Regular Session - March 4, 2003

    

 
                                                        753



                           NEW YORK STATE SENATE





                          THE STENOGRAPHIC RECORD









                             ALBANY, NEW YORK

                               March 4, 2003

                                 3:20 p.m.





                              REGULAR SESSION







            SENATOR JOHN R. KUHL, Jr., Acting President

            STEVEN M. BOGGESS, Secretary















                                                        754



                           P R O C E E D I N G S

                            ACTING PRESIDENT KUHL:    I ask the

                 Senate to come to order, members to take their

                 places, staff to take their places.

                            And I'd ask everybody in the

                 chamber to please rise and join with me in

                 saying the Pledge of Allegiance to the Flag.

                            (Whereupon, the assemblage recited

                 the Pledge of Allegiance to the Flag.)

                            ACTING PRESIDENT KUHL:    I'd ask

                 everybody to remain standing and ask the

                 Reverend Clyde McCaskill, of the Hoosick

                 Valley Community Church, to offer the

                 invocation.

                            Reverend McCaskill.

                            REVEREND McCASKILL:    Let us pray.

                            Father, we thank You that we live

                 in this nation, the freedoms that are ours to

                 come and to go, the lives that have been laid

                 down in the past.

                            And today, Father, we come before

                 You and we ask Your blessing upon our men and

                 our women in the military, those in harm's

                 way, that You put a cloud of protection around

                 each and every one, that Your hand be upon our



                                                        755



                 leadership, our president, that You give him

                 wisdom, You give him guidance, that You give

                 him direction.

                            We pray for those men and women

                 here gathered in this room today, Father, that

                 You do the same, that You give them wisdom,

                 understanding, and knowledge, that the

                 decisions that are made in this place will be

                 decisions based upon You, the good of all

                 mankind, for You tell us in Your word to trust

                 in the Lord with all of our heart:  Lean not

                 to thine own understanding, but in all thy

                 ways to acknowledge Thee and that You, Father

                 God, will direct our paths.

                            So we ask for that.  We ask that

                 You watch over each and every one -- the men,

                 the women, their families.  Bless them.  We

                 thank You once again.  In Jesus' name we pray,

                 amen.

                            God bless you.

                            ACTING PRESIDENT KUHL:    Reading

                 of the Journal.

                            THE SECRETARY:    In Senate,

                 Monday, March 3, the Senate met pursuant to

                 adjournment.  The Journal of Sunday, March 2,



                                                        756



                 was read and approved.  On motion, Senate

                 adjourned.

                            ACTING PRESIDENT KUHL:    Hearing

                 no objection, the Journal stands approved as

                 read.

                            Presentation of petitions.

                            Messages from the Assembly.

                            Messages from the Governor.

                            Reports of standing committees.

                            The Secretary will read.

                            THE SECRETARY:    Senator McGee,

                 from the Committee on Alcoholism and Drug

                 Abuse, reports:

                            Senate Print 45, by Senator Alesi,

                 an act to amend the Vehicle and Traffic Law;

                            433, by Senator Nozzolio, an act to

                 amend the Vehicle and Traffic Law;

                            495, by Senator Johnson, an act to

                 amend the Vehicle and Traffic Law;

                            801, by Senator Marcellino, an act

                 to amend the Vehicle and Traffic Law;

                            And 2173, by Senator McGee, an act

                 to amend the Insurance Law.

                            Senator Fuschillo, from the

                 Committee on Consumer Protection, reports:



                                                        757



                            Senate Print 98, by Senator

                 Velella, an act to amend the General Business

                 Law;

                            551, by Senator Skelos, an act to

                 amend the General Business Law;

                            780, by Senator Marcellino, an act

                 to amend the General Business Law;

                            And 1388, by Senator Volker, an act

                 to amend the General Business Law.

                            Senator DeFrancisco, from the

                 Committee on Judiciary, reports:

                            Senate Print 557, by Senator

                 Skelos, an act to amend the General

                 Obligations Law;

                            1089, by Senator Hannon, an act to

                 amend the General Obligations Law;

                            1600, by Senator McGee, an act to

                 amend the Family Court Act;

                            2286, by Senator DeFrancisco, an

                 act to amend the Real Property Law;

                            And 2287, by Senator DeFrancisco,

                 an act to amend the Real Property Law.

                            Senator Kuhl, from the Committee on

                 Transportation, reports:

                            Senate Print 264A, by Senator



                                                        758



                 Maziarz, an act to amend the Highway Law;

                            531, by Senator Padavan, an act to

                 amend the Vehicle and Traffic Law;

                            764, by Senator Marcellino, an act

                 to amend the Vehicle and Traffic Law;

                            788, by Senator Marcellino, an act

                 to amend the Vehicle and Traffic Law;

                            924, by Senator LaValle, an act to

                 amend the Highway Law;

                            1054, by Senator Padavan, an act to

                 amend the Vehicle and Traffic Law;

                            1247, by Senator Kuhl, an act to

                 amend the Highway Law;

                            1429, by Senator Kuhl, an act to

                 amend the Vehicle and Traffic Law;

                            1735, by Senator Skelos, an act to

                 amend the Highway Law;

                            And 1876, by Senator Kuhl, an act

                 to amend the Vehicle and Traffic Law.

                            Senator Saland, from the Committee

                 on Education, reports:

                            Senate Print 597, by Senator Kuhl,

                 an act to confirm, ratify, validate, and

                 legalize;

                            834, by Senator Volker, an act to



                                                        759



                 authorize approval;

                            1136, by Senator Seward, an act in

                 relation to legalizing;

                            1591, by Senator Seward, an act in

                 relation to creating;

                            1602, by Senator Padavan, an act to

                 repeal Section 3 of Chapter 6;

                            1679, by Senator Rath, an act to

                 amend the Education Law;

                            And 2023, by Senator Saland, an act

                 to amend the Education Law.

                            Senator Balboni, from the Committee

                 on Veterans, Homeland Security and Military

                 Affairs, reports:

                            Senate Print 87, by Senator

                 Maltese, an act to amend the Real Property Tax

                 Law;

                            714, by Senator LaValle, an act to

                 amend the Real Property Tax Law;

                            And Senate Print 783A, by Senator

                 Marcellino, an act to amend the Vehicle and

                 Traffic Law.

                            All bills ordered direct to third

                 reading.

                            ACTING PRESIDENT KUHL:    All bills



                                                        760



                 are ordered directly to third reading.

                            Senator Skelos.

                            SENATOR SKELOS:    Mr. President,

                 at this time if we could adopt the Resolution

                 Calendar in its entirety, with the exceptions

                 of Resolutions 554 and 568.

                            ACTING PRESIDENT KUHL:    The

                 motion is to adopt the Resolution Calendar

                 which is on the members' desks, with the

                 exception of Resolution Numbers 554 and 568.

                 All those in favor signify by saying aye.

                            (Response of "Aye.")

                            ACTING PRESIDENT KUHL:    Opposed,

                 nay.

                            (No response.)

                            ACTING PRESIDENT KUHL:    The

                 Resolution Calendar is adopted.

                            Senator Skelos.

                            SENATOR SKELOS:    Mr. President,

                 would you please call up Resolution 554, by

                 Senator Alesi, have the title read and move

                 for its immediate adoption.

                            ACTING PRESIDENT KUHL:    The

                 Secretary will read Resolution Number 554, the

                 title only.



                                                        761



                            THE SECRETARY:    By Senator Alesi,

                 Legislative Resolution Number 554,

                 memorializing Governor George E. Pataki to

                 proclaim March 3 through 6, 2003, as

                 Manufacturing Week in the State of New York,

                 in conjunction with National Manufacturing

                 Week.

                            ACTING PRESIDENT KUHL:    The

                 question is on the resolution.  All those in

                 favor signify by saying aye.

                            (Response of "Aye.")

                            ACTING PRESIDENT KUHL:    Opposed,

                 nay.

                            (No response.)

                            ACTING PRESIDENT KUHL:    The

                 resolution is adopted.

                            Senator Skelos.

                            SENATOR SKELOS:    Mr. President,

                 if we could return to reports of standing

                 committees.

                            ACTING PRESIDENT KUHL:    The

                 Secretary will return to the order of reports

                 of standing committees.

                            I believe there's a report of the

                 Judiciary Committee at the desk.  The



                                                        762



                 Secretary will read.

                            THE SECRETARY:    Senator

                 DeFrancisco, from the Committee on Judiciary,

                 reports the following nomination:

                            As a judge of the Columbia County

                 Court, Jonathan D. Nichols, of Valatie.

                            ACTING PRESIDENT KUHL:    Senator

                 DeFrancisco, on the nomination.

                            SENATOR DeFRANCISCO:    I'm pleased

                 to rise to move the confirmation of the

                 nomination of Judge -- soon to be Judge

                 Jonathan Nichols.  We had a committee meeting

                 this morning; he was determined to be well

                 qualified and passed our committee

                 unanimously.

                            And the position that he's soon to

                 be appointed to or soon to take is a county

                 court judge in Columbia County, which means

                 he's going to wear three hats.  He's going to

                 actually be a county court judge, a family

                 court judge, and a surrogate court judge,

                 handling all those responsibilities.  And he's

                 well qualified for all of those

                 responsibilities in view of his broad

                 practice.



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                            So I would move the nomination.

                 I'd ask Mr. President to recognize Senator

                 Saland to second the nomination.

                            ACTING PRESIDENT KUHL:    Senator

                 Saland.

                            SENATOR SALAND:    Thank you, Mr.

                 President.  Thank you, Senator DeFrancisco.

                            Mr. President, it is indeed an

                 enormous pleasure, if not an honor, to have

                 the opportunity to second the nomination of

                 Jonathan D. Nichols to the county court bench

                 in Columbia County.

                            I have come to know Jonathan over

                 the course of the years in which I have

                 represented Columbia County here in this

                 house, some 12-plus years now, and can tell

                 you that he not only enjoys an exceptional

                 reputation as an attorney -- witness the

                 resume that he presented to us earlier today

                 when he appeared before the Judiciary

                 Committee -- he's a man who has a broad array

                 of experience professionally, not only as a

                 civil attorney but as a county and municipal

                 attorney.

                            He is a man who has served as



                                                        764



                 confidential law secretary to a supreme court

                 judge, as well as having worked for the

                 appellate division.  He is a man who is

                 eminently qualified to serve on the bench.

                            And it's not merely the qualities

                 that he brings to the bench by way of his

                 professional training.  He is, as I mentioned

                 earlier this morning, an extraordinarily

                 decent man, the kind of person who anybody

                 would feel comfortable coming before the bench

                 to have his or her case ruled or adjudicated

                 upon.

                            He is a man who has served his

                 community.  In addition to being an extremely

                 busy practitioner, he has found the time to be

                 a very active member of his community in a

                 very broad and diverse way.

                            And he's joined here today by

                 members of his family, his wife, Katie; his

                 children, Jason and Chelsea.  And his parents

                 gave up the rather sublime 80-plus degree

                 weather in southern Florida to return to

                 Columbia County to share this moment with him.

                            He also has some friends from

                 Columbia County here, including the esteemed



                                                        765



                 clerk of the Columbia County board of

                 supervisors.

                            And I would just want to extend my

                 heartiest congratulations to him, to his

                 family, to thank him for being there, and to

                 tell him that he joins a long line of

                 extraordinarily capable appointees recommended

                 by Governor Pataki.  And it's my pleasure to

                 have been part of this process.

                            I wish you extraordinarily well,

                 and I know the people of Columbia County will

                 be served exceptionally well.

                            ACTING PRESIDENT KUHL:    Is there

                 any other Senator wishing to speak on the

                 nomination?

                            Hearing none, the question is on

                 the nomination of Jonathan D. Nichols, of

                 Valatie, as a judge of the Columbia County

                 Court.  All those in favor of the nomination

                 signify by saying aye.

                            (Response of "Aye.")

                            ACTING PRESIDENT KUHL:    Opposed,

                 nay.

                            (No response.)

                            ACTING PRESIDENT KUHL:    The



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                 nominee is unanimously confirmed.

                            We're very, very pleased to have

                 Judge Nichols in the chamber with us, together

                 with his wife, Katie, and daughter, Chelsea,

                 and son, Jason, and his parents, Charles and

                 Phyllis Nichols.

                            Judge, congratulations.  Do us

                 well, which I know you will.

                            (Applause.)

                            ACTING PRESIDENT KUHL:    Reports

                 of select committees.

                            Communications and reports from the

                 state officers.

                            Motions and resolutions.

                            Senator Farley.

                            SENATOR FARLEY:    Thank you, Mr.

                 President.

                            On behalf of Senator Volker, I move

                 that the following bill be discharged from its

                 respective committee and be recommitted with

                 instructions to strike the enacting clause.

                 That's Senate Print 427.

                            ACTING PRESIDENT KUHL:    Senate

                 427 will be recommitted, and the enacting

                 clause will be stricken.



                                                        767



                            Senator Skelos.

                            SENATOR SKELOS:    Mr. President,

                 are we ready to go to the noncontroversial

                 reading?

                            ACTING PRESIDENT KUHL:    Yes.

                            SENATOR SKELOS:    If we could at

                 this time.

                            ACTING PRESIDENT KUHL:    The

                 Secretary will read the noncontroversial

                 reading of the calendar.

                            THE SECRETARY:    Calendar Number

                 45, by Senator Skelos, Senate Print 555, an

                 act to amend the Penal Law, in relation to

                 establishing the Class E felony of unlawful

                 procurement.

                            ACTING PRESIDENT KUHL:    The

                 Secretary will read the last section.

                            THE SECRETARY:    Section 3.  This

                 act shall take effect on the first day of

                 November.

                            ACTING PRESIDENT KUHL:    Call the

                 roll.

                            (The Secretary called the roll.)

                            ACTING PRESIDENT KUHL:    Record

                 the negative and announce the results.



                                                        768



                            THE SECRETARY:    Ayes, 57.  Nays,

                 1.  Senator Duane recorded in the negative.

                            ACTING PRESIDENT KUHL:    The bill

                 is passed.

                            THE SECRETARY:    Calendar Number

                 55, by Senator Seward, Senate Print 683A, an

                 act to amend the Insurance Law, in relation to

                 the payment of first-party benefits.

                            SENATOR SCHNEIDERMAN:    Lay it

                 aside, please.

                            ACTING PRESIDENT KUHL:    Lay the

                 bill aside.

                            THE SECRETARY:    Calendar Number

                 69, by Senator Johnson, Senate Print 397A, an

                 act to amend the Vehicle and Traffic Law, in

                 relation to the civil liability of a lessor of

                 a vehicle.

                            SENATOR SCHNEIDERMAN:    Lay it

                 aside.

                            ACTING PRESIDENT KUHL:    Lay the

                 bill aside.

                            THE SECRETARY:    Calendar Number

                 86, by Senator Volker, Senate Print 1441, an

                 act to amend the Penal Law, in relation to

                 sentences.



                                                        769



                            SENATOR SCHNEIDERMAN:    Lay it

                 aside.

                            ACTING PRESIDENT KUHL:    Lay the

                 bill aside.

