senator

                 Paterson.

                            SENATOR PATERSON:    Mr. President,

                 if Senator Wright would be willing to yield

                 for another question.

                            SENATOR WRIGHT:    Yes, I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR PATERSON:    Senator, I'm

                 in favor of this report.





                                                          4518



                            The question I guess I want to ask

                 you is that in the meetings with

                 telecommunications companies and the like,

                 they've indicated that this was their plan all

                 along.  So is the nexus of the report the idea

                 to accumulate information to kind of speed the

                 plan up?

                            Because otherwise, I would wonder

                 why we were going to do a report if the needs

                 of the marketplace serving priority to the

                 initial and secondary markets and then

                 eventually getting around to the tertiary

                 markets would actually relieve themselves just

                 by the inertia of commerce.

                            So the real desire of this report

                 to document the information to in a sense

                 force the industry to speed it up a little

                 bit?

                            SENATOR WRIGHT:    Yes.

                            SENATOR PATERSON:    If the Senator

                 would continue to yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you yield?

                            SENATOR WRIGHT:    I will.

                            ACTING PRESIDENT MEIER:    The





                                                          4519



                 sponsor yields.

                            SENATOR PATERSON:    Senator, I'm

                 just curious about the report itself and its

                 deadline.

                            Will -- since I thought that you

                 would probably use some sample counties, and

                 you enlightened me to the fact that we're

                 going to try to go into all the rural areas

                 around the state, would February of 2002 be

                 adequate time to accumulate that amount of

                 data?

                            SENATOR WRIGHT:    I believe so,

                 yes.

                            SENATOR PATERSON:    Mr. President,

                 if the Senator would continue to yield.

                            SENATOR WRIGHT:    I will.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR PATERSON:    When we are

                 able to access what would be the mechanisms

                 or, as I have now learned, the apparati with

                 which we might actually transfer this kind of

                 information to try to get the systems more in

                 line with each other, is there going to be any

                 replication of effort?





                                                          4520



                            In other words, wouldn't it have

                 been more prudent and still commercially

                 successful to have connected all of the

                 regions originally in the same system?  Or is

                 the compliance with the system that is already

                 in place going to be more difficult given the

                 fact that the technological increases are

                 probably going to be sent to the cities and

                 the initial markets while we on the back end

                 are just beginning to connect some of the

                 tertiary markets?

                            SENATOR WRIGHT:    I guess I kind

                 of lost the point of the question, Senator.

                            SENATOR PATERSON:    Well, Mr.

                 President, the point of the question is by the

                 time the train gets to some of our rural

                 areas, wouldn't some of the technological

                 advances be again directed back to the cities,

                 in a sense almost eliminating the value of

                 trying to connect some of these areas that

                 have not been addressed?

                            SENATOR WRIGHT:    No.

                            SENATOR PATERSON:    Mr. President,

                 if the Senator would yield for a question.

                            ACTING PRESIDENT MEIER:    Senator





                                                          4521



                 Wright, do you yield?

                            SENATOR WRIGHT:    I will yield.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR PATERSON:    Then I guess

                 my final question -- and I want to thank

                 Senator Wright for his patience with me -- is

                 just in terms of the whole scope of the

                 region.  I got the impression that you were

                 not as alarmed as I would be hearing that the

                 industry was in a sense taking its time, as I

                 see it, and ignoring people that live in rural

                 communities, as I would not want them to do.

                            Senator, are you assured enough by

                 them to feel that they're addressing this

                 quickly enough?  Because they don't seem to be

                 doing it minus this report.

                            SENATOR WRIGHT:    No, I'm not

                 assured that they're moving ahead enough,

                 which is why we're moving ahead with this

                 initiative, why you see the Lieutenant

                 Governor leading the effort to focus on

                 telecommunications and those rural issues, why

                 you see the administration working through the

                 Office of Technology to move ahead on these





                                                          4522



                 issues.

                            We recognize that the companies,

                 certainly while we're looking at broader

                 public policy initiatives, they are looking at

                 it from a commercial-venture standpoint where

                 they have an investment that has to be made.

                 That capital investment has to be subject to

                 prudent management decision-making and

                 receptivity to their shareholders.  All of

                 which is the standard, typical private-sector

                 model that works so well in New York State and

                 other states.

                            However, that does not preclude our

                 ability to encourage, to incentivize, to move

                 ahead and try to establish broader public

                 policy goals that we believe are in the best

                 interests of the state and believe are in the

                 best interests of the people in various

                 communities of the state.

                            There are a number of examples in

                 the past where the state has done that.  In

                 fact, the Senator is very well informed as he

                 speaks about the electricity and that being

                 extended throughout this state and the nation

                 through a rural electrification program,





                                                          4523



                 similar activities done with telephones and

                 now, of course, the Internet and the whole

                 aspect of information technology.

                            So as we continue to advance that,

                 there's a long history of precedent where

                 government has partnered with the private

                 sector when the private sector would not

                 necessarily be in a position to commercially

                 advance these endeavors.  So that is the

                 justification or part of the rationale for why

                 we're moving ahead with this report.

                            And I appreciate the Senator's

                 cooperation and questions this afternoon.

                            SENATOR PATERSON:    Thank you, Mr.

                 President.  And kudos to Senator Wright for

                 his work on this issue and informing us this

                 afternoon.

                            If I may speak on the bill.

                            ACTING PRESIDENT MEIER:    Senator

                 Paterson, on the bill.

                            SENATOR PATERSON:    Senator Wright

                 is, I think, very balanced in his approach and

                 I think is a little more patient with some of

                 the telecommunications professionals in the

                 industry than perhaps I am.





                                                          4524



                            And the reason just is that at the

                 same time that these companies have a real

                 bias for geographic location -- and listen, I

                 live in New York City, so I would be a

                 beneficiary of that bias at times.  New

                 implementations come to our areas before they

                 get to other areas.

                            But at the same time, it's

                 interesting that, for instance, in the

                 telecommunications in New York City, we are

                 paying the same rates as our neighbors are in

                 New York City, but let's take cable, for

                 instance.  We've been hearing about changes

                 that are supposed to come to the neighborhood

                 that I live in, and I meet with the

                 telecommunications people, they have a dinner

                 up here every year and they tell us about the

                 new advances and how they're coming.  But they

                 still haven't gotten here.

                            And I've been hearing about these

                 things for about three years, about how you

                 will actually want to go on the cable to speed

                 up Internet access, that they can move faster

                 than some of the providers, but this exists in

                 some parts of the city and it doesn't in





                                                          4525



                 others.  Yet at the same time, they will take

                 your billing register just as quickly.

                            And so what I'm pointing out is I

                 want to see a little more of a hurry.  I'm

                 very happy that Senator Wright is doing this

                 study, and I hope it will be a precursor to a

                 different study that addresses individuals,

                 homeowners, people that live in apartments,

                 people that are coopers who are hoping to

                 receive the same type of service and don't

                 want to wait two and three and four years to

                 see it provided because the industry is making

                 money.

                            Now, we have nothing against the

                 industry making money.  But we as public

                 servants have an opportunity to regulatory

                 that.  But they're not going to take huge

                 amounts of payments from people when they

                 haven't provided adequate services that

                 they've provided to others based on where they

                 live or how profitable it is for the actual

                 company.  Certainly, left to the marketplace,

                 we understand that.

                            But that's why we have established

                 commissions, to try to make sure that the New





                                                          4526



                 York State taxpayer gets equal services

                 regardless of the geographic location where

                 they live, regardless of the neighborhood

                 where they live, regardless of the economic

                 plight of the people who live in the

                 neighborhood with them.

                            So I'm in favor of this bill.  But

                 in the same way that Senator Wright and we as

                 the Legislature are going to encourage the

                 industry to speed it up a little bit and

                 create access to the different mechanisms

                 around the state, I want to encourage us as

                 well to make sure that we do everything we can

                 in our power to hasten the day when every

                 resident of this state will receive the same

                 type of services for the same money that we're

                 spending every month when we get a bill from

                 the cable company, an Internet provider, or

                 some other service that is providing greater

                 services in other parts of the state.

                            ACTING PRESIDENT MEIER:    Senator

                 Duane.

                            SENATOR DUANE:    Thank you, Mr.

                 President.  If the sponsor would yield,

                 please.





                                                          4527



                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you yield for a question?

                            SENATOR WRIGHT:    I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Is the study

                 designed to find out a way to do this at any

                 cost?  Or are they authorized to come to a

                 conclusion -- I mean, in other words, does it

                 matter how much it costs, or are they directed

                 to just do it at any cost?

                            SENATOR WRIGHT:    Well, the Public

                 Service Commission is directed to do the study

                 and we believe in conversations that that can

                 be done at a reasonable cost.

                            SENATOR DUANE:    Through you, Mr.

                 President, to just get a clarification, I

                 don't mean the study and how much that would

                 cost, but I mean the cost that would be

                 incurred through its mission.

                            SENATOR WRIGHT:    Well, that's the

                 intent of the study, to try to identify the

                 system that is in place and then to offer a

                 series of recommendations.





                                                          4528



                            SENATOR DUANE:    And through you,

                 Mr. President, if the sponsor would continue

                 to yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you continue to yield?

                            SENATOR WRIGHT:    I do, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    And so those

                 conclusions will also have a dollar sign

                 attached to them?

                            SENATOR WRIGHT:    I don't know

                 that for a fact.  The language of the bill

                 does not specifically require that.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you yield?

                            SENATOR WRIGHT:    I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Might it not,





                                                          4529



                 though, be important to know how much it would

                 cost for the different proposals that might

                 come as a result of the study?

                            SENATOR WRIGHT:    Well, it

                 certainly would be germane to the

                 decision-making when it comes to implementing

                 those recommendations, but not viewing the

                 recommendations in and of themselves.

                            So I'm sure before anyone, be it

                 the administration or this legislative body,

                 made a decision on implementation, there would

                 certainly be numbers tied to them.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you yield?

                            SENATOR WRIGHT:    I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Would that

                 require another study?

                            SENATOR WRIGHT:    I don't believe

                 so.





                                                          4530



                            SENATOR DUANE:    Then through you,

                 Mr. President, if the sponsor would continue

                 to yield.

                            SENATOR WRIGHT:    I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Then who would be

                 responsible for telling us what that cost

                 would be and how would they going about

                 finding out the cost?

                            SENATOR WRIGHT:    Well, since I

                 don't know what the recommendations are going

                 to be, it's rather difficult to predict how

                 that would be done.

                            But since both houses have fiscal

                 committees and the administration has a budget

                 office, I believe the wherewithal would be

                 there to establish the cost.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            SENATOR WRIGHT:    I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The





                                                          4531



                 sponsor yields.

                            SENATOR DUANE:    Is there an

                 Assembly sponsor for the bill?

                            SENATOR WRIGHT:    We are currently

                 having conversations with the Assembly on that

                 issue.  Last year it was sponsored by

                 Assemblyman Vann.  We're currently speaking

                 with the Speaker's office in terms of a

                 sponsor this year.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            SENATOR WRIGHT:    I will.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Thank you.

                            Could the sponsor maybe just list

                 the advanced telecommunications that we're

                 talking about here?

                            SENATOR WRIGHT:    Well,

                 essentially we're talking about, in the

                 broadest sense, access to the Internet and the

                 ability to access high and wide-band fiber

                 optics.

                            SENATOR DUANE:    And through you,





                                                          4532



                 Mr. President, if the sponsor would continue

                 to yield.

                            SENATOR WRIGHT:    I will.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Is the sponsor

                 aware of anything that's being done at the

                 county level to deal with this issue?

                            SENATOR WRIGHT:    Yes.  In fact,

                 there are several counties in the state that

                 are pursuing this same type of initiative.

                            They in fact have asked for and are

                 seeking funding in the budget to develop local

                 strategies to begin implementing this kind of

                 initiative.  They are supportive of our

                 initiative, feeling that one supplements the

                 other and that we have a mutual focus on

                 telecommunications.

                            We've been having those

                 conversations with the State Economic

                 Development Council, which represents economic

                 development agencies at the county level

                 across the state.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to





                                                          4533



                 yield.

                            SENATOR WRIGHT:    I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    I'd like to ask

                 the same question about federal efforts on

                 this, if this is envisioned to dovetail off

                 the federal efforts on expansion of access.

                            SENATOR WRIGHT:    It certainly

                 would be compatible.  I'm not aware of any

                 specific federal effort at this particular

                 point in time.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            SENATOR WRIGHT:    I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    In light of the

                 regrettable circumstances which we had last

                 week about a report not being accomplished on

                 time, I'm wondering what would happen in this

                 case if the report is not done on time.





                                                          4534



                            SENATOR WRIGHT:    I suspect it

                 would be deemed late.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you yield?

                            SENATOR WRIGHT:    I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Is there any

                 punishment associated with that?  Does the

                 law -- I mean, what's the point of passing the

                 law, then?

                            SENATOR WRIGHT:    Well, I think

                 the point is that we're articulating our

                 expectations.  And I think that our

                 expectation is that that will be met with in

                 good faith.

                            And it's been my experience in

                 previous legislation that I've initiated that

                 has a deadline, those deadlines have been met.

