Regular Session - December 28, 2020

                                                                   3077

 1                NEW YORK STATE SENATE

 2                          

 3                          

 4               THE STENOGRAPHIC RECORD

 5                          

 6                          

 7                          

 8                          

 9                  ALBANY, NEW YORK

10                  December 28, 2020

11                      1:11 p.m.

12                          

13                          

14                   REGULAR SESSION

15  

16  

17  

18  SENATOR BRIAN A. BENJAMIN, Acting President

19  ALEJANDRA N. PAULINO, ESQ., Secretary

20  

21  

22  

23  

24  

25  


                                                               3078

 1                P R O C E E D I N G S

 2                ACTING PRESIDENT BENJAMIN:   The 

 3   Senate will come to order.  

 4                I ask everyone present to please 

 5   rise and recite the Pledge of Allegiance.

 6                (Whereupon, the assemblage recited 

 7   the Pledge of Allegiance to the Flag.)

 8                ACTING PRESIDENT BENJAMIN:   In the 

 9   absence of clergy, let us bow our heads in a 

10   moment of silent reflection or prayer.

11                (Whereupon, the assemblage respected 

12   a moment of silence.)

13                ACTING PRESIDENT BENJAMIN:   The 

14   reading of the Journal.  

15                THE SECRETARY:   In Senate, Sunday, 

16   December 27, 2020, the Senate met pursuant to 

17   adjournment.  The Journal of Saturday, 

18   December 26, 2020, was read and approved.  On 

19   motion, Senate adjourned.

20                ACTING PRESIDENT BENJAMIN:   Without 

21   objection, the Journal stands approved as read. 

22                Presentation of petitions.

23                Messages from the Assembly.

24                Messages from the Governor.

25                Reports of standing committees.


                                                               3079

 1                Reports of select committees.

 2                Communications and reports from 

 3   state officers.

 4                Motions and resolutions.

 5                Senator Gianaris.

 6                SENATOR GIANARIS:   Mr. President, I 

 7   move to adopt the Resolution Calendar.

 8                ACTING PRESIDENT BENJAMIN:   All in 

 9   favor of adopting the Resolution Calendar please 

10   signify by saying aye.

11                (Response of "Aye.")

12                ACTING PRESIDENT BENJAMIN:    

13   Opposed, nay.

14                (No response.)

15                ACTING PRESIDENT BENJAMIN:   The 

16   Resolution Calendar is adopted.

17                Senator Gianaris.

18                SENATOR GIANARIS:   Mr. President, 

19   on behalf of Majority Leader Andrea 

20   Stewart-Cousins, I hand up the following 

21   conference membership for the Majority Conference 

22   and ask that it be filed in the Journal.

23                ACTING PRESIDENT BENJAMIN:   The 

24   hand-ups are received and filed.

25                SENATOR GIANARIS:   There will be an 


                                                               3080

 1   immediate meeting of the Rules Committee in 

 2   Room 332.

 3                ACTING PRESIDENT BENJAMIN:    There 

 4   will be an immediate meeting of the Rules 

 5   Committee in Room 332.

 6                SENATOR GIANARIS:   The Senate will 

 7   stand at ease.

 8                ACTING PRESIDENT BENJAMIN:   The 

 9   Senate will stand at ease.

10                (Whereupon, the Senate stood at ease 

11   at 1:12 p.m.)

12                (Whereupon, the Senate reconvened at 

13   1:20 p.m.)

14                ACTING PRESIDENT BENJAMIN:   The 

15   Senate will return to order.

16                Senator Gianaris.

17                SENATOR GIANARIS:   Mr. President, 

18   is there a report of the Rules Committee at the 

19   desk?  

20                ACTING PRESIDENT BENJAMIN:   There 

21   is a report of the Rules Committee at the desk.  

22                The Secretary will read.  

23                THE SECRETARY:   Senator 

24   Stewart-Cousins, from the Committee on Rules, 

25   reports the following bill:  


                                                               3081

 1                Senate Print 9114, by Senator 

 2   Kavanagh, an act establishing the "COVID-19 

 3   Emergency Eviction and Foreclosure Prevention Act 

 4   of 2020."  

 5                The bill is reported direct to third 

 6   reading.

 7                SENATOR GIANARIS:   Move to accept 

 8   the report of the Rules Committee.

 9                ACTING PRESIDENT BENJAMIN:   All in 

10   favor of accepting the Committee on Rules report 

11   signify by saying aye.

12                (Response of "Aye.")

13                ACTING PRESIDENT BENJAMIN:    

14   Opposed, nay.

15                (No response.)

16                ACTING PRESIDENT BENJAMIN:   The 

17   report is accepted and before the house.

18                SENATOR GIANARIS:   Please take up 

19   the supplemental calendar.

20                ACTING PRESIDENT BENJAMIN:   The 

21   Secretary will read.

22                THE SECRETARY:   Calendar Number 

23   1034, Senate Print 9114, by Senator Kavanagh, an 

24   act establishing the "COVID-19 Emergency Eviction 

25   and Foreclosure Prevention Act of 2020."


                                                               3082

 1                SENATOR LANZA:   Lay it aside.

 2                ACTING PRESIDENT BENJAMIN:   Lay it 

 3   aside.

 4                SENATOR GIANARIS:   Mr. President, 

 5   can -- I'm sorry.  I jumped the gun.

 6                ACTING PRESIDENT BENJAMIN:   Senator 

 7   Gianaris, that completes the reading of today's 

 8   supplemental calendar.

 9                SENATOR GIANARIS:   Now, 

10   Mr. President, can we take up the controversial 

11   calendar.  

12                THE SECRETARY:   Calendar Number 

13   1034, Senate Print 9114, by Senator Kavanagh, an 

14   act establishing the "COVID-19 Emergency Eviction 

15   and Foreclosure Prevention Act of 2020."

16                ACTING PRESIDENT BENJAMIN:   Senator 

17   Lanza, why do you rise?

18                SENATOR LANZA:   Mr. President, I 

19   believe there's an amendment at the desk.  I 

20   waive the reading of that amendment and ask that 

21   Senator Helming be recognized and be heard.

22                ACTING PRESIDENT BENJAMIN:   Thank 

23   you, Senator Lanza.  

24                Upon review of the amendment, in 

25   accordance with Rule 6, Section 4B, I rule it 


                                                               3083

 1   nongermane and out of order at this time.

 2                SENATOR LANZA:   Mr. President, 

 3   accordingly, I appeal the chair's ruling and I 

 4   ask that Senator Helming be recognized.

 5                ACTING PRESIDENT BENJAMIN:   The 

 6   appeal has been made and heard and recognized, 

 7   and Senator Helming may be heard.

 8                SENATOR HELMING:   Thank you, 

 9   Mr. President.

10                Mr. President, this amendment is 

11   germane, as it strictly amends our bill-in-chief.  

12   The bill-in-chief is more than a moratorium on 

13   evictions and foreclosures; it is a complete 

14   shutdown of all proceedings.  

15                The provisions of the amendment I've 

16   presented on behalf of the Minority Conference 

17   provide commonsense fixes to the inevitable 

18   eviction bubble that the bill-in-chief only 

19   perpetuates.  

20                Our amendment does a number of 

21   things.  It implements income caps similar to the 

22   CDC moratorium, to ensure that our neediest 

23   populations have protections.  It provides a 

24   mechanism for tenants to make significantly 

25   reduced payments and receive eviction 


                                                               3084

 1   protections.  This will lower their final debt 

 2   burden and provide cash flow to landlords.  It 

 3   will allow eviction proceedings to occur, but not 

 4   be executed.  

 5                And, Mr. President, we all can agree 

 6   that everyone should feel safe in their home.  

 7   Our amendment provides for the enhanced security 

 8   and well-being of tenants and landlords by 

 9   removing the unfair protections for tenants that 

10   may damage or disrupt their units for reasons 

11   that have absolutely nothing to do with financial 

12   hardship or the COVID pandemic.

13                For these reasons, Mr. President, I 

14   strongly urge you to reconsider your ruling.

15                ACTING PRESIDENT BENJAMIN:   Thank 

16   you, Senator Helming.  

17                I want to remind the house that the 

18   vote is on the procedures of the house and the 

19   ruling of the chair.  

20                Those in favor of overruling the 

21   chair signify by saying aye.

22                SENATOR LANZA:   Mr. President, I 

23   request a show of hands.

24                ACTING PRESIDENT BENJAMIN:   A show 

25   of hands has been requested and so ordered.


                                                               3085

 1                SENATOR GIANARIS:   Mr. President, 

 2   we have agreed to waive the showing of the hands 

 3   given the pandemic rules and procedures we're 

 4   following, and we agreed to record each member of 

 5   the Minority in the affirmative on this vote.

 6                ACTING PRESIDENT BENJAMIN:   Without 

 7   objection, so ordered.

 8                Announce the results.

 9                THE SECRETARY:   Ayes, 20.

10                ACTING PRESIDENT BENJAMIN:   The 

11   ruling of the chair stands, and the bill-in-chief 

12   is before the house.

13                Senator Helming, are you on the bill 

14   or are you asking questions?  

15                SENATOR HELMING:   On the bill, 

16   Mr. President.

17                ACTING PRESIDENT BENJAMIN:    

18   Senator Helming on the bill.

19                SENATOR HELMING:   Mr. President, 

20   people do need help.  We can all agree to that.  

21   There are hundreds of thousands of people who 

22   have been impacted and are hurting through no 

23   fault of their own.  We need to be discussing a 

24   comprehensive plan on safely reopening businesses 

25   so people can get back to their jobs and paying 


                                                               3086

 1   their bills.

 2                Mr. President, will the sponsor 

 3   yield for a question?  

 4                ACTING PRESIDENT BENJAMIN:   Does 

 5   the sponsor yield?

 6                SENATOR KAVANAGH:   Yes, 

 7   Mr. President.

 8                ACTING PRESIDENT BENJAMIN:   The 

 9   sponsor yields.

10                SENATOR HELMING:   Through you, 

11   Mr. President.

12                Senator Kavanagh, in section PART A 

13   of the bill there is reference to the definition 

14   of a "'Tenant' includes a residential tenant, a 

15   lawful occupant of a dwelling unit, or any other 

16   person responsible for paying rent, use and 

17   occupancy, or any other financial obligation 

18   under a residential lease or tenancy agreement, 

19   but does not include a residential tenant or 

20   lawful occupant with a seasonal use lease where 

21   such tenant has a primary residence to which to 

22   return to."

23                Tourism is such a significant 

24   industry in New York State, and I'm wondering how 

25   this language here could impact seasonal-use 


                                                               3087

 1   leases.  How does this apply, can you explain, 

 2   like to Airbnb, bed-and-breakfasts?  Is there any 

 3   sort of impact on these businesses?  

 4                SENATOR KAVANAGH:   Thank you.  

 5   Through you, Mr. President, I thank my colleague 

 6   for the question.

 7                The bill is intended and this 

 8   definition -- which is the definition of "Tenant" 

 9   in the section that is intended to prevent 

10   evictions of people who are experiencing 

11   hardship -- the definition is intended to be 

12   broad.  It includes people who have a formal 

13   lease and a tenancy as well as people who might 

14   be occupants on a month-to-month lease or 

15   occupying their home in another circumstance.

16                However, as my colleague notes, 

17   there is an exception where there is a seasonal 

18   lease where the tenant has a primary -- another 

19   primary residence to which to attend.  That is 

20   intended to protect against some circumstances 

21   we've heard about where somebody is occupying 

22   what is essentially a vacation home or a home in 

23   a place where there's a big tourism industry, and 

24   they have another home to go to and they choose 

25   not to do that.  


                                                               3088

 1                In that case, they are not protected 

 2   by the specific provisions of this bill.  And 

 3   that should be helpful to property owners in 

 4   those communities.

 5                SENATOR HELMING:   Through you, 

 6   Mr. President, will the sponsor continue to 

 7   yield?

 8                ACTING PRESIDENT BENJAMIN:   Does 

 9   the sponsor yield?

10                SENATOR KAVANAGH:   Yes, 

11   Mr. President.

12                ACTING PRESIDENT BENJAMIN:   The 

13   sponsor yields.

14                SENATOR HELMING:   Senator Kavanagh, 

15   in the past you and I have talked about the 

16   challenges that mobile home owners have faced and 

17   mobile home park owners face.  In New York State 

18   we both know that there are hundreds of thousands 

19   of people who live in mobile homes.  How does 

20   this legislation impact mobile home owners who 

21   currently have debt, since these dwellings are 

22   often registered as a vehicle?  

23                SENATOR KAVANAGH:   Thank you for 

24   the question.  Through you, Mr. President.

25                First of all, as my colleague knows, 


                                                               3089

 1   we passed some of the strongest protections in 

 2   America as part of the Housing Stability and 

 3   Tenant Protection Act for people who live in 

 4   mobile home parks.  

 5                There are about 170,000 households 

 6   in New York who live in mobile home parks.  

 7   Generally speaking, those folks are either 

 8   leasing a space and count as tenants for the 

 9   purpose of this legislation and others, or in 

10   some cases they own the structure they're on and 

11   they're leasing the land.

12                In either case, I believe that they 

13   would be covered by the provisions -- either the 

14   homeowner provisions of this bill or the tenant 

15   provisions of this bill.  And in either case, if 

16   somebody were trying to foreclose on a loan 

17   against their home, that that would be blocked by 

18   this bill.  And if somebody were trying to evict 

19   them as a tenant, that would be blocked by this 

20   bill.

21                SENATOR HELMING:   Through you, 

22   Mr. President, will the sponsor continue to 

23   yield?

24                ACTING PRESIDENT BENJAMIN:   Does 

25   the sponsor yield?


                                                               3090

 1                SENATOR KAVANAGH:   Yes, 

 2   Mr. President.

 3                ACTING PRESIDENT BENJAMIN:   The 

 4   sponsor yields.

 5                SENATOR HELMING:   So along the same 

 6   lines, how will this legislation impact park 

 7   owners?  

 8                In my experience throughout my 

 9   district, when I meet with the park owners -- and 

10   we have quite a few in upstate New York -- they 

11   rely on every single penny that they collect from 

12   the renters in their parks or Section 8 housing, 

13   whatever it happens to be.  But the loss of any 

14   of that income is truly going to stifle their 

15   ability to maintain their parks, things like 

16   garbage pickup, sewer, water improvements, 

17   electric improvements.  I've seen horrendous 

18   things happening in these parks, but I've seen an 

19   improvement over the last couple of years.  

20                But I want to know how this 

21   legislation will impact these park owners.

22                SENATOR KAVANAGH:   Through you, 

23   Mr. President.  You know, the pandemic has caused 

24   tremendous financial hardship for people in 

25   virtually every aspect of our society and our 


                                                               3091

 1   economy.  We have restaurants that are unable to 

 2   fully function, we have all kinds of businesses 

 3   that are not allowed to bring their employees 

 4   back.  And, yes, we have property owners who are 

 5   renting dwelling units either in mobile home and 

 6   manufactured home parks or landlords throughout 

 7   the state.

 8                We understand that a situation where 

 9   tenants are unable to pay their rent is a 

10   hardship for those folks.  And we in the Majority 

11   have been working on solutions for that.  We 

12   passed the Emergency Rent Relief Act earlier in 

13   the session which put $100 million out there to 

14   help cover the cost of rent.  And many of us have 

15   advocated for additional rent relief out of the 

16   federal government -- and homeowner relief, 

17   incidentally.

18                It is good news that the President 

19   of the United States finally signed a federal 

20   relief bill into law.  Many of us had hoped that 

21   that would happen in June or July and had 

22   advocated for that.  But at this point we do see 

23   a substantial amount of financial assistance 

24   coming to New York that is intended to cover rent 

25   costs.  We estimate that $1.3 billion of federal 


                                                               3092

 1   relief will be coming to New York.  Our next 

 2   challenge is going to be to get that money out 

 3   into the hands to relieve the residents of this 

 4   state and people who are renting them property 

 5   who also have costs during this time.

 6                In the meantime, though, we think it 

 7   is a critical public health measure to prevent 

 8   people from being displaced from their homes 

 9   against their will, whether they be tenants or 

10   they be homeowners, because that is something 

11   that is going to save lives during this pandemic.

12                SENATOR HELMING:   Thank you.  

13   Through you, Mr. President, if the sponsor will 

14   continue to yield.

15                ACTING PRESIDENT BENJAMIN:   Does 

16   the sponsor yield?

17                SENATOR KAVANAGH:   Happily, 

18   Mr. President.

19                ACTING PRESIDENT BENJAMIN:   The 

20   sponsor yields.

21                SENATOR HELMING:   Senator Kavanagh, 

22   you mentioned the many relief programs that are 

23   available to tenants and to landlords, and I'm 

24   curious what your thoughts are on the state 

25   program.  There was a state program -- we 


                                                               3093

 1   received funding from the federal government that 

 2   came to the state, tenants were supposed to be 

 3   able to fill out a form, is my understanding, 

 4   that they needed assistance with their rent, and 

 5   the state was then supposed to release money back 

 6   to the landlords.  

 7                How is that program working?  And is 

 8   there anything in this legislation that supports 

 9   that program?  Or, if you believe it needs to be 

10   improved, anything in here that would improve 

11   that so that we can move more of that money that 

12   we're sitting on out to the people who need it?  

13                SENATOR KAVANAGH:   Thank you for 

14   the question.  Through you, Mr. President.  

15                That program was intended at the 

16   time to be a very limited program, because we had 

17   very limited financial resources to expend on it.

18                We, the Legislature in both houses, 

19   came to an agreement to allocate $100 million of 

20   CARES Act funding to that purpose at that time.  

21   Since $100 million is only a tiny fraction of the 

22   needs, we created some very restrictive criteria 

23   to ensure that only the neediest of our tenants 

24   were able to access that money and were 

25   prioritized.


                                                               3094

 1                Having said that, we understand that 

 2   there has been difficulty getting that money out 

 3   the door.  Only about $40 million of the 

 4   $100 million has been spent, and only 15 million 

 5   households to date have received aid.

 6                The Governor recently modified that 

 7   program through executive order and has reopened 

 8   the application period for that program through 

 9   February 1st at this point.  We encourage tenants 

10   who may be eligible for that -- who may be 

11   low-income and may be rent-burdened -- now to 

12   apply for that program.

13                But, Mr. President, the important 

14   thing to note is that the amount of relief we are 

15   going to need to get through this problem is 

16   vastly larger than the $100 million, and the 

17   amount of money that we expect to come from the 

18   bill that was signed just yesterday is 13 times 

19   that amount.  The $1.3 billion will require a new 

20   mechanism to get the money out the door 

21   efficiently and effectively and will cover a lot 

22   more tenants and a lot more of their landlords 

23   who are struggling to pay their costs.  

24                So this bill, because the Governor 

25   very recently modified that program to make it 


                                                               3095

 1   easier to get that money out to people, this bill 

 2   does not address that.  But it is a subject of 

 3   continuing concern for this house that we ensure 

 4   that we get relief into people's hands as quickly 

 5   as possible.

 6                SENATOR HELMING:   Through you, 

 7   Mr. President, if the sponsor will continue to 

 8   yield.

 9                ACTING PRESIDENT BENJAMIN:   Does 

10   the sponsor yield?  

11                SENATOR KAVANAGH:   Yes, 

12   Mr. President.

13                ACTING PRESIDENT BENJAMIN:   The 

14   sponsor yields.

15                SENATOR HELMING:   Maybe on the 

16   bill, quickly.

17                ACTING PRESIDENT BENJAMIN:    

18   Senator Helming on the bill.

19                SENATOR HELMING:   It's an awful 

20   shame that out of $100 million, when we have 

21   people across the state struggling -- 

22   struggling -- to pay their rent, to pay their 

23   heat bills, to put food on the table, that 

24   $60 million remains in the account and we're 

25   doing nothing about that today.


                                                               3096

 1                Mr. President, if the sponsor will 

 2   yield.