                            Senator Skelos, that completes the

                 reading of the noncontroversial calendar.

                            SENATOR SKELOS:    If we could go

                 to the controversial reading at this time.

                            ACTING PRESIDENT KUHL:    The

                 Secretary will do the controversial reading of

                 the calendar, beginning with Calendar Number

                 55, by Senator Seward.

                            THE SECRETARY:    Calendar Number

                 55, by Senator Seward, Senate Print 683A, an

                 act to amend the Insurance Law, in relation to

                 the payment of first-party benefits.

                            SENATOR SCHNEIDERMAN:

                 Explanation.

                            ACTING PRESIDENT KUHL:    Senator

                 Seward, an explanation of Calendar Number 55,

                 Senate Print 683A, has been requested by the

                 Acting Minority Leader.

                            SENATOR SEWARD:    Certainly, Mr.

                 President.

                            This legislation before us



                                                        770



                 supplements and complements Senator Skelos's

                 bill, the so-called runner bill, which we just

                 passed, as well as the administrative changes

                 that have been made at the State Insurance

                 Department, the so-called Reg 68 changes, all

                 designed to enact measures to reduce the

                 no-fault fraud problem in New York State.

                            Now, the bill in front of us does a

                 number of things.  It enhances the opportunity

                 to challenge fraud.  Current law requires --

                 or court decisions require insurers to pay or

                 deny a claim within 30 days, and the insurers

                 are precluded from raising fraud as a defense

                 to payment after that short 30-day time

                 period.  This bill would allow the fraud to be

                 pursued after the 30-day period.

                            Also, the bill would, after a

                 process which is outlined in the legislation,

                 allow for the decertification of health-care

                 providers who are involved in professional

                 misconduct or incompetency, knowingly make

                 false statements in medical reports in

                 connection with a no-fault claim, or refuse to

                 appear to answer questions relating to

                 no-fault treatments.



                                                        771



                            The bill also increases the

                 penalties for insurance fraud.  And in that

                 same light, it requires that one-half of the

                 monies in the Motor Vehicle Theft and

                 Insurance Fraud Prevention Fund be used to

                 support the investigation and prosecution of

                 insurance fraud by our local district

                 attorneys.

                            Also in the legislation is the

                 creation of a temporary panel on medical care

                 and treatment under no-fault, all designed to

                 recommend to this body and the other house and

                 the Governor additional changes, a way that we

                 can further improve the no-fault system and

                 the medical care rendered under that system.

                            And finally, Mr. President, this

                 legislation clearly requires the

                 Superintendent of Insurance to consider the

                 impact of these various reforms when

                 considering further rate determinations on the

                 part of the insurance carriers.

                            In other words, we want the

                 consumers of this state to fully benefit from

                 the savings that are derived from the

                 provisions in this bill, as well as Senator



                                                        772



                 Skelos's and the other measures that have been

                 taken to fight and combat auto fraud when it

                 comes to their insurance policies.

                            ACTING PRESIDENT KUHL:    Senator

                 Montgomery, why do you rise?

                            SENATOR MONTGOMERY:    Mr.

                 President, I have an amendment, a friendly

                 amendment at the desk.  I would like to waive

                 the reading of the amendment, and I'd like to

                 speak on it.

                            ACTING PRESIDENT KUHL:    Excuse

                 me, just give me just one minute, Senator

                 Montgomery.

                            Senator Montgomery, thank you for

                 that momentary lapse.  I just wanted to check

                 to make sure that the proposed amendment was

                 germane and properly served, and I believe it

                 has been.

                            So at this time your application is

                 granted to have the reading of it waived, and

                 you're now afforded the opportunity to explain

                 the amendment.

                            SENATOR MONTGOMERY:    Yes, Mr.

                 President.  I want to thank my colleague,

                 Senator Seward, for introducing this



                                                        773



                 legislation.  I think it's certainly of

                 particular interest to people in my borough,

                 in my district.

                            But there are a couple of

                 amendments that I would like to propose, and

                 perhaps we can consider them.  I know this is

                 relatively short notice, but nonetheless these

                 are, I think, important and very good

                 amendments.

                            First of all, I'd like to just

                 point out that my amendment includes, in

                 addition to Senator Seward's bill, an office

                 of public insurance consumer advocate.  And I

                 thought that since we are moving to try and

                 protect the industry and to try to deal with

                 the whole question of fraud, which we know to

                 be a very big problem, especially in Brooklyn,

                 that we should also include in such

                 legislation a particular office that seeks to

                 protect the interests of the consumers.

                            And this particular advocate would

                 represent the interests of nonbusiness

                 automobile and health insurance consumers in

                 our state.

                            In addition, the amendment that I



                                                        774



                 offer would establish a means by which those

                 persons who were willing to use a managed care

                 facility as part of the upfront agreement with

                 the automobile insurer would be able to

                 receive a discount, in a similar fashion that

                 we do for people who take special driver's

                 courses to reduce their likelihood of being

                 involved in an accident.

                            And another important aspect of the

                 proposal that I have would require or would

                 establish in statute what already happens, but

                 we would like to make sure that that is a part

                 of the Insurance Department's official

                 responsibilities.  And that is to require them

                 to maintain a database so that we can track

                 and know specifically which insurances are

                 providing the very best rates and where we're

                 having the most problems in terms of insurance

                 claims and what have you.

                            And, lastly, I'd just like to add

                 that I also -- the amendment that I'm

                 introducing includes the possibility of

                 consumers benefiting from savings or from

                 excess profits from insurers.  As it stands

                 now, the consumer only benefits when profits



                                                        775



                 exceed 20 percent.  I would reduce that to 13

                 to 14 percent, so that it's more likely that

                 those drivers who are careful drivers, who do

                 not really cause the problems in terms of high

                 rates of accidents and claims, that once an

                 insurance company reaches 13 to 14 percent,

                 that the consumers would benefit from such a

                 profit excess.

                            So those are some of the, I think,

                 most important aspects of my amendment.  And I

                 would ask that Senator Seward would perhaps

                 consider accepting this as a friendly

                 amendment, which would improve greatly, I

                 think, his bill that is before us today.

                            Thank you, Mr. President.

                            ACTING PRESIDENT KUHL:    Senator

                 Breslin, did you wish to speak on the

                 amendment?

                            SENATOR BRESLIN:    Thank you, Mr.

                 President.

                            As ranking Democrat on Insurance, I

                 fully support the legislation of Senator

                 Seward.  It's a wonderful first step and a

                 very beautifully crafted bill.

                            However, I also agree with Senator



                                                        776



                 Montgomery and would add the consumer into the

                 puzzle.  And the bill, among other things, as

                 Senator Montgomery pointed out, creates a

                 consumer advocate which will be independent of

                 the Insurance Department, won't be someone

                 from the Consumer Protection Board, but will

                 be someone from the Executive Department,

                 someone who will able to review rates to make

                 sure that they're fair and review them on an

                 ongoing basis.

                            Also, there's a provision in the

                 bill that talks about the IMEs, the

                 independent medical exams which defense

                 lawyers order routinely and choose the doctor

                 who reviews the case which, in my opinion,

                 prolongs litigation, sometimes unfairly.

                            If the Insurance Department, if

                 they have a list of those people they view to

                 be independent, independent medical examiners,

                 you would have a far more neutral evaluation

                 or assessment of a particular case and one

                 which would be far more likely to result in a

                 quicker and fairer disposition of a pending

                 case.

                            So for those two reasons alone,



                                                        777



                 Senator Montgomery's amendment makes this a

                 bill that's more comprehensive and protects

                 not only the insured but the insurer as well.

                            Thank you, Mr. President.

                            ACTING PRESIDENT KUHL:    Is there

                 any other Senator wishing to speak on the

                 amendment?

                            Senator Krueger, on the amendment.

                            SENATOR LIZ KRUEGER:    Thank you.

                 I also rise to support Senator Montgomery's

                 amendment.

                            I think when we look at the history

                 of debate in both houses, in the Assembly and

                 the Senate, on what we ought to be doing about

                 auto insurance fraud and in fact auto

                 insurance premiums, we see that having a

                 consumer component is critical to ensuring

                 part and A and part B of the assignment.

                            Senator Seward's bill addresses the

                 fact that there is a concern, a real concern

                 in the state about fraud by certain people in

                 our communities relating to auto insurance.

                 But there's nothing in the bill in its own

                 right that actually addresses the second and,

                 from a public perspective, perhaps the larger



                                                        778



                 issue, auto insurance premium costs.

                            So to address the fact that we want

                 to as a legislative body do something about

                 fraud in auto insurance without also, in a

                 parallel track -- and I would agree that

                 Senator Montgomery is right to merge those

                 into one bill -- ensure the consumer side of

                 the formula, which is to assure that consumers

                 in fact see a decrease in their auto insurance

                 premiums because we are being a more

                 responsible legislative entity by putting

                 controls on fraud in the insurance industry.

                            Because, frankly, from a consumer

                 perspective, if you have fraud -- or stop

                 fraud and you don't actually then decrease the

                 cost of auto insurance to the vast majority of

                 people who are not participating in any form

                 of fraud, then you really only accomplish

                 part A of the assignment.

                            And in fact, when you look at the

                 increased costs of auto insurance in the state

                 over the last decade, what you find is a

                 continuing pattern of growing costs for auto

                 insurance without actually any analysis

                 relating it to the cost of fraud.



                                                        779



                            If we're going to move forward on a

                 piece of legislation that would in fact do

                 something to address fraud and would hopefully

                 then, by definition, decrease the cost to the

                 entire community, drivers and insurers alike,

                 around the reality of auto insurance fraud,

                 surely we should do the -- we should move

                 forward in a logical, rational way that

                 assures that there's a consumer protection

                 component attached to this move forward and

                 perhaps even a public, stated commitment by

                 this Legislature and by this government that

                 the reason we are going forward is to

                 recognize the crisis of the cost of auto

                 insurance to consumers.

                            And that really the only way to

                 follow through on that commitment to all of

                 our constituents to try to get auto insurance

                 premiums under control is to assure that we've

                 got the consumer protection component built in

                 and that we make a serious commitment not just

                 to addressing the fraud side of the equation,

                 but to addressing the cost of auto insurance,

                 which is really the focus that most of our

                 constituents are talking about.



                                                        780



                            Thank you very much.

                            ACTING PRESIDENT KUHL:    Senator

                 Schneiderman, to speak on the amendment.

                            SENATOR SCHNEIDERMAN:    Thank you,

                 Mr. President.  Briefly on the amendment.

                            I think that Senator Montgomery has

                 covered most of the points.  One additional

                 benefit that would be provided through her

                 amendment relates to the concern many people

                 have with Senator Seward's bill's exemption

                 from the 30-day requirement, which many of us

                 feel are very important, particularly for

                 low-income people who are in need of getting

                 their awards in a timely manner.

                            The legislation as presently

                 presented would allow insurers essentially

                 virtually unlimited delays in making such

                 payments, creating tremendous pressure on the

                 indigent and, once again, creating a two-tier

                 system where those who had the means to

                 sustain themselves probably would be in a

                 better position to deal with the insurance

                 company than those with less money.

                            Senator Montgomery's amendment

                 would provide that if there was not proof of



                                                        781



                 fraud, the 30-day requirement must be complied

                 with and impose strict penalties on an

                 insurance company that did not meet up to this

                 requirement.

                            Finally, coming back to Senator Liz

                 Krueger's remarks, we've been here now for two

                 months, and almost everything that has

                 happened here and in the Assembly is this

                 ritual by which we pass our one-house bills,

                 they pass their one-house bills, we send out

                 newsletters to our constituents bragging about

                 our one-house bills, and nothing gets done on

                 a variety of very important issues.

                            It is our commitment in our

                 conference to address the issue of high auto

                 insurance rates this session.  It is something

                 we will be talking about.  I think that making

                 the point that Senator Montgomery has made by

                 her amendment, that it's time for the Assembly

                 and the Senate to get together on this, is a

                 very, very critical point.

                            I hope we will do something about

                 this.  This is costing citizens of our state

                 an extraordinary amount of money and certainly

                 the businesses in our state.  Let's not just



                                                        782



                 stick with the same one-house bill we passed

                 last year, let's address this issue before the

                 session is out.

                            I urge everyone to support the

                 amendment.  Thank you, Mr. President.

                            ACTING PRESIDENT KUHL:    Those

                 Senators who are in agreement with the

                 amendment please signify by raising your hand.

                            THE SECRETARY:    Those recorded in

                 agreement are Senators Andrews, Breslin, Diaz,

                 Dilán, Duane, Hassell-Thompson, L. Krueger,

                 Lachman, Montgomery, Onorato, Parker,

                 Paterson, Sabini, Sampson, Schneiderman, A.

                 Smith, M. Smith, Stavisky, and Senator Brown.

                            ACTING PRESIDENT KUHL:    The

                 amendment is lost.

                            Any other Senator wishing to speak

                 on the bill?

                            The Secretary will read the last

                 section.

                            THE SECRETARY:    Section 13.  This

                 act shall take effect immediately.

                            ACTING PRESIDENT KUHL:    Call the

                 roll.

                            (The Secretary called the roll.)



                                                        783



                            ACTING PRESIDENT KUHL:    Record

                 the negatives and announce the results.

                            THE SECRETARY:    Those recorded in

                 the negative on Calendar Number 55 are

                 Senators Duane, Paterson, Sampson, and

                 Schneiderman.  Ayes --

                            ACTING PRESIDENT KUHL:    The bill

                 is passed.

                            Senator DeFrancisco, why do you

                 rise?

                            SENATOR DeFRANCISCO:    I'd like to

                 explain my vote.

                            ACTING PRESIDENT KUHL:    On

                 Calendar Number 55?

                            SENATOR DeFRANCISCO:    Yes.

                            ACTING PRESIDENT KUHL:    Sorry I

                 missed you before.

                            Senator DeFrancisco, to explain his

                 vote.

                            SENATOR DeFRANCISCO:    It's very

                 difficult to be against a bill that punishes

                 fraud, that calls for savings to go to the

                 consumers and provides for a real deterrent to

                 individuals who might consider fraud and might

                 commit fraud.



                                                        784



                            The only problem with this bill --

                 I voted yes, but I hope in the negotiations

                 this changes.  The problem is the 30-day

                 period.  When no-fault insurance was put into

                 effect, there was a quid pro quo.  The concept

                 was you don't have a right to sue anymore, but

                 you have a right to prompt payment.  And that

                 prompt payment includes wages, and it also

                 includes medical care.

                            Not only for the indigent, but

                 middle-class individuals would have to rely on

                 these payments to pay their doctors and also

                 to live on while this process is going on.

                            There's many ways that the

                 insurance company can presently extend the

                 30 days, by calling for an independent medical

                 exam -- which isn't really independent -- but

                 also they also can call for certification of

                 these particular injuries.

                            What we're doing, basically, by

                 that provision is hurting the honest person

                 who has insurance that is following the rules

                 that -- when they gave up the right to sue.

                 And I just think that's wrong.

                            If someone is going to commit fraud



                                                        785



                 and have the risk of a Class D felony for a

                 $1,500 fraud, seven years in jail, that should

                 be a pretty good deterrent.  And that's the

                 way we should punish fraud, not by punishing

                 everyone and shifting the burden of proof.