                            As you can tell by reading the

                 bill, there is no specific penalty if it is





                                                          4535



                 late.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            SENATOR WRIGHT:    I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Could this kind

                 of a study have just been done at the request

                 of the Governor?

                            SENATOR WRIGHT:    That's possible.

                            SENATOR DUANE:    And through you,

                 Mr. President, if the sponsor would continue

                 to yield.

                            SENATOR WRIGHT:    I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Had that

                 possibility been explored before the bill went

                 to the Committee on Energy and

                 Telecommunications?

                            SENATOR WRIGHT:    No.

                            SENATOR DUANE:    Through you, Mr.





                                                          4536



                 President, if the sponsor would continue to

                 yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, will you yield?

                            SENATOR WRIGHT:    I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    He

                 yields.

                            SENATOR DUANE:    Is it envisioned

                 that the study would have a component of

                 public hearings?

                            SENATOR WRIGHT:    The bill does

                 not call for that.

                            SENATOR DUANE:    Through you, Mr.

                 President, would the sponsor continue to

                 yield?

                            SENATOR WRIGHT:    I will continue

                 to yield.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    The sponsor

                 indicated that there had been conversations

                 with the Public Service Commissioner.  I'm

                 wondering whether the issue of public hearings

                 ever came up in those discussions.





                                                          4537



                            SENATOR WRIGHT:    I don't know.  I

                 didn't have the discussions.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you continue to yield?

                            SENATOR WRIGHT:    I will, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Would it be

                 appropriate to ask who did participate in the

                 discussions, if not the sponsor?

                            SENATOR WRIGHT:    It would be

                 appropriate to ask.

                            SENATOR DUANE:    Then, Mr.

                 President, if the sponsor would continue to

                 yield.

                            SENATOR WRIGHT:    I will continue

                 to yield, Mr. President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Then I'd like to

                 be so bold as to ask who was involved in those





                                                          4538



                 discussions.

                            SENATOR WRIGHT:    I believe it was

                 a member of my staff.

                            SENATOR DUANE:    Thank you, Mr.

                 President.

                            Thank you.

                            SENATOR WRIGHT:    Thank you.

                            ACTING PRESIDENT MEIER:    Senator

                 Schneiderman.

                            SENATOR SCHNEIDERMAN:    Thank you.

                 Through you, Mr. President, if the sponsor

                 would yield for a few questions.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you yield?

                            SENATOR WRIGHT:    I will yield.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR SCHNEIDERMAN:    Thank you.

                            My question really relates to the

                 sponsor's earlier statements and the colloquy

                 with Senator Paterson.  I'm not sure I

                 understand what you're talking about when you

                 talk about the need for the development of a

                 backbone for the rural areas.  And I must

                 admit I know something about the Internet and





                                                          4539



                 law relating to the Internet; I really don't

                 know what the situation is in the rural areas

                 of New York State.

                            But is the situation relating to

                 telephone cables, the need for T1 or T3?  Does

                 it relate to satellite access?  What does it

                 mean when you say we have to investigate what

                 we need in the way of a backbone?

                            SENATOR WRIGHT:    Well, what we're

                 talking about is ensuring that rural areas

                 have the same access to the higher levels of

                 technology, the DSLs and other areas of

                 technology that currently exist in the urban

                 areas.  They are typically not made available

                 to the rural areas.

                            That can be in the form of

                 fiberoptic access, but it equally can be in

                 the form of wireless, satellite, et cetera.

                            SENATOR SCHNEIDERMAN:    Through

                 you, Mr. President.  I guess my question is

                 this.  Anyone who has access to a telephone,

                 as far as I'm aware, has access to the

                 Internet.  And we actually do have a very

                 serious problem, which Senator Paterson and

                 others have mentioned, in urban areas that I





                                                          4540



                 think we may need to address in this or a

                 similar bill.

                            And my question really is aimed at

                 identifying the difference.  Is the difference

                 really in the access to telephone services in

                 rural areas?

                            SENATOR WRIGHT:    No, it's not a

                 question of access to phone service.

                 Certainly rural areas have access to phone

                 service and, by virtue of that.  You have

                 access to dial-up service, which of course is

                 slow and expensive.

                            As opposed to the high, wide-band

                 technologies that are available, and as a

                 result you have much quicker utilization, much

                 quicker access, you can move a great deal,

                 particularly data.  So it becomes very

                 critical to businesses that are trying to

                 compete, trying to move video, trying to move

                 data, that, while to varying degrees that can

                 be done, it cannot be done at the same speed

                 and the frequency that exists in more

                 sophisticated, higher levels of technology.

                            SENATOR SCHNEIDERMAN:    Through

                 you, Mr. President, if the sponsor would





                                                          4541



                 continue to yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you continue to yield?

                            SENATOR WRIGHT:    I do, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR SCHNEIDERMAN:    Well, I

                 think that that answer really underlines the

                 concern that I have with this bill.

                            This is a bill that is limited to

                 rural areas, finding that persons -- it says

                 the Legislature finds that persons living in

                 rural areas may not have access to advanced

                 telecommunications services and capabilities.

                            The difficulty I have is that in

                 most of the poor communities in the cities of

                 our state, they do not have access to ISDN,

                 they don't have access to broadband service

                 or -- well, broadband doesn't really exist,

                 but T1 or T3 cables.

                            And I'm not sure that we're not

                 suggesting by this bill that it's a problem in

                 rural areas that is not a problem in urban

                 areas.  And I still must say if we're not





                                                          4542



                 talking about telephone service, I don't

                 really understand what the difference is

                 between a poor community in the city, where

                 all that's available is dial-up, and a rural

                 community where all that's available is

                 dial-up.

                            Is there some difference I'm

                 missing?

                            SENATOR WRIGHT:    I'm not sure

                 what you're missing, Senator.

                            SENATOR SCHNEIDERMAN:    Well,

                 through you, Mr. President, if I may follow

                 up.

                            ACTING PRESIDENT MEIER:    Senator

                 Wright, do you yield to a follow-up question?

                            SENATOR WRIGHT:    I do, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR SCHNEIDERMAN:    My point

                 is -- and I appreciate the fact that, you

                 know, the sponsor represents a predominantly

                 rural area and is concerned about the need of

                 those communities for Internet access.

                            My concern is that if we pass a





                                                          4543



                 bill with a legislative finding that persons

                 living in rural areas may not have access to

                 advanced telecommunications services, it

                 sounds -- it suggests that we do not have the

                 same concern for people in urban areas.

                            And I guess my question is, is

                 there any difference between someone in a poor

                 urban community who only has access to dial-up

                 services and someone in a rural community that

                 only has access to dial-up services that would

                 necessitate us making that distinction in this

                 bill?

                            SENATOR WRIGHT:    Well, I don't

                 know, Senator, I've not had the occasion to

                 compare the two.  What I have been doing is

                 focusing on the literature and the issue that

                 speaks to the concept of the digital divide

                 focusing on the rural communities, thereby the

                 origin of this bill.

                            SENATOR SCHNEIDERMAN:    Thank you,

                 Mr. President.  On the bill.

                            ACTING PRESIDENT MEIER:    Senator

                 Schneiderman, on the bill.

                            SENATOR SCHNEIDERMAN:    I think

                 this is a bill to address a tremendously





                                                          4544



                 important problem.  I think, though, that the

                 issue that has come out through these

                 questions -- and again, I think Senator Wright

                 is doing a good job for his constituents.

                            I would urge, though, that in his

                 capacity as our leader on issues of

                 telecommunications, you take a look at the

                 fact that this bill expresses a concern about

                 rural communities that as far as I can tell is

                 a concern that exists for a far larger number

                 of New Yorkers who live in poor communities in

                 our urban areas.

                            And the story of access to cable is

                 still something that we're dealing with in the

                 City of New York.  I mean, there was a

                 tremendous difficulty in any of the

                 predominantly black or Latino neighborhoods of

                 New York City getting cable in.  I remember at

                 one point we discovered that there was an

                 illegal cable operation going on in the South

                 Bronx because none of the regular

                 cable-service providers would provide cable

                 services, as they were on some long timetable

                 that was constantly delayed.  The way we found

                 out about the guerilla service was that they





                                                          4545



                 were the only people who could install cable

                 in the office of the local congressman and

                 state legislators.

                            So the problem of access to

                 telecommunications in poor and predominantly

                 minority communities is very serious.  And if

                 we're going to undertake a study like this for

                 rural communities to find out what is required

                 for them to have access to this, I would urge

                 that we also consider communities in urban

                 areas that may face very similar problems.

                            I think that if you look at the

                 provision of Internet technology in the City

                 of New York, you will find that Senator Wright

                 is absolutely correct, there are many major

                 businesses that have access to ISDN lines,

                 they have their own cable wiring system, they

                 have faster access.  Most people who live in

                 the city who live in poorer communities do not

                 have such access.  Most of the small

                 businesses in poorer communities do not have

                 such access.

                            I think the problems addressed here

                 are equally present in the city and in many

                 suburban areas as well.  And I think that we





                                                          4546



                 would be doing ourselves a disservice if we

                 only have a study by the Department of Public

                 Services of rural areas.  I don't think it

                 would be that much more difficult to expand

                 this to include suburban and urban areas.  I

                 think it would probably save money, because

                 rather than conducting two separate studies,

                 perhaps they could do it all at the same time.

                            And also, I think that the

                 solutions for this problem, to the extent that

                 we want to provide some incentives for the

                 private sector or provide some direct

                 government investment in some of these

                 technology services, I think you'll find it

                 much more cost-effective, much easier to

                 influence industry to partner with us if we

                 are including the areas with larger

                 populations as well.

                            So I commend you for looking into

                 this.  I just would urge that such a study be

                 expanded.  And I think it can be, even without

                 legislation, to include urban and suburban

                 communities.

                            Thank you, Mr. President.

                            ACTING PRESIDENT MEIER:    Does any





                                                          4547



                 other member wish to be heard on this bill?

                            Senator Malcolm Smith.

                            SENATOR MALCOLM SMITH:    Thank

                 you, Mr. President, on the bill.

                            ACTING PRESIDENT MEIER:    Senator

                 Malcolm Smith, on the bill.

                            SENATOR MALCOLM SMITH:    I believe

                 that Senator Wright's intentions as well as

                 the bill itself is a good one.  There's no

                 question about that.

                            But I believe my colleagues,

                 Senator Paterson, Senator Schneiderman, raise

                 an issue which is very real for us in New York

                 City, and that is that there many

                 neighborhoods in our area where we are

                 struggling now to get basic service to them,

                 whether it is the Internet, access to even

                 DSL, which is not accessible in some of the

                 areas of our community.

                            I also believe that if Senator

                 Wright takes the time and -- not that he has

                 not listened to some of the business entities

                 that are probably the ones that are pushing

                 this particular issue, because as you know,

                 the Internet now becomes a market access





                                                          4548



                 instrument more so than just information.  And

                 I think if he approaches it that way, he will

                 also find out that the businesspersons

                 throughout the entire state would be more than

                 happy to have this type of study conducted,

                 not only in the rural areas but also in the

                 downstate area.

                            Because the entire access to

                 information today, while at one point it was a

                 commodity, is now a way of life.  And the

                 information that one can receive and have

                 access to is clearly a wonderful business

                 market for many business entities throughout

                 this state.

                            Upstate New York, while it is

                 suffering in an economic way, clearly having

                 access to rural customers upstate and having

                 access to more customers downstate will put

                 businesses upstate at a very supportive

                 situation as it relates to trying to do

                 business throughout the State of New York.

                            I think it's a good bill.  I think

                 there's no problem with it, and I think

                 Senator Schneiderman is right.  My research

                 tells me that once this bill is passed, it





                                                          4549



                 really does not require further legislation to

                 make the study beyond just the rural areas but

                 that it can also be promulgated just through

                 administrative agreement within the PSC, and

                 they will go further and expand this.

                            So perhaps, Senator Wright, if it

                 is okay with you, upon passage of this -- and

                 obviously I'm not sure if it passes both

                 houses.  But if we can do a letter, not only

                 supporting your bill and explaining why we

                 have supported the bill, but also asking that

                 the PSC take the study beyond just the limits

                 of just the rural areas and also does it

                 throughout the State of New York.

                            Thank you.

                            ACTING PRESIDENT MEIER:    Any

                 other member wish to be heard on the bill?

                            Debate is closed.

                            Read the last section.

                            THE SECRETARY:    Section 3.  This

                 act shall take effect immediately.

                            ACTING PRESIDENT MEIER:    Call the

                 roll.

                            (The Secretary called the roll.)

                            THE SECRETARY:    Ayes, 56.





                                                          4550



                            ACTING PRESIDENT MEIER:    The bill

                 is passed.

                            Senator Skelos.

                            SENATOR SKELOS:    Mr. President,

                 would you please call up Senator Fuschillo's

                 bill, Calendar Number 290.

                            ACTING PRESIDENT MEIER:    The

                 Secretary will read Calendar 290.

                            THE SECRETARY:    Calendar Number

                 290, by Senator Fuschillo, Senate Print 1070,

                 an act to amend the Vehicle and Traffic Law,

                 in relation to increasing fines.

                            SENATOR PATERSON:    Explanation.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo.

                            SENATOR FUSCHILLO:    Can I ask who

                 requested the explanation?

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, Senator Paterson has asked an

                 explanation.