 3                ACTING PRESIDENT BENJAMIN:   Does 

 4   the sponsor yield?

 5                SENATOR KAVANAGH:   Yes, 

 6   Mr. President.  

 7                And I would just note that {mic off; 

 8   inaudible} many in the Minority had voted against 

 9   even this limited duration that we're offering in 

10   this bill already today, and I think that's also 

11   a terrible shame.

12                ACTING PRESIDENT BENJAMIN:   The 

13   sponsor has yielded.  Do you want to ask a 

14   question?

15                SENATOR HELMING:   Yes, please.

16                ACTING PRESIDENT BENJAMIN:   Okay.

17                SENATOR HELMING:   And in PART A, 

18   under the "NOTICE TO TENANT," there's a section 

19   that reads:  "If you have lost income or had 

20   increased costs during the COVID-19 pandemic."  

21   My question to the sponsor is, what are we 

22   talking about here, increased costs?  

23                Numbers -- Items 1 through 4 

24   identify a number of specific increased costs or 

25   circumstances, but this particular statement is 


                                                               3097

 1   very generic and very broad.  Does an increased 

 2   cost that would entitle someone to a hardship, 

 3   does it include things like if your cable bill 

 4   has increased, you've experienced an increased 

 5   cost?  

 6                Look, we just all went through the 

 7   holidays.  If you've overextended, you shopped 

 8   too much during the holidays, you spent too much, 

 9   does that mean that you now have a financial 

10   hardship?  Can the sponsor please explain, in 

11   specific detail, what is meant by "increased 

12   costs," or is this defined somewhere in the law?

13                SENATOR KAVANAGH:   Thank you.  

14   Mr. President, through you.  

15                The language that the -- my 

16   colleague is reading from is the general 

17   introduction to this form.  The form is 

18   structured so that -- such that a tenant who 

19   wanted to benefit from these provisions, and 

20   indeed a landlord, a small landlord who wanted to 

21   benefit from provisions of this bill, or a 

22   homeowner who wanted to benefit from provisions 

23   of this bill would have to check one of two 

24   options if they're a tenant.  And that is very 

25   specifically enumerated.  


                                                               3098

 1                They would have to say -- again, 

 2   under penalty of law, they would have to say they 

 3   are experiencing financial hardship and unable to 

 4   pay their rent or other financial obligations 

 5   under the lease in full, or obtain alternative 

 6   suitable permanent housing because one or more of 

 7   the following.  And there are five things that 

 8   are enumerated there.  

 9                I know that my colleague has them 

10   before her, but just to try to summarize:  A 

11   significant loss of income would count; 

12   increasing necessary out-of-pocket expenses 

13   related to performing essential work or related 

14   health impacts during the COVID-19 pandemic; 

15   childcare responsibilities or responsibilities to 

16   care for an elderly, disabled or sick family 

17   member during the pandemic that have negatively 

18   affected the tenant's ability or the ability of 

19   somebody else in the household to obtain 

20   meaningful employment or an income; moving 

21   expenses and difficulty they'd have securing 

22   alternative housing make it a hardship for them 

23   to relocate at this time; or other circumstances 

24   related to the COVID-19 pandemic have negatively 

25   affected their ability to obtain meaningful 


                                                               3099

 1   employment or earn income or have significantly 

 2   reduced their household income or significantly 

 3   increased their expenses.

 4                I would say -- and there's an 

 5   additional provision that they have to attest 

 6   that whatever loss of income or increased 

 7   expenses they've had have not been made up, 

 8   offset by -- have not been fully offset by any 

 9   public benefits they've received in the meantime.

10                I would suggest to my colleague that 

11   spending a lot of money on Netflix probably does 

12   not qualify one for any of these hardship 

13   provisions, although obviously that would be -- 

14   you know, perhaps we differ on that.

15                SENATOR HELMING:   Through you, 

16   Mr. President, if the sponsor will continue to 

17   yield.

18                ACTING PRESIDENT BENJAMIN:   Does 

19   the sponsor yield?

20                SENATOR KAVANAGH:   Yes, 

21   Mr. President.

22                ACTING PRESIDENT BENJAMIN:   The 

23   sponsor yields.

24                SENATOR HELMING:   Thank you, 

25   Senator, for reading those five criteria.  And 


                                                               3100

 1   I'm glad you did, because that's exactly where I 

 2   want to go to next.  

 3                Starting with number one, it talks 

 4   about significant loss of household income during 

 5   the COVID pandemic.  And I would like to better 

 6   understand, how is "significant loss" defined?

 7                SENATOR KAVANAGH:   Significant loss 

 8   of income -- again, it must be that the person is 

 9   unable to pay their rent or their other financial 

10   obligations under the lease or obtain suitable 

11   permanent housing because of this condition.  So 

12   it would have to be a loss of income or -- it's a 

13   combination of loss of income of these factors or 

14   increased expenses.  And somebody could have 

15   either or both, but they are attesting that those 

16   circumstances caused them to be unable to pay 

17   their rent in full.

18                What is significant for some of my 

19   colleague's constituents, given their cost of 

20   living and their income may be different than 

21   somebody else's constituents, depending on how 

22   much income they were making before the pandemic, 

23   what their rental costs are.

24                But the goal here is to have people 

25   attest that because of the significant loss, they 


                                                               3101

 1   have been unable to pay their rent or maintain 

 2   their other financial obligations during 

 3   COVID-19.

 4                SENATOR HELMING:   Through you, 

 5   Mr. President, if the sponsor will continue to 

 6   yield.

 7                ACTING PRESIDENT BENJAMIN:   Does 

 8   the sponsor yield?

 9                SENATOR HELMING:   So I'm not sure 

10   that that definition --

11                ACTING PRESIDENT BENJAMIN:   Does 

12   the sponsor yield?

13                SENATOR KAVANAGH:   Yes, 

14   Mr. President.

15                ACTING PRESIDENT BENJAMIN:   The 

16   sponsor yields.

17                Go ahead, Senator Helming.

18                SENATOR HELMING:   I think it would 

19   be helpful if there were a clear definition, a 

20   definition with some meat to it, so that we don't 

21   have unintended consequences happening.  

22                So, Senator Kavanagh, are you saying 

23   if I'm a high earner, I'm raking in a million 

24   bucks a year, and I experience a loss of income, 

25   even 50 percent, I could come back and say that 


                                                               3102

 1   I've experienced a significant loss of household 

 2   income and I am no longer able to pay my rent, 

 3   and just stop paying my rent, fill out a form and 

 4   stop paying my rent?  

 5                SENATOR KAVANAGH:   If I understand 

 6   your hypothetical, your hypothetical is someone 

 7   who is still making $10,000 a week during the 

 8   pandemic and they are unable to pay their rent?  

 9                I'm not sure, you know, where that 

10   person is renting, but it seems quite likely that 

11   somebody making $10,000 a week is able to pay 

12   their rent or find alternative permanent housing 

13   somewhere in the State of New York.  And that 

14   does not -- again, I don't want to prejudge how 

15   others might view this, but that does not appear 

16   to me to be a hardship that is preventing that 

17   person from paying their rent.

18                SENATOR HELMING:   Through you, 

19   Mr. President, if the sponsor will continue to 

20   yield.

21                ACTING PRESIDENT BENJAMIN:   Does 

22   the sponsor yield?

23                SENATOR KAVANAGH:   Yes, 

24   Mr. President.

25                ACTING PRESIDENT BENJAMIN:   The 


                                                               3103

 1   sponsor yields.

 2                SENATOR HELMING:   So, Senator 

 3   Kavanagh, you raised a very interesting point 

 4   when you say this -- in that example I gave, that 

 5   it probably wouldn't fly.  

 6                My question is, who is going to be 

 7   reviewing these forms, and how are they going to 

 8   determine if somebody meets the criteria?

 9                SENATOR KAVANAGH:   Mr. President, 

10   as we had an opportunity to discuss in a lively 

11   conversation during the Housing Committee 

12   meeting, the goal of this bill is to create a 

13   mechanism for people to present the fact that 

14   they are experiencing a hardship and unable to 

15   pay their rent, either because of increased 

16   expenses or because of a loss of income.  And if 

17   they do that, they are gaining a temporary 

18   protection from eviction.

19                The purpose is to avoid a situation 

20   where we believe there are at least 1 million -- 

21   about 1 million households in New York State who 

22   are behind on their rent.  Any process that tried 

23   to systematically adjudicate whether all 

24   million -- which portion of those million people 

25   are experiencing a hardship, would itself cause a 


                                                               3104

 1   very significant public health problem.

 2                We want to allow people -- we want 

 3   to take seriously the fact that you have to have 

 4   a hardship.  It would be a Class A misdemeanor to 

 5   sign a form like this and have it relied upon in 

 6   a court proceeding at some point.  But in the 

 7   meantime, we are trying to deal with an emergency 

 8   situation.  

 9                We don't want -- we already have 

10   lines out the door and down the block at some of 

11   our courthouses because eviction proceedings have 

12   started up again after the blanket moratorium 

13   that was in place through September 30th expired 

14   and was modified by a -- you know, a lesser 

15   moratorium.

16                So our goal here is to get tenants 

17   and homeowners -- and I would note, 

18   Mr. President, that the hostile amendment 

19   presented on this floor earlier weakened the 

20   protections for tenants but chose to leave all of 

21   the language we're discussing today that we're 

22   hearing skepticism about, chose to leave all of 

23   that language in place for landlords and 

24   homeowners.  

25                I find that interesting that, you 


                                                               3105

 1   know, the attempt to modify this bill only 

 2   intended to weaken it for tenants and not for 

 3   homeowners.  But this -- so had that amendment 

 4   been accepted, this language would have stayed in 

 5   place in two-thirds of the -- of this bill.

 6                But in any case, our goal here is to 

 7   create a system where people have to attest, 

 8   under penalty of law, that they have experienced 

 9   a hardship and that that hardship is causing them 

10   to be unable to meet their rental obligations.  

11   And in that circumstance, we want to protect them 

12   from eviction as an emergency public health 

13   measure.

14                SENATOR HELMING:   Through you, 

15   Mr. President, if the sponsor will continue to 

16   yield.

17                ACTING PRESIDENT BENJAMIN:   Does 

18   the sponsor yield?

19                SENATOR KAVANAGH:   Happily, 

20   Mr. President.

21                ACTING PRESIDENT BENJAMIN:   The 

22   sponsor yields.

23                SENATOR HELMING:   Thank you for 

24   that explanation, Senator Kavanagh.  I think it 

25   was a long way of saying that nobody will be 


                                                               3106

 1   reviewing those tenant hardship declaration 

 2   forms.  

 3                But moving on, I wanted to ask you a 

 4   question.  In the TENANT'S DECLARATION OF 

 5   HARDSHIP, A-3, it talks about childcare 

 6   responsibilities or responsibilities to care for 

 7   elderly, disabled, et cetera, or a sick family 

 8   member.  Can you tell me how "family member" is 

 9   defined?

10                SENATOR KAVANAGH:   It is not 

11   defined in the bill.  However, somebody who is 

12   expending money to care for a family member, and 

13   if that -- during this horrible pandemic where 

14   we've seen hundreds of thousands of Americans 

15   die, if they are choosing to spend their money 

16   taking care of a family member and that is 

17   causing them a hardship and that is preventing 

18   them from paying their rent, this bill stands for 

19   the principle that that person should not be 

20   subject to eviction during this pandemic.

21                SENATOR HELMING:   Through you, 

22   Mr. President, if the sponsor will continue to 

23   yield.

24                ACTING PRESIDENT BENJAMIN:   Does 

25   the sponsor yield? 


                                                               3107

 1                SENATOR KAVANAGH:   Yes, 

 2   Mr. President.

 3                ACTING PRESIDENT BENJAMIN:   The 

 4   sponsor yields.

 5                SENATOR HELMING:   So I had a call 

 6   from a person who is caring for a loved one.  

 7   It's not a family member, but they're caring for 

 8   a loved one.  They have out-of-pocket 

 9   expenditures, et cetera.  Where -- do they fit 

10   into that No. 3?  

11                SENATOR KAVANAGH:   Mr. President, 

12   I'd note, first of all, that the position that my 

13   colleague has taken would be that that person and 

14   every other person who might be facing eviction 

15   should not get any of the protections in this 

16   bill.

17                I would suggest that that may 

18   qualify as another circumstance related to the 

19   COVID-19 pandemic that has negatively and 

20   significantly reduced their income or 

21   significantly increased their expenses.  

22                But again, there is some 

23   subjectivity to this, and that does seem to me to 

24   be directly related to the COVID-19 pandemic.  If 

25   they're spending a lot of money keeping somebody 


                                                               3108

 1   else alive and well, I would think that we should 

 2   be extending sympathy to that person and 

 3   certainly not allowing them to be evicted in the 

 4   midst of that hardship.

 5                SENATOR HELMING:   Exactly.

 6                Through you, Mr. President, if the 

 7   sponsor will continue to yield.

 8                ACTING PRESIDENT BENJAMIN:   Does 

 9   the sponsor yield?

10                SENATOR KAVANAGH:   Happily, 

11   Mr. President.

12                ACTING PRESIDENT BENJAMIN:   The 

13   sponsor yields.

14                SENATOR HELMING:   Tenant's 

15   Declaration Item No. 5, it talks about "Other 

16   circumstances related to the COVID-19 pandemic 

17   that have negatively affected my ability to 

18   obtain meaningful employment or earned income."

19                Can you provide some examples of the 

20   other circumstances that are not already 

21   identified in Items 1 through 4?  And also, in 

22   that same Item 5, how is "meaningful employment" 

23   defined?  

24                SENATOR KAVANAGH:   Through you, 

25   Mr. President.  Again, we just had one 


                                                               3109

 1   circumstance that I offered as an example of this 

 2   very provision that is intended -- that sort of 

 3   demonstrates the fact that this language is 

 4   intended to be broad enough to cover the many 

 5   hardships and the many difficulties that 

 6   New Yorkers are facing during the COVID-19 

 7   pandemic, many of which were not predicted in 

 8   advance and perhaps cannot be predicted as we go 

 9   forward into the next round of our fight against 

10   this disease.

11                But, you know, one example the 

12   sponsor {sic} gave, and I assume from the 

13   thrust -- sorry, the -- my colleague gave, and I 

14   assume from the thrust of her question that she 

15   believes that somebody who's taking care of a 

16   loved one should be getting some protection -- 

17   that is the kind of circumstance that might allow 

18   somebody to truthfully check off that they are 

19   having a hardship, because No. 5 is about other 

20   circumstances related to the COVID-19 pandemic.

21                SENATOR HELMING:   Through you, 

22   Mr. President, if the sponsor will continue to 

23   yield.

24                ACTING PRESIDENT BENJAMIN:   Does 

25   the sponsor yield? 


                                                               3110

 1                SENATOR KAVANAGH:   Yes, 

 2   Mr. President.

 3                ACTING PRESIDENT BENJAMIN:   The 

 4   sponsor yields.

 5                SENATOR HELMING:   I'm curious, 

 6   Senator Kavanagh.  There is a clause in this bill 

 7   that says that the Office of Court Administration 

 8   shall promptly -- shall supply the respondent a 

 9   copy of the hardship declaration in English and, 

10   to the extent practicable, the tenant's primary 

11   language.  And I believe it was during our 

12   committee meeting you mentioned that there are 

13   numerous, almost 10 languages, I think, that this 

14   is going to be printed in.

15                But my question is, how will the 

16   court have any knowledge of the tenant's primary 

17   language?  And also, what about providing a copy 

18   in the landlord's primary language?

19                SENATOR KAVANAGH:   Through you, 

20   Mr. President.  The language provisions of the 

21   bill require that the Office of Court 

22   Administration translate this form into seven 

23   languages in addition to English, and make those 

24   forms available to all parties through their 

25   public website, and that includes tenants as well 


                                                               3111

 1   as homeowners and other property owners.

 2                The forms for homeowners and 

 3   property owners are slightly different from the 

 4   tenant forms, but they have the same thrust of -- 

 5   that the tenant form that we've been discussing 

 6   today.

 7                And again, I would note that all of 

 8   these provisions seem to be acceptable to the 

 9   Minority when applied to landlords or homeowners, 

10   but somehow are under question when they're 

11   applied to tenants, to protect tenants.

12                But in any case, the provisions 

13   where the court is providing the form are only in 

14   the circumstance where a case is already pending 

15   before the tenant {sic}.  Often the court may 

16   have information as to the language of the tenant 

17   because they are already a party to a case that 

18   is before that court.  

19                But -- and similarly, landlords 

20   often, because they have to make demands of their 

21   tenants, they have to ask for rent, they have to 

22   discuss repairs -- landlords may also have 

23   information about the primary language of the 

24   tenant.  If they are aware of such primary 

25   language that is not English, they are supposed 


                                                               3112

 1   to provide this form to the tenant in the primary 

 2   language of the tenant.

 3                SENATOR HELMING:   Through you, 

 4   Mr. President, if the sponsor will continue to 

 5   yield.

 6                ACTING PRESIDENT BENJAMIN:   Does 

 7   the sponsor yield?

 8                SENATOR KAVANAGH:   Yes --

 9                SENATOR HELMING:   I'm not sure --

10                SENATOR KAVANAGH:   -- I'm happy to 

11   follow up if I didn't -- if I missed a part of 

12   the question.

13                SENATOR HELMING:   Supplying the 

14   same information to the landlord in their primary 

15   language?  But it's okay.  

16                SENATOR KAVANAGH:   {Mic off; 

17   inaudible.}  So the cases that are brought 

18   before -- the cases that are brought before the 

19   court -- sorry, the particular thing that the -- 

20   that my colleague asked about, is the court 

21   supplying this form to the -- to a party to the 

22   case, the thrust of the language is that it has 

23   to be in the language of the party who has to 

24   sign it.  

25                So if they were providing it to a 


                                                               3113

 1   property owner in a circumstance where the 

 2   property owner is the person who's supposed to 

 3   benefit from the protections, they would be 

 4   providing it to that person in their primary 

 5   language to the extent practicable.  If they're 

 6   in a case where they're providing it to a tenant 

 7   who's supposed to benefit from these protections, 

 8   they'd be providing it to the tenant in the 

 9   language that -- to the extent practicable, in 

10   the language that is the primary language of that 

11   tenant.

12                But in each case -- again, the 

13   language is parallel, and in each case the form 

14   is supposed to be provided to the party who is 

15   expected to read it and sign it and benefit from 

16   it in a language that they can understand.

17                SENATOR HELMING:   Through you, 

18   Mr. President, if the sponsor will continue to 

19   yield.  

20                ACTING PRESIDENT BENJAMIN:   Does 

21   the sponsor yield?

22                SENATOR KAVANAGH:   Yes, 

23   Mr. President.

24                ACTING PRESIDENT BENJAMIN:   The 

25   sponsor yields.  


                                                               3114

 1                SENATOR HELMING:   Is that in this 

 2   bill?  I see it for the tenant, but is it in this 

 3   bill for landlord and property owners?  

 4                SENATOR KAVANAGH:   Yes.  And if 

 5   you'll give me a moment, I will find it.

 6                SENATOR HELMING:   Okay.

 7                SENATOR KAVANAGH:   If I may just -- 

 8   rather than finding the language, the -- the 

 9   structure of this bill is a set of protections 

10   for tenants and then a very parallel and very 

11   similarly worded set of protections for 

12   homeowners and property owners.  

13                And the language I just cited is in 

14   each of those, more or less verbatim.  There are 

15   slight differences in those provisions because 

16   court processes to evict a tenant are somewhat 

17   different from court processes to foreclose on 

18   taxes or foreclose on a mortgage.

19                But that provision is, I believe, 

20   verbatim for anybody who is expected to benefit 

21   from the protections of this form.

22                SENATOR HELMING:   Through you, 

23   Mr. President, if the sponsor will continue to 

24   yield.

25                ACTING PRESIDENT BENJAMIN:   Does 


                                                               3115

 1   the sponsor yield?