                            Thank you.

                            ACTING PRESIDENT KUHL:    I'll ask

                 the Secretary to announce the negatives on

                 that bill which was passed just a couple of

                 minutes ago.

                            THE SECRETARY:    Those recorded in

                 the negative on Calendar Number 55 are

                 Senators Duane, Hassell-Thompson, Paterson,

                 Sampson, and Schneiderman.  Ayes, 56.  Nays,

                 5.

                            ACTING PRESIDENT KUHL:    Once

                 again, the bill has been passed.

                            Senator Schneiderman, why do you

                 rise?

                            SENATOR SCHNEIDERMAN:    Briefly,

                 Mr. President, to explain my vote.

                            ACTING PRESIDENT KUHL:    Well,

                 Senator Schneiderman, the bill has already

                 passed.  Technically, it's already gone.

                            I recognized Senator Paterson.  So



                                                        786



                 just as a further reminder, could you -- just

                 as a reminder, please rise, I'll recognize you

                 during the course of the vote.  And that would

                 be the appropriate time.

                            So we'll overlook my missing you at

                 this moment, and recognize you to explain your

                 vote on a bill which has already passed the

                 house.

                            SENATOR SCHNEIDERMAN:    Thank you,

                 Mr. President.

                            ACTING PRESIDENT KUHL:    Reminder,

                 once again, the rules call for a two-minute

                 limitation.

                            SENATOR SCHNEIDERMAN:    I

                 appreciate your courtesy.  I do have a

                 tendency to slump that makes it hard to see

                 that I'm standing at times.

                            I really have to echo what Senator

                 DeFrancisco said.  And I think we sort of

                 cancel each other's votes out on this.  I

                 voted against the bill for the same reasons

                 that he discussed in his remarks.

                            I do think that it is critical that

                 as we do, hopefully, craft a bill with the

                 Assembly that actually will become a law and



                                                        787



                 address this critical issue for the people of

                 the state of New York, we'll be cognizant of

                 the points made in Senator Montgomery's

                 amendments, particularly with regard to this

                 30-day rule.

                            Again, it is essential to punish

                 people who are guilty of fraud.  This

                 legislation would impose a punishment on

                 people who are not guilty of fraud.  This

                 would impose a punishment on people who are

                 needy, who are totally innocent, and that is

                 really contrary to our traditions of justice

                 in New York and in the United States.

                            I'm voting no because this I find

                 particularly offensive.  I do hope that this

                 is not the last time we will see such

                 legislation in the course of this session.

                            Thank you, Mr. President.

                            ACTING PRESIDENT KUHL:    The

                 Secretary will continue to read the

                 controversial reading of the calendar.

                            THE SECRETARY:    Calendar Number

                 69, by Senator Johnson, Senate Print 397A, an

                 act to amend the Vehicle and Traffic Law, in

                 relation to civil liability.



                                                        788



                            SENATOR SCHNEIDERMAN:

                 Explanation.

                            ACTING PRESIDENT KUHL:    Senator

                 Johnson, an explanation of Calendar Number 69

                 has been requested by the Acting Minority

                 Leader.

                            SENATOR JOHNSON:    Mr. President,

                 there's a crisis in the automobile business

                 today that has been coming on for years, the

                 almost impossibility of leasing an automobile,

                 brought about by an anachronistic law passed

                 in 1924 which was never intended to cover

                 leased vehicles.  It was never intended to

                 make the owner of a leased vehicle

                 responsible.

                            The reason they didn't intend that

                 is because there were no leased vehicles in

                 those years.  They only sold vehicles.  And

                 when a vehicle was sold, they put an exemption

                 in the vicarious liability law which said that

                 the person who loans money on a car is not

                 considered the owner and is not responsible

                 for damages.

                            Now, the leasing company is in the

                 same situation today as a company was, as a



                                                        789



                 bank was which financed a car back in 1924.

                            All we're saying is clear up this

                 anachronistic system which is preventing

                 people from getting cars, making it more

                 expensive to get leased vehicles.

                            We've had a real exodus of car

                 leasing and rental companies in the state of

                 New York.  And the crisis has come to such a

                 head that some companies are going to charge a

                 thousand dollars more to get a lease, raise

                 the prices of leases, if they stay at all.

                 And most -- and many are not going to stay in

                 New York and lease a car.

                            Now, I ask you, what is the

                 difference if you're driving a leased car and

                 have an accident or if you're driving a car

                 which you finance and have an accident?  The

                 difference is that the manufacturer, or

                 leasee, is still responsible for the leased

                 car, but he's not responsible for a car which

                 he manufactured and sold to me.  Why not?

                 Because this law, this anachronistic law says

                 so, that's why.

                            There's no good reason in the world

                 to have this old law in place, and we're going



                                                        790



                 to try to remove it.  It's not just my idea.

                 The AAA is in favor of this, the UAW is in

                 favor of this, the banks, the leasing

                 companies, the auto manufacturers, the auto

                 dealers.  Everyone knows that they're going to

                 lose a lot of sales and a lot of business

                 because people will not be able to afford a

                 car.

                            Just as an example, I bought a car

                 for my daughter recently.  If I wanted to

                 finance it for three years, it would be $800 a

                 month for three years.  I could lease it for

                 $329.  And many other people know the same

                 situation.  Well, obviously, leasing is the

                 new way of buying a car which you can afford

                 but you cannot afford if you were going to buy

                 it and finance it.

                            ACTING PRESIDENT KUHL:    Any

                 Senator wishing to speak on the bill?

                            Senator Stavisky.

                            SENATOR STAVISKY:    Mr. President,

                 I listened to the sponsor's explanation of the

                 bill, and I have a number of problems with it,

                 with the bill.

                            In the first place, as I took a



                                                        791



                 look at the bill memo, it talks about the

                 problems obtaining insurance.  From what I

                 understand, most of these car leasing

                 companies are self-insured.  So this does not

                 seem to be a problem.

                            Secondly, the bill memo speaks

                 about caps and the fact that New York is one

                 of the few states in the country to have the

                 vicarious liability provisions apply to

                 automobile leasing.  From what I understand,

                 many of the states continue the vicarious

                 liability but have capped the amounts.  And I

                 think this elimination of all liability, I

                 think, is a serious mistake.

                            The bill memo talks about the

                 companies leaving the state of New York, the

                 GMACs of the world.  From what I understand,

                 many of the companies have left for other

                 reasons, not because of vicarious liability.

                 They've left because either the savings and

                 loan scandals affected them, they are no

                 longer doing auto leasing business.  For one

                 reason or another, many of these companies

                 have left, but not because of vicarious

                 liability.



                                                        792



                            I believe Senator Johnson -- and

                 the bill memo certainly talks about the

                 increase in cost to the consumer.  As far as I

                 understand, there's no evidence that repealing

                 the vicarious liability provisions would lower

                 the cost to the consumer.

                            There are a number of other issues

                 that I think ought to be addressed.  A

                 manufacturer such as a Ford or a GMAC, they go

                 into the leasing business for two reasons.

                 One is to obtain the tax write-off that the

                 IRS provides.  They receive a tax break.

                 There's a depreciation allowance on their

                 assets.  And, secondly, the fact is that

                 people tend to lease cars every three years,

                 while people purchasing cars keep the car for

                 six years.  So they get two bites instead of

                 one.

                            Now, the manufacturers can't claim

                 that they want to be rid of the vicarious

                 liability provisions and at the same time

                 claim a tax write-off.  That, to me, is wrong.

                            Secondly, the auto leasing business

                 has not been very profitable.  But this is a

                 function of the economy, not of the vicarious



                                                        793



                 liability provisions.  If you were going to

                 buy a car, the newspapers are filled with

                 offers, zero percent financing.  They're

                 giving rebates.  It doesn't pay for somebody

                 returning a leased car to make the purchase.

                 So this is, as I said, a function of the

                 economy.

                            Vicarious liability has always been

                 a part of our legal system.  If I own a house

                 and I rent it out to somebody and I neglect to

                 have the sidewalk or the walkway cleared

                 during the recent snowstorm, I'm liable.  I'm

                 liable.  As I ought to be.  Or if I have a

                 fleet of delivery trucks and one of my trucks

                 is involved in an accident, I'm liable.  And

                 the same should apply to auto leasing.

                            It seems to me that they want the

                 profits and the benefits without having any of

                 the responsibility and certainly not having

                 any of the risk that's involved.

                            The last point I want to make is

                 that we can't bail out the leasing companies

                 because of their inability to predict the

                 cost -- or predict the amount the car could be

                 sold for at the end of the term of the lease.



                                                        794



                 And that I think is the issue here.

                            So for these arguments and for

                 others, I urge that my colleagues vote no on

                 this bill.  Thank you.

                            SENATOR JOHNSON:    I'd like to

                 address some of the criticisms directed at

                 this bill.

                            ACTING PRESIDENT KUHL:    Senator

                 Johnson, on the bill.

                            SENATOR JOHNSON:    I really don't

                 know what accounting, what tax breaks and

                 depreciation allowances have to do with this

                 discussion.  What do they have to do with this

                 discussion?  Nothing.

                            There are only three states in the

                 union which have unlimited vicarious

                 liability:  Connecticut, Rhode Island, and our

                 state.  And that's where they're not going to

                 lease cars anymore.  The other states do not

                 have the same requirement.

                            They do have the same accounting

                 procedures, they have the same tax breaks,

                 they have the same depreciation.  Those things

                 are equal in all states.  So that's not an

                 argument about this bill one way or the other.



                                                        795



                            I would say that all we're doing --

                 and I want you to listen, Senator -- Senator

                 Stavisky.  I was going to call you Stachowski.

                            SENATOR STAVISKY:    Call me Toby.

                            SENATOR JOHNSON:    I'll call you

                 Toby.  Listen, Toby, it's like this.  What's

                 the difference if a manufacturer manufactures

                 a car and sells it and finances it and has no

                 further liability or whether he manufactures

                 the car and leases it and has continued

                 liability -- you cannot hear me?  I'll talk

                 into the speaker.  How about that?

                            Tell me what -- why should a

                 manufacturer who sells a car and finances it

                 have no further responsibility for the

                 liability, for any actions of the driver of

                 that car, or if he leases it, he has potential

                 unlimited liability?  Why should that

                 situation exist?

                            It shouldn't exist.  As I told you,

                 it's an anachronistic thing from 1924 when

                 most people didn't have cars, there was no

                 leasing, and that just said the banks are not

                 responsible for the driver of the car and his

                 accidents.



                                                        796



                            We're putting the person who leases

                 the car today in the same situation.  He

                 leases it, and he still has every aspect of

                 ownership:  he can use it anytime he wants, go

                 anywhere he wants, pay the bills, put on new

                 tires, get it greased and oiled and have it

                 polished and do everything that you do if you

                 own your own car.  The only difference, he can

                 get a good car to use for less money than if

                 he purchased it, and that's why he does it.

                 And that's a great innovation that makes it

                 possible for a lot of people to have cars they

                 could not otherwise afford.

                            This law, if it's not changed, is

                 going to take away that opportunity for a lot

                 of the consumers of this state.

                            ACTING PRESIDENT KUHL:    Senator

                 Sampson, why do you rise?

                            SENATOR SAMPSON:    Through you,

                 Mr. President, would the sponsor just yield

                 for a couple of questions?

                            ACTING PRESIDENT KUHL:    Senator

                 Johnson, do you yield to a question from

                 Senator Sampson?

                            SENATOR JOHNSON:    Yes, Mr.



                                                        797



                 President.

                            ACTING PRESIDENT KUHL:    The

                 Senator yields.

                            SENATOR SAMPSON:    Through you,

                 Mr. President, how much money will be lost if

                 these leasing companies, if these financial

                 institutions pull out of New York State?

                            SENATOR JOHNSON:    Well, of

                 course, Senator, you know that I don't know

                 the answer.  But if we had a couple of months,

                 we could write to all these banks, auto

                 dealers, manufacturers and ask them what would

                 happen if leasing stopped in this state.

                            Maybe they would all move to Jersey

                 and lease a car there, because they don't have

                 unlimited vicarious liability there, and drive

                 to New York every day and have accidents.

                            Who's going to compensate those

                 poor victims?  Well, the insurance company of

                 the driver of the car who's responsible.

                            ACTING PRESIDENT KUHL:    Senator

                 Sampson.

                            SENATOR SAMPSON:    Through you,

                 would the sponsor yield for another question?

                            ACTING PRESIDENT KUHL:    Senator



                                                        798



                 Johnson, do you yield to another question from

                 Senator Sampson?

                            SENATOR JOHNSON:    Yes, Mr.

                 President.

                            ACTING PRESIDENT KUHL:    The

                 Senator yields.

                            SENATOR SAMPSON:    Through you,

                 Mr. President, what requirements do these

                 other states who don't have this vicarious

                 liability, how do they protect victims if

                 they're involved in accidents if the vehicle

                 is leased?  Or is there any other mechanisms

                 that these other states have?

                            SENATOR JOHNSON:    Well, you know,

                 Senator, it's almost like being in New York

                 State and getting hit by somebody who doesn't

                 have insurance on his car.  That's -- that's a

                 problem we have in our state no matter what

                 happens.

                            But in the other states, most all

                 of them require auto insurance.  And the auto

                 insurance company of the owner or the lessor

                 of the car -- or the lessee of the car would

                 compensate in accordance with the amount of

                 coverage that they carry.



                                                        799



                            SENATOR SAMPSON:    Through you,

                 Mr. President, if the sponsor would continue

                 to yield.

                            ACTING PRESIDENT KUHL:    Senator

                 Johnson, do you yield to another question?

                            SENATOR JOHNSON:    Oh, yes, of

                 course.

                            ACTING PRESIDENT KUHL:    The

                 Senator yields.

                            SENATOR SAMPSON:    Through you,

                 Mr. President, doesn't the -- don't these

                 dealerships require that a certain amount of

                 insurance -- that the lessee of these vehicles

                 have a certain amount of insurance on these

                 vehicles when they lease these vehicles, up

                 and above the minimum level of insurance?

                            SENATOR JOHNSON:    Yes, Senator.

                 I neglected to mention that.  Of course, when

                 you lease a car, you're required to carry, in

                 most cases, 100,000 to 300,000 in personal

                 injury liability -- some have a flat $300,000

                 limit -- and also 50,000 or 100,000 on

                 property damage.

                            So yes, all leased vehicles are

                 required to be insured to a higher limit than



                                                        800



                 the state requires of an individual who owns

                 his own car.

                            SENATOR SAMPSON:    Okay.  Through

                 you, Mr. President, if the sponsor will

                 continue to yield.

                            ACTING PRESIDENT KUHL:    Senator

                 Johnson, do you continue to yield?

                            SENATOR JOHNSON:    Yes.

                            ACTING PRESIDENT KUHL:    The

                 Senator continues to yield.

                            SENATOR SAMPSON:    Through you,

                 Mr. President.  So during the course of these

                 leasing arrangements for most of these

                 dealerships or these financial institutions,

                 how much have these institutions actually paid

                 out in personal injury awards because of

                 incidents such as this?  Obviously, from

                 New York State.  Do we have that number?