                            SENATOR FUSCHILLO:    Thank you,

                 Mr. President.

                            The bill increases the penalties

                 for repeat alcohol- and drug-related driving

                 offenses.  Specifically, it would raise the





                                                          4551



                 minimum find from $1,000 to $2500 -- the

                 maximum fine of $5,000 is unchanged -- when a

                 person convicted of DWI or driving while his

                 ability is impaired.

                            The bill also increases the license

                 revocation period from one year to two years

                 and adds a new section which would have a

                 permanent disqualification for repeat

                 offenders.

                            As stated, the bill targets repeat

                 DWI offenders.  The national rearrest rate of

                 DWI offenders is approximately 31 percent,

                 whereas in New York State it's about

                 52 percent.

                            ACTING PRESIDENT MEIER:    Senator

                 Paterson.

                            SENATOR PATERSON:    Thank you, Mr.

                 President.  And if Senator Fuschillo, my

                 friend, will yield for a question.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR PATERSON:    Senator, would





                                                          4552



                 you define for us the difference between a

                 permanent license revocation and a permanent

                 disqualification?  Because for the life of me,

                 I don't know the difference.

                            SENATOR FUSCHILLO:    Yes, I will.

                 Through you, Mr. President, the changes,

                 Senator Paterson, in this is a permanent

                 disqualification for repeat offenders who have

                 been convicted two times previously within the

                 last 10 years.  What we did in the bill was

                 gave the Commissioner of Motor Vehicles the

                 discretion after 10 years, if there's no

                 violation of the VTL, to allow for a

                 probationary license given back to the

                 individual, solely at his discretion.

                            SENATOR PATERSON:    Thank you, Mr.

                 President.  If the Senator would continue to

                 yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR PATERSON:    Senator, I'm

                 interested in perhaps the last time that the





                                                          4553



                 amount of the fine was raised.  Because we're

                 going to increase it by 250 percent here, and

                 I just wanted to know when was the last time

                 we did this.

                            Because I don't think anyone would

                 really ever vote against an increase in the

                 fine for that type of violation.  But if we

                 did this recently, I would wonder why we're

                 doing it again.  I'm just a little hesitant

                 about piling on.  We have an offense, we have

                 a punishment for it, and I just want to make

                 sure we're not just relegislating issues that

                 we've already addressed.

                            SENATOR FUSCHILLO:    Senator,

                 which part are you referring to?

                            SENATOR PATERSON:    The increase.

                            SENATOR FUSCHILLO:    From $1,000

                 to $2,500?

                            SENATOR PATERSON:    Right.

                            SENATOR FUSCHILLO:    Senator, I

                 don't have that information, but I'll be happy

                 to supply it to you when I get it.

                            The bill did pass last year,

                 Senator, but one member did vote against it as

                 well.





                                                          4554



                            ACTING PRESIDENT MEIER:    Senator

                 Paterson.

                            SENATOR PATERSON:    For the

                 moment, Mr. President, we're kind of -- what

                 I'll do is -- I think that completes my

                 questioning for the time being of Senator

                 Fuschillo.

                            ACTING PRESIDENT MEIER:    Senator

                 Schneiderman.

                            SENATOR SCHNEIDERMAN:    Through

                 you, Mr. President, if the sponsor would yield

                 for a few brief questions.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR SCHNEIDERMAN:    I want to

                 understand what the sanction for permanent

                 license revocation really means.  Is it any

                 different from a permanent disqualification?

                            SENATOR FUSCHILLO:    Through you,

                 Mr. President.  Senator, in the sense that

                 after a 10-year period, the Commissioner does

                 have discretion to issue a probationary





                                                          4555



                 license after a 10-year period.

                            SENATOR SCHNEIDERMAN:    And

                 through -- oh, I'm sorry, I didn't mean to

                 interrupt.

                            SENATOR FUSCHILLO:    Not a

                 problem.

                            SENATOR SCHNEIDERMAN:    Through

                 you, Mr. President, then I gather that under

                 the current law there's no provision -- is

                 there a provision for any kind of a revocation

                 in this?

                            SENATOR FUSCHILLO:    Permanent,

                 Senator?  No.

                            SENATOR SCHNEIDERMAN:    Because it

                 doesn't seem to me in reading this that this

                 permanent revocation really is necessarily

                 permanent.  Is there a provision currently for

                 a different type of revocation?

                            SENATOR FUSCHILLO:    There is a

                 permanent -- let me just look at the law,

                 Senator.  In reading the bill, there is a

                 revocation for five years for a different type

                 of license, for commercial vehicles only,

                 right now under the current law.

                            SENATOR SCHNEIDERMAN:    Through





                                                          4556



                 you, Mr. President.

                            ACTING PRESIDENT MEIER:    Senator

                 Schneiderman.

                            SENATOR SCHNEIDERMAN:    So just so

                 I understand, the current law is five years,

                 but limited to commercial licenses.  So for

                 noncommercial licenses in the current law

                 there is presently no provision for

                 revocation?

                            SENATOR FUSCHILLO:    Right.

                 Suspension, Senator.

                            SENATOR SCHNEIDERMAN:    Thank you.

                 Through you, Mr. President, if the sponsor

                 would continue to yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you continue to yield?

                            SENATOR FUSCHILLO:    Yes, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR SCHNEIDERMAN:    I think

                 that again, as Senator Paterson has stated,

                 it's hard to oppose increasing penalties in

                 this area.

                            But I wonder if in addition to the





                                                          4557



                 emotional and moral aspect of this, is the

                 sponsor aware of any study or report that

                 indicates that increased sanctions and fines

                 actually have reduced the incidence of drunk

                 driving in other jurisdictions?

                            SENATOR FUSCHILLO:    Through you,

                 Mr. President, the National Transportation

                 Safety Board has issued statistics.  And,

                 Senator, I'd be happy to provide you with them

                 at any time.

                            I believe since the early '80s,

                 when the Mothers Against Drunk Driving made

                 this a priority of theirs and fought for

                 greater laws throughout the country, the

                 statistics have shown that greater penalties

                 have decreased the incidence.

                            SENATOR SCHNEIDERMAN:    Thank you.

                 Through you, Mr. President, I just want to

                 make sure I understand one other point, if the

                 sponsor would yield for another question.

                            ACTING PRESIDENT MEIER:    Senator,

                 do you yield?

                            SENATOR FUSCHILLO:    Yes.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.





                                                          4558



                            SENATOR SCHNEIDERMAN:    You drew a

                 distinction earlier between commercial

                 licenses and noncommercial licenses.  Now, as

                 I read this, most of the language, the

                 specific language relating to commercial motor

                 vehicles is left intact in the statute.  Does

                 the provision for a permanent disqualification

                 or permanent revocation apply to commercial

                 licenses?

                            SENATOR FUSCHILLO:    Through you,

                 Mr. President, no.

                            SENATOR SCHNEIDERMAN:    So if I

                 understand correctly -- again, through you,

                 Mr. President, if the sponsor would continue

                 to yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR SCHNEIDERMAN:    Someone

                 who has a commercial license and drives as a

                 part of their job -- and in a real sense is

                 under tighter state control because it is a

                 business enterprise and potentially is, you





                                                          4559



                 know, subject to more pressure for those

                 reasons -- really now would face a lesser

                 sanction than a private driver if this bill

                 was passed; is that true?

                            SENATOR FUSCHILLO:    Senator, the

                 bill specifically deals with noncommercial.

                            SENATOR SCHNEIDERMAN:    But

                 through you, Mr. President, if I understand

                 correctly, then that the result of this bill

                 that only deals with noncommercial is that

                 commercial drivers who had problems with DWIs

                 would actually be subject to less punishment

                 than noncommercial drivers; is that correct?

                            SENATOR FUSCHILLO:    Senator, the

                 changes deal strictly with noncommercial

                 vehicles.

                            SENATOR SCHNEIDERMAN:    Is there

                 any reason -- and it doesn't sound like there

                 is, but I must ask the question, if the

                 sponsor would continue to yield, is there

                 any -

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you continue to yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The





                                                          4560



                 sponsor yields.

                            SENATOR SCHNEIDERMAN:    Has there

                 been any determination or is there any reason

                 for restructuring the law so that the penalty

                 for drunk driving when you're a commercial

                 driver is now going to be less than for a

                 private driver?

                            SENATOR FUSCHILLO:    No, Senator.

                 Again, we were dealing only with noncommercial

                 vehicles when drafting the amendments.  But

                 this has been a bill that's come before this

                 house for many, many years.  My predecessor,

                 Senator Levy, chairman of the Transportation

                 Committee, had pushed this through for the

                 Senate.  And myself, when I was elected.  But

                 again, we were dealing strictly with

                 noncommercial vehicles.

                            SENATOR SCHNEIDERMAN:    All right.

                 Thank you very much.

                            Mr. President, on the bill.

                            ACTING PRESIDENT MEIER:    Senator

                 Schneiderman, on the bill.

                            SENATOR SCHNEIDERMAN:    I think

                 that, you know, we are in the glorious day of

                 the activist Legislature here.  And as Senator





                                                          4561



                 Connor pointed out earlier, bills that have

                 been sliding along with little inspection or

                 questioning now in this bright new

                 post-enlightenment realm are getting some

                 scrutiny.

                            And I think that I voted for this

                 bill last year.  I certainly don't oppose the

                 notion that there should be enhanced penalties

                 for noncommercial drivers.  But it does strike

                 me as a bizarre twist of public policy in the

                 State of New York that a commercial driver who

                 is driving to make money, pursuant to a

                 business, working for a corporation, would be

                 subject to a lesser standard than a private

                 driver who, you know, presumably has to get

                 around for all of their personal business of

                 life.

                            I mean, if anything I think those

                 who would come into New York State, operate

                 commercial vehicles, make use of our highways

                 for profit-making enterprises, engage in

                 business activities in their capacity as

                 drivers, really if anything should be subject

                 to a stricter standard.  And I'm afraid that,

                 intentionally or unintentionally -- and we all





                                                          4562



                 share in the blame for not having more closely

                 examined this in past years -- I think this

                 bill will produce that sort of an anomaly.

                 And I think it's unfortunate.

                            I would urge that this gets some

                 attention.  It may be that in the unlikely

                 circumstance this bill does not pass the

                 Assembly in its precise current form, and we

                 have a chance to look at it again, Senator

                 Fuschillo perhaps -- I don't mean to distract

                 you from more conversation.  Well, or less

                 interesting conversation -- Senator Fuschillo

                 perhaps could take a look at this anomaly and

                 if this doesn't pass the Assembly, maybe we

                 could broaden it to deal with that problem.

                            Thank you, Mr. President.

                            ACTING PRESIDENT MEIER:    Senator

                 Montgomery, and then Senator Duane.

                            Senator Montgomery.

                            SENATOR MONTGOMERY:    Thank you,

                 Mr. President.

                            There's some confusion for me that

                 I would like to have clarified, if I could.

                            I have information here that says

                 that there are some -- in 1997, this is a





                                                          4563



                 little bit outdated, but nonetheless the staff

                 has supplied me with this information.  In

                 1997, an estimated 513,200 offenders were on

                 probation or in jail or prison for driving

                 while intoxicated by alcohol.

                            So my question, if the Senator

                 would yield, Senator Fuschillo would yield for

                 my question -

                            SENATOR FUSCHILLO:    Yes, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    The

                 Senator yields.

                            SENATOR MONTGOMERY:    Okay, thank

                 you.

                            My question to Senator Fuschillo,

                 through you, Mr. President, is I'm confused

                 about what is the meaning of this legislation

                 vis-a-vis the fact that hundreds of thousands

                 of offenders are already serving time in one

                 way or another.  So there seems to already be

                 some kind of a conviction that people receive,

                 and so you're now removing their license -

                 Senator Fuschillo is removing their license,

                 for some of them permanently.

                            So I'm just trying to figure out





                                                          4564



                 how these two pieces fit together, removing

                 the license as a punishment as well as or

                 instead of arresting and incarcerating people

                 for similar offenses.

                            SENATOR FUSCHILLO:    Through you,

                 Mr. President.  Senator, I don't know where

                 you receive your statistics from, but I stated

                 when I opened up regarding the bill that the

                 national rearrest rate is approximately

                 31 percent and in New York State it's

                 approximately 52 percent.  And the overall

                 statistics of arrest rates have declined in

                 the past decade.

                            But what we're trying to do is here

                 is to strengthen the anti-DWI laws and take

                 them off the road.  Because as I said to you,

                 52 percent in New York State are being

                 rearrested.

                            SENATOR MONTGOMERY:    Through you,

                 Mr. President.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you continue to yield?

                            SENATOR FUSCHILLO:    Yes.

                            ACTING PRESIDENT MEIER:    The

                 Senator yields.





                                                          4565



                            SENATOR MONTGOMERY:    Thank you.

                            So does that mean, then, that the

                 current law that we have which requires a jail

                 or prison term for DWI people is not enough?

                 In other words, we now -- we can at this point

                 in time charge them with criminal behavior,

                 based on the laws that are on the books now.

                 They can be jailed, they can go to jail, they

                 can go to prison under certain circumstance.

                 But that still is not enough.

                            So, Mr. President, my question is

                 do we still need further action; i.e.,

                 removing their license permanently?