 2                SENATOR KAVANAGH:   Yes, 

 3   Mr. President.

 4                ACTING PRESIDENT BENJAMIN:   The 

 5   sponsor yields.

 6                SENATOR HELMING:   This bill 

 7   includes language that requires that a list of 

 8   all not-for-profit legal service providers 

 9   actively handling housing matters in the county 

10   where the subject premises are located, that such 

11   lists are to be prepared and regularly updated, 

12   to the extent practicable, for such purpose and 

13   published on the website of the Office of Court 

14   Administration.

15                So I understand, reading this, that 

16   the Office of Court Administration is responsible 

17   for publishing on their website this information.  

18   But who is responsible -- is there language 

19   somewhere that requires the Office of Court 

20   Administration or someone else to prepare and 

21   regularly update this information?  Or is it just 

22   assumed that that's going to happen?  

23                SENATOR KAVANAGH:   Yeah, I think 

24   that the bill -- the bill creates -- through you, 

25   Mr. President, the bill creates an ongoing 


                                                               3116

 1   obligation of the Office of Court Administration 

 2   to have that information available.  I think it 

 3   would be reasonable to read that obligation as 

 4   information that is current, as opposed to 

 5   information that was true last year but is no 

 6   longer true.

 7                And I also think the Office of 

 8   Court Administration -- we had a hearing in this 

 9   house of the Judiciary and the Housing and the 

10   Codes Committees about the capacity of the court 

11   to respond to the many problems that people are 

12   having during COVID-19, and the courts have 

13   expressed quite a bit of willingness to provide 

14   all parties -- landlords, tenants, property 

15   owners -- with the information they need.  

16                What they have suggested at that 

17   hearing is that they would like some direction 

18   from the Legislature or Governor or both as to 

19   what the standards ought to be, and that is one 

20   of the things we're doing today.

21                SENATOR HELMING:   Through you, 

22   Mr. President, if the sponsor will continue to 

23   yield.

24                ACTING PRESIDENT BENJAMIN:   Does 

25   the sponsor yield?


                                                               3117

 1                SENATOR KAVANAGH:   Yes, 

 2   Mr. President.

 3                ACTING PRESIDENT BENJAMIN:   The 

 4   sponsor yields.

 5                SENATOR HELMING:   Senator Kavanagh, 

 6   the Declaration of Hardship form, will that be 

 7   released at the same time as the required 

 8   resources are ready to be released?  Or do you 

 9   anticipate the hardship form will be released 

10   prior to resources?  

11                SENATOR KAVANAGH:   I believe -- 

12   (pause).  So I just wanted to check, since we 

13   went through a number of drafts of this.  

14                The bill requires that the Office of 

15   Court Administration make that form available 

16   consistent with this law within 15 days of the 

17   date of enactment.  So that form would be 

18   available on the Office of Court Administration's 

19   website.

20                In addition, the bill provides for a 

21   60-day stay against -- of proceedings against 

22   those homeowners and renters and property owners 

23   that we are -- and small landlords that we're 

24   intending to protect by this bill.  And during 

25   that 60 days, presumably all parties will have an 


                                                               3118

 1   opportunity to familiarize themselves with the 

 2   law and their new rights and obligations under 

 3   this bill.

 4                If the case is pending as of the 

 5   effective date of this bill, the court is 

 6   required, as we discussed a moment ago, to 

 7   provide notice of this new declaration process to 

 8   the litigants who are intended to benefit from 

 9   it.

10                SENATOR HELMING:   Through you, 

11   Mr. President, if the sponsor will continue to 

12   yield.

13                ACTING PRESIDENT BENJAMIN:   Does 

14   the sponsor yield?

15                SENATOR KAVANAGH:   Yes, 

16   Mr. President.

17                ACTING PRESIDENT BENJAMIN:   The 

18   sponsor yields.

19                SENATOR HELMING:   When discussing 

20   service of the Notice of Petition, there is a 

21   requirement that the Notice of Petition must have 

22   attached to it the Hardship Declaration and that 

23   the Notice of Petition, with the attached 

24   Hardship Declaration, shall be made by personal 

25   delivery to the respondent unless such service 


                                                               3119

 1   cannot be made with due diligence.

 2                Is "due diligence" defined somewhere 

 3   in the law or in this bill?  

 4                SENATOR KAVANAGH:   Through you, 

 5   Mr. President, there is a great deal of court 

 6   experience and case law -- this is a provision 

 7   that would be required and reviewed at the point 

 8   where there is a case filed because a tenant has 

 9   not returned the declaration form.  

10                I think that a judge and 

11   participants in the litigation process have a lot 

12   of familiarity with what is required to properly 

13   serve somebody with a document that they are 

14   required to receive to proceed with litigation.

15                I will confess that as the Housing 

16   chair, I am not an expert on that process, but I 

17   am told that serving documents in court 

18   proceedings and doing it with adequate diligence, 

19   with the diligence that is due, is something that 

20   courts will be able to handle whether that has 

21   occurred.

22                SENATOR HELMING:   Through you, 

23   Mr. President, if the sponsor will continue to 

24   yield.

25                ACTING PRESIDENT BENJAMIN:   Does 


                                                               3120

 1   the sponsor yield?

 2                SENATOR KAVANAGH:   Yes.

 3                ACTING PRESIDENT BENJAMIN:   The 

 4   sponsor yields.

 5                SENATOR HELMING:   This legislation 

 6   includes a rebuttal presumption.  And my question 

 7   is, if there is a safety hazard, if a home is 

 8   deemed to be unsafe for occupants by local or 

 9   state code enforcement officers, does this 

10   section -- does this rebuttal presumption prevent 

11   removing inhabitants from an unsafe living 

12   provision?  

13                And why I bring this up is it seems, 

14   especially during the winter months, there are so 

15   many horrible fires that result, we have roof 

16   collapses, you know, roofs that are compromised 

17   because of snow loads.  There's just a lot that's 

18   going on.

19                So again if you can just answer 

20   whether or not this would prevent someone being 

21   asked to leave a home that is no longer safe.  

22   There could be a gas leak ...

23                SENATOR KAVANAGH:   I wanted to make 

24   sure my colleague finished the question.

25                SENATOR HELMING:   Yeah.


                                                               3121

 1                SENATOR KAVANAGH:   So there are a 

 2   few different provisions that the -- my colleague 

 3   is referring to.  

 4                The rebuttable presumption 

 5   provisions are not relevant to this particular 

 6   question.  The rebuttable presumption is about 

 7   circumstances in which somebody is claiming a 

 8   hardship in some subsequent proceeding, and it 

 9   says that having signed this form creates a 

10   presumption that there was a hardship.

11                But at a point where the litigant -- 

12   litigants might have an opportunity to rebut 

13   that.  That is not about the question of whether 

14   somebody could be removed from their home now 

15   under those provisions.

16                There are situations that are 

17   relevant to that question.  The first is if the 

18   tenants themselves are causing a danger to 

19   property, to the safety or health of their 

20   neighbors, or they're engaging in persistent 

21   behavior that threatens the ability of other 

22   residents of the building to enjoy their 

23   property, that is a circumstance in which this 

24   bill would allow an eviction proceeding to go 

25   forward.  And there would be a special hearing to 


                                                               3122

 1   determine whether those circumstances are present 

 2   in a given case.

 3                Some of the examples that my 

 4   colleague mentioned I think it would be dealt 

 5   with in different provisions of law.  If there's 

 6   a fire in a building or some other serious threat 

 7   to health and safety, typically that is dealt 

 8   with by local authorities issuing a full vacate 

 9   order or a partial vacate order that specifies 

10   who's entitled to be in the building.  

11                And that is not -- it is not 

12   necessary at that stage to engage in an eviction 

13   proceeding.  It is the authority of local 

14   government, under its ability to protect the 

15   public safety and public health, that causes 

16   people to be not permitted to go into those 

17   buildings.  It's not an eviction.  Often the 

18   residents of those buildings retain the rights of 

19   tenants, they're just not allowed to enter the 

20   building because of safety concerns.  Often the 

21   landlord is also not allowed to enter the 

22   building in those conditions because there is a 

23   physical danger present, until engineers get in 

24   and determine what is safe and what is not safe.

25                SENATOR HELMING:   Through you, 


                                                               3123

 1   Mr. President, if the sponsor will continue to 

 2   yield.  

 3                ACTING PRESIDENT BENJAMIN:   Does 

 4   the sponsor yield?

 5                SENATOR KAVANAGH:   Yes, 

 6   Mr. President.

 7                ACTING PRESIDENT BENJAMIN:   The 

 8   sponsor yields.  

 9                SENATOR HELMING:   Senator Kavanagh, 

10   under the legislation it's my understanding that 

11   the individual submitting the Hardship 

12   Declaration only has to submit it once, and 

13   they'll be covered from participating in a 

14   proceeding through at least May 1st.  

15                What happens if the individual's 

16   financial circumstances improve before May 1st?  

17   For example, they may get their jobs back.  

18   Hopefully, right, with the vaccine and the 

19   positive steps that we're taking, they may become 

20   employed.  Or maybe they'll secure additional 

21   government assistance.  Theoretically, they would 

22   no longer be experiencing financial hardship and 

23   they are able to pay either their full obligation 

24   or a partial obligation.

25                SENATOR KAVANAGH:   Through you, 


                                                               3124

 1   Mr. President.  First of all, there is nothing in 

 2   this bill that alters the obligation of people to 

 3   pay.  This is an eviction moratorium; it is not a 

 4   rent holiday.  And so people who have the ability 

 5   to pay ought to pay their rent.

 6                The bill reflects the idea that we 

 7   believe that a stay of these proceedings is 

 8   appropriate for four months while we continue to 

 9   take steps to recover from the pandemic, while we 

10   attempt to get the resources into the hands of 

11   people that they need to cover these expenses.  A 

12   process where somebody had to recertify 

13   frequently during that four-month process would 

14   be certainly difficult to administer.  

15                And again, we believe that it has to 

16   be -- to issue a stay, it has to be stayed for 

17   some period.  And it is the sense of the sponsors 

18   of this bill and the many members of our -- of 

19   both houses that are supporting it that a 

20   four-month stay of these proceedings is 

21   reasonable for somebody who has a hardship.  Now 

22   that we are entering the tenth month of this 

23   pandemic, in many cases even if somebody got 

24   their job back tomorrow, it would be a while 

25   before they fully overcome the hardships that 


                                                               3125

 1   have been built up since March 7th, when the 

 2   first emergency order was issued.

 3                SENATOR HELMING:   Through you, 

 4   Mr. President, if the sponsor will continue to 

 5   yield.

 6                ACTING PRESIDENT BENJAMIN:   Does 

 7   the sponsor yield?

 8                SENATOR KAVANAGH:   Yes, 

 9   Mr. President.

10                ACTING PRESIDENT BENJAMIN:   The 

11   sponsor yields.

12                SENATOR HELMING:   So we've touched 

13   on this a little bit, but does the legislation 

14   preclude any individuals from submitting a 

15   hardship declaration if they have a certain 

16   income level?  And we discussed that a little bit 

17   so far.  But for example, if a person had a 

18   significant loss of income but they have 

19   substantial amounts of savings, under this bill 

20   is there anything that actually requires the 

21   individual to draw down at least some of those 

22   assets?  

23                SENATOR KAVANAGH:   Through you, 

24   Mr. President.  We did discuss this a bit 

25   previously.  But again, to reiterate, the person 


                                                               3126

 1   would be signing a form that says they're 

 2   experiencing financial hardship and unable to pay 

 3   their rent or other financial obligations under 

 4   the lease in full, or obtain alternative suitable 

 5   permanent housing because of these conditions.

 6                If they have a very large bank 

 7   account or a trust fund or some other thing that 

 8   they can draw upon, presumably they would not be 

 9   unable to pay their obligations and to pay their 

10   rent or find suitable housing.  Similarly, they 

11   might be able to pay their mortgage in that 

12   circumstance, and as a homeowner in that 

13   circumstance, they wouldn't be protected either.

14                But if they -- the whole thrust of 

15   the declaration people are making is that they 

16   are unable to meet their financial obligations 

17   or, in the case of tenants, that vacating the 

18   premises would pose a significant health risk 

19   because they or a member of their family have 

20   increased risk of severe illness because of their 

21   age or because of a medical condition or because 

22   of a disability.

23                SENATOR HELMING:   Thank you.  

24   Through you, Mr. President, if the sponsor will 

25   continue to yield.


                                                               3127

 1                ACTING PRESIDENT BENJAMIN:   Does 

 2   the sponsor yield?

 3                SENATOR KAVANAGH:   Yes, 

 4   Mr. President.

 5                ACTING PRESIDENT BENJAMIN:   The 

 6   sponsor yields.

 7                SENATOR HELMING:   Interesting.  If 

 8   they are unable to meet their financial 

 9   obligations, but they're -- it's not really 

10   defined what that is.  So they could come up with 

11   a whole litany of things.  

12                Under the bill, a tenant may still 

13   be evicted if they are persistently and 

14   unreasonably engaging in behavior that 

15   substantially infringes on the use and enjoyment 

16   of other tenants or occupants or causes a 

17   substantial safety hazard to others.  If the 

18   tenant violates their lease by committing 

19   property damage but it doesn't bother anyone 

20   else, and they filed a financial hardship, even 

21   though the hardship has nothing to do with the 

22   property damage, can they be evicted under the 

23   bill?

24                SENATOR KAVANAGH:   Mr. President, 

25   I'm not sure what sort of circumstances the -- 


                                                               3128

 1   what kind of property damage wouldn't be causing 

 2   a threat to the safety of -- or the health or 

 3   safety of others.  Perhaps my colleague could, 

 4   you know, provide an example so I can better 

 5   understand her question.

 6                SENATOR HELMING:   Through you, 

 7   Mr. President.  So it could be a tenant is maybe 

 8   knocking holes in a wall, maybe even breaking out 

 9   windows, things that don't necessarily -- I've 

10   heard of tenants plugging up toilets and letting 

11   the stuff flood out their apartment, but it 

12   doesn't necessarily impact anyone else in the 

13   building.  In those circumstances, how does 

14   this -- 

15                SENATOR KAVANAGH:   It would be a 

16   fact-based determination by a court under a 

17   special hearing required by this bill as to 

18   whether those conditions are causing threats to 

19   the peaceful enjoyment of the other residents of 

20   the building or a safety or health hazard.  

21                I would suggest that plugging up 

22   your toilet and letting the water flow where it 

23   may probably would qualify.  

24                But again, the goal of this is to 

25   prevent people from being evicted during a 


                                                               3129

 1   pandemic in a way that will cause a threat to 

 2   their health and a threat to the public health of 

 3   everyone in their community.  Because, of course, 

 4   the thrust of this is to prevent the spread of a 

 5   highly communicable deadly disease.  

 6                But again, it would have to be a 

 7   fact-based determination.  And again, I would 

 8   suggest that some of the circumstances my 

 9   colleague mentioned would qualify as threats to 

10   the safety and the well-being of their neighbors.

11                SENATOR HELMING:   Through you, 

12   Mr. President, if the sponsor will continue to 

13   yield.

14                ACTING PRESIDENT BENJAMIN:   Does 

15   the sponsor yield?

16                SENATOR KAVANAGH:   Yes, 

17   Mr. President.

18                ACTING PRESIDENT BENJAMIN:   the 

19   sponsor yields.

20                SENATOR HELMING:   Subpart C of the 

21   bill prevents negative marks on the credit 

22   reports of tenants or homeowners in arrears.  

23   But, Senator Kavanagh, what about the negative 

24   reporting for property owners who cannot pay 

25   their bills?  For example, rents may come with 


                                                               3130

 1   free heat, hot water, electric, cable, Wifi for 

 2   tenants, so the landlord's still responsible for 

 3   these costs even though there's no rent being 

 4   paid.  The landlord can't just shut off these 

 5   services.  

 6                But why are the unpaid bills for the 

 7   landlord's expenses not protected from adverse 

 8   credit reports?  

 9                SENATOR KAVANAGH:   Through you, 

10   Mr. President.  We took a number of actions 

11   previously in the session that are related to 

12   some of the issues my colleague is raising.  

13                For example, we did pass a bill that 

14   prohibits turning off services for various 

15   utilities in residential settings.  That includes 

16   heat and gas and electricity and phone service, 

17   and that would include residential buildings 

18   in -- generally, in addition to individual 

19   apartments.  So we have taken steps to ensure 

20   that people are protected.

21                In addition, the provisions 

22   that the -- I'm looking -- you know, it's -- I'm 

23   looking for the specific provision so I can cite 

24   the language.  But I believe that this -- the 

25   provisions regarding credit would protect people 


                                                               3131

 1   who are taking advantage of this -- of the 

 2   provisions of this bill.  (Pause.)  

 3                I just -- I would note two things.  

 4   Although my colleague has very much wanted to 

 5   focus on the tenant benefits of this, again, I 

 6   would note that this bill protects homeowners and 

 7   it also protects small landlords, defined as 

 8   people who have 10 or fewer dwelling units that 

 9   they control.  And they would also be benefiting 

10   from many of the protections of this bill.

11                I would note that in the provisions 

12   that -- we've talked about the five provisions 

13   that apply to tenants claiming hardship.  I would 

14   note that the property owner provisions have a 

15   sixth provision which constitutes a hardship 

16   which says that "one or more of my tenants have 

17   defaulted on a significant amount of their rent 

18   payments since March 1, 2020."

19                So we are addressing a situation 

20   where tenants are not paying the rent to a small 

21   landlord; we are allowing the landlord to claim a 

22   hardship -- again, simply by signing the form 

23   attesting to such hardship without further 

24   inquiry as to the accuracy of that form.  

25                We are trusting landlords, just like 


                                                               3132

 1   we are trusting tenants to make an attestation 

 2   under penalty of perjury that they are 

 3   experiencing a hardship.  That hardship could 

 4   include the tenant's not paying rent.  And that 

 5   landlord, who is benefiting from the protection 

 6   of this bill, would also benefit from the 

 7   protection that their credit cannot be adversely 

 8   affected by taking advantage of the provisions of 

 9   this bill.

10                SENATOR HELMING:   Through you, 

11   Mr. President, if the sponsor will continue to 

12   yield.

13                ACTING PRESIDENT BENJAMIN:   Does 

14   the sponsor yield?

15                SENATOR KAVANAGH:   Happily, 

16   Mr. President.

17                ACTING PRESIDENT BENJAMIN:   The 

18   sponsor yields.

19                SENATOR HELMING:   Senator Kavanagh, 

20   what do you envision for the payback of rents or 

21   mortgage payments?  What does that look like?  

22   Over what time is that going to be paid back?  

23   And do you feel like the backlog is going to be 

24   enormous and that payment delays are going to 

25   prevent or stand in the way of New York State's 


                                                               3133

 1   recovery, economic recovery?  

 2                SENATOR KAVANAGH:   Mr. President, I 

 3   do have some of those concerns.  And again, I 

 4   have been advocating for much quicker and more 

 5   decisive and more generous action from the 

 6   federal government.  And I believe in a situation 

 7   where we're facing a $15 billion budget gap in 

 8   this year's budget and a $15 billion budget gap 

 9   in next year's state budget, we are going to need 

10   federal assistance.

11                I would note that at my urging and 

12   the urging of many other people, the U.S. House 

13   of Representatives adopted a package last spring 

14   that would have provided $100 billion nationally, 

15   of which New York might have seen many billions 

16   of dollars, to address this situation.  Had that 

17   action been taken up by the U.S. Senate and 

18   signed to law by the White House, we would not be 

19   where we are today.  We would have been able to 

20   have a generous rent subsidy program and also a 

21   generous program to help landlords with the costs 

22   that they have not been able to cover.  

23                I mentioned that bill carried 

24   $100 billion for renters; it also carried 

25   $70 billion nationally to help homeowners.  