                            SENATOR JOHNSON:    I had a figure

                 here that in 2000-2001, there was $1.6 billion

                 paid out.  But I'm not sure that's -- I think

                 it's New York State, but let me see if I can

                 find my paper here.

                            In New York State -- oh, this --

                 I'm a year off.  August 2001-2002, 215



                                                        801



                 lawsuits, total sought, $1.6 billion.  That's

                 not the amount paid out, that's the amount

                 sought.  I'm not sure how much they got.

                 But --

                            SENATOR SAMPSON:    Through you,

                 Mr. President --

                            SENATOR JOHNSON:    All I know,

                 Senator, is they paid out enough money to be

                 willing to abandon this state because they're

                 losing too much money.  So it must be a pretty

                 substantial matter.

                            And I might say that they're

                 probably having problems, like a lot of people

                 in New York City, getting liability insurance

                 at all because of 9/11.  Just another part of

                 the big picture.  And the liability insurance

                 companies are not happy to write anything.

                            ACTING PRESIDENT KUHL:    Senator

                 Sampson.

                            SENATOR SAMPSON:    Through you,

                 Mr. President, the last question for the

                 sponsor.

                            ACTING PRESIDENT KUHL:    Senator

                 Johnson, do you continue to yield?

                            SENATOR JOHNSON:    Yes, Senator.



                                                        802



                            ACTING PRESIDENT KUHL:    The

                 Senator continues to yield.

                            SENATOR SAMPSON:    Through you,

                 Mr. President, what percentage is the leasing

                 business of these dealerships, what

                 percentage?

                            SENATOR JOHNSON:    We've had

                 testimony from many dealers.  I don't think I

                 have a global number, but some dealers say

                 it's 30 percent, 40 percent, 50 percent,

                 60 percent of their business.

                            One Cadillac dealer said it's

                 75 percent of his business.  Because people

                 who want an expensive car can't afford to buy

                 it, but they can afford to lease it.  So it's

                 creating a lot more business in this state by

                 having available leases.

                            SENATOR SAMPSON:    Thank you.

                            ACTING PRESIDENT KUHL:    Any other

                 Senator wishing to speak on the bill?

                            Senator Krueger.

                            SENATOR LIZ KRUEGER:    Thank you,

                 Mr. President.  If, through you, the sponsor

                 would yield to a question.

                            ACTING PRESIDENT KUHL:    Senator



                                                        803



                 Johnson, do you yield to a question from

                 Senator Krueger?

                            SENATOR JOHNSON:    Yes, Mr.

                 President.

                            ACTING PRESIDENT KUHL:    The

                 Senator yields.

                            SENATOR LIZ KRUEGER:    Thank you.

                            I admit to not knowing a lot about

                 the car leasing business from a business

                 perspective.  But it does seem to me that what

                 we're talking about are trade-offs in dollars

                 and cents about who pays what, when, where,

                 and how.

                            Following up on Senator Sampson's

                 question about the number of people who

                 actually sue under vicarious liability, you

                 used the number 215, which is also the number

                 I have.  But you said -- and that's on about,

                 according to the data I'm looking at, about

                 887,000 new car leases in New York State per

                 year.

                            And even though you already

                 answered the question you don't know how much

                 actual payout there has been on those 215

                 cases, and so I'm not expecting you to know,



                                                        804



                 it seems to me a big question is how much does

                 a car lease cost here in New York State versus

                 a car lease in New Jersey or Pennsylvania.

                            Because I make the assumption,

                 until proved otherwise, that somebody who is

                 leasing cars in New York State is actually

                 factoring in this cost of doing business, and

                 has been conceivably for 70 years, and that

                 consumers are probably paying that cost

                 already.

                            So I was wondering if you knew what

                 the cost of a car lease in New York State was,

                 on average, in comparison to some other

                 states.  It doesn't have to be New Jersey or

                 Pennsylvania.

                            SENATOR JOHNSON:    Well, obviously

                 it's much higher in New York than most other

                 states because of this provision.

                            And, I think, what is the cost of a

                 lease if you can't get one?

                            And the other question I would like

                 to address to you, if you would answer a

                 question, Senator Krueger.  Would you respond

                 to a question?

                            SENATOR LIZ KRUEGER:    Yes.



                                                        805



                            SENATOR JOHNSON:    I have to talk

                 into this microphone.

                            SENATOR LIZ KRUEGER:    I'm sorry,

                 I'm having trouble hearing you, Senator.

                            SENATOR JOHNSON:    Yeah.  My

                 question would be, if you haven't leased your

                 car and you've purchased it and you have auto

                 insurance, and let's say you have 100,000 to

                 300,000, if somebody sues you for a million,

                 they can't get it because you have a maximum

                 of 300,000.

                            Now, you think it would be right if

                 we said to the manufacturer of your Jaguar or

                 whatever that they should pay the rest of the

                 damage over and above the amount that your

                 insurance covers?  For what purpose?

                            That's the situation that is facing

                 the leasing companies.

                            SENATOR LIZ KRUEGER:    Mr.

                 President, through you, if I was allowed to

                 answer the question from the sponsor.

                            ACTING PRESIDENT KUHL:    You have

                 the floor to speak on the bill, Senator

                 Krueger, if you'd like to.

                            SENATOR LIZ KRUEGER:    Thank you



                                                        806



                 very much.

                            In answer to your question, again,

                 I would say this goes into the business

                 decisions of me as a leaser versus a buyer and

                 the business decisions of the company who is

                 leasing versus selling.  We are each factoring

                 in the costs and benefits to ourselves of the

                 advantages and disadvantages of being a leaser

                 or a buyer or someone who leases that car or

                 sells it.

                            So that I think, without seeing the

                 data -- and I think data is critical here for

                 us in this decision -- that when I go to lease

                 a car, as opposed to buy one, I factor in --

                 and by the way, I don't lease a car, but I

                 don't think that's here or there -- I factor

                 in the decisions about, okay, my liability is

                 only X, their liability is Y.  That's a plus

                 or minus for me as someone who will lease a

                 car versus buy it.

                            I have advantages in many cases,

                 depending on who I am, from a tax perspective

                 in leasing versus buying a car.  And in fact,

                 the companies who manufacture and sell cars or

                 lease cars do the same thing.  They calculate



                                                        807



                 in the deductibility in their taxes of being

                 able to be a leaser of a car rather than a

                 seller of a car.

                            And they calculate the depreciation

                 value on short-term leases.  Because these, to

                 my understanding, are relatively short-term

                 leases -- three years, I think, is the average

                 lease.  And that they are making a business

                 calculation.

                            And that in fact one of the

                 calculations of being in the car business is

                 that these can be dangerous vehicles and

                 people can get hurt.  So manufacturers in fact

                 do have liability for their automobiles if

                 they fail to meet health and safety standards

                 in the manufacture of their vehicles, and we

                 know of lawsuits around that.

                            And I would argue leasers also have

                 liability.  To go back to an example from

                 Senator Stavisky, if you sell your house

                 versus rent your house, if you rent your

                 house, you have -- I'm sorry, if you are the

                 owner of a house who rents it out, you still

                 have liability for what happens to the

                 tenants.  If you sell that house, you don't.



                                                        808



                            And I think we all recognize in the

                 law and accept that as a given, and I see a

                 parallel in this.  So that's my answer to your

                 question.

                            But if I could, through you,

                 Mr. President, ask the sponsor to yield to an

                 additional question.

                            ACTING PRESIDENT KUHL:    Senator

                 Johnson, do you yield to a question from

                 Senator Krueger?

                            SENATOR JOHNSON:    Yes, Mr.

                 President.

                            ACTING PRESIDENT KUHL:    The

                 Senator yields.

                            SENATOR LIZ KRUEGER:    Thank you.

                            Senator Johnson, since we've had

                 this law on the books for so many years, and

                 you're pointing out that most states don't,

                 did they change their laws in recent history,

                 and what was the outcome for them of decreased

                 costs for consumers?  Since one of the

                 arguments is, or at least my argument is that

                 consumers are paying those costs now.

                            So if states change their practice,

                 are they in fact seeing a decrease in the cost



                                                        809



                 of the lease to somebody?

                            SENATOR JOHNSON:    I'm certain,

                 Senator, that you can lease a car at a lower

                 rate in most other states.  Whether -- the

                 fact that that situation doesn't exist in that

                 state obviously means that the insurance costs

                 for lessors are less in those states, and

                 therefore the payment would be less.

                            This is something peculiar to this

                 state and two other states with unlimited

                 vicarious liability, which makes our leases

                 cost more, almost inaccessible.

                            And you wouldn't see this pile of

                 letters from auto dealers and manufacturers

                 and banks and whatever if it weren't a real

                 crisis in this state.  And that's why this

                 bill is here.  It's irrespective of whether

                 you rent out your house to somebody or not.

                 That's got nothing to do with it.  If you own

                 the house, you have to maintain the house, you

                 have to supervise the people that live there.

                 You've got some control.

                            Once this car is leased, it's out

                 of control.  I take it, I go anywhere I want

                 with this car and do what I want with it.  And



                                                        810



                 I can have drag races or whatever, and they

                 have no control.  So how can they be

                 responsible for what I do?

                            But when you rent out a house, you

                 still have the responsibility.  You buy your

                 own liability coverage, because you know the

                 problem; you've got to make sure they have a

                 gas detector in the house and a fire detector

                 and all the good things that you have to do to

                 maintain a property properly.  It's totally

                 not connected in any way with leasing a car

                 from a leasing company.

                            SENATOR LIZ KRUEGER:    Mr.

                 President, if I could speak on the bill.

                            ACTING PRESIDENT KUHL:    Senator

                 Krueger, on the bill.

                            SENATOR LIZ KRUEGER:    Thank you.

                            I think it is obvious why there

                 would be a pile of letters from people who are

                 in the business of leasing cars that they

                 would rather not have liability.  I assume

                 that everyone who's in the car leasing

                 business would prefer, if they were given the

                 option, not to have liability for the business

                 that they are in.  And therefore, I would



                                                        811



                 guess that every single business would always

                 write a letter like that.

                            That doesn't change the issue for

                 me.  And the fact is, I think that the analogy

                 with being an owner of almost any other

                 product where you rent it out or go into a

                 lease arrangement, that there is liability for

                 you and that you factor it in to doing

                 business.

                            And I think that the real issues

                 before us are in fact the consumer issues,

                 both the costs of being a consumer of a car

                 rental or lease arrangement, but also the very

                 real costs for a victim who has been harmed by

                 an automobile having the ability to be

                 protected in the sense of having a mechanism

                 to get their costs reimbursed for being harmed

                 by a dangerous vehicle.

                            And I would argue that there is

                 liability involved with vehicles.  They are

                 dangerous items.  We have liability as a

                 driver, manufacturers of cars have liability

                 as the producers of those vehicles.  And

                 somebody in a middleman business, so to speak,

                 has liability as well, because they have



                                                        812



                 chosen to be in that business, and that that

                 is a standard we use in a variety of different

                 businesses and industries in this state.

                            So in advance of our vote, I will

                 be voting no on the bill.

                            Thank you very much.

                            ACTING PRESIDENT KUHL:    Any other

                 Senator wishing to speak on the bill?

                            Senator Onorato.

                            SENATOR ONORATO:    Mr. President,

                 will the sponsor yield to a question?

                            ACTING PRESIDENT KUHL:    Senator

                 Johnson, do you yield to a question from

                 Senator Onorato?

                            SENATOR JOHNSON:    Yes, Senator.

                            SENATOR ONORATO:    Senator

                 Johnson, I would like to know the bottom line.

                 New York State is currently one of the highest

                 places -- prices to lease a car in the United

                 States.  If this law passes, how much will it

                 save the leasee on their lease?

                            Will it increase their cost by

                 making it mandatory to increase the amount of

                 insurance that they are currently purchasing,

                 or not?  What's the bottom line?  What's the



                                                        813



                 savings going to be to the consumer?

                            We know it's going to save the

                 manufacturer or the leaser of the product a

                 great deal of money if they're not liable for

                 it.  But how much is it going to cost more for

                 the consumer to lease the automobile?

                            SENATOR JOHNSON:    I don't have a

                 figure.

                            But there's such a thing, which is

                 part of the American dream, of having

                 competitive businesses from which you can make

                 choices to make your purchases.  And we have a

                 bank that's not even in this state now that's

                 said they're going to come and lease cars in

                 this state if we get rid of this vicarious

                 liability provision.  That means we're going

                 to have a lot more competition.  And

                 competition is what gets prices down, nothing

                 else.

                            And we're going to have more

                 competition, and we're going to get rid of an

                 anachronistic provision which is not

                 necessary.  And that we're not relieving the

                 manufacturers or lessors of any of the

                 liability which they normally have.



                                                        814



                            All we're saying is they don't have

                 to provide unlimited insurance, without limit,

                 above your insurance which you buy for your

                 own car or which you lease, either one.  We're

                 saying the insurance you are required to carry

                 on your car, you do carry on your car, that

                 will protect the people who are injured.  But

                 you don't have unlimited manufacturer or

                 leaser liability over on top to provide a

                 bonus for somebody who has an accident because

                 they're lucky enough to hit a leased car.

                            ACTING PRESIDENT KUHL:    Senator

                 Onorato.

                            SENATOR ONORATO:    Mr. President,

                 will the sponsor continue to yield for another

                 question?

                            ACTING PRESIDENT KUHL:    Senator

                 Johnson, do you yield to another question from

                 Senator Onorato?

                            SENATOR JOHNSON:    Yes.

                            ACTING PRESIDENT KUHL:    The

                 Senator yields.

                            SENATOR ONORATO:    Senator,

                 assuming that the leaser -- how much more

                 insurance will be required to satisfy the



                                                        815



                 leaser to cover?  Will it now be required to

                 have $3 million worth of coverage, $5 million?

                 What would be the satisfactory number of

                 additional insurance to relieve the actual

                 owner of the car from any further

                 responsibility?

                            SENATOR JOHNSON:    As I said

                 before, most leasing companies require 100,000

                 to 300,000 in liability on bodily injury and

                 50,000 to 100,000 on property damage.  The

                 person that leases the car buys the insurance.

                            As far as the lessor/owner, we're

                 not requiring them to carry any coverage.  But

                 obviously, these big corporations do carry

                 coverage.  They're not going to go without it,

                 because sometimes maybe a fellow might not

                 keep his insurance up, and if there were an

                 accident, then he'd be responsible, obviously.

                            So the fact is that they're not

                 going to have to buy any more coverage, but

                 they're going to be able to compete.  They're

                 not going to have the problem they face now of

                 not being able to get insurance for any amount

                 because they don't know who you're leasing the

                 car to.



                                                        816



                            So some of these leasing companies

                 are going out of business because they cannot

                 get insurance, period.  And that's a serious

                 situation.  And this way, the person who

                 leases the car will be responsible for

                 carrying the insurance, and the problem is

                 essentially solved.

                            And I say, George, it's only

                 different -- it's no different than if you buy

                 a car and finance it yourself.  You're

                 responsible, because you're the owner.