                            SENATOR FUSCHILLO:    Through you,

                 Mr. President.  Senator, in 1999 there were

                 approximately 19,000 DWI arrests.  There were

                 approximately 26,000 driving while impaired

                 arrests.

                            Now, I think that we as a

                 legislative body and we as a state constantly

                 have to review these laws and make them as

                 strong as possible.  So I do think there's a

                 strong desire for it, yes.

                            SENATOR MONTGOMERY:    Mr.

                 President, if Senator Fuschillo would continue





                                                          4566



                 to yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield?

                            SENATOR FUSCHILLO:    Yes, I will.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR MONTGOMERY:    Okay, thank

                 you.

                            Senator Fuschillo, the other

                 question that I have for you is I note that

                 the large number of DWIs or at least a

                 percentage of the DWIs are in areas upstate,

                 sort of the rural areas, suburban areas, many

                 of them in places where one is required to use

                 a vehicle when they are trying to get to and

                 from work.

                            So I'm just wondering if you

                 have -- in addition to suspending the license,

                 if there is a strong enough program of other

                 incentives so that people essentially don't

                 lose completely their capacity to drive, since

                 they need to drive, but have some access to

                 some counseling, some kind of remediation of

                 their driving behavior.

                            Is that -- I'm just wondering if





                                                          4567



                 you thought about using that as a means of

                 addressing this issue, as opposed to removing

                 their license permanently.

                            SENATOR FUSCHILLO:    Senator, you

                 know, once again, this bill specifically deals

                 with raising the fines and adding a new

                 section.  There are state-run programs,

                 Senator, that deal with that.  But this bill

                 is limited specifically to the fines and the

                 permanent revocation.

                            SENATOR MONTGOMERY:    All right.

                 Thank you, Senator Fuschillo.

                            SENATOR FUSCHILLO:    Thank you.

                            SENATOR MONTGOMERY:    That sort of

                 answers my question.

                            And on the bill, Mr. President, I

                 certainly can identify with and I am in

                 agreement that we must address the issue of

                 people who drive while intoxicated.  I just -

                 I'm just careful.  I think that we need to

                 proceed carefully since, in some areas of our

                 state in particular, there basically is no

                 transportation system.  And if there is, even

                 in places where there is a transportation

                 system, very often it shuts down at an hour





                                                          4568



                 that leaves many people unable to get to jobs

                 unless they have access to their own personal

                 transportation.

                            And I would further add that I'm

                 certain that a large percentage of our DWIs,

                 especially the ones that are most lethal in

                 their outcome, are very young drivers.  So

                 there is a possibility that we can remediate

                 their behavior, we can address the way that

                 they are engaged in sometimes what ultimately

                 is -- what I consider to be suicidal behavior

                 without penalizing them in a way that

                 essentially jeopardizes their ability to

                 support themselves and their families, to get

                 to school, to get to their jobs and so forth

                 and so on.

                            So I am going to support the

                 legislation.  I wish that we had another

                 section in here that talks about looking at

                 alternative programs to address the source of

                 the problem as opposed to just addressing the

                 problem.  So perhaps, Senator Fuschillo, we

                 can -- Mr. President, we will come -- Senator

                 Fuschillo will come with another kind of bill

                 at some point that will help us address the





                                                          4569



                 problem on the other level.

                            But I certainly will vote yes on

                 this particular bill.  Thank you.

                            ACTING PRESIDENT MEIER:    Senator

                 Duane.

                            SENATOR DUANE:    Thank you, Mr.

                 President, if the sponsor would yield.

                            SENATOR FUSCHILLO:    Yes, I will.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    There was

                 discussion about this not passing the

                 Assembly, only the Senate.  Does the bill in

                 fact have an Assembly sponsor?

                            SENATOR FUSCHILLO:    Yes, it does,

                 Senator.

                            SENATOR DUANE:    And through you,

                 Mr. President, if the sponsor would yield -

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    -- and share with

                 us who that is.





                                                          4570



                            SENATOR FUSCHILLO:    Assemblywoman

                 O'Connell.

                            SENATOR DUANE:    And if the

                 sponsor would continue to yield.

                            ACTING PRESIDENT MEIER:    Senator,

                 do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    I'm wondering if

                 the sponsor has any statistics on what the

                 numbers are of repeat drunken drivers.

                            SENATOR FUSCHILLO:    Yes, I do.

                 Through you, Mr. President.  Senator,

                 convictions in 1999 in New York State, 18,069

                 for DWI.  For DWAI convictions in 1999,

                 25,956.

                            SENATOR DUANE:    And through you,

                 Mr. President, if the sponsor would continue

                 to yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.





                                                          4571



                            SENATOR DUANE:    Is that broken

                 down by drugs and alcohol and combination?

                            SENATOR FUSCHILLO:    The driving

                 while ability is impaired is, but the DWI is

                 strictly driving while under the influence.

                            But the statistics I have, Senator,

                 are broken down as far as the priors, were

                 there any priors and, if there were, how many

                 were there.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR FUSCHILLO:    Yes, I do.

                            SENATOR DUANE:    Have the -- has

                 the State Police weighed in on the bill?

                            SENATOR FUSCHILLO:    With regard

                 to what, Senator?

                            SENATOR DUANE:    Whether they

                 support the bill or not.

                            SENATOR FUSCHILLO:    I have not

                 spoken to the State Police, but I'm confident

                 they would support the bill.  Anything to help

                 them, Senator, I'm sure would be welcome.





                                                          4572



                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    And how about DAs

                 or judges, have they weighed in on the bill?

                            SENATOR FUSCHILLO:    We've

                 conferred solely with MADD, Mothers Against

                 Drunk Driving, who have worked with us on

                 this, Senator.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Were there

                 hearings on this bill?

                            SENATOR FUSCHILLO:    No, Senator.

                 This bill has -- again, since I've been in the

                 Senate, we've introduced it for the three past





                                                          4573



                 previous years.  But I know my predecessor,

                 Senator Norman Levy, has had it for many years

                 as well, and he was chairman of the

                 Transportation Committee.

                            I have not had any hearings, and I

                 don't know if he had any.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            SENATOR FUSCHILLO:    Yes.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    In that the fine

                 is being raised to $2,500, or the potential

                 fine is being raised to $2,500, could the

                 sponsor tell me where the extra money would

                 go, of the fine would go?  Does it just go

                 into the general fund or -

                            SENATOR FUSCHILLO:    State general

                 fund, I believe, Senator.  I'm being advised

                 the state general fund.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            ACTING PRESIDENT MEIER:    Senator,





                                                          4574



                 do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Does the sponsor

                 think there might be -- since the bill may not

                 have had as much attention recently as in

                 Senator Levy's days, do you think it would

                 make sense to have some or all of that money

                 go towards treatment or deterrence?

                            SENATOR FUSCHILLO:    It may be a

                 possibility, Senator.  We'll be happy to look

                 into that.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            SENATOR FUSCHILLO:    Yes.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Has there been

                 any consideration of requiring ignition locks,

                 the technology of making sure that a person

                 hasn't been drinking before they can start the

                 car up?

                            SENATOR FUSCHILLO:    Senator, this





                                                          4575



                 bill is specific with its intent.  I know that

                 there are bills introduced in the Senate that

                 deal specifically with that issue.  When it

                 comes about, I'd be happy to discuss that with

                 you.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would be willing to

                 yield.

                            ACTING PRESIDENT MEIER:    Senator,

                 do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    The reason I

                 raised that is that in this bill has been

                 around for quite a while and the technology of

                 ignition locks, you know, has moved forward,

                 I'm wondering whether or not consideration can

                 be made to, instead of what I consider to be

                 taking away judicial discretion on sentencing,

                 to instead encourage as part of the sentencing

                 ignition lock technology for those convicted

                 of numerous drunk driving or serial drunk

                 driving incidents.

                            SENATOR FUSCHILLO:    Again,





                                                          4576



                 Senator, this bill deals with a specific

                 issue.  It doesn't deal with that.  If that

                 bill comes up before the house, I'd be happy

                 to discuss it with you.

                            But have I considered it, with

                 whether or not I would support it?  Yes, I

                 would.

                            SENATOR DUANE:    Through you, Mr.

                 President, if the sponsor would continue to

                 yield.

                            ACTING PRESIDENT MEIER:    Senator,

                 do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    I'm wondering if

                 the sponsor is concerned that the bill does

                 take sentencing discretion away from the trial

                 court judge when in fact they already have the

                 ability under present law to not exactly

                 sentence according to this bill but pretty

                 close to it.

                            SENATOR FUSCHILLO:    No, I don't,

                 Senator.  I think we have to continually

                 review and strengthen our anti-DWI laws.  And





                                                          4577



                 based on the conviction numbers that I read to

                 you previously, I think we have to take more

                 of a hard stand.

                            SENATOR DUANE:    And through you,

                 Mr. President, if the sponsor would continue

                 to yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you continue to yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    Could the sponsor

                 tell me when this bill was first introduced?

                            SENATOR FUSCHILLO:    I don't know

                 the original date when Senator Levy had

                 introduced it, Senator, but I've reintroduced

                 it for three years now.

                            SENATOR DUANE:    And through you,

                 Mr. President, one final question.

                            ACTING PRESIDENT MEIER:    Senator,

                 do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR DUANE:    It's actually a





                                                          4578



                 two-parter.

                            I'm wondering why there are no

                 Minority sponsors for the bill and if the

                 sponsor would be willing to allow Minority

                 sponsorship of the bill.

                            SENATOR FUSCHILLO:    Senator,

                 we're dealing -- through you, Mr. President -

                 with specific issues here that increase fines

                 and revocation periods, not with

                 cosponsorships.  I'll be happy to deal with

                 that at another time.

                            SENATOR DUANE:    On the bill, Mr.

                 President.

                            ACTING PRESIDENT MEIER:    Senator

                 Duane, on the bill.

                            SENATOR DUANE:    Well, first, I

                 just think it's weird that we only have bills

                 come before us here that are sponsored by the

                 Majority party.  It just -- I mean, if you

                 visited here from someplace else and saw that

                 the only legislation we have in this house is

                 Majority-sponsored legislation, frankly, I

                 think that's weird.

                            I don't think that we can really

                 put up with the excuse anymore, well, the





                                                          4579



                 other house does it, because you know what?

                 We're the Senate.  And perhaps it's up to us

                 to set an example about how legislation should

                 be crafted and passed in this state.

                            I'm concerned that this bill and

                 the technical parts of the bill and the

                 effectiveness of the bill, should it be

                 passed, has not been revisited in who knows

                 how many years.  I mean, as I understand it,

                 Senator Levy was here for a long time.  So

                 this bill could be very old.  In fact, it

                 could be from -- it's certainly before there

                 were pilot programs on the ignition lock

                 technology.

                            Of course, we've started studies on

                 ignition lock technology.  I've never seen any

                 results of them.  I'm wondering whether they

                 have or whether we've broken yet another law

                 by requiring a study and then not seen the

                 results of the studies.  But I was afraid to

                 ask that because I thought I would be ruled

                 out of order if I raised that.

                            I also think that we've gotten a

                 lot further along in understanding the disease

                 of alcoholism and we have a better





                                                          4580



                 understanding of what kind of treatments work.

                 And so to tie a judge's hands and not really

                 provide for treatment modalities and interlock

                 technology I think is somewhat irresponsible.

                            I also think if we're going to

                 raise the fines, then we ought to raise the

                 amount of money which we spend on treatment in

                 this state of alcoholism and drug addiction.

                            You know, previously I served on

                 the Alcoholism Committee here, and the only

                 bills we ever really looked at had to do with

                 drunk driving.  We never, ever had any

                 legislation having to do with treatment for

                 drugs or alcohol.  That's why I got off it.  I

                 mean, I can vote on drunk driving bills from

                 now till kingdom come, but what I'd really

                 like to hear about is the most recent

                 technology on interlock and what's happening

                 with those studies.  I'd like to know what

                 other states are doing, what's successful in

                 other states on the issue of driving under the

                 influence of alcohol and drugs.  I'd like to

                 talk more about how we need more programs in

                 this state for people who are suffering from

                 substance abuse.





                                                          4581



                            But I have to tell you, that

                 committee was a wasteland about it.  The only

                 thing we did was have bills on stricter

                 penalties for drunk driving.  And we never had

                 a hearing on it, never had a hearing on any of

                 these drunk driving bills.

                            And, you know, I have a tremendous

                 amount of respect for MADD.  I think they've

                 done a great job.  However, I don't think that

                 we can only consider what they believe to

                 be -- and for that matter, this could be a

                 MADD bill from, you know, twenty years ago.

                 We don't really know.  Certainly things have

                 changed over the past twenty years in our

                 understanding of addictions and how it impacts

                 on drunk driving.

                            Anyway, you know, I actually

                 consider myself to be very tough on the issue

                 of driving under the influence of drugs and

                 alcohol.  I think it's a really terrible thing

                 and your ability to drive is a license, not a

                 right, in this state, in this country.  So the

                 dangers of driving drunk are such that I think

                 that we should have strong penalties at the

                 discretion of a judge.





                                                          4582



                            I find myself in a difficult

                 position.  I'm not opposed to raising

                 penalties, provided a judge has the discretion

                 to raise penalties, depending on the

                 compliance of the defendant.  But I also think

                 the judge should have the discretion to use

                 interlock technology and also to require

                 treatment.