                                                               3134

 1   Unfortunately, that bill was blocked in 

 2   Washington.

 3                But the good news is that we have 

 4   finally seen action in the Senate and the 

 5   Assembly -- I'm sorry, the U.S. Senate and the 

 6   U.S. House of Representatives got together and 

 7   passed a generous package -- it is not all that 

 8   we need, but it will allow $1.3 billion to be 

 9   spent to address the fact that tenants have not 

10   been paying their rent because they are having 

11   hardships and because they don't have the 

12   resources to do so.  And that money will, under 

13   the terms of that bill, get into the hands of 

14   landlords, who are then able to pay their 

15   expenses.  I think that is a major step forward.  

16                And today what we are doing is a 

17   stopgap to ensure that in the meantime, 

18   homeowners are not foreclosed on by their banks 

19   or by local taxing authorities, small landlords 

20   are not foreclosed in that way, and tenants are 

21   not evicted in the middle of a pandemic.

22                But I share the concern that it is 

23   going to take a while to dig out of this, and 

24   that's why I've spent the last 10 months 

25   advocating for quicker action and more relief so 


                                                               3135

 1   that we could have addressed this problem as we 

 2   went along.

 3                SENATOR HELMING:   Thank you.

 4                Mr. President, on the bill.

 5                ACTING PRESIDENT BENJAMIN:    

 6   Senator Helming on the bill.

 7                SENATOR HELMING:   Thank you, 

 8   Mr. President.  And Senator Kavanagh, thank you 

 9   for your patience in answering all of my 

10   questions.

11                I have seen things during the last 

12   several months that I have never seen.  People 

13   are coming out and looking for help and support 

14   who never envisioned ever having to reach out to 

15   the government for help and assistance.  

16                And one of the areas where I feel 

17   like we should have helped them is we should have 

18   incorporated something into this legislation that 

19   made it a requirement for someone, whether it's 

20   Office of Court Administration or someone else, 

21   to provide information regarding all the 

22   assistance programs that are available.  Whether, 

23   as I said earlier, it's HEAP, EBT, whatever it 

24   is -- but I think that is one area that we've 

25   missed here.


                                                               3136

 1                Tenants and small landlords are 

 2   among the thousands of New Yorkers experiencing 

 3   economic hardship as a result of the pandemic.  

 4   They deserve our help.  But today, instead of 

 5   taking action to begin our economic recovery, 

 6   we're voting on a bill that does little to 

 7   provide any meaningful or real long-term relief 

 8   to tenants or property owners.  In fact, it's my 

 9   feeling that this bill is so flawed that it's 

10   going to allow millionaires to avoid paying their 

11   rent.

12                We must protect both tenants and 

13   property owners.  I've offered an amendment -- 

14   along with my colleagues in the Minority -- to 

15   this bill that would treat people more equally -- 

16   equitably, treat both the tenants and the 

17   property owners more equitably.  

18                Tenants who are struggling to pay 

19   their rent as a result of the pandemic deserve 

20   relief.  No one is arguing with that.  But the 

21   legislation before us today, however well 

22   intentioned, will not help people get back to 

23   work or meet their rent obligations.  It will not 

24   enable landlords to maintain and keep their 

25   property safe or meet their mortgage obligation.  


                                                               3137

 1   It is not going to preserve affordable housing in 

 2   our communities or help our local economies.  

 3                What this bill does is simply kicks 

 4   the problems down the road and creates a bigger 

 5   financial hole for tenants and landlords.  Come 

 6   1 May, when the end of this exemption comes, so 

 7   too will all those back-rent payments, the 

 8   mortgage payments, the interest and penalties and 

 9   other fees.  We're no doubt going to see 

10   increased liens and foreclosures.  This is only 

11   going to delay New York's economic recovery.

12                This bill misses an opportunity to 

13   help real people and does a disservice to those 

14   most in need.  It fails to ensure tenants have 

15   access to information on federal and state 

16   programs already in place, programs that could 

17   help them keep their heat on, feed their families 

18   and even pay their rent.

19                New York has tens of millions of 

20   dollars in rent relief funding.  Where is it?  

21   This funding, and the additional money that we 

22   can expect from the federal government, must be 

23   distributed.  It's got to be moved out to the 

24   people who need it.  Our focus should be on 

25   getting this money in the hands of New Yorkers 


                                                               3138

 1   who need it most, not taking redundant action 

 2   that will only add more bureaucracy.

 3                There are tenants and landlords 

 4   experiencing real economic hardship.  

 5   Unfortunately, this bill falls short.  It's not a 

 6   solution to the problems either of them face.  We 

 7   must bring everyone to the table and work 

 8   together to develop solutions that allow people 

 9   to stay in their homes and ensure that landlords 

10   can maintain their property.  Let's not make a 

11   bad situation worse or further delay New York 

12   State's economic recovery.  

13                I will be voting no on this bill.  

14                Thank you, Mr. President.

15                ACTING PRESIDENT BENJAMIN:   Senator 

16   Amedore.

17                SENATOR AMEDORE:   Thank you, 

18   Mr. President.  Will the sponsor yield for a few 

19   questions?  

20                ACTING PRESIDENT BENJAMIN:   Does 

21   the sponsor yield?

22                SENATOR KAVANAGH:   Absolutely, 

23   Mr. President.

24                ACTING PRESIDENT BENJAMIN:   The 

25   sponsor yields.  


                                                               3139

 1                SENATOR AMEDORE:   Senator Kavanagh, 

 2   nice to see you.  Thank you so much for working 

 3   with me throughout the years.  

 4                And to you, Mr. President, and to 

 5   all of the colleagues in the chamber and members 

 6   of the Senate, it's been a great honor for me to 

 7   serve.  I will miss you all, and I wish everyone 

 8   a very blessed New Year.

 9                But I have a few questions for 

10   Mr. -- for Senator Kavanagh on this -- on the 

11   bill that's before the house.  And that is the 

12   first question, Senator, is does the COVID-19 

13   Emergency Eviction and Foreclosure Prevention Act 

14   of 2020, will this extend after the emergency 

15   declaration is removed or ends?

16                SENATOR KAVANAGH:   Through you, 

17   Mr. President, the provisions of this bill apply 

18   immediately upon the bill being signed, it is 

19   effective immediately.  And it creates various 

20   stays and a moratorium through May 1, 2021.  It 

21   is not tied -- I don't think any part of the bill 

22   that I'm aware of is tied to any other provision 

23   of law or any other emergency declaration.

24                SENATOR AMEDORE:   Through you, 

25   Mr. President, will the sponsor continue to 


                                                               3140

 1   yield?  

 2                ACTING PRESIDENT BENJAMIN:   Will 

 3   the sponsor yield?

 4                SENATOR KAVANAGH:   Yes, 

 5   Mr. President.

 6                ACTING PRESIDENT BENJAMIN:   The 

 7   sponsor yields.

 8                SENATOR AMEDORE:   So, Senator 

 9   Kavanagh, what I believe I hear you say, if I may 

10   interpret it properly in my own way, is there's 

11   nothing in this bill that will be made permanent 

12   in the laws of the State of New York within this 

13   time frame of this pandemic.  After the pandemic 

14   is over, the declaration of emergency is removed, 

15   we hopefully get back to normal, then the 

16   landlords, tenants, homeowners, business owners, 

17   banks will go through the courts, will go back to 

18   its normal way of life following the laws that we 

19   already have on the books, and statutes?

20                SENATOR KAVANAGH:   Yeah.  Through 

21   you, Mr. President, that would be the 

22   expectation.

23                As I discussed with our other 

24   colleague, it may take time before things are 

25   back to normal on the ground before we get the 


                                                               3141

 1   rent arrears paid, before we get, you know, 

 2   people's mortgage arrears cleared out, before we 

 3   get taxes paid.  But this bill does not, on its 

 4   own terms, create any changes past May 1st.  

 5                There may, of course, be 

 6   implications of court proceedings that are begun 

 7   under this process.  The provisions about the 

 8   rebuttable presumption about the form that is 

 9   submitted under this do last beyond May 1st; I 

10   think that's provided for in the effective-date 

11   clause.  

12                But other than that, there is an 

13   expectation -- a hope, I would say -- that 

14   through this bill, which provides immediate 

15   relief to people who might be facing tax 

16   foreclosure or mortgage foreclosure or eviction, 

17   it provides that immediate relief, and then in 

18   the meantime I think we're all going to need to 

19   work on figuring out how to address the very 

20   serious financial obligations of all of this, and 

21   the many other human implications of all that 

22   we've gone through in the last 10 months.

23                SENATOR AMEDORE:   Through you, 

24   Mr. President, will the sponsor continue to 

25   yield?  


                                                               3142

 1                ACTING PRESIDENT BENJAMIN:   Does 

 2   the sponsor yield?

 3                SENATOR KAVANAGH:   Yes, 

 4   Mr. President.

 5                ACTING PRESIDENT BENJAMIN:   The 

 6   sponsor yields.  

 7                SENATOR AMEDORE:   Senator Kavanagh, 

 8   you've probably explained this before, and you 

 9   may have even said it during the 

10   Housing Committee meeting, but how does this 

11   legislation differ from the executive order that 

12   Governor Cuomo has put in place and has extended?

13                SENATOR KAVANAGH:   The executive 

14   order -- so there have been a number of executive 

15   orders in this area, and they have been modified 

16   a few times.  And in addition, they are 

17   overlapping with a piece of legislation that we 

18   passed previously called the Tenant Safe Harbor 

19   Act.  So it is a little hard to summarize the 

20   current state of affairs absent this bill.  

21                I would notice that there are 

22   reports that the Governor intends to sign this 

23   bill, and it will presumably supersede what we've 

24   had in place so far.

25                But that -- the current state of 


                                                               3143

 1   affairs is such that -- I'm trying to summarize 

 2   the differences.  I think the single biggest 

 3   difference is this bill contemplates somebody -- 

 4   it is a requirement that we check whether the 

 5   homeowner or the small landlord or the tenant is 

 6   experiencing a hardship before a case is filed.  

 7   And if they are experiencing such a hardship, 

 8   then a case to get a possessory judgment to 

 9   remove them from the property cannot be 

10   initiated.  

11                There's a concern now that what 

12   we've seen since in -- as of June 20th, one could 

13   file residential eviction cases; as of the end of 

14   September, they could proceed with evictions.  

15   What we've seen is many, many cases, tens of 

16   thousands of cases were filed against tenants and 

17   against homeowners, and those people then had to 

18   proceed through a process of trying to defend 

19   themselves in court, to answer a complaint, to 

20   file papers.  

21                That process for tenants and 

22   homeowners and small landlords who are 

23   experiencing a hardship is problematic in itself 

24   because the courts are not capable of 

25   adjudicating those things effectively.


                                                               3144

 1                So what we're doing is taking the 

 2   question and putting it earlier in the process.  

 3   Before a landlord can file a case against a 

 4   tenant, before a bank can file a foreclosure 

 5   proceeding against a homeowner, before your local 

 6   tax authority can try to sell a tax lien relevant 

 7   to your property or foreclose based on your 

 8   unpaid taxes, they must first get you an 

 9   opportunity to declare that you have a hardship.  

10                And if you do have a hardship, the 

11   case is stayed until May 1st, you are not -- 

12   actually, I'm sorry, I misspoke.  The case cannot 

13   be filed until May 1st.  If there's an existing 

14   case, it will be stayed until May 1st.

15                Under current law in New York, 

16   evictions and foreclosures can proceed to the 

17   point where somebody is being removed from their 

18   home, and we've already seen that.  We've seen 

19   quite a bit of it in Rochester.  We believe the 

20   first case in New York City was in the third week 

21   of November, where an eviction was actually 

22   carried out effectively.  They're happening in 

23   the Capital Region.  They're happening around the 

24   state.  

25                And we believe without this 


                                                               3145

 1   legislation, that will accelerate and we'll see 

 2   more and more New Yorkers involuntarily displaced 

 3   from their homes even though they're experiencing 

 4   a hardship.  This bill, we believe, is more 

 5   effective at protecting against that than the 

 6   current executive order in place.

 7                SENATOR AMEDORE:   Through you, 

 8   Mr. President, will the sponsor continue to 

 9   yield?

10                ACTING PRESIDENT BENJAMIN:   Does 

11   the sponsor yield?

12                SENATOR KAVANAGH:   Yes, 

13   Mr. President.  

14                ACTING PRESIDENT BENJAMIN:   The 

15   sponsor yields.

16                SENATOR AMEDORE:   So, Senator 

17   Kavanagh, has the courts or the financial 

18   institutions or the industry itself and the 

19   experts that work it, or legal counsels or 

20   advocates -- other than maybe, you know, 

21   political advocates --

22                SENATOR KAVANAGH:   (Inaudible 

23   interjection.)

24                SENATOR AMEDORE:   -- have they 

25   reached out to you or members of the Legislature 


                                                               3146

 1   to improve the system that we currently have, 

 2   going through a proceeding, to maybe expedite the 

 3   process from determining an eviction or 

 4   foreclosure, a tax -- a sale of taxed property?  

 5   Have any of the recommendations that they face 

 6   that is very frustrating because, maybe, of the 

 7   bureaucracy or the red tape or the years of 

 8   overlegislating in this chamber -- have any 

 9   recommendations been made to come up with this 

10   piece of legislation that will streamline the 

11   process?

12                SENATOR KAVANAGH:   Through you, 

13   Mr. President.  I respect that, you know, court 

14   processes can often be very complicated and 

15   there's lots of bureaucracy out there in the 

16   world, and those are conditions that perhaps we 

17   should be addressing.

18                I would submit, though, that in this 

19   case the primary obstacle to the courts and other 

20   bodies adjudicating these cases properly now is 

21   twofold:  It is the massive amount of -- the 

22   massive volume of cases that have been created by 

23   the massive hardship that everybody is 

24   experiencing throughout this state, and it is the 

25   difficulty of running effective court processes 


                                                               3147

 1   during a pandemic.

 2                So again, there are four -- just to 

 3   talk about tenants for a moment, since we've 

 4   talked mostly about tenants at the -- in response 

 5   to the questions of my colleagues today -- there 

 6   are 4.1 million tenant households in this state.  

 7                There is an estimate from the 

 8   National Association of State Housing Agencies 

 9   that somewhere between 800,000 and 1.2 million of 

10   those households are behind in rent, creating 

11   a -- the housing courts, we know, don't work 

12   particularly well or particularly quickly in 

13   normal circumstances -- but a circumstance where 

14   trying to adjudicate the hardship of a million 

15   households is going to be very, very difficult to 

16   create even under the best of circumstances.

17                In addition, the courts have 

18   suffered losses of personnel because of COVID.  

19   They are also trying to function in a way that is 

20   restricting their activity, restricting mobility 

21   within the buildings, restricting the ability of 

22   people to come in in person in general.  

23                And I would note that there's a huge 

24   backlog of every other kind of case that needs to 

25   be adjudicated as well in our state, including 


                                                               3148

 1   criminal matters and other things that present 

 2   great urgency.

 3                So it seems to many of us that it is 

 4   an insoluble problem if what you're expecting is 

 5   that the courts are going to efficiently 

 6   adjudicate this, and we've already seen that.  

 7   After -- in New York City, for example, there are 

 8   at least 20,000 cases, eviction cases that have 

 9   been filed where the respondent has not been able 

10   to file an answer.  We don't know why that is, 

11   but we do know that there are lines down the 

12   block and around the corner at our courthouses of 

13   people trying to physically get in to file an 

14   answer.  

15                We know that if you call the phone 

16   numbers that the courts make available to reach 

17   the clerk's office, you do not get anybody 

18   answering the phone because those folks are 

19   overwhelmed, understandably.

20                So this is not a matter of clearing 

21   the bureaucracy or the normal problems of courts, 

22   this is a matter of an emergency situation where 

23   we are unable to adjudicate the question of 

24   whether -- of which of those million tenants are 

25   experiencing hardship, but we know that many, 


                                                               3149

 1   many tenants are, and we're trying to prevent 

 2   them from being evicted.

 3                SENATOR AMEDORE:   Through you, 

 4   Mr. President, will the sponsor continue to 

 5   yield?

 6                ACTING PRESIDENT BENJAMIN:   Does 

 7   the sponsor yield?

 8                SENATOR KAVANAGH:   Happily, 

 9   Mr. President.  

10                ACTING PRESIDENT BENJAMIN:   The 

11   sponsor yields.

12                SENATOR AMEDORE:   Senator Kavanagh, 

13   you mentioned some of the statistics, 4.1 million 

14   tenants throughout the State of New York, about 

15   800,000 to 1.2 million are in arrears or have not 

16   paid their -- their lease, made their lease 

17   payments.

18                Do we know or do you know how many 

19   of the 800,000 to 1.2 million are -- were prior 

20   to the COVID pandemic or are now involved based 

21   on the COVID pandemic?  Because, you know, I know 

22   the housing market -- tenants, landlords, the 

23   expansion of housing throughout the State of 

24   New York, throughout the City -- matter of fact, 

25   New York City was one of the top markets 


                                                               3150

 1   throughout the entire nation in the multifamily 

 2   market.  

 3                So how many of the 800,000 to 

 4   1.2 million were prior to the pandemic that were 

 5   in arrears?  And how many now do we face of the 

 6   1.2, possibly, that are caused by the COVID?  Do 

 7   we know that number?

 8                SENATOR KAVANAGH:   Through you, 

 9   Mr. President, it's a very important point.  

10   There are at any time, not just during a 

11   pandemic, tenants who are having trouble paying 

12   their rent and, you know, are falling behind.

13                I do not have those statistics 

14   available to me here.  I'm happy to, you know, 

15   review those studies and discuss them with my 

16   colleague, you know, after session.  But I will 

17   note that if somebody is experiencing a hardship 

18   now and is unable to pay their rent, the public 

19   health implications of permitting that person to 

20   be evicted are about the same whether they 

21   started having a hardship before March of 2020 or 

22   whether that hardship began after COVID.

23                We are trying to prevent evictions 

24   and also foreclosures in homeowners and also 

25   foreclosures against small landlords at a time 


                                                               3151

 1   when those activities are particularly dangerous 

 2   to people.  And yes, some fraction of the arrears 

 3   that exist now might have occurred anyway even 

 4   absent COVID, but in any case our goal is to 

 5   reduce the extent to which people are evicted and 

 6   the extent to which homeowners and small 

 7   landlords are foreclosed upon.

 8                SENATOR AMEDORE:   Through you, 

 9   Mr. President, will the sponsor continue to 

10   yield?  

11                ACTING PRESIDENT BENJAMIN:   Does 

12   the sponsor yield?

13                SENATOR KAVANAGH:   Yes, 

14   Mr. President.

15                ACTING PRESIDENT BENJAMIN:   The 

16   sponsor yields.

17                SENATOR AMEDORE:   Well, thank you, 

18   Senator Kavanagh, for your continuation.  

19                And you mentioned about the 

20   hardships.  It's something that may be a little 

21   different I think now, going through this new 

22   process that's in your -- in the bill here, the 

23   declaration of hardships.  I know Senator Helming 

24   did a great job asking you some questions and 

25   getting some explanations.  Some of the 


                                                               3152

 1   explanations were a little, oh, vague, I believe, 

 2   and not so direct to some of her answers -- or 

 3   her questions.

 4                SENATOR KAVANAGH:   I'm trying my 

 5   best, Mr. President.

 6                SENATOR AMEDORE:   But, you know, I 

 7   think that there's a list that you have here in 

 8   the legislation, there's five criterias, I 

 9   believe.  Some of them seem to be very broad, 

10   very broad, that can capture a lot of different I 

11   think definitions that someone could easily write 

12   down and just say, oh, I'm experiencing a 

13   hardship.  

14                And regardless of signing an 

15   affidavit or, you know, some statement today that 

16   they may -- they don't even know -- I don't 

17   believe -- and that's another question that I 

18   have for you, of what the penalty is if they 

19   falsify the hardship declaration.  But when you 

20   list these hardships out, you have one -- I know 

21   Senator Helming went over childcare and she went 

22   over increased out-of-pocket expenses related to 

23   performing essential work.  Which still, to me, I 

24   can't -- I haven't figured that one out.  I think 

25   you tried to explain that, but I still can't 


                                                               3153

 1   figure that one out.  

