senate Bill S6331

Relates to expanding health insurance coverage under Healthy NY

download pdf

Sponsor

Bill Status


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor
view actions

actions

  • 26 / Jan / 2012
    • REFERRED TO INSURANCE

Summary

Relates to expanding health insurance coverage under Healthy NY to retired persons who lose benefits offered from their previous employer through no fault of their own.

do you support this bill?

Bill Details

See Assembly Version of this Bill:
A9715
Versions:
S6331
Legislative Cycle:
2011-2012
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd ยง4326, Ins L

Sponsor Memo

BILL NUMBER:S6331

TITLE OF BILL:

An act
to amend the insurance law, in relation to expanding health insurance
coverage under the Health NY program to retired persons who had
insurance coverage from their previous employer and who lose such
health insurance benefits through no fault of their own

PURPOSE:

Expands the Healthy NY program for eligible retires who have lost
health insurance coverage at no fault of their own.

SUMMARY OF PROVISIONS:

Adds item V to subparagraph A of subsection C to section 4326 of
the insurance law to
read a retired person who is ineligible for Medicare
and who, through his or her previous employer, had health insurance
coverage with benefits available during his or her retirement, and
through no fault of their own, loses such health insurance coverage.

JUSTIFICATION:

With the growing downsizing of corporations, people are being forced
to retire younger and younger. Many individuals, who retire prior to
age 65, often leave with an agreement from their respective companies
to receive health care benefits throughout their retirement.

Unfortunately, due to the economy and corporate cut backs, health
benefits for retirees are being eliminated. In these situations, many
retirees, who are not yet eligible for Medicare, are left uninsured.
This bill would provide a safety net for these retirees by qualifying
them for the Healthy NY program until they are Medicare eligible.

LEGISLATIVE HISTORY:

New Bill.

FISCAL IMPLICATIONS:

To be determined.

EFFECTIVE DATE:

Immediately.

view bill text
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  6331

                            I N  S E N A T E

                            January 26, 2012
                               ___________

Introduced  by  Sen.  ROBACH -- read twice and ordered printed, and when
  printed to be committed to the Committee on Insurance

AN ACT to amend the insurance  law,  in  relation  to  expanding  health
  insurance  coverage under the Health NY program to retired persons who
  had insurance coverage from their previous employer and who lose  such
  health insurance benefits through no fault of their own

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Subparagraph (A)  of  paragraph  3  of  subsection  (c)  of
section  4326 of the insurance law, as added by chapter 1 of the laws of
1999, is amended to read as follows:
  (A) A qualifying individual is [an employed person]:
  (i) AN EMPLOYED PERSON who does not have and has not had health insur-
ance with benefits on an expense reimbursed or prepaid basis during  the
twelve  month  period  prior  to the individual's application for health
insurance under the program established by this section;
  (ii) AN EMPLOYED PERSON whose employer does not provide  group  health
insurance  and  has not provided group health insurance with benefits on
an expense reimbursed or prepaid  basis  covering  employees  in  effect
during the twelve month period prior to the individual's application for
health insurance under the program established by this section;
  (iii)  AN  EMPLOYED  PERSON  WHO  resides  in a household having a net
household income at or below two hundred eight percent of  the  non-farm
federal  poverty level (as defined and updated by the federal department
of health and human services)  or  the  gross  equivalent  of  such  net
income; and
  (iv) AN EMPLOYED PERSON WHO is ineligible for Medicare; OR
  (V)  A  RETIRED PERSON WHO IS INELIGIBLE FOR MEDICARE AND WHO, THROUGH
HIS OR HER PREVIOUS EMPLOYER, HAD HEALTH INSURANCE COVERAGE  WITH  BENE-
FITS  AVAILABLE  DURING  HIS  OR HER RETIREMENT, AND THROUGH NO FAULT OF
THEIR OWN, LOSES SUCH HEALTH INSURANCE COVERAGE.
  S 2. This act shall take effect immediately.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD14228-02-2

Comments

Open Legislation comments facilitate discussion of New York State legislation. All comments are subject to moderation. Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity or hate speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Comment moderation is generally performed Monday through Friday.

By contributing or voting you agree to the Terms of Participation and verify you are over 13.