                            I look at alcoholism and drug

                 addiction as the disease and not just a

                 criminal justice issue.  I understand and also

                 believe that people have to take

                 responsibility for their actions even while

                 they're addicted.  That's true.  They have to

                 take responsibility for their actions.  And

                 the punishment should be commensurate with

                 their actions.  But I also believe that we

                 have to have a health component to it as well

                 which deals with the underlying addiction.

                 Because in fact, someone who is a drunk driver

                 is probably someone who is very unhealthy at

                 home as well and doesn't just impact on the

                 person or death or injury that they may have

                 killed but is probably destroying the family

                 and the household in which they're living.





                                                          4583



                            And so, yes, I think they should be

                 punished for what it is that they've done.

                 And the proof of their addiction and

                 alcoholism is repeat drunken driving.  But

                 that's only a terrible symptom of a disease

                 which is probably impacting a lot of other

                 people besides those that are directly injured

                 by it.

                            And I think that it is the

                 responsibility of a judge to look at all of

                 that.  And in fact, in this kind of case a

                 judge has a very, very powerful position.  And

                 if they had the ability to sentence someone to

                 rehabilitation, I think that that would be a

                 very important power for them to have.  But I

                 don't see that in this bill.

                            And I also think that it would be a

                 further problem because there are not that

                 many places where people can go to deal with

                 their alcoholism and drug addiction.  In fact,

                 it used to be that people could go to rehabs

                 for a 28-day program, but now they can't.  The

                 most you can get, pretty much, and be covered

                 in insurance is about 14 days.  And that's

                 really not enough time to take someone out of





                                                          4584



                 their environment.

                            And if the person happens to be a

                 woman and she happens to have children,

                 there's virtually no place for them to go to

                 get treatment in this state.

                            Many of us have been pushing for

                 more treatment slots.  Not only would that

                 help on the issue of what we're talking about

                 here, repeat driving while under the influence

                 of drugs and alcohol, but it would probably

                 also help to not make it so that so many

                 people are being sentenced to our prisons

                 under the present drug laws.

                            In California, someone who is

                 stopped for being under the influence of drugs

                 or selling drugs automatically has the option

                 or is required to be sent into treatment.  I

                 actually think that's a model that we should

                 start looking at here.  But there isn't the

                 money for that.

                            So, you know, I find myself

                 conflicted because I certainly am tough on

                 drunk driving, but I think the issue is much

                 more complicated than what's just in this one

                 bill.  So I'm going to wait and listen to the





                                                          4585



                 rest of the debate until I make up my mind on

                 it.

                            Thank you, Mr. President.

                            ACTING PRESIDENT MEIER:    Senator

                 Hassell-Thompson.

                            SENATOR HASSELL-THOMPSON:    Thank

                 you, Mr. President.  On the bill.

                            ACTING PRESIDENT MEIER:    Senator

                 Hassell-Thompson, on the bill.

                            SENATOR HASSELL-THOMPSON:    A

                 great deal of what Senator Duane says I concur

                 with.  I have the same concern, sitting on

                 Transportation and sitting on the Committee on

                 Alcoholism and Substance Abuse.  And I think

                 that it continues to be a concern for me and

                 for others that at the same time we are

                 increasing the penalties, we are not looking

                 at the substantive causes and making the

                 parallel kinds of allocations into the budget

                 to support those.

                            Having said that, however, I also

                 have a major concern when I look at statistics

                 that tell me that one-third of all drunk

                 drivers have been on probation or have been

                 repeaters on several occasions.  And it's





                                                          4586



                 unfortunate that it takes high-profile

                 incidences of drunk driving for us to become

                 consciously or continually aware of the hazard

                 of drunk driving as well as under the

                 influence of other substances.

                            I must support this bill, but I

                 support it in the same way that I did as in

                 committee.  Many times I do without

                 recommendation, and I do primarily because

                 until we get to the point that we begin to

                 have hearings -- not just hearings to do a

                 show and tell, but to have hearings for us to

                 be able to seriously substantiate that we're

                 not -- there is no real strong parallel

                 between the numbers of -- the increases in

                 penalties and the reduction in incidences,

                 rather, that there needs to be a parallel

                 that's drawn between treatment and a reduction

                 in instances.

                            So I continue to support these

                 bills, even on the floor, without

                 recommendation, primarily because I think

                 we're not doing enough in the State

                 Legislature to ensure that treatment runs

                 parallel with the increase in penalties that





                                                          4587



                 we impose in the Senate.

                            Thank you, Mr. President.

                            ACTING PRESIDENT MEIER:    Senator

                 Onorato.

                            SENATOR ONORATO:    Mr. President,

                 will Senator Fuschillo answer a question?

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, will you yield for a question?

                            SENATOR FUSCHILLO:    I'd be

                 delighted to, Senator.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR ONORATO:    I think Senator

                 Thompson asked part of it.

                            I was wondering, Senator Fuschillo,

                 do you have any previous statistics to

                 compare?  Has there been more of a reduction

                 in reducing DWI through the fines or through

                 the imposition of mandating some sort of

                 treatment?  Which was more effective in

                 cutting it down somewhat?

                            SENATOR FUSCHILLO:    I don't have

                 any specific statistics, Senator, but from my

                 past experience in running a nonprofit agency

                 that dealt with alternatives in treatment





                                                          4588



                 facilities, I would say it's a combination of

                 both.

                            SENATOR ONORATO:    Through you,

                 Mr. President, will you would continue to

                 yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield?

                            SENATOR FUSCHILLO:    Yes.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR ONORATO:    Do you know of

                 any other states that currently have the same

                 law on the books for three convictions?

                            SENATOR FUSCHILLO:    Are you

                 talking about the permanent disqualification

                 of the license?

                            SENATOR ONORATO:    Right.

                            SENATOR FUSCHILLO:    Senator, I'm

                 sorry, I'm not aware of any other states that

                 have it.

                            SENATOR ONORATO:    I wanted to

                 find out if we had any statistical comparison.

                 But there are no other states that you know

                 of.

                            SENATOR FUSCHILLO:    There may be,





                                                          4589



                 Senator, but my information doesn't provide

                 for that.

                            SENATOR ONORATO:    Thank you.

                            ACTING PRESIDENT MEIER:    Any

                 other member wish to be heard on the bill?

                            Senator Bruno.

                            SENATOR BROWN:    Yes, thank you,

                 Mr. President.  Through you, would Senator

                 Fuschillo yield for a question?

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield for a question?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR BROWN:    Senator

                 Fuschillo, I certainly know of your reputation

                 in running community-based organizations, and

                 in fact through you had the ability to read

                 and learn more about the organization that you

                 operate.

                            And like many of those who have

                 raised some questions before me, I'm just a

                 little bit concerned about taking the

                 discretion away from the trial judge to make a

                 decision about whether or not to revoke the





                                                          4590



                 license or for how long a period to revoke the

                 license.

                            In your researching this, was that

                 a concern of yours, and how did you decide to

                 come to this point in the legislation?

                            SENATOR FUSCHILLO:    Senator -

                 and you've been sitting here, and I think the

                 numbers clearly speaks for themselves.  It's

                 about getting the drunk drivers off the

                 street.

                            You know, how many times do we open

                 up the papers, and I'm sure in your community,

                 in your district, do you read about the

                 fatalities and how they're repeat offenders?

                 And that's really the basis for the decision

                 here to get them off the street.  And I've

                 seen with my experience and the clients that

                 the agency handles, they are repeat offenders.

                            In New York State, as I stated

                 before, the average for repeat offenders is

                 much higher than the national level.

                            SENATOR BROWN:    Through you, Mr.

                 President, would Senator Fuschillo yield for

                 another question?

                            ACTING PRESIDENT MEIER:    Senator





                                                          4591



                 Fuschillo, do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR BROWN:    Senator,

                 certainly through your experience you worked

                 with alternatives to incarceration, and

                 certainly you assisted people in their

                 rehabilitation.

                            The other concern that I have, an

                 18-year-old goes out, in a year's period of

                 time abuses alcohol, clearly has a problem,

                 has three offenses, 10, 15 years goes by, this

                 person has gotten their life turned around.

                 This would then still prevent them from ever

                 having a driver's license even if after a long

                 period of time they've gotten their alcohol or

                 substance abuse problem under control?

                            SENATOR FUSCHILLO:    No, Senator.

                 And exactly what you're stating is why we put

                 in the bill to allow, after a ten-year period,

                 give the Commissioner of Motor Vehicles the

                 discretion to evaluate on a case-by-case basis

                 and issue a probationary license.

                            SENATOR BROWN:    Okay.  I'm sorry,





                                                          4592



                 I misread that.  I confused that.  If I may,

                 through you, Mr. President.

                            ACTING PRESIDENT MEIER:    Go

                 ahead, Senator Brown.

                            SENATOR BROWN:    I confused that.

                            Is there also a ten-year provision

                 that if they had an offense in another state,

                 they're -

                            SENATOR FUSCHILLO:    Right.  Yes,

                 there is, Senator.

                            SENATOR BROWN:    Okay, I was

                 confusing that.

                            SENATOR FUSCHILLO:    But again, to

                 deal specifically with what you're talking

                 about, first of all, this legislation does not

                 take away the judicial discretion to authorize

                 somebody to go to a treatment program.  And

                 hopefully, you know, after a ten-year period,

                 if there's no violation of the Vehicle and

                 Traffic Law and they successfully complete it,

                 there would be a favorable rating from the

                 Commissioner of Motor Vehicles to give back

                 the license on a probationary period.

                            SENATOR BROWN:    If I may, on the

                 bill, Mr. President.





                                                          4593



                            ACTING PRESIDENT MEIER:    Senator

                 Brown, on the bill.

                            SENATOR BROWN:    Let me just take

                 a moment to thank Senator Fuschillo for his

                 work and his response to mine and other

                 questions.  I do have a better understanding

                 of the bill.

                            And like many other Senators who

                 have spoken, I too feel that we need to do

                 something about people who drive while under

                 the influence of alcohol or illegal

                 substances.  And like many others in my

                 district, I have seen the pain and heartache

                 of families who have lost loved ones to people

                 who drive drunk or drive while under the

                 influence of some kind of drug.  So I do think

                 that we have to crack down.

                            I was concerned that this might

                 have some negative impact on the ability of

                 people to rehabilitate themselves and then

                 have the ability, once rehabilitated, to be

                 able to drive to earn a livelihood.  But

                 Senator Fuschillo has sufficiently explained

                 to me how the legislation works, and I feel

                 comfortable that we can crack down on driving





                                                          4594



                 while drunk and on drugs and, at the same

                 time, if the person has turned their life

                 around and has gotten their substance or

                 alcohol problem under control, at some future

                 point they will be able to obtain a license to

                 operate a motor vehicle.

                            Thank you.

                            ACTING PRESIDENT MEIER:    Senator

                 Stachowski.

                            SENATOR STACHOWSKI:    If Senator

                 Fuschillo would yield for a couple of

                 questions.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield for a question?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR STACHOWSKI:    Why do we

                 use the term "permanent revocation" if it's

                 really not permanent?

                            SENATOR FUSCHILLO:    Through you,

                 Mr. President, if the Commissioner of Motor

                 Vehicles does not give the license back,

                 Senator, it would be permanent.

                            SENATOR STACHOWSKI:    That's one





                                                          4595



                 of the confusions I have.

                            The other one is in the bill it

                 says after the ten-year period they really

                 don't get their license back, they get a

                 permanent temporary -

                            SENATOR FUSCHILLO:    Probationary

                 license.

                            SENATOR STACHOWSKI:    Permanent

                 probationary license.  The question I have is

                 what would be the insurance ramifications of

                 trying to get car insurance with a permanent

                 prob -- probationary license?  Easy for me to

                 say.

                            SENATOR FUSCHILLO:    Through you,

                 Mr. President, I don't know.  I don't know,

                 Senator.

                            SENATOR STACHOWSKI:    Thank you,

                 Senator.

                            On the bill.  I would think that

                 the fact that you had DWIs, for one, would put

                 you on a list that it would be extremely

                 difficult to afford insurance unless you were

                 particularly well off.

                            And secondly, if you had a

                 permanent probationary license due to a past





                                                          4596



                 history with DWIs, I don't know where they'd

                 fit you in in car insurance and if that would

                 a new, special part of the risk pool.  I'm not

                 sure.  But I'd think that the average working

                 guy couldn't afford to drive.

                            I'm not sure that Senator Brown's

                 worries are completely answered, because the

                 fact is if you can't afford car insurance,

                 you'd better not be driving, because you got a

                 whole other set of problems coming up if

                 you're driving without it.

                            So not that I'm against increasing

                 the penalties, but I don't see anyplace where

                 we're increasing the treatment available.  And

                 with the edge of the change in the Rockefeller

                 Drug Laws and the increase in the number of

                 people that are going to be using our drug and

                 alcohol treatment facilities just through that

                 area alone, and the fact that we're short on

                 spaces right now for people that need this

                 kind of help, I'm just not sure how we're

                 doing all these things without putting any

                 kind of accompanying money into treatment

                 facilities.