                 Because you lease it, you're treated as the

                 owner in the case of this bill.

                            ACTING PRESIDENT KUHL:    Senator

                 Onorato.

                            SENATOR ONORATO:    One last

                 question, if the sponsor will yield.

                            ACTING PRESIDENT KUHL:    Senator

                 Johnson, do you yield to another question by

                 Senator Onorato?

                            SENATOR JOHNSON:    Yes, Senator.

                            ACTING PRESIDENT KUHL:    The

                 Senator yields.

                            SENATOR ONORATO:    You indicate

                 now that the leasing companies are finding it



                                                        817



                 extremely difficult to purchase insurance for

                 the leased automobile.  What makes you think

                 that the person who's leasing the car will

                 make it easier for them to get the insurance?

                            SENATOR JOHNSON:    Well, it's

                 required in his contract that he provide the

                 insurance.  You see, they can evaluate the

                 driver because they know his driving record.

                 They can get it from the Motor Vehicle Bureau.

                 They know his financial responsibility.  And

                 you're a responsible person, or they wouldn't

                 even give you the lease, for the most part.

                 And you know that.

                            And your insurance company

                 evaluates you, and they provide the coverage

                 that's required, and everybody is protected.

                            SENATOR ONORATO:    Thank you.

                            ACTING PRESIDENT KUHL:    Senator

                 Saland, why do you rise?

                            SENATOR SALAND:    On the bill.

                            ACTING PRESIDENT KUHL:    Senator

                 Saland, on the bill.

                            SENATOR SALAND:    Mr. President, I

                 overheard portions of the debate.  And I would

                 just respectfully submit that those that would



                                                        818



                 claim that this is a part of the cost of doing

                 business that the so-called owner of the car,

                 the automobile company factors in the amount

                 of money in anticipation of the possibility of

                 vicarious liability, that plus the fact that

                 there are, quote, unquote, only 215 cases most

                 recently reported during whatever the

                 measuring year or period is, are totally

                 irrelevant.

                            I have leased cars and, quite

                 candidly, until learning of the issue of

                 vicarious liability, I wouldn't have assumed

                 for one minute that anybody but me was

                 responsible for (a) my driving and (b)

                 insuring my vehicle.

                            The convenience of leasing a car

                 for many consumers is that they have the

                 ability to obtain a car, a recent model car at

                 a relatively nominal price.  And few if any of

                 them think they're anything but the owner.

                 They're responsible for the service, they're

                 responsible for the maintenance, they are

                 responsible for the way they drive that car.

                            And as I believe Senator Johnson

                 alluded to a bit earlier, there are only three



                                                        819



                 states in this union that have the absolute

                 vicarious liability that is provided under

                 New York statute.

                            And what we're really talking

                 about, whether there be 15 cases, 215 cases,

                 or 515 cases, the vast majority of the public,

                 even during this controversy, is totally

                 unaware of the fact that there's somebody

                 other than them, the driving public who leases

                 a car, who is responsible for insuring that

                 car.  Very few, if any, do.

                            What we're really talking about is

                 a means of maintaining a deep pocket and

                 subsidizing the litigation industry.  Because

                 there is little or no desire on anybody's part

                 to basically try and deal with what is really

                 the issue here.  I wouldn't say on anybody's

                 part, but on some parts.

                            The bottom line is if there's only

                 215 cases, then who is benefiting?  Who's

                 benefiting?  Every consumer, assumedly, if I'm

                 to take the argument that the factor -- this

                 is factored in, every consumer is paying more.

                            Every company that is involved in

                 this process, in light of apparently some



                                                        820



                 rather astronomical recent decision, has now

                 made it clear that they are deeply troubled by

                 this type of vicarious liability.  I'm sure

                 many of them, much like myself -- and I

                 consider myself to be a reasonably educated

                 consumer -- were unaware of this vicarious

                 liability.  It's now an issue that's front and

                 center.

                            Is there a reason other than trying

                 to pander to the trial bar to not enact this

                 legislation?  I can think of none.  I can

                 think of nobody -- I'm going to carry the same

                 amount of insurance whether I lease my car or

                 whether I buy my car.  And I'm going to carry

                 an insurance umbrella on top of that, because

                 in this sue-crazy world in which we live, I'd

                 better have plenty of insurance.  And any of

                 you who don't carry that umbrella are pretty

                 silly too.

                            But the bottom line is this is

                 nothing but the equivalent of a subsidy to the

                 trial bar.  Period, the end.

                            I very much commend Senator Johnson

                 for his efforts and quite clearly and

                 obviously will be voting in support of his



                                                        821



                 legislation.

                            ACTING PRESIDENT KUHL:    Any other

                 Senator wishing to speak on the bill?

                            Senator Connor, why do you rise?

                            SENATOR CONNOR:    On the bill, Mr.

                 President.

                            ACTING PRESIDENT KUHL:    Senator

                 Connor, on the bill.

                            SENATOR CONNOR:    You know, in my

                 many years here I have not been one of those

                 who has embraced every so-called tort reform

                 that's come down the road.

                            And indeed, I think proposals that

                 we hear about now in Washington for capping

                 pain and suffering are plain wrong.  I think

                 the bill we just did when I wasn't here --

                 I'll get around to voting no on that in a few

                 minutes, Mr. President -- I think that was

                 wrong.

                            I think, as I've said many times on

                 the floor, various proposals by the City of

                 New York, for example, to cap its liability I

                 think were wrong.  I think when you're run

                 over by a bus, it doesn't really matter

                 whether the bus driver is a public employee or



                                                        822



                 a privately employed person.

                            So believe me, I'm not one of these

                 people who decries our society and our economy

                 as overly litigious, who thinks because you

                 have an advanced degree you should be exempt

                 from the laws of negligence and liability

                 therefor.

                            But I think in this case this bill

                 is the right thing, Mr. President.  It's the

                 right thing to do.  And I'll tell you why.

                 One of my colleagues earlier said what are we

                 worrying about here, the lessor or the person

                 who actually owns the lease of the automobile,

                 technically, is liable.  Manufacturers are

                 liable; in some circumstances, dealers can be

                 liable.

                            But in those circumstances where

                 the manufacturers are liable or dealers may be

                 liable, not as -- a rarer occurrence than

                 where manufacturers are liable, they're liable

                 when you prove they did something wrong or

                 they failed to do something that they had a

                 duty to do.  So they had a defective

                 automobile or they failed to properly inspect

                 it or they failed to perform some duty to



                                                        823



                 protect the consumer or the public who may be

                 injured by the vehicle.  They are liable, and

                 they should be liable.

                            The fundamental principle of tort

                 law is very simple.  And I learned this from

                 Professor Vernon X. Miller, who was a tort

                 expert who's many years deceased.  The

                 fundamental principle is if you have a duty

                 or -- a duty to either act or refrain from

                 acting and you violate that, you're liable.

                            And I don't care if you're a fancy

                 surgeon, a bus driver, or whomever.  When you

                 have a duty and you fail to do it and someone

                 is injured as a consequence, you should be

                 liable, whether you're the manufacturer, the

                 dealer, the operator.

                            What we have here, though, and

                 that's why they use the word "vicarious," we

                 have liability imposed on someone who has no

                 duty to act or not to act.  Why do they have

                 no duty?  Why do we have this?  Because at the

                 time our law was written, it was contemplated

                 that the owner of the vehicle had sole control

                 of it.

                            If you registered your car, you



                                                        824



                 held the title, it was your car.  You bought

                 it, you might owe some people to pay back a

                 loan on it, but it's your car.  And it makes

                 sense, because then it says you're the owner,

                 and if I give it to my 17-year-old kid, who I

                 control, I control the automobile, I own it --

                 and as I say, at the time the concept of

                 owning it meant I have the keys to it; it's in

                 my garage, or it's in front of my house.  I

                 control it -- and I give it to my next-door

                 neighbor or some other person and say, Here,

                 use my car, that I controlled whether or not

                 they got to use it or not.

                            And I had some relationship with

                 it, be it -- obviously, one of my children, I

                 at least have the myth that you control your

                 teenagers.  Now that my kids are teenagers, I

                 know what a myth that can be.  But I am

                 responsible, I'm their parent.

                            Or if I give it to my neighbor, I

                 had the choice of giving my neighbor the use

                 of my automobile or not.  You don't give it to

                 strangers, you give it to people you know.  If

                 you know them and you're only faintly

                 acquainted with them, it's your own fault for



                                                        825



                 trusting them.  You don't know them well

                 enough.

                            If you give it to the neighbor

                 across the street who you know likes to knock

                 down a six-pack after work every day, that you

                 have some responsibility for that.  And you

                 ought to be liable.  And you are liable.  And

                 that was our law.

                            But that was our law long before

                 the financing vehicle of a lease was contrived

                 and enacted.  Instead of giving title and

                 taking back, in effect, a security lien

                 against the automobile so that you make your

                 payments, I now, as a bank -- because the

                 dealers don't hold on to these.  The dealers

                 do the lease and all, you drive up with the

                 car, they sell it to the bank, the bank is now

                 the owner of the car.

                            I'm a bank, I put up money.  If I

                 give you a loan, you give a security lien to

                 the bank, that's fine.  There's no liability.

                 But because of the way -- it's a reverse.

                 Rather than have to run after your -- hey,

                 listen, if you don't pay the lease or the

                 loan, the tow truck pulls up and takes away



                                                        826



                 the car.

                            The difference is if it's a

                 security interest, you then need some resort

                 to legal processes to perfect, if you're the

                 bank, your title on the deadbeat who didn't

                 pay you.

                            If it's a lease, you own the

                 vehicle.  Your tow truck brings it in, you got

                 the car.  You own it.  You can sell it, put it

                 up to auction, things they do with it.

                            We now -- this anachronism, now,

                 because of this new financing mechanism,

                 suddenly makes the bank liable for how you

                 drive your automobile or whether you give it

                 to the next-door neighbor that just pounded

                 down a six-pack or you let your kid drive it

                 or whatever.

                            Yet all these agreements, everybody

                 understands when you lease the vehicle, you

                 register it in your name and you buy the

                 insurance.  So where's the liability here?

                 The person who's injured, what relationship do

                 they have with this bank?  What duty does this

                 bank have to them?  The answer, quite clearly,

                 is none.



                                                        827



                            No more than if I say to a

                 friend -- if I say to my friend John here,

                 "I'll lend you 20,000 bucks because I know

                 your credit's no good, go buy a car," and he

                 says:  "Marty, I give you my word, give you my

                 word, when I get my legislative allowance

                 check this year, I'll give you 10 grand, and

                 next year I'll give you the other 10, and I'll

                 pay you back."

                            And he buys the automobile,

                 registers it, insures it, and lends it to

                 somebody -- lends it to Mike Balboni, who is

                 so busy thinking, so busy thinking about his

                 bills to make our homeland safe that he runs

                 into a mailbox, and the mailbox hits somebody

                 waiting for a bus, and now they want to sue

                 me.

                            That's what vicarious liability is.

                 All I did was lend some money.  I didn't tell

                 him what kind of car to get, I didn't tell him

                 how to drive it.  He has insurance.  But the

                 mailbox hit the person, they already collected

                 the $150,000 in coverage that my friend John

                 is provided for, but their lawyer says, you

                 know, "We can nail Connor for a couple of



                                                        828



                 hundred thousand too, because he lent the

                 money.  He lent the money."  That's what

                 vicarious liability is.

                            And as I say, I know most people on

                 the other side of the aisle have often looked

                 at me as the -- as a pawn of the trial

                 lawyers, someone who always supports their

                 positions.  I often agree with them.  And, as

                 I explained before, I agree with them on real

                 issues of liability, on real issues of

                 appropriate compensation for pain and

                 suffering and injuries done by real

                 tortfeasors -- real tortfeasors not just being

                 the actor but, in the case of product

                 liability, a manufacturer that had a duty to

                 make a safe product or to warn a consumer

                 about an inappropriate use.

                            In this case, we're just nailing a

                 bank because, as Willy Sutton said, that's

                 where the money is.  And they have absolutely

                 no relationship to the negligence.

                            So, Mr. President, in this case I'm

                 voting yes.  I think we have to recognize that

                 the leasing transaction is nothing more than a

                 financing mechanism.  It entails no ownership



                                                        829



                 responsibility or control over the automobile,

                 any more than if you lent the money.  The only

                 control you have is the same as the lender

                 has.  If they don't pay, you send somebody out

                 to take back the car.

                            Thank you, Mr. President.

                            ACTING PRESIDENT KUHL:    Senator

                 Schneiderman, did you wish to be recognized on

                 the bill?

                            SENATOR SCHNEIDERMAN:    Thank you,

                 Mr. President.  On the bill.

                            I was not a plaintiff's trial

                 lawyer when I was active in the practice of

                 law, I was a defense lawyer.  And in fact, I

                 represented some automobile manufacturers.

                 And listening to the discussion that's gone on

                 now, I find it somewhat baffling because it

                 doesn't really fairly reflect the history of

                 the development of leasing as a mechanism for

                 car companies to increase their profits, which

                 is what corporations should do.  If I bought

                 stock in Ford, I would certainly like to see

                 that they were doing everything they could do

                 to increase their profits.

                            But that's what this is about.  And



                                                        830



                 I would urge that the critical portion of this

                 legislation is found in lines 20 to 21, where

                 it says:  We're leaving vicarious liability

                 alone for everyone except when there is a

                 lease, and for the purposes of this section

                 only, the leased vehicle is defined.

                            What that means is that the

                 companies that will benefit from this

                 legislation are not giving up ownership.  They

                 are still owners of the vehicle.  They're

                 still able to depreciate that asset for tax

                 purposes.

                            What this means is they are

                 targeting a very small responsibility that

                 goes along with the rights you retain by being

                 an owner and seeking to eliminate it without

                 changing the other benefits that they receive

                 as owners.

                            Let's put this in some context.

                 Vicarious liability is a legal principle that

                 was developed many, many, many years ago

                 because of a fundamental problem.  It's in

                 many ways a problem of proof.  It's something

                 that, you know, all of us who studied tort law

                 remember very complex fact scenarios where



                                                        831



                 there seemed to be a lot of people at fault

                 and the question was who, under our best

                 judgment, under the American system of

                 justice, should bear the burden, who should

                 pay.

                            And the principle of vicarious

                 liability is -- and now I would like to quote

                 from the New York State of Appeals in the case

                 of Mowczan v. Bacon:  "Vicarious liability.

                 The enactments of vicarious liability removed

                 a hardship and imbalance which the common-law

                 rule visited upon innocent persons.  To wit,

                 owners would not be permitted to evade

                 responsibility by claiming that their vehicles

                 were being used either without authority or

                 not in the course of their business."

                            So the point of vicarious liability

                 is to say, okay, if you retain ownership, you

                 retain the benefits of ownership, you have a

                 responsibility.  You have a responsibility for

                 what happens with that car.

                            That is something that is true

                 today.  If somebody takes my car and uses it

                 and gets into an accident, I'm responsible.  I

                 retain the abilities of ownership, I bear the



                                                        832



                 responsibilities of ownership.