 2                But you also have on here increased 

 3   income -- or increased by necessary out-of-pocket 

 4   expenses.  And moving expenses and difficulty of 

 5   moving or securing another housing unit or 

 6   dwelling.  So if I can't find -- if I find it 

 7   difficult or stressful that I'm going to move 

 8   from one place to another, that I -- that's a 

 9   hardship and I'm not going to move out of my 

10   apartment or I -- I just feel like I should just 

11   live in this new apartment, I can't make the 

12   payments but I'm just going to live here anyways 

13   for this period of time?  

14                What does moving expenses, what does 

15   that have to do with a hardship when you're 

16   dealing with housing?

17                SENATOR KAVANAGH:   Thank you, 

18   Mr. President.  For -- through you, just to read 

19   the language that we're referring to, there are 

20   five circumstances that one would have to attest 

21   to if one were claiming a financial hardship.  

22   They have to be experiencing a financial hardship  

23   and unable to pay their rent or other financial 

24   obligations under the lease in full or obtain 

25   alternative suitable permanent housing because of 


                                                               3154

 1   one or more of the following conditions.  

 2                And my colleague is referring to the 

 3   fourth of those conditions, which says that 

 4   "Moving expenses and difficulty I have securing 

 5   alternative housing make it a hardship for me to 

 6   relocate to another residence during the COVID-19 

 7   pandemic."

 8                And yes, to answer the implicit 

 9   question of that, it is the goal of this bill to 

10   prevent people from being removed from their 

11   homes, whether they are renters or homeowners, if 

12   they would be -- have difficulty finding another 

13   place to live in the middle of a pandemic.  That 

14   is the goal of this.  And again, they would have 

15   to have a financial hardship.  

16                The example my colleague gave 

17   earlier of somebody who has tremendous wealth 

18   might not -- it might not be a hardship.  But for 

19   somebody who is struggling, for somebody who has 

20   lost their job, for somebody is going to have 

21   difficulty moving their family in the middle of a 

22   pandemic, we are intending to provide a limited 

23   protection for a short period, for four months, 

24   while we dig our way out of this pandemic.

25                And there was a -- there was a 


                                                               3155

 1   ques -- there was something that my colleague 

 2   described as a question earlier which was about 

 3   the penalty for signing this.  And again, each of 

 4   the forms, whether they be landlords signing them 

 5   or tenants signing them or homeowners signing 

 6   them, they say "NOTICE:  You are signing and 

 7   submitting this form under penalty of law.  That 

 8   means it is against the law to make a statement 

 9   on this form that you know is false."  

10                And my understanding is that making 

11   a statement -- a false statement under the 

12   circumstances nonetheless would be a Class A 

13   misdemeanor.

14                SENATOR AMEDORE:   Through you, 

15   Mr. President, will the sponsor continue to 

16   yield?

17                ACTING PRESIDENT BENJAMIN:   Does 

18   the sponsor yield?

19                SENATOR KAVANAGH:   Yes, 

20   Mr. President.  

21                ACTING PRESIDENT BENJAMIN:   The 

22   sponsor yields.

23                SENATOR AMEDORE:   So there's no 

24   language in the bill that identifies, defines 

25   what the penalty is in the law.  Your 


                                                               3156

 1   understanding is it could be a Class A 

 2   misdemeanor, did I hear you say?  

 3                SENATOR KAVANAGH:   Yes.  Again, the 

 4   language specifies that it is against the law to 

 5   sign the form.  Legally, and in my experience, 

 6   most people are reluctant to sign forms where 

 7   they are lying on a written document if they are 

 8   notified that it is against the law to do so.

 9                SENATOR AMEDORE:   Yeah.  But what's 

10   a Class A misdemeanor?  What -- is there -- is 

11   there jail time, is there a fine, a penalty?  Is 

12   there something that they -- is it on your 

13   record?  Is it like any -- is it -- it's not like 

14   a felony.

15                SENATOR KAVANAGH:   Through you, 

16   Mr. President.  Again, I wish we had our 

17   Codes Committee chair or some others here with 

18   greater experience in this area, but generally 

19   speaking, a Class A misdemeanor is not as serious 

20   as a felony.  It is the most serious kind of 

21   misdemeanor.  It is more serious than a mere 

22   violation.  And it can typically carry jail time.  

23                I believe we have, you know, 

24   Senator Lanza, who knows more about this than I 

25   do also, but I believe that a misdemeanor 


                                                               3157

 1   typically would not carry more than a year of 

 2   jail time but could carry jail time, and 

 3   certainly it could carry fines and other 

 4   significant penalties.

 5                SENATOR AMEDORE:   Through you, 

 6   Mr. President, will the sponsor continue to 

 7   yield?  

 8                ACTING PRESIDENT BENJAMIN:   Does 

 9   the sponsor yield?

10                SENATOR KAVANAGH:   Yes, 

11   Mr. President.  

12                ACTING PRESIDENT BENJAMIN:   The 

13   sponsor yields.

14                SENATOR AMEDORE:   Thank you for 

15   your answer.  Maybe you can amend the bill and 

16   list it exactly more specific, because anyone can 

17   falsify.  It may not feel like it's any big deal 

18   to say, well, I -- I'm sure that they do it even 

19   on credit reports at times.

20                But my question to you, 

21   Senator Kavanagh, is how -- how will the 

22   declaration of hardships be verified?  So a 

23   statement is made that I'm facing -- I fit one of 

24   these criterias that are very broad, indef -- 

25   could be meaning anything -- out-of-pocket 


                                                               3158

 1   expense increase, whatever.  But how is it 

 2   verified?  That I'm telling the truth.

 3                SENATOR KAVANAGH:   Through you, 

 4   Mr. President, I'm reluc -- I want to keep the 

 5   conversation going, but I want -- I'm reluctant 

 6   to let comments like "out-of-pocket expenses, 

 7   whatever" -- the phrases in this bill are 

 8   specific -- it specifies specific kinds of 

 9   out-of-pocket expenses.  They have to be 

10   out-of-pocket expenses that result from childcare 

11   responsibilities or responsibilities to care for 

12   an elderly, disabled, or sick family member 

13   during the pandemic and that have negatively 

14   affected their income or the income of somebody 

15   in their household or increased their 

16   out-of-pocket expenses.  

17                This is not a bill, for example, 

18   about something my colleague mentioned earlier 

19   about, you know, your Netflix or your -- you 

20   know, your cable bill during the pandemic.  It is 

21   about out-of-pocket expenses that result from 

22   these very significant obligations we all have 

23   during the COVID-19 pandemic.

24                In terms of verification, this bill 

25   is a bill that permits landlords and homeowners 


                                                               3159

 1   and tenants to attest that they have a hardship.  

 2   There is no process contemplated during the four 

 3   months that this bill provides to contest that 

 4   attestation, because we do not believe that there 

 5   is a reasonable, rational, safe way during a 

 6   pandemic to put millions of people through a 

 7   process of testing the truth of their 

 8   attestation.  

 9                And we want to protect people from 

10   eviction and we want to protect people from 

11   foreclosure and we want to protect tax 

12   authorities from taking people's homes, and that 

13   involves allowing each of those parties to attest 

14   that they are experiencing a hardship under 

15   penalty of law and gaining some temporary 

16   protection.  That is the scheme that's intended 

17   here.

18                This is no process in this bill to 

19   second-guess, to force the attesting party -- 

20   whether they be a landlord or a homeowner or a 

21   tenant -- to prove their circumstances, because 

22   we don't believe that that's a reasonable thing 

23   to do in the midst of this pandemic.

24                SENATOR AMEDORE:   Through you, 

25   Mr. President, will the sponsor yield?


                                                               3160

 1                ACTING PRESIDENT BENJAMIN:   Does 

 2   the sponsor yield?

 3                SENATOR KAVANAGH:   Yes, 

 4   Mr. President.  

 5                ACTING PRESIDENT BENJAMIN:   The 

 6   sponsor yields.

 7                SENATOR AMEDORE:   So if there's no 

 8   verification that I'm going to fill out this 

 9   declaration, if I was the person, declaration of 

10   hardship, and I listed out whether it is the 

11   hardship relating to essential work, 

12   out-of-pocket expenses, because it increased my 

13   out-of-pocket expenses maybe to find another job 

14   or something -- I don't know what that really 

15   specific thing is.  But if there's no 

16   verification of my statement, then what's to stop 

17   me other than, well, the law says we -- it's 

18   against the law?  

19                People break the law every day.  

20   Every day.  Matter of fact, in this -- in this 

21   house and in the State of New York, we did bail 

22   reform, you don't even have to go to jail 

23   anymore, or go to bail, or face the judge -- for 

24   anything, just about.  Certain things.

25                But I don't think that -- without 


                                                               3161

 1   any type of language in here talking about the 

 2   penalty that they will face, and now you just 

 3   said that you're not going to -- that there's no 

 4   way to verify the statement, I just think that 

 5   that is extremely dangerous that we're setting 

 6   this precedent that someone may wake up today 

 7   during this pandemic period of time -- hopefully 

 8   it will be over very shortly -- that says, you 

 9   know what, I got this excuse, I got that excuse 

10   that I can't make my rent, and I'm not paying it.  

11                And I think of that homeowner, even 

12   as you've mentioned before even in the committee 

13   meeting, Senator Kavanagh, that, you know, 

14   there's something -- and I know I brought this up 

15   a few months ago, talking about -- remember I 

16   brought up my grandma who had that one little -- 

17                SENATOR KAVANAGH:   I do.

18                SENATOR AMEDORE:   -- single-family, 

19   right?  

20                So I appreciate the intent of trying 

21   to capture small business owners or homeowners 

22   who are renting their second floor or first floor 

23   flat because they're trying to make ends meet in 

24   their mortgage payment or their taxes.  Which I 

25   still don't see any language in this bill that 


                                                               3162

 1   offers any relief whatsoever to them.

 2                But if there's no verification, then 

 3   we are saying to the 1.2 million people, if 

 4   that's the correct number --

 5                ACTING PRESIDENT BENJAMIN:   Senator 

 6   Amedore, are you on the bill?  

 7                SENATOR AMEDORE:   -- who are not 

 8   paying the bill -- this is my question to him.

 9                ACTING PRESIDENT BENJAMIN:   This is 

10   a question, okay.

11                SENATOR AMEDORE:   The 1.2 million 

12   people that are not paying the rent in the State 

13   of New York:  You can fill this out, this is the 

14   new process, there's no verification of what 

15   you're saying, it's your hardship.  How, Senator 

16   Kavanagh, are we going to have the integrity in 

17   the court proceedings and the processes -- 

18   because we're dealing with people's lives.  Yes, 

19   the tenant's life, because they live in a 

20   dwelling unit and it's their abode, but also the 

21   person who owns the real property.  So where is 

22   there fairness and the integrity in the process 

23   and in this -- and in -- in this legislation?

24                SENATOR KAVANAGH:   Mr. President, I 

25   think it's important to note something I noted 


                                                               3163

 1   earlier, which is that the Minority of this 

 2   house, in their critique of this bill as captured 

 3   in their attempt to alter the bill through a 

 4   hostile amendment, seems to have expressed a 

 5   concern only that tenants might take advantage of 

 6   this attestation that doesn't get verified.  They 

 7   amended the portions that apply to what tenants 

 8   have to attest so that they could tighten it up, 

 9   so they could say if you make more than $99,000, 

10   you can't possibly have a hardship, even if, you 

11   know, many people in your family might be 

12   suffering COVID -- they made a variety of changes 

13   that are premised on the notion that tenants 

14   don't need protection, that tenants might be 

15   inclined to be deceitful.  

16                And yet they left the provisions in 

17   place -- those very same provisions are in place, 

18   they left them in place -- for homeowners who 

19   might be trying to protect themselves from being 

20   foreclosed upon by tax authorities or by mortgage 

21   holders, and they left those provisions in place 

22   for small landlords.  Under their amendment to 

23   this bill, small landlords could attest to their 

24   hardship and nobody would be able to question 

25   that hardship until May 1st.  But somehow there 


                                                               3164

 1   is a strong concern for ensuring that tenants are 

 2   telling the truth, but not that landlords are 

 3   telling the truth and not that homeowners are 

 4   telling the truth.

 5                I submit, to answer my colleague's 

 6   question, that the fairness of this bill comes in 

 7   treating similarly situated people similarly.  If 

 8   you are somebody that is going to benefit from 

 9   this bill because you have a hardship and you are 

10   attesting to that hardship under penalty of law, 

11   whether you are a landlord or a homeowner or a 

12   tenant, that attestation cannot be challenged 

13   during the course of this period where you're 

14   getting relief.  

15                I think that is fair.  Treating 

16   tenants in a manner that is far more suspicious 

17   than homeowners or landlords would not be my 

18   definition of fairness.

19                SENATOR AMEDORE:   Through you, 

20   Mr. President, on the bill.

21                ACTING PRESIDENT BENJAMIN:   Senator 

22   Amedore on the bill.

23                SENATOR AMEDORE:   I appreciate what 

24   Senator Kavanagh just said, and thank you for 

25   that statement, but I don't think it's 


                                                               3165

 1   necessarily true.  Because whether it's the 

 2   Minority Conference -- and every member of it -- 

 3   or others, we're talking about the integrity and 

 4   well-being of all New Yorkers, not just the 

 5   fairness of one side of the housing equation, 

 6   whether it's a landlord or homeowner, and 

 7   singling out and thinking that it's, oh, poor 

 8   tenant.  

 9                No, we look at it as all New Yorkers 

10   having protection and rights.  And in this great 

11   state and in this great country, we have our 

12   Constitution.  And what we have that's different 

13   than other countries throughout the world is we 

14   have property rights.

15                And so I know, because I was in the 

16   Legislature prior to 2008, the great bubble, the 

17   housing bubble that we all faced and we saw come 

18   rise up and grow.  And then all of a sudden it 

19   exploded, and we faced a housing crisis, 

20   foreclosure rates that were exponential.  

21                And we had all kinds of ideas and 

22   gimmicks and legislation that the Assembly and 

23   this house put forth -- laid out funding streams, 

24   counseling mechanisms, and advice for those 

25   struggling homeowners.  


                                                               3166

 1                I believe -- and the reason why I 

 2   bring that up is because I believe my statement 

 3   and my question to Senator Kavanagh about the 

 4   integrity and the verification of the hardship -- 

 5   declaration of hardship, if we don't have a way 

 6   to verify the authenticity and the truth behind 

 7   statements, whether it's a homeowner, a business 

 8   owner, whether it's a landlord, a tenant, anyone 

 9   who's going to try to get a loan, who's got to 

10   pay their property taxes, who wants to go and get 

11   an application to -- and be creditworthy to get a 

12   loan or to rent an apartment or to rent a home.  

13                The last thing we need in this State 

14   of New York is another one of the 2008 housing 

15   crises to face.  We're facing unprecedented times 

16   now with COVID-19.  And it's cost us our 

17   municipalities, it's cost our school districts, 

18   it's cost so many agencies and public authorities 

19   as well as the local governments in this state a 

20   great deal.  But not only that, it's cost us, as 

21   the citizens of this state, a great deal -- our 

22   jobs, our livelihoods, a quality of life, and 

23   affordability.

24                If we can't have integrity and 

25   verification that someone's going to say because 


                                                               3167

 1   they may face a hardship -- some who are facing 

 2   hardships because of the COVID pandemic, but 

 3   others who may just say, I just feel like I'm not 

 4   paying my rent, I just feel like I want to go and 

 5   mortgage to get more units in my little 

 6   portfolio, up to 10, I don't have even have the 

 7   means and the creditworthiness, but yet falsified 

 8   the application and some lender gave them the 

 9   money -- we are setting up a ticking time bomb 

10   here.  That's not what we need.  

11                And I appreciate the -- the effort 

12   that Senator Kavanagh and his colleagues -- 

13   Senator Myrie -- made on this legislation.  But 

14   we have the federal government, we have the state 

15   executive orders from our governor, and this 

16   house has already been through, already, 

17   legislation that brings about some relief to the 

18   homeowners and to the tenants of this state.

19                Now we face this new piece of 

20   legislation that's going to kick the can down the 

21   road without really true relief for those who 

22   struggle.  All's you're saying is nah, you don't 

23   have to -- you're going to pay your rent.  I 

24   heard one colleague on the committee, a member of 

25   the Committee of Housing, today, no, everyone is 


                                                               3168

 1   still going to pay their rent but we're just 

 2   going to kick it down the road.  You're going to 

 3   have to pay it maybe after May 1st.

 4                Come May 1st, what's going to 

 5   happen?  Is this house going to sit here and say, 

 6   oh, we need to do another extender of this bill, 

 7   without the verifications, without really getting 

 8   to the core root of the cause?  Or are we just 

 9   using the pandemic as an excuse that this is what 

10   we're going to do for new housing rules and laws?  

11                This doesn't bring affordability to 

12   the problem that we face in the State of 

13   New York.  This doesn't bring on new units to the 

14   State of New York for housing.  This doesn't help 

15   the homeless.  This doesn't help, but kicks the 

16   can down the road.

17                I think we could have done better.  

18   And I think the people who need housing 

19   assistance should be fighting and screaming and 

20   asking for more help because this bill lacks 

21   quite a bit.  And it sets up that ticking time 

22   bomb for possibly another housing crisis that the 

23   State of New York can't afford.

24                Our municipalities need revenue.  

25   Our school districts need revenue.  And they need 


                                                               3169

 1   homeownership, they need property rights to be 

 2   intact.  By private property ownership, not 

 3   government entities.

 4                So, Mr. President, it's sad that 

 5   today, probably the last day that I'll enter into 

 6   these chambers as a elected State Senator, has to 

 7   deal with housing -- when I know the housing 

 8   market and industry and worked it for over 

 9   30 years in my career and understand what it is 

10   to be a landlord.  I understand what it is to be 

11   a tenant.  And I understand what it is to be a 

12   business owner in the State of New York.  

13                This is pretty sad today that we're 

14   disguising what we think is tenant protection 

15   rights under the COVID bill, the disguise of the 

16   terrible disease and virus that is killing tens 

17   of thousands of people.  We need to get New York 

18   on a solid footing and a foundation to get it 

19   back so that the quality of life in New York is 

20   for everyone, not a select few that the Majority 

21   thinks this will cover.  It's unfortunate.

22                I'll be voting in the negative.

23                ACTING PRESIDENT BENJAMIN:   Senator 

24   Jordan on the bill.

25                SENATOR JORDAN:   Thank you, 


                                                               3170

 1   Mr. President.

 2                And greetings to the limited number 

 3   of colleagues and staff allowed in the chamber 

 4   and to all those on Zoom.

 5                On the bill.  I believe that every 

 6   legislator recognizes and supports the notion 

 7   that people who are truly suffering financially 

 8   or medically due to the pandemic should not be 

 9   required to find another place to live because 

10   they cannot pay their full rent.

11                However, in the Senate Majority's 

12   words, passing -- and I quote -- the strongest 

13   eviction moratorium in the nation, end quote, 

14   does not mean it is the best solution.

15                The legislative intent of this bill 

16   states, and I quote, that stabilizing the housing 

17   situation for tenants, landlords and homeowners 

18   is to the mutual benefit of all New Yorkers and 

19   will help the state address the pandemic, protect 

20   public health and set the stage for recovery, end 

21   quote.

22                This indeed is a strong eviction 

23   moratorium -- so strong that its strength is 

24   flawed.  This bill allows a tenant to simply fill 

25   out a declaration of hardship stating that they 


                                                               3171

 1   are experiencing financial hardship and unable to 

 2   pay their full rent and check off suggested 

 3   reasons as to why they are unable to make their 

 4   payment.  