                            Not that people deserve extra





                                                          4597



                 consideration if they're driving drunk.

                 However, the fact is that if you're a constant

                 repetitive drunk driver, more likely than not

                 you're a person suffering from alcoholism.

                 And the fact is if you are actually a person

                 suffering from alcoholism, you have a physical

                 disease.

                            That's what the studies have shown,

                 that contrary to former beliefs that it was

                 some sort of character weakness or some sort

                 of escape kind of behavior, the fact is that

                 more times than not, it really is a physical

                 disease.  And that's what they've found with

                 their research that originated in Houston,

                 Texas.

                            So the fact is that these people

                 need help.  And the fact that they constantly

                 drive knowing that they can lose their license

                 forever is kind of their way of crying out for

                 the help they need, because they can't stop.

                 And I don't know that we're helping them by

                 not providing any accompanying treatment money

                 for every time we do one of these bills.

                            There's nothing wrong with these

                 bills.  We should get drunk drivers off the





                                                          4598



                 road.  But we should also recognize when we're

                 doing that that a lot of these people happen

                 to have an illness.  And nobody is addressing

                 it, particularly the person that has it,

                 because they probably don't recognize that

                 they have it or don't want to admit that they

                 have it.

                            So that's the one problem I have

                 with this, is that we don't ever talk about

                 those things, we just talk about increasing

                 penalties.  And I'm not against it, I -

                 Senator, if you'd yield for one more question,

                 I have one more.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield?

                            SENATOR FUSCHILLO:    Yes.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR STACHOWSKI:    Actually,

                 before Senator Brown and you exchanged and I

                 read that little section, I didn't have any

                 other ones except this one.

                            Do you have any idea why the

                 Assembly continues not to pass this bill?

                            SENATOR FUSCHILLO:    No, I don't,





                                                          4599



                 Senator.

                            SENATOR STACHOWSKI:    Thank you.

                            SENATOR FUSCHILLO:    Senator, but

                 on the treatment side, that is a separate

                 issue with this.  Again, you know this is

                 specifically dealing with the fines and

                 revocation periods.

                            The Senate Majority previously put

                 forth a very ambitious program called "Road to

                 Recovery," which adds $20 million for exactly

                 what you're talking about.

                            ACTING PRESIDENT MEIER:    Senator

                 Oppenheimer.

                            SENATOR OPPENHEIMER:    I have a

                 question for the sponsor, if he would yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, will you yield for a question?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR OPPENHEIMER:    We were

                 just talking about something which I really

                 have to question you.  What if the person who

                 is accused of drunk driving doesn't have a

                 license?  There's a lot of people driving who





                                                          4600



                 do not have licenses.  What would happen to

                 them?

                            SENATOR FUSCHILLO:    Senator, I

                 don't know the exact penalties for that.  I

                 mean, this bill is specifically for the

                 revocation and increasing fines.

                            SENATOR OPPENHEIMER:    Well, you

                 know, I'm one of the founders of MADD in

                 Westchester.  So obviously this is something I

                 think is important.

                            Though I have another question, if

                 you would yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield for another question?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR OPPENHEIMER:    This bill

                 has been around a long time.

                            SENATOR FUSCHILLO:    In my

                 opinion, too long, Senator.

                            SENATOR OPPENHEIMER:    Well,

                 obviously years and years is very long.

                            The opposition in the other house,

                 if you could tell me?





                                                          4601



                            SENATOR FUSCHILLO:    Senator, I

                 don't know what the opposition was.  The

                 former sponsor is no longer a member of the

                 Assembly.  I'm hoping with the new sponsor any

                 obstacles will be overcome and it will become

                 law.

                            But I can guarantee you, Senator, I

                 will not give up on this.  And I appreciate

                 the support that you've given in the past.

                            SENATOR OPPENHEIMER:    Thank you.

                            On the bill.

                            ACTING PRESIDENT MEIER:    Senator

                 Oppenheimer, on the bill.

                            SENATOR OPPENHEIMER:    You know,

                 we seem to be giving the same message from

                 this side of the aisle, which is -- and I

                 thank Senator Stachowski for giving us the

                 information that he had on the fact that there

                 is no question, you don't have to cite

                 reports, there is no question that alcoholism

                 is an illness and should be treated as an

                 illness.

                            And we ought to be putting a whole

                 lot more money into the prevention and helping

                 them -- not that they are ever cured, but they





                                                          4602



                 consider themselves recovering.  And if they

                 are strong of will, they can really help

                 themselves once they get the initial help.

                            So that's, you know, an issue I

                 feel strongly about, because very often young

                 people make mistakes too.  And aside from the

                 actual substance abuser who is ill, we have

                 instances of young people making mistakes.

                 And to think that they will never be able to

                 get this mark, black mark off their records,

                 having to get a probationary license for the

                 rest of their lives, and God knows how they

                 would be able to pay for the insurance, that's

                 very concerning.

                            One thing that I would like to

                 mention here, which isn't exactly on the bill,

                 is that we ought to be doing more for our

                 young people as far as driving, and we ought

                 to be giving them the opportunity to have a

                 graduated driver's license so that there will

                 be a period of time where they will be able to

                 learn how to drive.  It is required that 30

                 hours of driving time be demonstrated, and six

                 months of learning time to elapse before a

                 junior license could be offered to them.  And





                                                          4603



                 I think this is the direction we have to go to

                 make for safer roads and to make our children

                 more knowledgeable about driving.

                            I'll be voting yes.

                            ACTING PRESIDENT MEIER:    Senator

                 Brown, why do you rise?

                            SENATOR BROWN:    Mr. President, I

                 don't mean to belabor it, but if I may ask

                 Senator Fuschillo if he would yield for

                 another question.

                            ACTING PRESIDENT MEIER:    Senator,

                 do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR BROWN:    Senator, on the

                 point of the restoration, potential

                 restoration of a license after a ten-year

                 period where the person would be able to get a

                 probationary license, counsel just mentioned

                 to me that that's kind of a new provision.

                            And what would be the process by

                 which a judge or DMV could actually consider

                 restoring a -- well, providing a probationary

                 license after ten years?





                                                          4604



                            SENATOR FUSCHILLO:    Senator, it's

                 at the discretion of the Commissioner of Motor

                 Vehicles.

                            And the correct term for the

                 license would be a permanently probationary

                 license.  But -

                            SENATOR BROWN:    I'm sorry, I

                 didn't hear.

                            SENATOR FUSCHILLO:    Permanent

                 probation license.

                            But again, the decision made would

                 be at the discretion of the Commissioner of

                 Motor Vehicles.

                            SENATOR BROWN:    Through you, Mr.

                 President, would Senator Fuschillo yield for

                 one additional question?

                            ACTING PRESIDENT MEIER:    Senator,

                 do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR BROWN:    My other concern

                 related to this, Senator, is there seems to be

                 an absence of criteria by which DMV would be

                 able to restore a license under this





                                                          4605



                 provision.

                            SENATOR FUSCHILLO:    Senator, it's

                 referenced in the bill that during such

                 ten-year period -- and, Senator, if you want

                 to look at the bill, I could reference you.

                            SENATOR BROWN:    Yes, I have it,

                 Senator.

                            SENATOR FUSCHILLO:    Page 2,

                 starting at line 18 down to line 30.

                            SENATOR BROWN:    Through you, Mr.

                 President, if Senator Fuschillo would yield

                 for a question.

                            ACTING PRESIDENT MEIER:    Senator,

                 do you yield for a question?

                            SENATOR FUSCHILLO:    Yes.  Yes, I

                 do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR BROWN:    Senator, thank

                 you for bringing the section to my attention.

                 I see it, and I have read it.

                            Though it doesn't prescribe whether

                 there is a hearing or how someone would

                 trigger the process.

                            SENATOR FUSCHILLO:    Senator,





                                                          4606



                 again, you know, the discretion in the

                 regulation would lie solely with the

                 Commissioner of Motor Vehicles.

                            SENATOR BROWN:    Thank you,

                 Senator.

                            Thank you, Mr. President.

                            ACTING PRESIDENT MEIER:    Does any

                 other member wish to be heard on this bill?

                            Senator Paterson.

                            SENATOR PATERSON:    Mr. President,

                 if Senator Fuschillo would allow me to come

                 back and ask a couple of more questions.

                            SENATOR FUSCHILLO:    Yes.

                            SENATOR PATERSON:    Senator, right

                 now if someone is convicted of DWI or DWAI

                 drugs or vehicular homicide, can't the court

                 prohibit their use of an automobile for a

                 period of time as it stands in the law right

                 now?

                            SENATOR FUSCHILLO:    Yes.

                            SENATOR PATERSON:    Thank you,

                 Senator.  This is something that Senator Duane

                 raised earlier, and I think it bears a little

                 further scrutiny.

                            So it's also true that the court





                                                          4607



                 right now has the authority to limit the

                 privileges of individuals with respect to the

                 operation of automobiles?  That's also the

                 case; right, Senator?

                            SENATOR FUSCHILLO:    Is that a

                 question, Senator?

                            SENATOR PATERSON:    Yes.

                            SENATOR FUSCHILLO:    I believe so.

                            SENATOR PATERSON:    Then, Senator,

                 would you explain to me -

                            ACTING PRESIDENT MEIER:    Senator

                 Paterson, do you wish Senator Fuschillo to

                 continue to yield?

                            SENATOR PATERSON:    Yes, please,

                 Mr. President.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you continue to yield?

                            SENATOR FUSCHILLO:    Yes.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR PATERSON:    Then, Senator,

                 you know, what I'm just feeling is that we're

                 cutting out the middleman.  In other words,

                 we're writing a law and we're enforcing it,

                 but we're really diminishing the need for the





                                                          4608



                 trial judge.  And since the trial judge does

                 have these powers, I'm just wondering whether

                 or not the enactment of this legislation is

                 even necessary.

                            SENATOR FUSCHILLO:    Senator,

                 based on my experiences -- and it was limited,

                 to a certain extent.  But I saw all too often

                 repeat offenders.  And then the question has

                 to be asked, when is enough enough?

                            And hopefully, if this becomes law,

                 it would be a strong enough deterrent.  But

                 I'm sure, Senator, in your career here you

                 have seen mandatory sentences throughout this

                 house for many years.

                            But again, back to my experiences

                 in the nonprofit world dealing with this

                 issue, all too often we see repeat offenders

                 and the tragedies that are associated with

                 that.

                            SENATOR PATERSON:    Mr. President,

                 if the Senator will continue to yield.

                            SENATOR FUSCHILLO:    Yes.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo yields.

                            SENATOR PATERSON:    Senator, my





                                                          4609



                 question will certainly call for a really, in

                 many respects, subjective conclusion on your

                 part.

                            But seeing myself in the position

                 of the trial judge, I just would not want to

                 have to take the responsibility of people who

                 have violated the law in this respect once,

                 twice, sometimes three times, who come before

                 the court.  I think that would be a little bit

                 too much of a burden for my conscience to

                 bear.  And I'm sure it's, as the drafter of

                 this legislation, the same point of view that

                 you have.

                            And I'm just looking around the

                 chamber at our colleagues.  And if they were

                 sitting in that same situation, I'd say that

                 the reasonable person would see it your way.

                            But taking your word for what

                 you've seen, I'm just wondering what did you

                 think was the reason that so many times you

                 observed individuals getting a chance to get

                 back on the road due to the, you know, perhaps

                 failure of the trial judge to restrict or

                 prohibit the use of the license?

                            SENATOR FUSCHILLO:    Senator, are





                                                          4610



                 you asking the question why they would get

                 behind the wheel as a drunk driver once again?

                            SENATOR PATERSON:    No, I'm asking

                 why the -- what would have been the reason

                 that these individuals got back out on the

                 streets when they were in the trial court.

                 Why did you think this happened?

                            SENATOR FUSCHILLO:    Senator,

                 separate and apart from the specific issues

                 that we're dealing with in the legislation

                 here, alcoholism is a disease.  And it's a

                 serious problem.  Many individuals face that.

                            And I'm not an alcoholic, Senator,

                 so I can't tell from experience what goes

                 through somebody's mind.

                            SENATOR PATERSON:    Thank you.

                 I'm sorry, Mr. President, I didn't phrase the

                 question properly.  I take responsibility for

                 that.

                            What I'm saying is, what was in the

                 contemplation of the trial judges on these

                 occasions that you were referring to where

                 individuals who probably went out and broke

                 the law again were allowed to leave in

                 possession of their licenses?





                                                          4611



                            I know it's a subjective conclusion

                 on your part.

                            SENATOR FUSCHILLO:    Yes, a very

                 subjective conclusion on it, Senator.

                            But through you, Mr. President,

                 each case is different, Senator.  And I did

                 not personally evaluate these cases.  But in

                 most cases when -- in all cases when they were

                 sentenced to us, it was for the treatment.

                            SENATOR PATERSON:    Okay.  Thank

                 you, Mr. President.  I have another question,

                 if Senator -

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield for another question?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR PATERSON:    Senator, the

                 permanency of this legislation bothers me, and

                 especially with respect to an issue that

                 Senator Schneiderman raised earlier.  He was

                 talking about the difference between the

                 commercial and private use of an automobile.