                            A number of years ago automobile

                 companies, including my distinguished former

                 clients, realized that there was a way to make

                 more money than by selling cars.  And the way

                 to make more money was as follows.  You lease

                 a car, you get payments, you retain ownership

                 so you're allowed to depreciate the asset,

                 and, because you're doing short-term leases of

                 one, two, or three years, you double the

                 number of cars you sell.

                            Because people lease cars for three

                 years, they come back in and get another car

                 for three years.  The average ownership period

                 for a car which people would purchase with

                 their own money or finance by a bank was about

                 six years.

                            They cut that in half.  This was a

                 great idea for making money if you were a car

                 company.  And this is something that went

                 through the boom of the 1990s, when a lot of

                 people were feeling flush and wanted to lease

                 cars and pay a little more money and have a

                 new car every three years.  The difficulty now

                 is that the market has collapsed.



                                                        833



                            And I would urge that there are

                 some serious, serious factual errors in some

                 of the materials that are before us.  Some of

                 the materials that are before us suggest that

                 there were a billion dollars in vicarious

                 liability claims that were paid out by

                 New York State car rental and leasing

                 companies in 1997.

                            If you look at the documents on

                 which that statement is based, in fact, it

                 says these claims were paid out or reserved in

                 civil litigation.  That means if you're a

                 company and you were sued, you have your

                 accountant say:  We have this potential

                 liability, and we'll set it aside.

                            We're talking about 215 cases of

                 vicarious liability in the State of New York

                 in the most recent year for which we have

                 data.  That's 2001.

                            Car companies, financers can lease

                 cars because they make money.  No one is

                 coercing them into leasing cars.  The

                 suggestion that this is some great punishment

                 that is being inflicted on these businessmen

                 is absurd.  If they want to make more money by



                                                        834



                 leasing cars, they have to take responsibility

                 for ownership.  If they want to sell the cars,

                 they can sell the cars and they don't have the

                 problem.

                            I think what we're looking at here

                 is a group of businesspeople who are having

                 problems in the market for other reasons who

                 are looking to get the State Legislature to

                 bail them out in some small respect.

                            I would urge you that if you look

                 at the actual data, it shows that even in

                 states that don't have vicarious liability,

                 the market for leased cars is collapsing.

                 It's not because of our law.

                            The latest survey -- and this is

                 dated August 2, 2002, so this is about a year

                 old -- the latest survey by the Consumer

                 Bankers Association of 41 lenders and

                 automotive finance companies showed they lost

                 an average of $2,451 a vehicle in 2001.  That

                 is across the country.

                            That's not because of vicarious

                 liability.  That's because it's hard to make

                 money leasing cars when there's this glut on

                 the market of used cars when there's zero



                                                        835



                 percent financing and when car companies are

                 doing everything they can do to actually sell

                 their product.

                            I would urge that the notion that

                 there's no one who's going to be harmed by

                 this change in the law that's being proposed

                 is absurd.  Another of the memoranda submitted

                 to us says:  Who profits from the vicarious

                 liability laws?  The victim?  The victim can

                 already receive compensation from the

                 tortfeasor's liability insurer.

                            Well, that's interesting.  The

                 problem is what happens if that person is not

                 able to pay.  What happens if there isn't

                 adequate insurance?  Someone suffers brain

                 damage, someone is crippled.  The owner of the

                 car, the owner of the car, the company that

                 depreciates the asset, the company that

                 benefits in every other respect from ownership

                 is responsible.

                            They are seeking to evade one

                 obligation of ownership through this statute.

                 And I would respectfully submit if they don't

                 want to own the cars, they don't have to own

                 the cars.  They can sell the cars.  Let's pass



                                                        836



                 a statute saying delete for the purposes of

                 this section.

                            Let's say that they're entitled to

                 the benefits of someone who sells the car for

                 all purposes, but then they don't depreciate

                 the asset.  They want it both ways, Mr.

                 President.

                            I respectfully submit that there is

                 a good system in place, enacted many, many

                 years ago, to provide that plaintiffs in these

                 cases don't have to prove what's in the mind

                 of the defendants.  You can have the excuse

                 that it was an unauthorized use of the car.

                 That's vicarious liability.  It applies to

                 every one of us who lend our car to someone.

                            Why should the group of people who

                 actually aren't just doing this as good

                 Samaritans, lending cars -- they're making

                 money out of this venture, which is a

                 respectable thing to do -- but why should they

                 be exempted when people who aren't seeking to

                 make a profit from lending cars, they're just

                 seeking to do a good deed, are not?

                            This is a business situation.  This

                 is an industry that is seeking a bailout



                                                        837



                 because they're not making money anymore.  The

                 people who will suffer are the victims who

                 will not be adequately compensated by the

                 driver's insurance companies.  And if those

                 victims are indigent, they will be on our

                 backs, on the backs of the taxpayers, they

                 will be paid for out of our public financing

                 of healthcare.

                            So what's really going on here?

                 We're talking about an effort to evade

                 responsibility for ownership while keeping the

                 benefits of ownership by a group of companies

                 seeking to make profits.  And the people who

                 will suffer if this is passed -- and I don't

                 believe it will be passed and become a law in

                 its present form -- are the victims and are

                 the taxpayers of the State of New York who

                 have to pay for their healthcare.

                            I hope that we can do something

                 about this issue.  I hope that we can do

                 something about the high cost of having a car

                 in New York, of auto insurance.  We've

                 discussed it earlier.  This statute doesn't

                 solve the problem.  And I would urge that

                 there are other states that have taken more



                                                        838



                 creative approaches to this problem that we

                 should probably be looking at as the session

                 goes on.

                            I think that this is simply an

                 effort to keep the benefits of ownership while

                 avoiding the responsibility.  I appreciate

                 companies wanting to make money, but it's not

                 the job of the New York State Legislature to

                 single out a very small, specific industry and

                 cut a loophole in the law for their benefit.

                            I am voting no.  I urge everyone to

                 vote no.

                            ACTING PRESIDENT KUHL:    Senator

                 Duane, did you wish to speak on the bill?

                            SENATOR DUANE:    If the sponsor

                 would yield, Mr. President.

                            ACTING PRESIDENT KUHL:    Senator

                 Johnson, do you yield to a question from

                 Senator Duane?

                            SENATOR JOHNSON:    Yes, Mr.

                 President.

                            ACTING PRESIDENT KUHL:    The

                 Senator yields.

                            SENATOR DUANE:    Thank you.

                            The tax advantage on the



                                                        839



                 depreciation of the leased car, leased auto, I

                 know that there's a tax advantage federally.

                 Does the state tax law track the federal tax

                 law?

                            In other words, can you get both a

                 tax advantage on the federal and the state

                 level on the depreciation?

                            SENATOR JOHNSON:    I would say it

                 does, Senator, yes, pretty closely.

                            SENATOR DUANE:    Thank you.

                            And just if the sponsor would yield

                 for a final question.

                            ACTING PRESIDENT KUHL:    Do you

                 yield to another question, Senator?

                            SENATOR JOHNSON:    Yes, Mr.

                 President.

                            ACTING PRESIDENT KUHL:    The

                 Senator yields.

                            SENATOR DUANE:    In a scenario

                 where a person driving a leased car doesn't

                 have enough money through their own insurance

                 or their own funds to pay for, for instance,

                 the hospitalization or the physical therapy,

                 the missed work, et cetera, of someone who's

                 injured in an accident, at the end of the day,



                                                        840



                 in that kind of scenario, who is it who would

                 actually have to pay the medical costs?

                            SENATOR JOHNSON:    Well, of

                 course, if the person has liability insurance

                 on their car, they have to carry coverage for

                 their own medical benefits up to $50,000.

                 That's your own policy.

                            If you have an accident with

                 someone else, their policy might have to pay

                 you if they're responsible for the accident.

                 You understand that?  That's limited only by

                 the amount of insurance they have.

                            SENATOR DUANE:    Through you, Mr.

                 President, just for a clarification, if the

                 sponsor would continue to yield.

                            ACTING PRESIDENT KUHL:    Senator

                 Johnson, do you yield to one last question?

                            SENATOR JOHNSON:    Yes, Mr.

                 President.

                            ACTING PRESIDENT KUHL:    The

                 Senator yields.

                            SENATOR DUANE:    But if the person

                 who's hit doesn't have any -- say they're a

                 pedestrian and not driving a vehicle or don't

                 own their own vehicle, who would pay, at the



                                                        841



                 end of the day, for the medical expenses of

                 that person?

                            SENATOR JOHNSON:    Well, of

                 course, if you're talking about a person who

                 owns their own car and they do not have

                 insurance -- is that your postulation, that

                 they own a car but they don't have insurance?

                            SENATOR DUANE:    No, a pedestrian.

                            SENATOR JOHNSON:    Yeah, but hit

                 by a leased vehicle?  Is that what you're

                 asking?

                            SENATOR DUANE:    Yeah.

                            SENATOR JOHNSON:    Well, the

                 person who leases the vehicle is required to

                 carry, according to their contract, a maximum

                 amount of insurance, usually 100,000 to

                 300,000 or 300,000.  Sometimes they have a

                 million dollars' worth of coverage.  That car

                 has to be insured.  That's one of the terms of

                 their contract.

                            And if the person who leased the

                 car doesn't carry the insurance, I guess

                 they'll be sued for the amount of benefits and

                 they'll be responsible for it, just as if they

                 owned the car.  Owned or leased, either way.



                                                        842



                            SENATOR DUANE:    Thank you, Mr.

                 President.  Just very briefly on the bill.

                            My colleagues covered most of the

                 areas that I was interested in debating on the

                 floor.  But just to add one other scenario --

                 and not to make it into a question, but just a

                 statement.

                            You know, for instance, in the case

                 of an illegal, uninsured driver, just, you

                 know, at the end of the day, who would pay is

                 the public, through Medicaid, or someone --

                 you know, indigent benefits of someone going

                 into a hospital, that sort of thing.

                            So someone always has to pay in

                 these cases.  And I think, in a way, that's

                 the heart of what this debate is about:  where

                 as a society do we want that responsibility to

                 go?

                            So with that, I'm going to vote in

                 opposition to this bill, and I hope that my

                 colleagues will join me.

                            ACTING PRESIDENT KUHL:    Any other

                 Senator wishing to speak on the bill?

                            The Secretary will read the last

                 section.



                                                        843



                            THE SECRETARY:    Section 2.  This

                 act shall take effect immediately.

                            ACTING PRESIDENT KUHL:    Call the

                 roll.

                            (The Secretary called the roll.)

                            ACTING PRESIDENT KUHL:    Record

                 the negatives.

                            Senator Hassell-Thompson, why do

                 you rise?

                            SENATOR HASSELL-THOMPSON:    Mr.

                 President, because I have a pecuniary interest

                 in Calendar Number 69, I respectfully request

                 to be excused from voting on this matter.

                            ACTING PRESIDENT KUHL:    Without

                 objection, hearing no objection, Senator

                 Hassell-Thompson will be excused from voting

                 on Calendar Number 69.

                            SENATOR HASSELL-THOMPSON:    Thank

                 you.

                            ACTING PRESIDENT KUHL:    Senator

                 Stavisky, why do you rise?

                            SENATOR STAVISKY:    Very briefly

                 to explain my vote.

                            ACTING PRESIDENT KUHL:    Senator

                 Stavisky, to explain her vote.



                                                        844



                            SENATOR STAVISKY:    I think

                 Senator Schneiderman had it right, that this

                 legislation is really a response to the

                 economic situation that we're in today, the

                 low interest rates and the inability of the

                 leasing companies to predict what the cost --

                 the amount they can charge at the end of the

                 lease.

                            But don't forget, they're making

                 money as we go along.  The same analogy that I

                 used before:  I own a co-op, and if I were to

                 sublease it, there would be rent accruing to

                 me.  And yet I'm still assuming the liability.

                            And lastly, Mr. President, I would

                 hope that we could perhaps, as a compromise,

                 join some of the other states.  While they

                 have -- you can claim that they do not have

                 vicarious liability, they still retain a

                 measure with the use of caps.  And I would

                 suggest that perhaps this might be the way to

                 proceed.

                            I vote no.

                            ACTING PRESIDENT KUHL:    Senator

                 Stavisky will be recorded in the negative.

                            Announce the results.



                                                        845



                            THE SECRETARY:    Those recorded in

                 the negative on Calendar Number 69 are

                 Senators Andrews, Breslin, Diaz, Dilán,

                 Lachman, Onorato, Paterson, Sabini,

                 Schneiderman, A. Smith, M. Smith, and

                 Stavisky.  Also Senators Montgomery and

                 Parker.  Ayes, 48.  Nays, 14.

                            ACTING PRESIDENT KUHL:    The bill

                 is passed.

                            I would remind the members --

                 Senator Connor, why do you rise?

                            SENATOR CONNOR:    May I have

                 unanimous consent to be recorded in the

                 negative on Calendar Number 55.

                            ACTING PRESIDENT KUHL:    Without

                 objection, hearing no objection, Senator

                 Connor will be recorded in the negative on

                 Calendar Number 55.

                            I would just remind the members who

                 were out of the chamber, it makes it very,

                 very difficult for the clerk to record your

                 vote when you're moving about the chamber.

                 The rules do require you to vote from your

                 seat.

                            So as we move through the session,



                                                        846



                 please make sure that if you're going to cast

                 a vote that you're in your seat.

                            Senator Brown, why do you rise?

                            SENATOR BROWN:    Mr. President, I

                 would also request unanimous consent to be

                 recorded in the negative on Calendar 55.

                            ACTING PRESIDENT KUHL:    Without

                 objection, hearing no objection, Senator Brown

                 will be recorded in the negative on Calendar

                 Number 55.

                            Senator Fuschillo.

                            SENATOR FUSCHILLO:    Mr.

                 President, there will be an immediate meeting

                 of the Social Services Committee in the

                 Majority Conference Room.

                            ACTING PRESIDENT KUHL:    There

                 will be an immediate meeting of the Social

                 Services Committee in the Majority Conference

                 Room, immediate meeting of the Social Services

                 Committee in the Majority Conference Room.

                            Senator Hassell-Thompson, why do

                 you rise?

                            SENATOR HASSELL-THOMPSON:    If

                 it's appropriate, Mr. President, I would just

                 like to ask a question on the vote.  My excuse



                                                        847



                 was not counted.  In which direction is it

                 counted, as a positive or a negative?  It did

                 not say that my vote was excused.

                            ACTING PRESIDENT KUHL:    Senator

                 Hassell-Thompson, you were not recorded as

                 voting on the particular bill.

                            SENATOR HASSELL-THOMPSON:    At

                 all?

                            ACTING PRESIDENT KUHL:    At all.

                            SENATOR HASSELL-THOMPSON:    Okay.

                 Thank you.

                            ACTING PRESIDENT KUHL:    Okay?  I

                 think the record probably shows an abstention.

                            SENATOR HASSELL-THOMPSON:    Thank

                 you.

                            ACTING PRESIDENT KUHL:    The

                 Secretary will continue to read the

                 controversial reading of the calendar.