 5                The individual is never required to 

 6   show documentation that they have financial 

 7   difficulty.  In fact, there's no definition as to 

 8   an amount of income available to pay rent.  Or in 

 9   other words, there's no hardship income 

10   threshold.  This could lead to a high income 

11   individual, someone not in need, to take 

12   advantage of the eviction prohibition.  It could 

13   also lead to someone who decides to do a lot of 

14   shopping or unwise spending to state they are 

15   having financial hardship during the pandemic.

16                I also want to emphasize that the 

17   words "during the pandemic" are used throughout 

18   the bill, rather than financial hardship due to 

19   the pandemic.

20                Furthermore, in filling out a 

21   declaration of hardship, there's a rebuttable 

22   presumption that the individual is stating the 

23   truth unless proven otherwise.  Yet there's no 

24   mechanism to challenge the tenant's declaration 

25   of hardship.


                                                               3172

 1                This is all so very strong for the 

 2   tenant, with no recourse for the landlord.  This 

 3   is chipping away at individual property rights.  

 4   Even at the end of the eviction moratorium, 

 5   there's no true recourse for the landlord.  True 

 6   recourse would be rent payment.  This bill 

 7   doesn't even require a minimum rent payment to 

 8   maintain the moratorium, where you pay a portion 

 9   of income to rent, like California does.

10                This bill does not solve a problem 

11   for all that are suffering.  It is not for the 

12   benefit of all New Yorkers.  It does not set the 

13   stage for recovery.

14                You have to remember that our 

15   landlords are our neighbors, they are our 

16   constituents.  They are also small businesses who 

17   rely on this income, not only to pay their 

18   mortgages, which is addressed in this bill, but 

19   also to purchase food, medication, and other 

20   needs for their families, to pay utilities for 

21   the units, to even pay workers that help to 

22   maintain the units.

23                This bill only kicks the can down 

24   the road, allowing for the accumulation of more 

25   rent owed, month by month, that will most likely 


                                                               3173

 1   never be paid because the amount becomes 

 2   insurmountable.

 3                In short, this bill allows 

 4   protection to those who truly don't need it, 

 5   delays the inevitable -- eviction -- does not 

 6   provide any payment whatsoever to landlords, does 

 7   not set the stage for recovery, and in fact is 

 8   bad for New York's economy.

 9                I'm a no vote on this bill, which I 

10   believe is yet another hastily put together piece 

11   of legislation that at some point will have to be 

12   fixed because of its unintended ramifications.  

13                It's disappointing that the Democrat 

14   Senate Majority will not consider the amendment 

15   that the Republican Senate Minority has put 

16   forth.  That bill protects those that truly need 

17   help and would provide some payment to landlords 

18   rather than mounting debt.

19                Thank you.

20                ACTING PRESIDENT BENJAMIN:   Senator 

21   Boyle on the bill.

22                SENATOR BOYLE:   Mr. President, will 

23   the chairman yield for a few questions?

24                ACTING PRESIDENT BENJAMIN:   Does 

25   the sponsor yield?


                                                               3174

 1                SENATOR KAVANAGH:   Yes, 

 2   Mr. President.

 3                ACTING PRESIDENT BENJAMIN:   The 

 4   sponsor yields.

 5                SENATOR BOYLE:   Thank you, Senator.

 6                Senator, we talked a little bit 

 7   about this bill in the Housing Committee today, 

 8   and one of the concerns I had -- and I'll express 

 9   it here on the floor -- is the fact that we have 

10   a CDC federal moratorium on evictions and we also 

11   have an executive order by Governor Cuomo which 

12   bans evictions at this point in time.  I don't 

13   know if he signed an extension of it, but I 

14   assume he's going to before the end of this year.

15                My question to you is, why do we 

16   need this bill, which is much more expansive, 

17   rather than just letting the Governor extend his 

18   moratorium?  And you can add on to that, is there 

19   a three-way agreement on this bill that you've 

20   talked to the Governor about that we don't know 

21   about?  

22                SENATOR KAVANAGH:   Mr. President, 

23   through you, it's a good question.  And the 

24   answer is that neither the CDC moratorium nor the 

25   Governor's current executive order and the 


                                                               3175

 1   accompanying decisions by the courts through 

 2   administrative orders do in fact prevent 

 3   evictions from happening.  

 4                And as I mentioned earlier in the 

 5   debate -- I know we're in and out of the room in 

 6   this strange time of COVID -- but evictions have 

 7   resumed all over New York State.  We had 

 8   evictions resume in Rochester in the second week 

 9   of October; we had the first eviction that I'm 

10   aware of in New York City in the third week of 

11   November.  And there's a strong expectation that 

12   that will accelerate as cases proceed through the 

13   courts, as the courts are able to process them 

14   and issue eviction orders.

15                And that is the harm that we are 

16   trying to prevent today.  The CDC moratorium 

17   requires the tenant to attest to a great many 

18   things in addition to the fact that they're 

19   experiencing a financial hardship, and it doesn't 

20   prevent a case from being filed and a case from 

21   proceeding.  And similarly, the Governor's 

22   current executive order, although it has been 

23   protective of many tenants, is not sufficiently 

24   protective of tenants who may be experiencing a 

25   hardship.


                                                               3176

 1                Similarly, homeowners are not 

 2   protected from tax foreclosure, from tax lien 

 3   sales, from mortgage foreclosures under present 

 4   law either at the federal or state level.  And 

 5   small landlords are not protected in the way this 

 6   bill will protect them from tax foreclosure and 

 7   mortgage foreclosures either.

 8                So this is a bill that is adding 

 9   protections that do not currently exist under 

10   law.

11                I -- my -- I've been -- I was busy 

12   preparing for this debate and then in the chamber 

13   today.  I understand that the Governor has made 

14   positive comments about his intent to sign this.  

15   I haven't spoken with him personally, but I 

16   understand he has said publicly that he expects 

17   to sign this bill.  But again, I was not present 

18   for that; I believe it was at a press conference 

19   today.  

20                I do believe that this is a governor 

21   that has expressed a strong desire for the state 

22   government to take decisive action to protect 

23   people, and I believe that he and many others 

24   will see this bill as protective.  And I expect 

25   the Assembly to pass it, and I do expect it to 


                                                               3177

 1   become law today, but again, that's up to the 

 2   other parties.

 3                But we are -- we are genuinely 

 4   trying to add protections.  And I will note that 

 5   a vote against this bill is a vote against 

 6   protecting homeowners from having tax foreclosure 

 7   on their homes and mortgage foreclosure on their 

 8   homes between now and May 1st.  It's not -- even 

 9   though there's been a lot of talk about, you 

10   know, dishonest tenants in this chamber today, 

11   the bill puts homeowners and tenants and small 

12   landlords on equal footing, in that they can 

13   declare a morator -- they can declare a hardship  

14   and receive some of the protections of this bill.

15                SENATOR BOYLE:   Mr. President, if 

16   he'll continue to yield.  

17                ACTING PRESIDENT BENJAMIN:   Does 

18   the sponsor yield?

19                SENATOR KAVANAGH:   Yes, 

20   Mr. President.

21                ACTING PRESIDENT BENJAMIN:   The 

22   sponsor yields.  

23                SENATOR BOYLE:   Yes, Senator, I 

24   think we all agree that we want to protect 

25   tenants and we want to protect landlords and 


                                                               3178

 1   people that owe mortgages, but we just disagree 

 2   perhaps on the way to do it.  We think this bill 

 3   is far too expansive.

 4                So this bill really is not a 

 5   moratorium on evictions, it's a moratorium on 

 6   proceedings of evictions.  And I'm an attorney, 

 7   I've done a little bit of landlord-tenant, not 

 8   much.  But anybody that's done this area of law 

 9   can tell you that when you -- when you -- when a 

10   landlord files something in court to evict a 

11   tenant, it doesn't happen the next day or the 

12   next week or the next month, it's several months 

13   down the road.  

14                And these cannot even begin until 

15   this bill ends in May, and then we're talking 

16   months and months after that.  Would you agree 

17   with that assessment?  

18                SENATOR KAVANAGH:   I would amend 

19   that assessment in a couple of ways.  

20                First of all, I would remind my 

21   colleague that it is equally a moratorium on 

22   filings in foreclosure cases against homeowners 

23   and small landlords.  It is not an eviction 

24   moratorium bill, it is the Eviction and 

25   Foreclosure Prevention Bill -- Act.  


                                                               3179

 1                And it's important to note that 

 2   these provisions are parallel and weakening 

 3   one -- all the arguments for weakening the 

 4   protections of tenants would presumably apply to 

 5   weakening the protections for homeowners.

 6                Secondly, the problem we face is 

 7   that cases have been permitted to be filed now 

 8   since June 20th.  There are thousands and 

 9   thousands of cases pending.  This bill stays -- 

10   creates a mechanism to stay those cases if the 

11   tenant respondent or the homeowner respondent in 

12   those cases is experiencing a hardship.

13                The logic of this bill is that if 

14   we're going to stay all those cases, there's not 

15   a whole lot of point in allowing people to file 

16   new cases against tenants and new cases against 

17   homeowners at a time when the court is not 

18   allowed to move forward with those cases.  People 

19   who receive notice that eviction cases have been 

20   filed against them could be forgiven for thinking 

21   that that might lead to their eviction, and they 

22   then need to respond in some way.  

23                We are trying to avoid all of that 

24   activity, we're trying to put a pause on that.  

25   And again, we're trying to limit the protections 


                                                               3180

 1   to people who are experiencing a hardship, as 

 2   opposed to some of the blanket moratoriums that I 

 3   and some others have talked about in the past.  

 4                This is a bill that is targeted to 

 5   the fact that we have very large numbers of 

 6   people experiencing hardship, and it would be a 

 7   hardship to allow enormous numbers of cases to be 

 8   filed against those folks and then have them have 

 9   to go defend themselves during the course of this 

10   pandemic.

11                SENATOR BOYLE:   Will the sponsor 

12   continue to yield?

13                ACTING PRESIDENT BENJAMIN:   Does 

14   the sponsor yield?

15                SENATOR KAVANAGH:   Yes, 

16   Mr. President.  

17                ACTING PRESIDENT BENJAMIN:   The 

18   sponsor yields.

19                SENATOR BOYLE:   Yes, I think that 

20   if a proceeding is started, though, a lot of 

21   these would go -- I don't know what's going on in 

22   New York City, but I know that our judicial 

23   system on Long Island and upstate are using 

24   online ways of doing it so there's not really -- 

25   not a big rush of people going to court.  These 


                                                               3181

 1   proceedings are going, but they're all done 

 2   remotely and safely.

 3                I'd just like to get back to one of 

 4   the issues you spoke with some of the earlier 

 5   Senators about:  means testing.  There's no 

 6   provision in here to say if you make over a 

 7   certain amount of money, that you're not going to 

 8   be able to use this provision.  

 9                Now, I know -- I think -- correct me 

10   if I'm wrong, I could be wrong -- the California 

11   legislation or moratorium on evictions, they have 

12   means tests, but this bill does not.  Or is -- am 

13   I reading that wrong?

14                SENATOR KAVANAGH:   The California 

15   provisions -- the California process has several 

16   mechanisms that this bill does not have.  Several 

17   of them were in the hostile amendment presented 

18   by the Minority today.

19                They for example require that to be 

20   protected at all if you're having a hardship, you 

21   must be paying at least 25 percent of the rent.  

22   That's something that is on the books in 

23   California.  That's something that the Minority 

24   here tried to add to this bill through a hostile 

25   amendment earlier in this session.  


                                                               3182

 1                And again, the problem with that is 

 2   if people do not have money to pay the rent 

 3   because they've lost their job entirely, because 

 4   they have no income, telling them -- they are 

 5   arguably the people with the greatest hardship, 

 6   the ones that don't even have enough money to pay 

 7   25 percent of their rent.  So that provision.  

 8                And similarly, there is no income 

 9   threshold.  As the Minority has proposed it and 

10   as some other moratoria have proposed it, 

11   including the CDC moratorium, there is an 

12   absolute prohibition on any protection at all.

13                In this case the Minority proposed 

14   that anybody making more than $99,000 as a 

15   single-income household does not get any 

16   protection at all if they're having a hardship.  

17   In my world, there are people who make more than 

18   $99,000 who might have somebody in their family 

19   who's seriously ill, who might have a significant 

20   rent, who might have several children and lots of 

21   expenses associated with keeping a family intact 

22   during a pandemic.  And in our view, those folks 

23   deserve some protection if they're experiencing a 

24   hardship and they're unable to pay their mortgage 

25   or unable to pay their property taxes or unable 


                                                               3183

 1   to pay their rent.  

 2                And so rather than setting an 

 3   arbitrary threshold, we're allowing people, even 

 4   people who make more than $99,000 or $198,000 for 

 5   a couple, we're allowing those people to attest 

 6   that I cannot pay my rent, I cannot pay my 

 7   mortgage, and therefore I'm getting some 

 8   temporary protection.

 9                SENATOR BOYLE:   Mr. President, on 

10   the bill.

11                ACTING PRESIDENT BENJAMIN:   Senator 

12   Boyle on the bill.

13                SENATOR BOYLE:   The sponsor -- I 

14   don't think we're talking about 99,000 or 100,000 

15   or 105,000, I think that some of us are concerned 

16   about people making millions of dollars.  I never 

17   thought that the Republican Party would be here 

18   being the one asking the very wealthy to pay a 

19   little bit more and maybe pay maybe 25 percent 

20   towards their rent.  Because obviously there's 

21   not many places other than perhaps Manhattan in 

22   New York State that has monthly rents of $10,000 

23   or more.

24                But I think that if an individual is 

25   making millions and perhaps is only making one 


                                                               3184

 1   million instead of a couple million, they can 

 2   find the additional funds to pay the rent and not 

 3   try to delay this inevitable.

 4                Mr. President, I think once again 

 5   we're seeing the Majority here take a noble idea 

 6   and go way too far, which is going to cause much 

 7   greater problems down the road.  We saw the same 

 8   thing with bail reform earlier this year.

 9                We have a situation where 

10   individuals hurting, both as tenants, as 

11   landlords, they're suffering healthwise and 

12   financially as a result of this pandemic, and 

13   they're not able to pay all or part of their 

14   mortgage.  However, what are we doing?  What are 

15   we setting up?  The phrase has been used "kicking 

16   the can down the road."  Well, I can tell you 

17   months and months of people adding onto the 

18   amount of rent that they owe is going to cause 

19   disaster in the spring.  

20                Obviously the vaccine's here, 

21   hopefully we're all going to get it, perhaps by 

22   May or June, and we won't have to extend this 

23   again.  And then what are we looking at?  

24                I personally know numerous people, 

25   the children of my friends, who have apartments 


                                                               3185

 1   in New York City and other parts of the state, 

 2   and they tell me:  "Phil, I don't have to pay 

 3   rent."  And I tell them, "Yes, you do.  You can't 

 4   be evicted, but you still owe the rent."  And 

 5   they are shocked and mortified, because they 

 6   haven't been doing it.  

 7                And these are just the people I 

 8   know.  This could be thousands if not tens of 

 9   thousands of people who are going to be sitting 

10   here, when this moratorium is over, owing 

11   $20,000, $30,000, $40,000 in rent.  And it's 

12   going to haunt them for the rest of their lives.  

13   They will be evicted, maybe months down the road, 

14   but it's going to be a disaster.  

15                So it begs the question, what is the 

16   real agenda here?  I think just by allowing the 

17   proceedings to start, it's going to show them 

18   that this is serious, that they still owe the 

19   money.  Because they don't know it.  They're 

20   going to find out when the proceedings are put 

21   against them, commenced against them, after this 

22   moratorium ends.  

23                I personally think it could be 

24   something else -- perhaps a more Democratic 

25   Socialist agenda we're seeing here?  We've seen 


                                                               3186

 1   it in the past on other issues.  I looked at 

 2   socialist.nyc.gov.  On their platform it says:  

 3   "What are we fighting for?  Universal rent 

 4   control.  This means tenant power over where we 

 5   live and an end to evictions and displacements."  

 6                It doesn't say an end to evictions 

 7   and displacements during the pandemic, it says an 

 8   end to evictions and displacement.  That's the 

 9   real agenda.  And that's -- even if it's not the 

10   agenda, it's what's going to happen.  

11                Because we all know, as some of my 

12   colleagues alluded to, when this moratorium is 

13   over, we're not going to sit here and just say -- 

14   I know the majority is not going to say, All 

15   right, start the evictions, you can start kicking 

16   out your tenants because they owe you $30,000 in 

17   back rent, you know they can't pay it.  We're 

18   going to say:  We're going to continue a 

19   moratorium in some way, shape or form.  People 

20   are going to be remaining in these apartments, 

21   homes, without paying anything and with a backlog 

22   and back rent and back mortgage that they will 

23   never be able to pay for decades.  

24                This is creating a disaster.  It was 

25   well-meaning, but it's a big problem.  There's a 


                                                               3187

 1   way to do it:  Let the Governor extend his 

 2   current moratorium through his executive order, 

 3   and we can work on the rest with help from 

 4   Washington, hopefully, help from here in Albany.  

 5                But this is not the right way to go, 

 6   and I'll be voting in the negative.  

 7                ACTING PRESIDENT BENJAMIN:   Are 

 8   there any other Senators wishing to be heard?  

 9                Seeing and hearing none, debate is 

10   closed.  The Secretary will ring the bell.

11                Read the last section.

12                THE SECRETARY:   Section 5.  This 

13   act shall take effect immediately.

14                ACTING PRESIDENT BENJAMIN:   Call 

15   the roll.

16                (The Secretary called the roll.)

17                ACTING PRESIDENT BENJAMIN:   Senator 

18   Gianaris to explain his vote.

19                SENATOR GIANARIS:   Thank you, 

20   Mr. President.

21                What we're doing today is incredibly 

22   important.  But having listened to that debate, I 

23   also want to make the point that it by no means 

24   solves the problem.  It merely allows us to put a 

25   finger in the dam to keep it from bursting.  But 


                                                               3188

 1   the pressure in the housing market is going to 

 2   continue to mount.  

 3                And the real problem is we have not 

 4   provided -- save for a $100 million program which 

 5   has helped some people -- we have not provided 

 6   real relief to help people pay their rent and 

 7   maintain their housing.  

 8                And so as we're wrapping up this 

 9   year, this is critically important, because we 

10   will keep people from being thrown out of their 

11   homes.  At a time when we're telling everyone, 

12   Stay in your homes, the last thing we want to 

13   allow is for people to become homeless by the 

14   thousands.  

15                But we have to go into next session 

16   with a mission to provide real relief and hold up 

17   this housing market so that tenants will be made 

18   whole and, yes, small homeowners will be made 

19   whole as well, because they shouldn't bear the 

20   entire burden on their own either. 

21                Now, I've heard -- listening to this 

22   debate, I heard two concerns predominantly.  One 

23   is for small homeowners, who I totally sympathize 

24   with.  And we should provide real subsidization 

25   and relief for them as we go forward.  


                                                               3189

 1                But the other thing I heard about 

 2   was the millionaire scammers.  Which is kind of 

 3   funny and contradictory, because I promise you 

 4   the people who are making millions of dollars in 

 5   income are not renting the basement apartment 

 6   from the small -- the woman who owns the building 

 7   on your corner, a two-family home.  

 8                So suddenly the big concern is that 

 9   a multimillionaire is going to scam a 

10   multi-billion-dollar real estate corporation.  I 

11   don't think that's really what we're trying to 

12   get at here.  What we're trying to get at is 

13   helping the tens and hundreds of thousands of 

14   tenants in this state, many of whom have lost 

15   their jobs through no fault of their own because 

16   we have shut down entire segments of our economy 

17   for good reason through this health pandemic that 

18   we're dealing with.  

19                And what we've seen both in the 

20   federal moratorium, in California, and in the 

21   executive orders that New York has already had is 

22   that putting the burden on tenants to go make 

23   evidentiary proof of their hardship is only going 

24   to result in tens of thousands of them having 

25   default judgments entered against them -- because 


                                                               3190

 1   they don't have the money to hire lawyers, they 

 2   don't have the wherewithal to show up in court 

 3   with a basket of evidence to present to a judge.  