                            I want to talk about the private

                 use of an automobile that's commercial to the





                                                          4612



                 individual themself.  In other words, people

                 are granted limited licenses to drive back and

                 forth to work, to earn a living.  Aren't we in

                 many respects restricting it by establishing

                 the permanency as we are in this legislation?

                            SENATOR FUSCHILLO:    Senator, I

                 believe that would come under personal and

                 that would not be a commercial vehicle.

                            SENATOR PATERSON:    Mr. President,

                 if the Senator would continue to yield.

                            ACTING PRESIDENT MEIER:    Senator

                 Fuschillo, do you yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR PATERSON:    No, I'm aware

                 of that, Senator.  I'm just talking about the

                 ability of individuals to go back and forth

                 from work each day, that would qualify as a

                 commercial vehicle?

                            SENATOR FUSCHILLO:    No.

                            SENATOR PATERSON:    It would not.

                 Well, Mr. President, if the Senator would

                 continue to yield.

                            ACTING PRESIDENT MEIER:    Senator,





                                                          4613



                 do you continue to yield?

                            SENATOR FUSCHILLO:    Yes, I do.

                            ACTING PRESIDENT MEIER:    The

                 sponsor yields.

                            SENATOR PATERSON:    Well, that was

                 what I thought, Senator.  And I'm just asking

                 you that the permanency -- because I would

                 never use, in the presence of my counsel, the

                 word "permanentize."  The permanency of this

                 legislation as it's established, in my

                 opinion, would restrict the court from in

                 situations allowing the person to operate the

                 automobile only for the purposes of satisfying

                 the needs of their employment.

                            Don't you think that that is hurt

                 by the passage of this legislation?  Because

                 it affects other people, not just the

                 individual who is employed.

                            SENATOR FUSCHILLO:    Senator, I

                 fully understand your position on this.  It's

                 very strong, and the purpose of it is to serve

                 as a deterrent.

                            SENATOR PATERSON:    Thank you,

                 Senator Fuschillo.

                            Mr. President, on the bill.





                                                          4614



                            ACTING PRESIDENT MEIER:    Senator

                 Paterson, on the bill.

                            SENATOR PATERSON:    I feel that

                 perhaps the issue of recidivism as it

                 respects -- in respect to treatment is

                 something that perhaps is an area that many of

                 our trial court judges might want to become

                 more familiar, sometimes.  It's surprising how

                 high the recidivism rate is.

                            And yet I feel that very reasonable

                 people make these decisions every day and have

                 a real caution about the establishment of

                 mandatory sentencing of any kind.  And I have

                 a real problem with it.  Not to in any way

                 minimize the gravity of concern that Senator

                 Fuschillo exercises when he writes a piece of

                 legislation such as this.

                            But I would hope that it would be

                 recrafted to grant some leniency where often

                 the family members, the relatives of the

                 individual who is convicted is -- are still

                 given the opportunity to receive their just

                 reward from the employment of that individual,

                 so long as the person goes right back and

                 forth to work.  And any violation of that





                                                          4615



                 obviously would be punishable at that

                 particular time.

                            But it is an important issue when

                 it comes to a number of the areas where the

                 automobile becomes the primary source of

                 connection between a person and their job.

                            And I think for that reason, I'd

                 like to really see another piece of

                 legislation that shows a little more faith in

                 the judicial system, particularly in the

                 criminal justice system, and also to the

                 families of the people who are involved.

                            There definitely have to be

                 deterrents.  This is an area that Senator

                 Fuschillo has I think in many respects

                 properly addressed in the fashion that our

                 late colleague Senator Levy did.  Senator

                 Balboni has also offered some legislation

                 here.  And it's an area that we're addressing.

                            But I think that I'm a little

                 chagrined that we don't have a little more

                 faith in public servants who try to make

                 decisions based on information that will

                 protect the public.

                            ACTING PRESIDENT MEIER:    Does any





                                                          4616



                 other member wish to be heard on this bill?

                            Debate is closed.

                            Read the last section.

                            THE SECRETARY:    Section 4.  This

                 act shall take effect on the first day of

                 November.

                            SENATOR PATERSON:    A slow roll

                 call, please, Mr. President.

                            ACTING PRESIDENT MEIER:    More

                 than five Senators have arisen.

                            The Secretary will call the roll

                 slowly.

                            THE SECRETARY:    Senator Alesi.

                            SENATOR ALESI:    Yes.

                            THE SECRETARY:    Senator Balboni.

                            SENATOR BALBONI:    Mr. President,

                 to explain my vote.

                            ACTING PRESIDENT MEIER:    Senator

                 Balboni, to explain his vote.

                            SENATOR BALBONI:    I am always

                 amazed when I hear debate on driving while

                 intoxicated or driving under the influence

                 when there's so much compassion shown for the

                 driver for the loss of their license.

                            The reason why I say this is





                                                          4617



                 because there is a failure, a basic failure to

                 recognize that driving is nothing more than a

                 privilege.  It may be a necessity for many

                 people in this day and age.  It is still a

                 privilege that is governed by the rules of the

                 Department of Motor Vehicles.

                            But what is not a privilege is to

                 drive on our roads safely.  Talk to one family

                 who's suffered a death through DWI and watch

                 one persistent violator get up in court and

                 try to explain why they continue to drive

                 drunk, and the reasons why this bill is

                 absolutely essential become patently obvious.

                            Senator Fuschillo is to be

                 congratulated on his leadership in this area.

                 And this is another bill that recognizes the

                 reality of what this dreaded situation can

                 cause and the havoc it wreaks on the lives of

                 New Yorkers.

                            I vote aye, Mr. President.

                            Thank you.

                            ACTING PRESIDENT MEIER:    Senator

                 Balboni will be recorded in the affirmative.

                            The Secretary will continue to call

                 the roll.





                                                          4618



                            THE SECRETARY:    Senator Bonacic.

                            SENATOR BONACIC:    Yes.

                            THE SECRETARY:    Senator Breslin.

                            ACTING PRESIDENT MEIER:    Senator

                 Breslin, to explain his vote.

                            SENATOR BRESLIN:    Thank you, Mr.

                 President.

                            I commend the sponsor for his

                 perseverance over the last several years and

                 also for his patience during this debate.

                            I am voting for this bill.  But I

                 do have some reservations dealing with taking

                 some judicial discretion away from judges.  I

                 also concur with Senator Balboni that there

                 are judges that it seems to me are much too

                 lenient.  But there are also judges that

                 review cases, and they review cases in a very

                 careful and a very precise way.

                            And, you know, at times I've seen

                 studies that talk about driving under the

                 influence of alcohol and drugs, and that

                 disproportionately -- some of those statistics

                 say it disproportionately affects poorer

                 communities.  And if that's so, then you're

                 taking away at times a breadwinner and the





                                                          4619



                 ability of that breadwinner to support a

                 family.

                            And if in fact there is evidence of

                 rehabilitation, rehabilitation through the

                 treatment modality, a treatment that is

                 consistent and fair, and there is the recovery

                 that is indeed necessary to allow that person

                 to be eligible to have that license back,

                 which helps put the family back together.

                            So I think that that statute has to

                 be more flexible, and I hope that we can look

                 in the future to make it more flexible.

                            I vote in the affirmative.

                            ACTING PRESIDENT MEIER:    Senator

                 Breslin will be recorded in the affirmative.

                            THE SECRETARY:    Senator Brown.

                            SENATOR BROWN:    To explain my

                 vote, Mr. President.

                            ACTING PRESIDENT MEIER:    Senator

                 Brown, to explain his vote.

                            SENATOR BROWN:    Let me too

                 commend Senator Fuschillo for this piece of

                 legislation.

                            Let me make it clear, I don't weep

                 for the perpetrator.  But I do believe that we





                                                          4620



                 need to allow for rehabilitation for people

                 who have had problems and who have turned

                 their life around.

                            Driving while under the influence

                 of alcohol or drugs and doing that repeatedly

                 is a terrible thing, something that we have to

                 try to protect the public from.  And because

                 of that, I will vote for this piece of

                 legislation in the affirmative.

                            ACTING PRESIDENT MEIER:    Senator

                 Brown will be recorded in the affirmative.

                            THE SECRETARY:    Senator Bruno.

                            (Senator Bruno was indicated as

                 voting in the affirmative.)

                            THE SECRETARY:    Senator Connor.

                            SENATOR CONNOR:    No.

                            THE SECRETARY:    Senator

                 DeFrancisco.

                            SENATOR DeFRANCISCO:    Yes.

                            THE SECRETARY:    Senator

                 Dollinger.

                            (No response.)

                            THE SECRETARY:    Senator Duane.

                            ACTING PRESIDENT MEIER:    Senator

                 Duane, to explain his vote.





                                                          4621



                            SENATOR DUANE:    Thank you, Mr.

                 President.

                            I have to admit I'm getting a

                 little tired about hearing explanations of

                 bills which, you know, the explanation starts

                 with "Well, this bill has passed for the past

                 twenty years."  It just -- you know, it's just

                 not compelling to me anymore.

                            I mean, this is 2001.  Senator

                 Levy, you know, was -- I'm sure he was one of

                 the greats of the Senate.  But, you know, he

                 started quite a while ago, maybe 30 years ago

                 or something, I don't know exactly.  But

                 that's, you know, kind of a different era.

                            I just think it's time to dust off

                 some of these oldies but goodies and look at

                 them anew.  I mean, I think that we're paid to

                 actually revisit legislation and not just pass

                 tired old legislation.

                            So I think we could do better than

                 this bill.  I think we could have an excellent

                 bill instead of just a bill that, you know,

                 just gets passed by one house.  You know what?

                 We could even have a hearing.  Imagine that, a

                 hearing on this.  Wouldn't that be special, to





                                                          4622



                 have a hearing on this bill.

                            I think there's a lot of people out

                 there who can help us to craft better

                 legislation.  DAs, judges, people in the

                 addiction field, people who are working on the

                 ignition lock technology.  I think all of them

                 could bring something to the table.  Also

                 those people who have been convicted of

                 drunken driving, and find out what it is that

                 they think could have stopped them before they

                 did that.

                            You know, I think that 1980 was a

                 great year.  I remember it well, it was a

                 great year.  But this is 2001.  And I think

                 it's time to move on and look at legislation

                 anew.

                            I'm going to vote no on this, not

                 because I'm not tough on drunk drivers -- I

                 am.  But I'm voting no on this because you

                 know what?  We could do better than this.

                            Thank you.

                            ACTING PRESIDENT MEIER:    Senator

                 Duane will be recorded in the negative.

                            Continue to call the roll.

                            THE SECRETARY:    Senator Espada.





                                                          4623



                            (No response.)

                            THE SECRETARY:    Senator Farley.

                            (No response.)

                            THE SECRETARY:    Senator

                 Fuschillo.

                            SENATOR FUSCHILLO:    Aye.

                            THE SECRETARY:    Senator Gentile.

                            SENATOR GENTILE:    Yes.

                            THE SECRETARY:    Senator Gonzalez.

                            (No response.)

                            THE SECRETARY:    Senator Goodman.

                            SENATOR GOODMAN:    Aye.

                            THE SECRETARY:    Senator Hannon.

                            SENATOR HANNON:    Aye.

                            THE SECRETARY:    Senator

                 Hassell-Thompson.

                            SENATOR HASSELL-THOMPSON:    Aye.

                            THE SECRETARY:    Senator Hevesi.

                            ACTING PRESIDENT MEIER:    Senator

                 Hevesi, to explain his vote.

                            SENATOR HEVESI:    Thank you, Mr.

                 President.

                            I too rise to support this

                 legislation.  And I have in the past commented

                 on other legislation of a similar nature, some





                                                          4624



                 of which was sponsored by Senator McGee, and

                 criticized that legislation for being too

                 lenient in its scope.

                            So I support this bill here

                 because, as I've said on the floor of this

                 house many times before, particularly for

                 nonviolent felony offenses, I'm perfectly

                 willing to be lenient the first time around,

                 but when somebody commits a repeat offense,

                 whether it's a violent felony or a nonviolent

                 felony offense, unless that person is

                 afflicted with a disease -- and alcoholism is

                 a disease, so in that case you can make the

                 argument that tough love is required -- but

                 leniency goes out the window.

                            And Senator Fuschillo indicated the

                 recidivism rates in respect to this kind of

                 offense.  It's time we take action.  I would

                 go further than this, even.  And I know some

                 of my colleagues have some reservations, but

                 we have to be completely intolerant of this

                 type of behavior.

                            So I support this legislation.  I

                 vote aye.

                            ACTING PRESIDENT MEIER:    Senator





                                                          4625



                 Hevesi will be recorded in the affirmative.

                            Continue to call the roll.

                            THE SECRETARY:    Senator Hoffmann.

                            SENATOR HOFFMANN:    Aye.

                            THE SECRETARY:    Senator Johnson,

                 excused.

                            Senator Kruger.

                            (No response.)

                            THE SECRETARY:    Senator Kuhl.

                            SENATOR KUHL:    Aye.

                            THE SECRETARY:    Senator Lachman.

                            ACTING PRESIDENT MEIER:    Senator

                 Lachman, to explain his vote.

                            SENATOR LACHMAN:    Briefly on the

                 bill, Mr. President.