                            THE SECRETARY:    Calendar Number

                 86, by Senator Volker, Senate Print 1441, an

                 act to amend the Penal Law, in relation to

                 sentences for Class A felony drug offenses.

                            SENATOR SCHNEIDERMAN:

                 Explanation.

                            ACTING PRESIDENT KUHL:    Senator



                                                        848



                 Volker.

                            SENATOR VOLKER:    Mr. President,

                 this bill is identical to the bill, I believe,

                 that was sponsored last year by Councilman

                 Espada -- okay, I thought it was kind of

                 funny -- Councilman Espada in last year's

                 session.

                            It is -- what's interesting about

                 it is I was looking back, I realized that

                 having been here when the so-called

                 Rockefeller Drug Laws were put in and having,

                 of course, fought with the governor at the

                 time over the initial Rockefeller Drug Laws --

                 which were far, far more draconian than what

                 was eventually passed -- I also realized

                 something that I had frankly forgotten about.

                            And that is that one of the reasons

                 why there's so much confusion is because the

                 same year that we passed the Rockefeller Drug

                 Laws, we passed second felony offender.  And

                 it kind of accounts for the fact that there is

                 so much confusion over Rockefeller Drug Laws,

                 what constitutes Rockefeller Drug Laws and

                 what constitutes second felony offender.

                            I want to say that Assemblyman Joe



                                                        849



                 Lentol, who was in the Assembly with me back

                 in 1973, to his credit -- and in fact, in my

                 opinion, one of the reasons why I happen to

                 believe the issue of drug reform is going to

                 be at least initially resolved this year is

                 because he admitted at the hearing that it's

                 not really the Assembly's concern of

                 Rockefeller Drug Laws, it's really about

                 second felony offender.  Because the big

                 numbers in jail today are not because of

                 Rockefeller Drug Laws, but because of the

                 second felony offender.

                            This bill, and I frankly realized

                 it last night as I was going through all the

                 numbers, basically, if we pass this bill and

                 the Assembly passes this bill and the Governor

                 signs it, this will end the Rockefeller Drug

                 Laws entirely.

                            This will -- this bill actually --

                 and I ran back and checked it all, went

                 through all the different laws that we did,

                 the changes.  I've got about four reports here

                 that show how the amendments to the

                 Rockefeller Drug Laws occurred back in the

                 mid-'70s, the late '70s.  The big changes in



                                                        850



                 that were in 1979.

                            But in reality, what this bill

                 deals with is around 600 people who are in

                 jail.  And I say it deals with people in jail,

                 and it also deals with people who could be

                 arrested in the future for A-I or A-II

                 felonies and would change the sentencing

                 structure.

                            For the new people -- that is, for

                 the people that would be arrested after

                 November 1st of 2003 -- instead of the maximum

                 sentence being 15 to 25 to life, it would

                 become 10 to 20.  Essentially, the life term

                 falls off.  So that for the A-I felonies,

                 there would no longer be a life term.

                            That doesn't mean that somebody

                 under another statute couldn't be assigned a

                 life term.  But for purposes of these drug

                 laws, there would no longer be a life term.

                            And I say that because a number of

                 the people that are in jail under A-I felonies

                 are also charged with other crimes, and even

                 violent crimes -- even more violent crimes, I

                 guess you could say.  And that's one reason

                 why we refer in the law to "persistent



                                                        851



                 violator" and "second felony offender,"

                 because some people are in under both.

                            At any rate, what this bill would

                 do as far as people that are presently in

                 jail -- about 600 people -- within two years,

                 the people that are in jail under the A-I and

                 A-II could apply for a resentencing.  And that

                 resentencing, which would be either the

                 initial judge or the court, or parole,

                 depending on the situation, they could be

                 entitled to a 1/7th provision for merit time

                 and 1/7th also for good time.

                            And as a result, depending on the

                 determination, some people could be released

                 from jail.  There's no question.  Some people

                 say as high as 125 or 130 people.

                            I can tell you, having studied

                 these people, a lot of these people will never

                 get out of jail, because you have some of the

                 biggest drug offenders in the country are part

                 of this group.  So no judge is going to let

                 them out, in my opinion.

                            There are other people who are

                 mules and people who are first-felony

                 offenders who as far as I know did not have



                                                        852



                 prior violent felonies to their -- not to

                 their discredit.  Those people would have a

                 very good opportunity -- in fact, might well

                 have their sentences commuted and therefore

                 would be able to get right out of jail.

                            So what this bill really does is to

                 take the issue, in my humble opinion -- well,

                 I mean really, even though the media has

                 talked about it, what the media is talking

                 about is other parts of drug laws, not the

                 Rockefeller Drug Laws.  When you vote on this

                 bill today, you are voting to terminate the

                 Rockefeller Drug Laws as they were passed back

                 in 1973.  We want everybody to understand

                 that.

                            Now, you can argue about whether

                 you want to go farther and whether you want to

                 do more, you want to do treatment, all that

                 sort of thing.  I'm just talking about the

                 Rockefeller Drug Laws themselves.  This is it.

                            And so you could talk about the

                 B felonies, which are not Rockefeller Drug

                 Laws.  Some of them are second-felony offender

                 issues.  There's a lot of issues.  But that's

                 what this is.  It changes the way the A-I and



                                                        853



                 A-II drug felonies are governed for both

                 people in jail and out of jail.

                            So I just want to remind everybody

                 that, interestingly enough, all the talk about

                 Rockefeller Drug Laws should end when this

                 bill is passed and signed into law.

                            ACTING PRESIDENT KUHL:    Senator

                 Lachman, why do you rise?

                            SENATOR LACHMAN:    Yes, Mr.

                 President.  Will the distinguished Senator

                 from Buffalo yield to a question?

                            ACTING PRESIDENT KUHL:    Senator

                 Volker, do you yield a question from Senator

                 Lachman?

                            SENATOR VOLKER:    I yield, but I

                 don't know whether I'm the distinguished

                 Senator from Buffalo.  Go right ahead.

                            (Laughter.)

                            ACTING PRESIDENT KUHL:    Well, you

                 didn't get much response from anybody in the

                 chamber, Senator.

                            SENATOR VOLKER:    I know it.

                 Senator Brown is right next to him; I thought

                 maybe he was asking about him.

                            (Laughter.)



                                                        854



                            ACTING PRESIDENT KUHL:    The

                 Senator yields, Senator Lachman.

                            SENATOR LACHMAN:    There might be

                 two or three distinguished.  I'm referring to

                 this distinguished gentleman.

                            In your remarks, Senator Volker,

                 you made mention of the fact that this has no

                 impact on the B felonies.

                            SENATOR VOLKER:    That's true.

                            SENATOR LACHMAN:    Now, I believe

                 that the B felonies are a larger cohort of the

                 population than the A felonies, approximately

                 about 15,000.  Am I correct?

                            SENATOR VOLKER:    Absolutely.

                            SENATOR LACHMAN:    Okay.  If this

                 is the case, Senator Volker, what impact does

                 this legislation have in dismantling major

                 parts of what we now call the Rockefeller Drug

                 Laws?

                            SENATOR VOLKER:    Senator -- and

                 by the way, I guess I didn't hear you.  The

                 B felonies are -- I think what you were

                 talking about was B, C, D, and E felonies.

                 Actually, the B felonies are 6,025, which is

                 just a -- just so that you know.



                                                        855



                            But let me explain something to

                 you.  I don't claim that this does anything

                 with B felonies.  But this -- the B felonies

                 that we have here were not the Rockefeller

                 Drug Law felonies.  In 1979, we changed the

                 sentencing.  So what I'm saying to you is that

                 this bill would finish the Rockefeller Drug

                 Laws completely, as it was passed in 1973.

                            But you are right when you say that

                 this does not deal with the rest of drug

                 felonies, which are B, C, D, and E, of people

                 that are in jail.

                            I guess my point was, though, that

                 as far as Rockefeller Drug Laws, this ends the

                 Rockefeller drug era.

                            ACTING PRESIDENT KUHL:    Senator

                 Lachman.

                            SENATOR LACHMAN:    Mr. President,

                 on the bill.

                            ACTING PRESIDENT KUHL:    Senator

                 Lachman, on the bill.

                            SENATOR LACHMAN:    I would very

                 much like to agree with my good friend and

                 colleague on the other side of the aisle,

                 Senator Volker.  But I cannot agree with him,



                                                        856



                 because the Rockefeller Drug Laws, as we

                 comprehend them and understand them today, are

                 not limited, are not limited to this issue,

                 but go beyond this issue into felonies B, C,

                 D.

                            And I find, and I dislike saying

                 this, that there might even be a racial aspect

                 to this.  And what I mean is that most of

                 these offenders who are caught with 4 ounces

                 of drugs in their possession, whether they are

                 selling them or using them or buying them or

                 doing nothing with them, are sent to jail

                 frequently without parole.  So you have

                 18-year-olds who are sentenced to jail and

                 some of them will never be paroled, they'll be

                 sentenced to jail for life.

                            At the same time, you have a

                 convicted murder, the Preppy Murderer,

                 Mr. Chambers, who in his teens brutally killed

                 another teenager.  And after 15 years and

                 parole, he is walking the streets of New York.

                            Now, I think there should be one

                 standard for all people.  And maintaining the

                 bulk of the Rockefeller Drug Laws destroys

                 this one standard and gives the advantage to



                                                        857



                 those who committed murder.  Joe Goldberg, who

                 murdered his daughter, who was 10 years old,

                 is getting paroled after 11 years.  And there

                 are others as well.

                            Now, there is something inherently

                 wrong, unless we dismantle most of what has

                 come to be known as the Rockefeller Drug Laws

                 today.  I would much rather have Nelson

                 Rockefeller's name associated not with these

                 drug laws but with the State University of

                 New York, which in many ways he was the

                 catalytic agent for its start and its growth.

                            Thank you.

                            ACTING PRESIDENT KUHL:    Is there

                 any other Senator wishing to speak on the

                 bill?

                            Senator Schneiderman, why do you

                 rise?

                            SENATOR SCHNEIDERMAN:    Mr.

                 President, briefly on the bill.

                            First of all, I do want to

                 acknowledge Senator Volker's courageous losing

                 battle to accurately refer to the Rockefeller

                 Drug Laws and distinguish them from other

                 laws.



                                                        858



                            I think, Senator, you understand

                 that people are using that as a rubric under

                 which we group a lot of laws that as a

                 technical matter are not the Rockefeller Drug

                 Laws.  And I'm afraid it's sort of -- you

                 know, once you make -- start definitions like

                 "assault weapons," you really can't control

                 the course of the debate.

                            The issue before us, though, is a

                 package of laws -- some of which are

                 Rockefeller Drug Laws, some of which are

                 not -- that it is generally if not universally

                 acknowledged distort the sentencing systems of

                 the State of New York.

                            We have gathered, over the last few

                 years, an extraordinary coalition of people

                 committed to modifying these laws and

                 repealing many of these laws.

                            And I think that it's important for

                 us to understand, as we consider voting on

                 this bill, what we're really doing as a matter

                 of politics.  Because we aren't just operating

                 in a vacuum here in the Senate chamber, we're

                 operating in a state where there's a political

                 movement that has been assembled, there are



                                                        859



                 people who have given hundreds and hundreds of

                 hours of their times, there are people who

                 have contributed millions of dollars to the

                 cause, not just of dealing with the A-I

                 offenders but of dealing with this entire

                 pervasive system of injustice that we have

                 inflicted -- we, the state legislature, we,

                 the state government have inflicted on so many

                 New Yorkers.

                            And I would urge the sponsor that

                 the fact that the advocates do not support

                 this bill, the fact that the advocates are

                 holding out for more comprehensive reform that

                 addresses more of the victims of the draconian

                 drug laws of this state, and of their

                 families, of their children, of their

                 mothers -- the reason they're not supporting

                 this is because we know that a coalition can

                 only succeed in obtaining comprehensive reform

                 if we stick together.

                            I'm going to vote no on this bill.

                 I'm going to encourage my colleagues to vote

                 no on this bill.  And I would urge that this

                 is a situation that is analogous to the

                 situation we faced when there was a coalition



                                                        860



                 formed to pass hate crimes legislation and

                 there was an offer that came to pass the

                 legislation but to split the coalition, give a

                 half a loaf, leave out bias-related violence

                 based on sexual orientation.

                            The coalition, under the leadership

                 of our current leader before he was leader,

                 Senator David Paterson, hung together.  They

                 could have gotten a half a loaf, they could

                 have gotten a bill punishing bias-related

                 violence for acts based on religion or race.

                 They didn't take it.  They hung together.

                 They understood the politics that we all have

                 to fight together if we're going to accomplish

                 serious, comprehensive reforms.

                            This is an effort to split the

                 coalition.  It's not acceptable.  Too many

                 people have worked too hard.  We are going to

                 reform these laws this year.  Let us not give

                 up so easily on the whole package.  Let us

                 seek comprehensive reform.

                            Let us get away from New York

                 State's system of prison-based drug treatment.

                 Let's have a bill that provides funding for

                 drug treatment in the communities.  Let's deal



                                                        861



                 with the A-II.  Let's deal with the B.  Let's

                 deal with all of the felons who were unfairly

                 affected by these bills.

                            I am with the coalition.  And, my

                 colleagues, I hope all of us will be with the

                 coalition, and let's see this through to

                 comprehensive reform.  I vote no.

                            ACTING PRESIDENT KUHL:    Senator

                 Krueger, why do you rise?

                            SENATOR LIZ KRUEGER:    Thank you.

                 I rise to speak on the bill, Mr. President.

                            ACTING PRESIDENT KUHL:    Senator

                 Krueger, on the bill.

                            SENATOR LIZ KRUEGER:    Following

                 up on Senator Schneiderman's points, I also

                 rise to urge everyone to vote no.

                            And while I have no disagreement

                 with Senator Volker's historical analysis of

                 what was or wasn't the Rockefeller Drug Laws

                 at the time that they were passed, I think, as

                 Senator Schneiderman alluded to, we're

                 describing ketchup versus catsup and how that

                 is interpreted.

                            And the fact is that today in

                 New York State, when a broad universe of



                                                        862



                 people are begging this Legislature to address

                 the unfair drug laws and the failed drug laws

                 that we have in this state, we're not talking

                 about just this kind of bill.  And in fact,

                 one of the arguments for voting against this

                 bill is in fact Senator Volker's own statement

                 that if we pass this bill we'll be able to say

                 that we did reform the Rockefeller Drug Laws.

                 Because this is not the case.

                            A bill that would perhaps affect

                 500 people in the prison system when 21,000

                 are in fact in our prison system today under

                 what is generically or catsup-like referred to

                 as Rockefeller Drug Laws, a bill that only

                 talks about 500 people does not address the

                 issue.

                            A bill that would have no impact on

                 over 90 percent of the drug offenders entering

                 our system each year and over 97 percent of

                 the drug offenders currently in our system is

                 not a repeal of the Rockefeller Drug Laws.

                            A bill that doesn't restore

                 sentencing discretion to trial judges and in

                 fact increases penalties for large numbers of

                 drug offenders is not reform or repeal.