 4   Many of them don't speak English as their primary 

 5   language.  

 6                And all we're doing is setting up 

 7   mass evictions if we don't do something to stop 

 8   that from happening right now, and to make it 

 9   easier than putting the entire burden on the 

10   tenants to go make a proof, a legal proof in 

11   court.

12                And so what we've come up with 

13   today, and I commend Senator Kavanagh, Senator 

14   Myrie and all the -- all my colleagues who worked 

15   so hard on this, is just to allow us to get 

16   through the next few months while hopefully, 

17   God willing, the federal government does more 

18   than it's done so far to help us and, if need be, 

19   the state step in and do additional work on our 

20   end to help us get through the back end of this 

21   without a full-blown housing crisis, which is 

22   where we're heading if we don't take the 

23   necessary steps.  

24                So I'm proud to cast my vote in the 

25   affirmative, and I thank my colleagues who are 


                                                               3191

 1   supporting this bill.

 2                ACTING PRESIDENT BENJAMIN:   Senator 

 3   Gianaris to be recorded in the affirmative.

 4                Senator Jackson to explain his vote.

 5                SENATOR JACKSON:   Well, thank you.  

 6   Mr. President and my colleagues, I rise this 

 7   afternoon, I came up to Albany in order to let 

 8   you know how important this issue is to the 

 9   constituents that I represent.

10                And as you know I've said many times 

11   before, I represent 13 miles of Manhattan and I 

12   have the most rent-regulated units in the entire 

13   State of New York.  But I'm not only here to talk 

14   about my constituents, I'm talking about the 

15   constituents in Staten Island and Buffalo, 

16   Rochester, in rural areas that will -- if we 

17   don't pass this bill, will be evicted or 

18   proceedings will take place not only from their 

19   apartments, from their homes.  

20                This is about saving the people of 

21   our state.  They have said to me loud and clear, 

22   We need help from you guys up in Albany.  When 

23   are you going to do it?  Well, I say to all of 

24   you, the time is now.  

25                And what this is doing is putting 


                                                               3192

 1   off eviction proceedings or foreclosure 

 2   proceedings for all of the people in the State of 

 3   New York that will make a declaration about this 

 4   pandemic and what effect it had on them.  That's 

 5   what this is about -- signing, saying that they 

 6   pledge that the information they're giving is 

 7   true.

 8                And we are saying that addressing 

 9   this is absolutely a necessity of halting 

10   evictions, foreclosures, negative credit reports 

11   for all of the working people.  And we are 

12   creating more protections for senior citizens and 

13   disabled homeowners.  

14                But there are more problems we must 

15   address in the coming weeks.  Too many people are 

16   one food bank drive away from not being able to 

17   feed their kids.  Too many people have little or 

18   no healthcare in our state during one of the 

19   worst epidemics in human history.  Too many 

20   children at our already underfunded schools are 

21   being denied a sound, basic education that is 

22   guaranteed by the New York State Constitution.

23                The only way forward for our state 

24   is to tax the wealthiest New Yorkers to raise 

25   revenue that we need to protect the vast majority 


                                                               3193

 1   of our society.  Our next step is to create 

 2   revenues we need to protect millions of our 

 3   friends and neighbors.  

 4                And with that, I vote aye on this, 

 5   in understanding that the time is now to help all 

 6   New Yorkers.  Be they Republican, Democrat, or no 

 7   party, the time is now.  

 8                I say aye, Mr. President.

 9                ACTING PRESIDENT BENJAMIN:   Senator 

10   Jackson to be recorded in the affirmative.

11                Senator Parker to explain his vote.

12                SENATOR PARKER:   Thank you, 

13   Mr. President, to explain my vote.

14                I gladly stand with the people of 

15   the State of New York who have been suffering 

16   through this pandemic, and I vote aye on this 

17   bill.  

18                There has been literally millions of 

19   people who not only have been under the effects 

20   of being sick, there are people who have lost 

21   lives, have seen their friends and families and 

22   community members die because of this horrible 

23   pandemic.  But on top of that, they've been 

24   stressed because they have not had income because 

25   they lost their jobs, many times because of 


                                                               3194

 1   nothing that they have done other than being in a 

 2   industry that got affected by the pandemic.

 3                We in this Legislature are finally 

 4   doing something about that.  I'm so proud of my 

 5   colleagues -- Senator Myrie, Senator Kavanagh -- 

 6   who have, you know, come together, have organized 

 7   us to bring forward this legislation that is 

 8   going to provide at least some temporary relief 

 9   as we start to sort out the economic hardships 

10   that people are going through.  

11                I vote aye on this because we need 

12   to protect tenants, we need to protect landlords, 

13   we need to protect property owners.  And we need 

14   to protect the financial livelihoods of the 

15   people of this state.

16                Thank you so much, all of you, for 

17   all of the important work that you've done.  And 

18   I look forward to even doing more in the next 

19   coming session to provide relief for the people 

20   of our great state.

21                ACTING PRESIDENT BENJAMIN:    

22   Senator Parker to be recorded in the affirmative.

23                Senator Carlucci to explain his 

24   vote.

25                SENATOR CARLUCCI:   Thank you, 


                                                               3195

 1   Mr. President.  

 2                I want to thank my colleagues for 

 3   supporting this extremely important legislation.  

 4   And for me, I'm truly honored to be here today to 

 5   vote for this legislation, being that it will be 

 6   the last piece of legislation that I get to vote 

 7   for in this chamber.  

 8                And it's been an amazing experience 

 9   to work with such wonderful individuals in this 

10   house, and I just want to thank each and every 

11   one of you for the work you've done over the 

12   years and the work that you will continue to do.

13                I specifically want to thank 

14   Senator Kavanagh and Senator Myrie and our 

15   leader, Andrea Stewart-Cousins, for shepherding 

16   through this extremely important piece of 

17   legislation.  

18                And as we've heard from the comments 

19   and the debate on the floor, it's not easy, but 

20   we've worked together to push through and make 

21   sure that people still have a place to rest their 

22   head and call a place home.  

23                A part of this bill I'm really proud 

24   of is the extending the disability and senior 

25   property tax exemption.  This is something that 


                                                               3196

 1   often goes unseen, but by requiring that 

 2   municipalities reinstitute the homeowner 

 3   exemption, this will allow for tens of thousand 

 4   of New Yorkers, whether they have a qualifying 

 5   disability or they're a low-income senior, to be 

 6   able to stay in their home.  

 7                And particularly in Rockland and 

 8   Westchester Counties, the district that I 

 9   represent, which happen to be the highest 

10   property-taxed counties in the nation, this bill 

11   is extremely important and will be the difference 

12   between them being able to stay in their homes or 

13   having to leave and move out of the community or 

14   out of the state entirely.

15                So again, this is extremely 

16   important.  It does -- strikes the right balance 

17   to protect our tenants, protect landlords and 

18   property owners throughout New York State.

19                So it's so gratifying and so 

20   exciting to be able to cast my last vote in this 

21   chamber for these extremely important 

22   protections.  And I want to thank each and every 

23   one of the Senators that worked on this, and all 

24   the Senators I've been able to work with in the 

25   past.  I thank you, and I wish you the best of 


                                                               3197

 1   luck.  I know that the next session will be a 

 2   challenging one with so many issues to work on, 

 3   but I know all of the Senators that are here in 

 4   this chamber are ready for the challenge and will 

 5   do great work in the future.  

 6                So thank you so much.  I vote aye 

 7   and encourage my colleagues to do the same.  

 8                Thank you, Mr. President.

 9                ACTING PRESIDENT BENJAMIN:   Senator 

10   Carlucci to be recorded in the affirmative.

11                Senator Harckham to explain his 

12   vote.

13                SENATOR HARCKHAM:   Thank you, 

14   Mr. President.

15                I want to wish you and everybody in 

16   the chamber a Happy New Year.  It's a bit ironic, 

17   though, that it's a very challenging new year for 

18   many of our residents here in New York -- over 

19   1.7 million of our fellow New Yorkers out of 

20   work; the hardship that many of our tenants, our 

21   homeowners, and our small landlords are facing is 

22   why we're here today.  

23                I want to thank Senator Kavanagh and 

24   Senator Myrie for their work on this bill.  I 

25   think Senator Carlucci just said this:  This 


                                                               3198

 1   strikes the appropriate balance.

 2                And I wanted to come and voice my 

 3   support for this measure for several reasons.  My 

 4   district is very mixed.  We have a mixture of 

 5   large rental buildings, a vast amount of small 

 6   rental properties, and we've got a lot of 

 7   single-family dwellings.  And all of them are a 

 8   challenge right now.  

 9                And what this bill does is it simply 

10   gives us a four-month time-out to allow folks to 

11   get back on their feet or to allow the federal 

12   government to come in in a meaningful way to 

13   assist those folks.  It helps tenants, it helps 

14   people with mortgages from either bank 

15   foreclosure or taxing foreclosure.  This helps 

16   our seniors and our disabled with their tax 

17   exemption extensions, which are now automatic and 

18   they weren't.

19                So this is really an appropriate 

20   bill.  It's a timely bill.  It gives us time to 

21   work with our federal partners so that we can 

22   provide the relief that's absolutely necessary 

23   structurally.  In the long term, this is not 

24   going away, but in the short term, this is an 

25   appropriate measure.  


                                                               3199

 1                So I want to thank the sponsors for 

 2   their hard work, and I vote aye.

 3                ACTING PRESIDENT BENJAMIN:   Senator 

 4   Harckham to be recorded in the affirmative.

 5                Senator Thomas to explain his vote.

 6                SENATOR THOMAS:   Thank you very 

 7   much, Mr. President.  

 8                Thank you to our leader, Andrea 

 9   Stewart-Cousins, for pushing this bill forward, 

10   and to Senator Myrie and Senator Kavanagh for all 

11   their tireless work on this matter.

12                New Yorkers are hurting.  New York 

13   was hit hard and we lost so many lives and 

14   continue to do so every day.  This pandemic led 

15   to many businesses shutting their doors and 

16   laying off their workers.  And for New Yorkers 

17   who have been laid off through no fault of their 

18   own, unemployment insurance is often the only 

19   source of income.  They've got to support their 

20   families while they look for a new job.

21                Months have gone by and the economy 

22   is still stagnant.  Many New Yorkers who need to 

23   pay their rent, mortgage, and other bills are 

24   finding it hard to do so because they are still 

25   unemployed or underemployed.  But we are going to 


                                                               3200

 1   get through this.

 2                The COVID-19 Emergency Eviction and 

 3   Foreclosure Prevention Act before us today is an 

 4   absolutely necessary step to help our economy 

 5   recover.  This legislation is the strongest bill 

 6   in the nation to block eviction proceedings from 

 7   going forward and will help ensure renters and 

 8   homeowners can stay in their homes if they are 

 9   facing hardships due to this pandemic.

10                This bill will prevent evictions 

11   till May 2021.  It will protect against 

12   foreclosures and tax lien sales.  It will protect 

13   against negative reporting and discrimination on 

14   extending credit and protect the exemptions of 

15   senior citizens and disabled homeowners.  

16                Simply put, this will protect our 

17   tenants, our small landlords, our homeowners, our 

18   senior citizens, and those disabled, and I 

19   proudly cast my vote in the affirmative.

20                Thank you so much.

21                ACTING PRESIDENT BENJAMIN:   Senator 

22   Thomas to be recorded in the affirmative.

23                Senator Myrie to explain his vote.

24                SENATOR MYRIE:   Thank you, 

25   Mr. President.


                                                               3201

 1                Firstly, Happy Kwanza, everybody, 

 2   and happy holidays to all who celebrate.  

 3                I want to first thank the staff that 

 4   helped draft this bill:  Adriele Douglas, Kenan 

 5   Kurt, Nic Rangel.  I want to thank the chair of 

 6   our Housing Committee, Senator Kavanagh, who I 

 7   think did a masterful job defending this bill.  

 8   And I want to thank our Majority Leader for 

 9   making this a priority and dealing with this 

10   issue.

11                I remember the first time that I saw 

12   an eviction notice as a child.  I didn't know 

13   what the repercussions were until much later when 

14   I was in housing court with my mom.  But that 

15   experience is the same pain and anxiety and 

16   trauma that is experienced by a homeowner who 

17   gets a call or a letter from the bank telling 

18   them that the home that they've invested in is 

19   now in peril of being foreclosed on.  It is the 

20   same pain and shame and anxiety that is felt by a 

21   property owner who gets a notice from their city, 

22   town, or village that their house is now going to 

23   be on sale because of back property taxes.

24                We are in the midst of an 

25   unprecedented pandemic, one that has claimed 


                                                               3202

 1   hundreds of thousands of lives, permanently 

 2   affected thousands more, and that has wreaked 

 3   havoc on our economy.  Just this morning the 

 4   Governor reported that the state is seeing 

 5   hospitalizations and infections and deaths unlike 

 6   what we've seen since early May of this year.  

 7                These are not normal times.  We are 

 8   in a public health crisis, an economic crisis 

 9   together, which has given way to a looming 

10   eviction crisis.

11                So what this bill stands for today 

12   is a simple proposition, that you do not solve a 

13   public health crisis, you do not solve an 

14   economic crisis by kicking people out on the 

15   street.  You solve it by keeping them in their 

16   homes.

17                I've heard a lot today about kicking 

18   the can down the road.  And I would ask my 

19   colleagues who think that we are kicking the can 

20   down the road, what is your alternative?  To kick 

21   people on the streets instead?  

22                The data is clear.  When eviction 

23   moratoria end, COVID-19 infections and 

24   consequently COVID-19 deaths increase.  This 

25   isn't a business proposition, this isn't a profit 


                                                               3203

 1   proposition, this isn't a bottom-line 

 2   proposition -- it is life or death.

 3                So I proudly support this bill today 

 4   because not only is it the strongest protection 

 5   for tenants and homeowners in the country, but 

 6   because the single mom in Rochester who lost her 

 7   job through no fault of her own deserves to stay 

 8   in her home.  The family in Syracuse that 

 9   has to take care of more children and the elderly 

10   deserve to stay in their home.  The restaurant 

11   worker in Buffalo who has less hours through no 

12   fault of their own deserves to stay in their 

13   home.  And property owners in Brooklyn, in 

14   Queens, the Bronx who have invested everything 

15   into their homes, who have sheltered tenants, 

16   they too deserve to stay in their homes.

17                Now, some have said that this bill 

18   doesn't go far enough, that more relief is 

19   needed.  And I agree.  And we will fight for 

20   more.  But this Democratic Majority stood up and 

21   led the nation in protecting tenants and property 

22   owners at a time when they needed it the most.  

23   So help is on the way, and we believe that you 

24   should be able to stay in your home to receive 

25   it.


                                                               3204

 1                For those reasons I vote in the 

 2   affirmative, Mr. President.  Thank you.

 3                ACTING PRESIDENT BENJAMIN:   Senator 

 4   Myrie to be recorded in the affirmative.

 5                Senator Kavanagh to explain his 

 6   vote.

 7                SENATOR KAVANAGH:   Thank you, 

 8   Mr. President.

 9                I've had a great deal of opportunity 

10   to speak today on this bill.  I just want to 

11   conclude today's conversation with a few comments 

12   and a few additional thank-yous.  

13                Senator Myrie very rightly thanked 

14   Nic Rangel and Kenan Kurt and Adriele Douglas, 

15   who worked on this.  I just want to add Andra 

16   Stanley, who's committee counsel for Housing, and 

17   Stanley Davis, who spent a great deal of time 

18   over the last few days over Christmas fielding 

19   lots of questions from lots of folks about this, 

20   and Elizabeth Nowicki and Allison Bradley and 

21   Chris Friend.  

22                And it should be said that 

23   Shontell Smith has defined so much of what we do 

24   here that it's almost like, you know, thanking 

25   the air and the water around you.  


                                                               3205

 1                (Laughter.)

 2                SENATOR KAVANAGH:   But she really 

 3   is the motivator of so much of what we do and 

 4   obviously played a huge role in getting this done 

 5   today, and I wanted to acknowledge and thank her 

 6   for her work.  

 7                I want to thank the leader, who from 

 8   the beginning of this crisis has said that this 

 9   house is going stand for the proposition that 

10   people will not lose their homes during the 

11   pandemic, and we are living up to that promise 

12   today.

13                I want to thank Senator Myrie we 

14   just heard from so eloquently today, but also who 

15   has been a champion of tenants and particularly 

16   of addressing the eviction problem through 

17   legislation for many months now.

18                I want to thank Senator Hoylman, the 

19   chair of our Judiciary Committee.  You know, at 

20   the beginning of this the most obvious way to do 

21   this was to get an executive order in place from 

22   the government, get administrative orders from 

23   the courts.  We called for that in the very first 

24   days of things being shut down, Senator Hoylman 

25   and I, and that was in place through the end of 


                                                               3206

 1   September, a blanket moratorium on evictions.  

 2                And obviously he also was somebody 

 3   that cochaired that hearing I mentioned earlier 

 4   where we examined the impacts of the court's 

 5   reopening.  

 6                Senator Gianaris, as our deputy 

 7   leader, and also as someone who has really stood 

 8   very strong for the notion that the Legislature 

 9   needs to act to protect tenants.  

10                In the other house, we have 

11   Senator -- Assemblymember Dinowitz, our sponsor 

12   of the bill, Assemblymember Reyes, who's also 

13   been carrying legislation to address this, and of 

14   course Speaker Heastie, who was a partner in this 

15   negotiation and got this done.

16                I also do want to thank our Minority 

17   members today for a thorough debate.  Obviously 

18   we have a really fundamental different 

19   understanding of what steps we should be taking, 

20   but I think having a debate as we did today that 

21   gets into the details of this is an important way 

22   of making people understand what's at stake and 

23   how the bill will work and, you know, elucidating 

24   all of that in a way that's better than just, you 

25   know, passing the bill and leaving people to read 


                                                               3207

 1   it and figure it out.  So I thank the many 

 2   members of the Minority who jumped up today to 

 3   have that conversation.

 4                I will conclude by just saying, as 

 5   has been said today in various forms, we are 

 6   committed to addressing the great hardships that 

 7   have come from this pandemic.  We recognize this 

 8   is an ongoing pandemic.  

 9                We began this work at a time when in 

10   many of our communities, including my own, you 

11   could hear very little other than sirens in the 

12   streets, where we had a tremendous shutdown of 

13   this economy and of people's ordinary lives.  

14   There are parts of the state where we're getting 

15   things back to normal.  We are seeing disturbing 

16   trends of infections going upward.  We know that 

17   we are still in the midst of a very serious 

18   health crisis.  And as has been said in many 

19   contexts, in the midst of a health crisis your 

20   home is very much a part of your health.  And our 

21   means of addressing our health crisis is very 

22   much going to be a matter of continuing to 

23   protect people's homes.  

24                This bill does that.  It does it for 

25   homeowners as well as renters, and it does it for 


                                                               3208

 1   small landlords.  It is an enormous step forward.  

 2   And I, like many people in this chamber, intend 

 3   to get back to work on addressing the second part 

 4   of this, which is the enormous financial 

 5   implications, the financial resources that are 

 6   going to be necessary for a real, long-term, 

 7   robust solution that many people, including 

 8   members of the Minority, have called for today.  

 9                I vote aye, Mr. President.

10                ACTING PRESIDENT BENJAMIN:   Senator 

11   Kavanagh to be recorded in the affirmative.

12                Announce the results.

13                THE SECRETARY:   In relation to 

14   Calendar 1034, those Senators voting in the 

15   negative are Senators Akshar, Amedore, Borrello, 

16   Boyle, Felder, Funke, Gallivan, Griffo, Helming, 

17   Jordan, Lanza, LaValle, Little, O'Mara, Ortt, 

18   Ranzenhofer, Ritchie, Robach, Serino, Seward and 

19   Tedisco.

20                Ayes, 40.  Nays, 21.

21                ACTING PRESIDENT BENJAMIN:   The 

22   bill is passed.