                            I strongly support this bill.  I

                 think it relates to the issue of drunken

                 driving in a most positive manner.  I've

                 supported similar bills by one of the

                 outstanding members of the Senate in the past,

                 Senator Norman Levy.

                            And I think Senator Fuschillo has

                 done an excellent job in recrafting this.  I

                 only hope that he will be able to get a

                 sponsor in the Assembly to cosponsor this so





                                                          4626



                 that this bill becomes law.

                            ACTING PRESIDENT MEIER:    Senator

                 Lachman will be recorded in the affirmative.

                            The Secretary will continue to call

                 the roll.

                            THE SECRETARY:    Senator Lack.

                            (No response.)

                            THE SECRETARY:    Senator Larkin.

                            SENATOR LARKIN:    Aye.

                            THE SECRETARY:    Senator LaValle.

                            SENATOR LAVALLE:    Aye.

                            THE SECRETARY:    Senator Leibell.

                            SENATOR LEIBELL:    Aye.

                            THE SECRETARY:    Senator Libous.

                            (No response.)

                            THE SECRETARY:    Senator Maltese.

                            (No response.)

                            THE SECRETARY:    Senator

                 Marcellino.

                            SENATOR MARCELLINO:    Aye.

                            THE SECRETARY:    Senator Marchi.

                            SENATOR MARCHI:    Aye.

                            THE SECRETARY:    Senator

                 Markowitz.

                            (No response.)





                                                          4627



                            THE SECRETARY:    Senator Maziarz,

                 excused.

                            Senator McGee.

                            SENATOR McGEE:    Yes.

                            THE SECRETARY:    Senator Meier.

                            SENATOR MEIER:    Aye.

                            THE SECRETARY:    Senator Mendez,

                 excused.

                            Senator Montgomery.

                            ACTING PRESIDENT MEIER:    Senator

                 Montgomery, to explain her vote.

                            SENATOR MONTGOMERY:    Yes, Mr.

                 President.

                            As I indicated when I had my

                 opportunity to question Senator Fuschillo, I

                 am voting yes with reservations.  I think that

                 we need to do more to look at what the problem

                 is rather than just addressing the symptoms of

                 a problem.

                            And I do believe that we need to

                 think very carefully about the possibility of

                 removing the only option that some people have

                 to get to and from their work, because they

                 have a problem that is only -- that comes out

                 in this business of them continuing to risk





                                                          4628



                 their own lives and the lives of others by

                 drinking while driving.

                            So I'm voting yes, but I want you

                 to know and I want the record to show that I

                 would like to see us address this in this

                 another fashion as well.

                            Thank you.

                            ACTING PRESIDENT MEIER:    Senator

                 Montgomery will be recorded in the

                 affirmative.

                            THE SECRETARY:    Senator Morahan.

                            SENATOR MORAHAN:    Yes.

                            THE SECRETARY:    Senator Nozzolio.

                            (No response.)

                            THE SECRETARY:    Senator Onorato.

                            ACTING PRESIDENT MEIER:    Senator

                 Onorato, to explain his vote.

                            SENATOR ONORATO:    To explain my

                 vote, Mr. President.

                            I'm going to vote for this

                 legislation.  I think it's a worthy piece.

                 But I also want to -- I'm sure we're going to

                 be revisiting this again.  It hasn't passed

                 the Assembly yet.

                            And I certainly would like to





                                                          4629



                 address the problem that has been expressed

                 here on this side of the aisle, that we should

                 certainly be looking at ways and means of

                 preventing an individual from not ever

                 reaching the third conviction.  Somewhere

                 between the first and third, we should make it

                 mandatory that there be some type of

                 rehabilitation offered to the individual that

                 was convicted of driving under the influence.

                            And there's another part that

                 hasn't been addressed here today, and I don't

                 know if it's a part of the bill.  While they

                 talk about drugs, there's medicines that have

                 some of these same effects that alcohol does.

                 And many individuals, especially seniors, are

                 not really aware of some of the effects that

                 some of the medications that they take can

                 affect them while they're driving.  So I think

                 there's another avenue that we should look at.

                            But I'm going to vote aye on this

                 bill.

                            ACTING PRESIDENT MEIER:    Senator

                 Onorato will be recorded in the affirmative.

                            Continue to call the roll.

                            THE SECRETARY:    Senator





                                                          4630



                 Oppenheimer.

                            SENATOR OPPENHEIMER:    Aye.

                            THE SECRETARY:    Senator Padavan.

                            SENATOR PADAVAN:    Yes.

                            THE SECRETARY:    Senator Paterson.

                            SENATOR PATERSON:    No.

                            THE SECRETARY:    Senator Rath.

                            SENATOR RATH:    Aye.

                            THE SECRETARY:    Senator Saland.

                            SENATOR SALAND:    Aye.

                            THE SECRETARY:    Senator Sampson.

                            (No response.)

                            THE SECRETARY:    Senator Santiago.

                            (No response.)

                            THE SECRETARY:    Senator

                 Schneiderman.

                            ACTING PRESIDENT MEIER:    Senator

                 Schneiderman, to explain his vote.

                            SENATOR SCHNEIDERMAN:    Thank you,

                 Mr. President.

                            I have been listening carefully to

                 a lot of very interesting points that have

                 been made in the debate on this bill, and I

                 think it does raise some serious questions.

                            I am concerned about the issue of





                                                          4631



                 the lessening of judicial discretion and how

                 this fits into the overall statutory scheme

                 and the difficulty we have in New York State

                 of too many people perhaps being punished for

                 crimes at an inappropriate level.  And that is

                 a subject that I know we'll be addressing as

                 the session wears on.

                            I also am very concerned about the

                 fact that this creates an anomaly in our law

                 whereby commercial drivers actually are held

                 to a lower standard or subject to a lesser

                 punishment than private individuals driving,

                 citizens of the State of New York.  And I

                 think that is really a shame.

                            I hope that Senator Fuschillo, who

                 I would commend, if I could see him, would -

                 I hope that he will take that into account

                 when we are revisiting this issue, because I

                 suspect we may another chance to address this.

                 I think that with that adjustment, we can make

                 this a better bill.

                            I am voting yes in the hopes that

                 we can move forward to correct some of these

                 issues and provide an increase in penalties in

                 an area that is called for, but perhaps not





                                                          4632



                 with this precise legislation.  I will vote

                 yes.

                            Thank you, Mr. President.

                            ACTING PRESIDENT MEIER:    Senator

                 Schneiderman will be recorded in the

                 affirmative.

                            Continue to call the roll.

                            THE SECRETARY:    Senator Seward.

                            SENATOR SEWARD:    Aye.

                            THE SECRETARY:    Senator Skelos.

                            SENATOR SKELOS:    Aye.

                            THE SECRETARY:    Senator A. Smith.

                            ACTING PRESIDENT MEIER:    Senator

                 Ada Smith, to explain her vote.

                            SENATOR ADA SMITH:    Thank you,

                 Mr. President.

                            Like my colleagues on this side of

                 the aisle, I have some trepidations about

                 taking away judicial empowerment.  I'm also

                 greatly concerned that we do not have adequate

                 facilities for treatment of those who may be

                 convicted under this bill.

                            However, I'm greatly concerned

                 about drivers on the road who are under the

                 influence of either drugs or alcohol and who





                                                          4633



                 put all of our lives in danger.  And because

                 of that, I will be voting in the affirmative.

                            ACTING PRESIDENT MEIER:    Senator

                 Ada Smith will be recorded in the affirmative.

                            THE SECRETARY:    Senator M. Smith.

                            (No response.)

                            THE SECRETARY:    Senator Spano.

                            SENATOR SPANO:    Aye.

                            THE SECRETARY:    Senator

                 Stachowski.

                            ACTING PRESIDENT MEIER:    Senator

                 Stachowski, to explain his vote.

                            SENATOR STACHOWSKI:    Mr.

                 President, briefly to explain my vote.

                            First of all, I'd like to thank

                 Senator Fuschillo for his courtesies in

                 answering all the questions and his patience

                 with everybody's different concerns with the

                 legislation.

                            I think that we have to get the

                 drunk drivers off the road.  I would hope that

                 in the future, now that this bill is obviously

                 going to pass this house again, that a

                 concerted effort would be made to find out why

                 the Assembly won't pass it and maybe try to





                                                          4634



                 work out the differences, rather than just

                 come back here year after year passing the

                 same legislation that's not moving anywhere in

                 their house.

                            I would rather see maybe even a

                 slightly less step forward if that would be

                 able to become a law, rather than just have a

                 real strong, powerful bill in the Senate that

                 never passes the Assembly.

                            I vote aye.

                            ACTING PRESIDENT MEIER:    Senator

                 Stachowski will be recorded in the

                 affirmative.

                            THE SECRETARY:    Senator Stafford.

                            SENATOR STAFFORD:    Aye.

                            THE SECRETARY:    Senator Stavisky.

                            ACTING PRESIDENT MEIER:    Senator

                 Stavisky, to explain her vote.

                            SENATOR STAVISKY:    Yes, Mr.

                 President.  All of us are appalled at the

                 number of people who have been arrested for

                 driving while impaired or drunken driving.

                 And we're also concerned about the recidivism

                 rate.

                            Nevertheless, I'm also concerned





                                                          4635



                 about the discretion that is at the hands of

                 the sentencing judges, and at the lack of

                 rehabilitation facilities and our lack of

                 emphasis on rehabilitation.

                            I wish the people in the other

                 house could have listened to the debate here

                 today on this and on other bills.  They would

                 have learned a great deal about the problem,

                 as I have.

                            And, Mr. President, I vote aye.

                            ACTING PRESIDENT MEIER:    Senator

                 Stavisky will be recorded in the affirmative.

                            THE SECRETARY:    Senator Trunzo.

                            SENATOR TRUNZO:    Yes.

                            THE SECRETARY:    Senator Velella.

                            (No response.)

                            THE SECRETARY:    Senator Volker,

                 excused.

                            Senator Wright.

                            (No response.)

                            ACTING PRESIDENT MEIER:    Call the

                 absentees.

                            THE SECRETARY:    Senator

                 Dollinger.

                            (No response.)





                                                          4636



                            THE SECRETARY:    Senator Espada.

                            (No response.)

                            THE SECRETARY:    Senator Farley.

                            (No response.)

                            THE SECRETARY:    Senator Gonzalez.

                            (No response.)

                            THE SECRETARY:    Senator Kruger.

                            (No response.)

                            THE SECRETARY:    Senator Lack.

                            (No response.)

                            THE SECRETARY:    Senator Libous.

                            (No response.)

                            THE SECRETARY:    Senator Maltese.

                            SENATOR MALTESE:    Aye.

                            THE SECRETARY:    Senator

                 Markowitz.

                            (No response.)

                            THE SECRETARY:    Senator Nozzolio.

                            SENATOR NOZZOLIO:    Aye.

                            THE SECRETARY:    Senator Sampson.

                            (No response.)

                            THE SECRETARY:    Senator Santiago.

                            (No response.)

                            THE SECRETARY:    Senator M. Smith.

                            (No response.)





                                                          4637



                            THE SECRETARY:    Senator Velella.

                            (No response.)

                            THE SECRETARY:    Senator Farley.

                            SENATOR FARLEY:    Aye.

                            THE SECRETARY:    Senator Wright.

                            (No response.)

                            THE SECRETARY:    Ayes, 42.  Nays,

                 3.

                            ACTING PRESIDENT MEIER:    The bill

                 is passed.

                            Senator Skelos.

                            SENATOR SKELOS:    Mr. President,

                 is there any housekeeping at the desk?

                            ACTING PRESIDENT MEIER:    We have

                 three substitutions, Senator.

                            SENATOR SKELOS:    Can we make them

                 at this time.

                            ACTING PRESIDENT MEIER:    The

                 Secretary will read the substitutions.

                            THE SECRETARY:    On page 18,

                 Senator Lack moves to discharge, from the

                 Committee on Judiciary, Assembly Bill Number

                 7298 and substitute it for the identical

                 Senate Bill Number 2934, Third Reading

                 Calendar 247.





                                                          4638



                            On page 21, Senator McGee moves to

                 discharge, from the Committee on Alcoholism

                 and Drug Abuse, Assembly Bill Number 60 and

                 substitute it for the identical Senate Bill

                 Number 2512A, Third Reading Calendar 294.

                            And on page 23, Senator Seward

                 moves to discharge, from the Committee on

                 Insurance, Assembly Bill Number 5259A and

                 substitute it for the identical Senate Bill

                 Number 3168, Third Reading Calendar 313.

                            ACTING PRESIDENT MEIER:

                 Substitutions ordered.

                            Senator Brown.

                            SENATOR BROWN:    Mr. President, I

                 move that the following bill, Senate Calendar

                 3219, be discharged from its respective

                 committee and be recommitted with instructions

                 to strike the enacting clause.

                            ACTING PRESIDENT MEIER:    So

                 ordered.

                            Senator Skelos.

                            SENATOR SKELOS:    Mr. President, I

                 move we adjourn until Tuesday, April 3rd, at

                 11:00 a.m.

                            ACTING PRESIDENT MEIER:    On





                                                          4639



                 motion, the Senate stands adjourned until

                 Tuesday, April 3rd, at 11:00 a.m.

                            (Whereupon, at 7:39 p.m., the

                 Senate adjourned.)