                                                        863



                            Addressing -- or failing to address

                 any new plan for alternatives to incarceration

                 or increase funds for drug rehab is not a bill

                 that addresses the needs of the Rockefeller

                 Drug Law reforms that are so desperately

                 needed.

                            And in fact, ultimately, a bill

                 that will allow some people to walk out of the

                 chamber saying that we followed through on our

                 commitment is a bill that we cannot allow to

                 pass, because we cannot, frankly, allow

                 ourselves to be let off the hook that we did

                 what we need to do for people throughout the

                 state of New York by claiming that passage of

                 this bill will solve the problem.

                            Because all of us in this room,

                 whether we personally might agree with certain

                 components of this bill and what it would do

                 for 400 or 500 people in the prison system,

                 all of us in this room know the passage of

                 this bill does not address the bigger issues

                 that we face as a state.

                            And I will throw in, additionally,

                 last year was the year to do this and we

                 failed to do it.  This year there are all the



                                                        864



                 same arguments as last year, plus one more

                 that I would urge us to focus on in the

                 context of any bill we are dealing with on the

                 floor of the Senate.  We could save an

                 enormous amount of money by taking a serious

                 approach to reforming Rockefeller Drug Laws,

                 by making the investments in drug treatment,

                 in alternatives to incarceration, in allowing

                 nonviolent drug felons out of our prisons

                 sooner.  We need that money for education.  We

                 need that money for health care.  We need that

                 money for treatment and prevention.

                            So in case there was any doubt

                 about the arguments for serious revisiting of

                 Rockefeller Drug Laws, I will add to the case

                 the budget crisis that we are facing and the

                 fact that now, here in March, we are still not

                 addressing the issues facing our state.

                            Thank you, Mr. President.

                            ACTING PRESIDENT KUHL:    Any other

                 Senator wishing to speak on the bill?

                            Senator Volker, to close.

                            SENATOR VOLKER:    Mr. President, I

                 think -- I know what's been said here, and

                 I'm -- you know, when we have Codes Committee



                                                        865



                 meetings, we try to be completely frank about

                 what we're talking about.  And you can

                 generically call anything you want.  But I

                 want to tell you what this points out.  And I

                 appreciate what everyone has said here.

                            The problem is there is a mythology

                 that has developed about these enormous

                 numbers of people that are in jail under the

                 drug laws.  Let me tell you something about

                 this state.  You know, I've been here for a

                 couple of years, involved in Codes.  In 1980,

                 New York had 40,000 inmates in our system.  So

                 did California.  We were tied for the most

                 number of inmates in our system.

                            Senator Krueger, you are right on

                 the money about drug laws, except you're

                 talking about the wrong state.  It's

                 California.  They are now reaching for 170,000

                 inmates.  There were 165,000 the last I knew.

                 I haven't checked lately; I assume they're

                 probably still going up.

                            It's not happening in New York.

                 We're going backward.  We're moving down.  By

                 "backward" I think we're moving forward, is

                 what I mean.  We're now at about 64,000,



                                                        866



                 65,000 inmates.  We were at 72,000.  The

                 studies that we've been doing show that the

                 number of nonviolent inmates in our system is

                 the lowest level it's been in our history.

                            We're having a devil of a problem

                 finding people for our shock incarceration

                 program.  Which some people forget about,

                 which is maybe the most successful in the

                 country.  The problem is that some of the

                 advocates don't like to talk about it because

                 they don't like the word "shock."

                            I just had somebody from California

                 that was telling me they had this great

                 program and had such a great program and that

                 it was such a great program that they had a

                 recidivism rate of zero.  I said "You what?"

                 When they told me they had a recidivism rate

                 of zero, I knew that they were exaggerating a

                 little bit.  They claimed out of 4,000 people,

                 no one committed a new crime.  I said, "Well,

                 you know, I think maybe that's a little bit of

                 an exaggeration, because no one's ever done

                 that before, and I don't think you did it

                 either."

                            I mean, it sounds like a pretty



                                                        867



                 good program, but very expensive, what they

                 were telling us about.  And it's been used in

                 Mexico, in California.  We're looking at it.

                            When you talk about not going any

                 farther, this house passed a bill that went

                 farther.  And it wasn't the jailbreak that the

                 Assembly suggested.  Because that's what the

                 Assembly bill was, a jailbreak.

                            Remember something, we don't

                 believe in prison-based drug treatment, just

                 prison-based drug treatment.  But look at

                 New York City.  What's New York City done?

                 Jeez, they've got some great drug programs.

                 The only problem is, they keep chasing these

                 people around.  Because since there's no

                 compelling reason for them to stay in a drug

                 program, they just disappear.

                            You've got to have some sort of --

                 some way to force somebody to stay in that

                 drug program.  The truth is most of the people

                 who go to jail in New York under drugs have

                 committed multiple, multiple crimes.  In fact,

                 most of them were on probation when they

                 committed the crimes, or have previous

                 convictions.  I'm not saying all.



                                                        868



                            All I'm saying to everybody here is

                 that there seems to be this idea that they're

                 afraid that if we do this bill, the total

                 momentum is going to be shot.  And you know

                 why that is?  Because, unfortunately, some of

                 the groups were not telling the truth.

                            The New York Times has -- I've read

                 these stories in the Times, the Times-Union.

                 All these papers give these incredible stories

                 that are just not true of the numbers of

                 people that are in jail.

                            What I'm saying to you is, and I'm

                 committing to you from my perspective, if this

                 bill passes, the Rockefeller drug era is gone.

                 That doesn't mean, though, that we should stop

                 considering drug reform and all that sort of

                 stuff.  Who says that?

                            In fact, the Senate is the only

                 house that put a legitimate $20 million in the

                 budget to deal with drug reform.  It's been in

                 there for two years, by the way.  The Assembly

                 talked about putting money in.  I think they

                 put a dry appropriation in for a hundred and

                 some million.  But I don't think they ever put

                 any money in there.



                                                        869



                            My point is this -- and I know why

                 some of you are voting against it.  I know the

                 Assembly's all nervous and jerky and so forth,

                 because they don't like not to have to -- to

                 vote against this, because this is the end of

                 the Rockefeller Drug Laws.

                            I mean, you can say, well, it's not

                 really what we think.  It doesn't matter what

                 you think.  The law is the law.  B felonies

                 were never -- B felonies were changed from the

                 Rockefeller Drug Laws in 1979.

                            By the way, to talk about this as

                 racist, that really bothers me.  The people

                 most affected by drug laws, by drugs, are

                 people of color.  The people -- some say the

                 people whose lives were saved and the people

                 who have got the most benefit from getting

                 drug dealers off the street are people of

                 color.  Because that's the neighborhoods where

                 the terrible disasters occur.

                            And I would tell you, I can tell

                 you I personally believe that the death

                 penalty abolition, after that, the minority

                 neighborhoods were shattered with murders, one

                 after another after another.



                                                        870



                            You -- well, we can argue that.  I

                 only mention that because if anybody tries to

                 say that I or my colleagues had any intention

                 of doing anything that would hurt minority

                 neighborhoods, they are absolutely, totally,

                 and completely wrong.  The last thing in the

                 world we want to do is that.

                            So all I say to everybody here is

                 that the people that have come in to see us,

                 the Families against Mandatory Minimums,

                 they're talking about this bill.  And, by the

                 way, we explained it to them and they now

                 understand it.  This is what they're talking

                 about.

                            The B felons, nobody goes to

                 jail -- by the way, there is no parole -- you

                 mentioned, and I know you slipped, you said

                 something about being in parole forever.

                 There aren't any under B felonies.  There just

                 aren't any of that.  The only parole people

                 stay on forever had to do with the A-Is and

                 the A-IIs and all that, and we're getting rid

                 of that.

                            So I only point that out to you,

                 that if you're voting against this bill, what



                                                        871



                 you're voting against is the end of the

                 Rockefeller Drug Laws.

                            Now, you can put me on the spot and

                 say:  Is this the last thing you want to do?

                 No.  Why would I not want to do more?  We

                 wanted to do more last year.

                            The Assembly's problem, and I'll

                 publicly say it, what the downstaters wanted

                 to do, the upstaters didn't want to do.  And

                 what the upstaters could do, the downstaters

                 didn't feel was enough.  That's the problem.

                 We knew that.  It's no secret.

                            Because there was so much --

                 frankly, so much mythology put out by a lot of

                 people who came into this state, spent a lot

                 of money on advertising and a lot of money on

                 a lot of things, and they convinced, you know,

                 some of the newspapers that this was some

                 horrendous situation.  And then we started

                 showing them the numbers, and then they said,

                 Well, jeez.

                            I noticed my own newspaper, which

                 is a very liberal newspaper, the Buffalo News,

                 finally printed some real numbers this year.

                 I was very encouraged.  They said:  Well, this



                                                        872



                 bill is a pretty good bill, you ought to go

                 farther.  Yeah, okay.  And I agree with that.

                            But I can only finish by saying I

                 understand how the whole system works.  We

                 were ready last year, this house, to negotiate

                 with anybody on drug law reform.  The problem

                 was the Assembly wasn't ready.  I mean, they

                 just weren't.  And, you know, you can deny

                 that, you can say it was us.

                            I've said that all along:  Somebody

                 wants to negotiate on drug laws, we will.  But

                 we won't agree to a jailbreak.  We won't agree

                 to 10,000 or 15,000 people walking out of jail

                 and hoping that they get drug treatment.

                 That's just not going to happen.

                            ACTING PRESIDENT KUHL:    The

                 Secretary will read the last section.

                            THE SECRETARY:    Section 18.  This

                 act shall take effect immediately.

                            ACTING PRESIDENT KUHL:    Call the

                 roll.

                            (The Secretary called the roll.)

                            ACTING PRESIDENT KUHL:    Senator

                 Schneiderman, to explain his vote.

                            SENATOR SCHNEIDERMAN:    Party vote



                                                        873



                 in the negative.

                            SENATOR FLANAGAN:    Party vote in

                 the affirmative.

                            ACTING PRESIDENT KUHL:    The

                 Secretary will record the party-line votes and

                 announce the results.

                            THE SECRETARY:    Ayes --

                            ACTING PRESIDENT KUHL:    Senator

                 Schneiderman, are you rising to explain your

                 vote?

                            SENATOR SCHNEIDERMAN:    Yes, sir.

                 Mr. President, very briefly, to explain my --

                            ACTING PRESIDENT KUHL:

                 Generally before the vote is announced,

                 Senator.  We want your words to have some

                 effect on the voting body.  That's the reason

                 for that.

                            (Laughter.)

                            ACTING PRESIDENT KUHL:    Senator

                 Schneiderman, to explain his vote.

                            SENATOR SCHNEIDERMAN:    Well, I

                 thank you, Mr. President.  I will try to have

                 as much of an effect as I can as quickly as I

                 can.

                            I really am just rising to respond



                                                        874



                 to Senator Volker's comments, because I don't

                 think there's anyone on our side of the aisle

                 who questions the Senator's sincerity and

                 commitment to honestly addressing criminal

                 justice issues.  And while we may disagree,

                 there's certainly no lack of respect intended.

                            But we really -- I really do have

                 to say that when we talk about mythology, the

                 mythology relating to drug offenses and who's

                 in prison for drugs is really so pervasive

                 that we have to get to the big myth.

                            This is the most drugged-up society

                 in the history of the world.  There are people

                 who have money, there are people who are

                 middle-class, there are people who largely are

                 white who can get drugs from their doctors or,

                 in the case of my district in Washington

                 Heights, drive in from New Jersey to buy drugs

                 in poor communities, who aren't going prison.

                            It's not a matter of us suggesting

                 that anyone in this house is intentionally

                 racist.  But the facts are that the majority

                 of drug users and sellers in this country are

                 white, but in New York State, 94 percent of

                 the drug offenders are African-American or



                                                        875



                 Latinos.

                            We are moving in the right

                 direction, we are moving in the right

                 direction, but we haven't got there yet.  And

                 each family, each person who is in prison,

                 it's not just a matter of statistics or

                 numbers.  These are human beings.  Let's do

                 something to reform all of the drug laws that

                 have nonviolent people in prison, over 20,000

                 still.  We're moving in the right direction;

                 still, too many.

                            And I am glad we're doing better

                 than California.  Maybe it's because we don't

                 have a "three strikes and you're in" law, as

                 California does.  I hope we won't add that to

                 our problems.

                            But I do think that everyone, I

                 speak for everyone in our conference in

                 commending Senator Volker for his sincerity in

                 these efforts.  And I do hope he will get to

                 the negotiating table this session.

                            Thank you, Mr. President.

                            ACTING PRESIDENT KUHL:    Senator

                 Schneiderman will be recorded in the negative.

                            Announce the results.



                                                        876



                            THE SECRETARY:    Ayes, 38.  Nays,

                 24.  Party vote.

                            ACTING PRESIDENT KUHL:    The bill

                 is passed.

                            Senator Duane, why do you rise?

                            SENATOR DUANE:    If I could have

                 unanimous consent to be recorded in the

                 negative on Calendar Number 69, S397A.

                            ACTING PRESIDENT KUHL:    Without

                 objection, hearing no objection, Senator Duane

                 will be recorded in the negative on Calendar

                 Number 69.

                            Senator Krueger, why do you rise?

                            SENATOR LIZ KRUEGER:    I also

                 request unanimous consent to be recorded in

                 the negative on Calendar 69, S397A.  I thought

                 I voted no before, but I made the mistake of

                 being in my seat, so probably people didn't

                 see me.

                            ACTING PRESIDENT KUHL:    Without

                 objection, hearing no objection, Senator

                 Krueger will be recorded in the negative on

                 Calendar Number 69.

                            Senator Flanagan.

                            SENATOR FLANAGAN:    Mr. President,



                                                        877



                 can we please return to reports of standing

                 committees.

                            ACTING PRESIDENT KUHL:    We'll

                 return to the order of reports of standing

                 committees.

                            I believe there is a committee

                 report from the Social Services Committee at

                 the desk.  We'll ask the Secretary to read.

                            THE SECRETARY:    Senator Meier,

                 from the Committee on Social Services,

                 reports:

                            Senate Print 1821, by Senator

                 Meier, an act to amend the Social Services

                 Law;

                            1824, by Senator Meier, an act to

                 amend Chapter 706 of the Laws of 1996;

                            And 1827, by Senator Meier, an act

                 to amend Chapter 436 of the Laws of 1997.

                            All bills ordered direct to third

                 reading.

                            ACTING PRESIDENT KUHL:    All bills

                 are ordered directly to third reading.

                            Senator Flanagan.

                            SENATOR FLANAGAN:    Is there any

                 housekeeping at the desk?



                                                        878



                            ACTING PRESIDENT KUHL:    There is

                 none.

                            SENATOR FLANAGAN:    Mr. President,

                 there being no further business to come before

                 the Senate, I move that we stand adjourned

                 until Wednesday, March 5th, at 11:30 a.m.

                            ACTING PRESIDENT KUHL:    Without

                 objection, the Senate stands adjourned until

                 tomorrow, Wednesday, March 5th -- note the

                 time, 11:30 a.m.

                            (Whereupon, at 5:28 p.m., the

                 Senate adjourned.)