23                Senator Gianaris, that completes the 

24   reading of the controversial calendar.

25                SENATOR GIANARIS:   Thank you, 


                                                               3209

 1   Mr. President.

 2                At this time I wish to call up 

 3   Calendar Numbers 132 and 146, with corresponding 

 4   Assembly Print Numbers, 2405 and 4770A, and move 

 5   to reconsider the vote by which these Assembly 

 6   bills were substituted.

 7                ACTING PRESIDENT BENJAMIN:   The 

 8   secretary will read the titles of the bills.

 9                THE SECRETARY:   Assembly Number 

10   2405, an act to amend the Education Law; 

11                Assembly Number 4770A, an act to 

12   amend the Real Property Law.

13                ACTING PRESIDENT BENJAMIN:   The 

14   Secretary will now call the roll on 

15   reconsideration.

16                (The Secretary called the roll.)

17                THE SECRETARY:   Ayes, 61.

18                SENATOR GIANARIS:   I now move to 

19   recommit those Assembly bills to the Committee on 

20   Rules and restore the Senate bills to the order 

21   of third reading.

22                ACTING PRESIDENT BENJAMIN:   All in 

23   favor say aye.

24                (Response of "Aye.")

25                ACTING PRESIDENT BENJAMIN:    


                                                               3210

 1   Opposed?  

 2                (No response.)

 3                ACTING PRESIDENT BENJAMIN:   The 

 4   Assembly bills are recommitted, and the Senate 

 5   bills are restored.

 6                SENATOR GIANARIS:   I now move to 

 7   recommit the calendar of bills to the 

 8   Rules Committee.

 9                ACTING PRESIDENT BENJAMIN:   It is 

10   so ordered.

11                SENATOR GIANARIS:   At this time, 

12   Mr. President, we're going to hear from the 

13   leaders, beginning with Minority Leader Ortt.  

14                ACTING PRESIDENT BENJAMIN:    

15   Minority Leader Ortt.

16                SENATOR ORTT:   Thank you, 

17   Mr. President.  

18                Leader Stewart-Cousins, nice to see 

19   you.  

20                I want to thank Deputy Leader Lanza, 

21   his first day here in this chair.  

22                And of course, Mr. President, nice 

23   to see you.

24                I just wanted to -- I guess this is 

25   the official end of session.  It came much later 


                                                               3211

 1   than I think most of us would have anticipated.  

 2   And it's been a tough year.  And I don't mean for 

 3   the people in this room.  Certainly we've borne 

 4   the burdens of being in public office, the 

 5   burdens of leadership in a trying time.  

 6                I'm talking about the people who 

 7   aren't in this building.  I'm talking about the 

 8   people who own businesses, whether they be 

 9   restaurants, salons, any small business, any 

10   business.  I'm thinking about the people who work 

11   in those businesses -- the waiters and the 

12   waitresses, teachers, nurses, doctors, police 

13   officers, people who work in long-term-care 

14   facilities -- I could go on and on.  There's been 

15   no aspect of our life that has not been impacted 

16   by the pandemic and by the resulting 

17   restrictions, lockdowns, whatever you want to 

18   call it.

19                It has been a very tough year for 

20   New Yorkers.  And I think there is some hope on 

21   the horizon, but there's also continued 

22   uncertainty about what the future may hold.  

23   Because I firmly believe we will get through the 

24   public health part of this crisis.  We have the 

25   best research and development -- you look at the 


                                                               3212

 1   companies that have brought the vaccine to the 

 2   market -- and I firmly believe we have the best 

 3   doctors, the best medical personnel in this 

 4   country that we will get through the public 

 5   health component of this.  

 6                But there are lingering aspects of 

 7   this, socioeconomic impacts of this pandemic that 

 8   we're living through that will be with us for 

 9   many years.  Whether it's the impact on our 

10   schoolchildren who are remote-learning, or 

11   whether it is the impact on businesses, on our 

12   economy both in New York City and across New York 

13   State.

14                And when we come back to work next 

15   week, I can tell you that the Republican 

16   Conference will be coming back to work with that 

17   single-minded focus, to make that we are doing 

18   our jobs so that New Yorkers can go back to doing 

19   theirs.  

20                And that is going to be -- we stand 

21   ready to work with the Majority.  Of course we 

22   stand ready also to be the loyal opposition on 

23   policies that we think do not achieve those ends.  

24   But I know, in talking with Majority Leader 

25   Stewart-Cousins, everyone is looking forward to 


                                                               3213

 1   getting back to work for the people of this 

 2   state, the people who have elected us, millions 

 3   of New Yorkers who turned out in record numbers.  

 4   And they expect not only the Governor, but they 

 5   expect the 63 members in this chamber to go to 

 6   work and represent them.  And I think they have a 

 7   right to expect that, and I look forward to 

 8   fulfilling that obligation.

 9                Before I sit down for the year, I do 

10   want to mention a couple of my members in our 

11   conference who are leaving after in some cases 

12   decades of public service.  And again, unique 

13   because we didn't get to -- and I'm sure Leader 

14   Cousins could say the same for members in her 

15   conference -- we didn't get to say the farewell 

16   that we have grown accustomed to in this chamber.  

17                I know I've been here for six years 

18   now, and when members who have been here for a 

19   long time -- be they Democrats, be they 

20   Republicans -- have left, there's always been 

21   both a fitting sendoff both in the chamber, 

22   obviously internally with the conference, maybe 

23   there's a dinner involved, you know, some old war 

24   stories.  None of that really happened the way it 

25   normally would.  


                                                               3214

 1                And so I just want to take just a 

 2   few moments to recognize a few of my colleagues 

 3   who will be leaving in a couple of days.  

 4                Senator George Amedore, who we all 

 5   heard from today.  I want to thank Senator 

 6   Amedore for being willing, even though he was at 

 7   the end -- I always say you can tell a lot about 

 8   somebody when it's at the end of their time and 

 9   they're still willing to show up to work.  

10   Senator Amedore was here today; I'm sure he could 

11   have been with his family, he could have sent his 

12   vote in remotely.  He was here, he was here to 

13   ask some important questions of Senator Kavanagh.  

14                And Senator Amedore has been a very 

15   important member of our conference as a business 

16   owner, as someone who I always say signs the 

17   front of checks as well as the back of checks.  

18   He employs a lot of folks in this district, in 

19   his district, and he has been a great voice for 

20   small businesses, for business owners, for 

21   taxpayers here in the State of New York.  

22                And I want to thank him.  He is 

23   someone I am proud to call a personal friend.  He 

24   came in with me in 2015, January 2015, we were 

25   both elected in November of '14.  And he will be 


                                                               3215

 1   missed, but obviously not forgotten.

 2                Senator Rich Funke, Senator Joe 

 3   Robach, both from the Rochester region.  Senator 

 4   Funke, of course, a very long term broadcaster.  

 5   Senator Joe Robach has been here in Albany for 

 6   many years.  He was in the Assembly as a 

 7   Democrat -- which I'm sure my colleagues across 

 8   the aisle might find hard to believe, but 

 9   certainly he was -- and then he ran as a 

10   Republican to the Senate and has been reelected 

11   time and time again.

12                I will tell you this.  There are few 

13   people who really bled for their community the 

14   way Senator Robach did.  He was a tireless 

15   advocate for the City of Rochester.  Whether it 

16   was inner city Rochester, whether it was the 

17   first ring suburbs, it didn't matter to Senator 

18   Robach, he would go to bat for that community, 

19   and on several occasions delivered for that 

20   community over the years, whether he was a 

21   Democrat, whether he was a Republican, whether he 

22   was in the Majority or he was in the Minority.  

23                And he certainly brought some levity 

24   to our conference, which I will tell you -- and 

25   as I'm sure both -- everyone in this room can 


                                                               3216

 1   agree, sometimes whether you're in conference, 

 2   whether you're on the floor, you're discussing 

 3   very serious things, and sometimes a little 

 4   levity is helpful.  And Senator Robach certainly 

 5   was -- was that for us.  But he could also, 

 6   obviously, be a statesman and a hard-fighting 

 7   advocate for the City of Rochester and for Monroe 

 8   County.  So I want to thank him and 

 9   Senator Funke.

10                Senator Seward.  You know, Senator 

11   Seward in some ways has been a microcosm of this 

12   year.  He battled through cancer, he battled 

13   through COVID-19.  And if you were to see 

14   Senator Seward today, you would never know that 

15   he had any health issues.  I like to say he's 

16   kind of the Republican answer to Dick Clark.  He 

17   just never seems to get older, always looks 

18   great, always upbeat, a gentleman.  I think for 

19   those who were on the other side, always a 

20   gentleman in his floor debates, in the way he 

21   handled himself.  

22                And he is the definition, I think, 

23   of a statesman and will certainly be missed by 

24   the people of his district as he is succeeded by 

25   Senator-elect Oberacker.


                                                               3217

 1                Senator Ranzenhofer, a neighbor of 

 2   mine in Western New York, an attorney but someone 

 3   who was certainly a -- served in this body for I 

 4   believe a decade.  

 5                Senator Betty Little, from the 

 6   North Country, a champion for women's rights, for 

 7   women's issues.  I think certainly when it came 

 8   to the Women of Distinction event, whether it 

 9   came to environmental issues up in the 

10   North Country, a very fierce advocate.  But also 

11   a very gentle person.  Another person who has 

12   battled through some health issues this year, 

13   remarkably so.  Someone who has a lot of courage 

14   and who I think very highly of and will be missed 

15   is Senator Betty Little.

16                And then last but certainly not 

17   least, I want to recognize Senator Ken LaValle.  

18   Senator LaValle has been in this chamber -- and I 

19   know sometimes it's easy to sort of knock people 

20   that have served a long time in public service, 

21   but Senator LaValle served in this chamber longer 

22   than the person speaking right now has been 

23   alive.  

24                And I don't say that in any way 

25   demeaning; I say that as a real positive.  


                                                               3218

 1   because he was reelected, right -- that wasn't a 

 2   lifetime appointment, he was continually 

 3   reelected by his constituents.  And I know when 

 4   it came to specifically environmental issues and 

 5   higher education issues, Senator LaValle has a 

 6   lot to be proud of, and so do the constituents of 

 7   the First Senate District, who sent him back here 

 8   time and time again to be their champion and 

 9   their representative.

10                So I want to recognize -- those are 

11   our retiring members.  Obviously Senator 

12   Flanagan, no longer here.  I want to thank him 

13   for his service, as well as Senator Chris Jacobs, 

14   who is now in Washington, D.C. 

15                But, Mr. President, I want to thank 

16   you for the indulgence.  I want to thank you for 

17   giving me the time to share those comments about 

18   my colleagues.  

19                Leader Cousins, I look forward to 

20   working with you in the new year.  

21                And I wish everyone a Happy New Year 

22   and a safe holiday season.

23                SENATOR GIANARIS:   Mr. President, 

24   can you now recognize Majority Leader 

25   Stewart-Cousins.


                                                               3219

 1                ACTING PRESIDENT BENJAMIN:    

 2   Majority Leader Stewart-Cousins.

 3                SENATOR STEWART-COUSINS:   Thank you 

 4   so much, Mr. President.  

 5                And it's certainly good to see you 

 6   in person and to congratulate you for your 

 7   election as leader.  I too look forward to 

 8   working together, you know, on behalf of the 

 9   people of New York State.  

10                And I wanted to say to Senator 

11   Lanza, congratulations on your new position as 

12   well.  I know that you will do a great job 

13   working with my fabulous floor leader and deputy, 

14   Senator Mike Gianaris, so.  

15                So -- and thank you, Mr. President.  

16                I also want to make a quick mention 

17   of our newest Senator.  We had Senator John 

18   Mannion, who voted for the very first time today.  

19   And we normally will do this when we introduce 

20   our new members in January when we come back, but 

21   since Senator Mannion was able to take his seat 

22   today, I just wanted to recognize that we are 

23   very, very happy to have him.  He's a science 

24   teacher, and I know that we will learn a lot from 

25   Senator Mannion.  And I was really, really happy 


                                                               3220

 1   that he was able to make this first historic 

 2   vote.

 3                I think everyone understands that 

 4   this year has been extremely challenging for all 

 5   of us.  We've seen the COVID-19 pandemic ravage 

 6   our communities, our state, our nation, and the 

 7   world.  It's chilling to think that we've been 

 8   through so much in just this last nine months.  

 9   Family members, friends, colleagues, constituents 

10   have passed away due to this awful pandemic.  

11   Businesses have closed, jobs have been lost.  

12   People are hurting.  We're a changed state.  

13   We're a changed nation.  We're changed throughout 

14   the entire world.  

15                But, Mr. President, we're standing 

16   here because hope is on the horizon.  We have 

17   vaccines beginning to be distributed, and we have 

18   some form coming in the latest COVID relief bill 

19   that's been signed by the president.  And come 

20   January 20th, we'll have an administration in 

21   Washington that will be looking to help us and 

22   not to hurt us.

23                I thank all of my colleagues over 

24   the last year for all of the amazing work they've 

25   done during this crisis, work that I don't think 


                                                               3221

 1   anyone could have envisioned being part of their 

 2   job.  Working to get refrigerated trucks for 

 3   local hospitals; setting up massive food banks 

 4   for constituents; checking on people stuck in 

 5   quarantine; setting up Zoom town halls; working 

 6   to get an unprecedented number of unemployed 

 7   constituents through the unemployment claims 

 8   process; providing PPEs to front-line workers and 

 9   to members of our community -- and that's just to 

10   name a few.

11                And I also want to thank our 

12   Governor, Governor Cuomo, whose leadership during 

13   this pandemic has been so important to this state 

14   and has frankly spread to people across America.  

15                Together, our voices continue to 

16   ring loud and clear.  We need the federal 

17   government to do the right thing and provide the 

18   needed support for our state -- for all of our 

19   states.  

20                But right now we're here, back on 

21   the floor of the Senate.  In a time normally 

22   spent getting ready for a new year and a new 

23   session, we're here in this empty chamber -- 

24   relatively empty for what we do -- taking 

25   historic action.  


                                                               3222

 1                When I first took over as Senate 

 2   President, I spoke of two different paths that we 

 3   could take together, the path of putting up 

 4   barriers or the path of creating opportunity.  

 5   This pandemic has made these choices seem 

 6   sometimes impossible.  This pandemic has created 

 7   insurmountable barriers.  

 8                But this chamber today has again 

 9   chosen the path of tearing down barriers, sending 

10   out a lifeline of hope to millions of New Yorkers 

11   who will now be able to stay in their homes.  

12   We've chosen to stand with these millions of 

13   people hurting during a crisis and say that we 

14   understand.  We've made a commitment to enact the 

15   strongest eviction moratoriums in the nation 

16   while at the same time helping homeowners, small 

17   landlords, and our seniors and disabled 

18   community.

19                I want to thank all the advocates 

20   who have tirelessly fought to make this possible.  

21   And I want to thank my counterpart in the 

22   Assembly, Speaker Heastie, for being a strong 

23   partner in moving this legislation forward.  

24                And then of course I want to thank 

25   the chair of our Housing Committee, Senator Brian 


                                                               3223

 1   Kavanagh, whose steady leadership was so 

 2   important in making sure we get this done.  And 

 3   of course I have to recognize Senator Zellnor 

 4   Myrie for the work and the effort that he put in 

 5   when he initially brought this forward.  I want 

 6   to thank him and frankly all of my Democratic 

 7   Majority colleagues for doing the work that was 

 8   required so that we could stand here in this 

 9   historic moment.  

10                And I know I've heard you, Senator 

11   Kavanagh, when you were talking about Shontell 

12   Smith and her incredible staff, including Eric 

13   and the Housing team that worked tirelessly to 

14   try and get this done so that we would have it 

15   ready at this moment, especially because of the 

16   uncertainty that was happening in the federal 

17   government.  

18                So I want to thank them, and also 

19   make sure that we understand that this is not a 

20   panacea, that we know more must be done.  But 

21   what I always understood is that we could not go 

22   into next year leaving this undone.

23                Once again, we've sent the message 

24   that when given the choice, this house will 

25   always take the path of creating hope and 


                                                               3224

 1   creating opportunity and tearing down barriers.

 2                Mr. President, today, as Leader Ortt 

 3   said, is also our last session day of the 

 4   2019-2020 term, and I wanted to thank not only 

 5   all my members, but to take an opportunity to 

 6   recognize some of my members -- and yours -- who 

 7   are going to be leaving at the end of this term.

 8                I don't know what this chamber is 

 9   going to be like without my friend, my mentor, my 

10   inspiration, Senator Velmanette Montgomery.  

11   She's done so much for so many New Yorkers -- her 

12   advocacy for children, her fight to finally pass 

13   criminal justice reforms, juvenile justice 

14   reform.  Her standing with all those who needed 

15   help have made this a stronger place.  And I know 

16   for Senator Montgomery, for this vote to be her 

17   last vote is really rewarding for her.

18                And of course on the other side of 

19   the aisle I will mention Senator Ken LaValle 

20   because he not only had decades of service -- I 

21   think he was the dean of our chamber -- but he 

22   was my first seatmate when I came.  When, like 

23   you, you all were spread over there, and he was 

24   my first seatmate.  So I'm going to miss him.

25                And of course I'm going to miss 


                                                               3225

 1   Betty Little, who's also been a strong friend and 

 2   a leader in this chamber.  And wish the very, 

 3   very best for Senator Seward.  I'm happy to hear 

 4   that he's doing so very, very well.  

 5                And in my world here, we're going to 

 6   miss Senator Jen Metzger, who did so much in 

 7   terms of the environment and agriculture, a 

 8   strong voice for farmers, just an advocate for 

 9   every good thing.  

10                And Senator Monica Martinez, who 

11   spent her career as a teacher and administrator 

12   and never, ever lost the heart for her children, 

13   for education, and her passion to take care of 

14   animals big and small.

15                And of course Senator Carlucci as 

16   well, who really made his mark in terms of the 

17   mental health field, where he had the opportunity 

18   to chair for so many years.

19                And also I just want to wish a fond 

20   farewell to Senators Robach and Ranzenhofer, 

21   Amedore and Funke, and Senator Flanagan, for 

22   their service to this state.

23                So, Mr. President, I really thank 

24   you, as well, for presiding over the most unusual 

25   session probably in the history.  When I first 


                                                               3226

 1   came I remember I entered with a governor at that 

 2   time whose motto was "Day One, Everything 

 3   Changes."  That was in 2007.  I don't know what 

 4   he thought he was saying, but I can say that 

 5   everything has changed.  And every time I think 

 6   that we've seen it all, we get to see more.

 7                So I can only say that we will have 

 8   yet another change.  There will be a new year.  I 

 9   don't say that it can't be worse, because now I 

10   don't know.  I do know, however, that I wish 

11   everyone a happy and healthy, prosperous New 

12   Year.  And I know that whatever the new year 

13   brings, whatever it holds for us, we in this 

14   chamber will stay focused on the people of 

15   New York and doing the very best we can for them.  

16                So thank you very much.

17                ACTING PRESIDENT BENJAMIN:   Senator 

18   Gianaris.

19                SENATOR GIANARIS:   Thank you, 

20   Mr. President.  

21                Is there any further business at the 

22   desk?

23                ACTING PRESIDENT BENJAMIN:   There 

24   is no further business at the desk.

25                SENATOR GIANARIS:   Then I move to 


                                                               3227

 1   adjourn until the call of the Temporary 

 2   President, intervening days being legislative 

 3   days.

 4                ACTING PRESIDENT BENJAMIN:   On 

 5   motion, the Senate stands adjourned until the 

 6   call of the Temporary President, intervening days 

 7   being legislative days.

 8                The Senate is adjourned.  

 9                (Whereupon, the Senate adjourned at 

10   3:56 p.m.)

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