S T A T E O F N E W Y O R K
2013-2014 Regular Sessions
I N S E N A T E
January 9, 2013
Introduced by Sen. KENNEDY -- read twice and ordered printed, and when
printed to be committed to the Committee on Insurance
AN ACT to amend the insurance law, in relation to providing for a review
of certain existing rating territory definitions for non-business
automobile insurance policies
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Section 2307 of the insurance law is amended by adding a
new subsection (f) to read as follows:
(F) (1) NOTWITHSTANDING ANY OTHER PROVISION OF LAW, WITH RESPECT TO
NON-BUSINESS AUTOMOBILE INSURANCE POLICIES, THE SUPERINTENDENT SHALL
UNDERTAKE A THOROUGH REVIEW OF RATING TERRITORY DEFINITIONS AND RATE
IMPLICATIONS OF CURRENT TERRITORIAL DEFINITIONS IN USE IN THIS STATE,
WITH PARTICULAR FOCUS ON CHANGING DEMOGRAPHICS, BORDERLINE ZIP CODES,
TERRITORIAL GROUPINGS, AND ALTERNATIVE APPROACHES TO ACHIEVING HOMOGENE-
(2) BASED ON SUCH REVIEW, THE SUPERINTENDENT MAY REQUIRE INSURERS TO
ADJUST EXISTING OR ESTABLISH NEW TERRITORY DEFINITIONS AND TO USE SUCH
ADJUSTED OR NEW TERRITORIES IN RELATION TO SUCH POLICIES.
(3) WITH RESPECT TO SUCH REVIEW AND ANY REQUIREMENTS MADE PURSUANT TO
THIS SECTION, THE SUPERINTENDENT SHALL FIRST FOCUS ON CITIES WITH A
POPULATION OF MORE THAN NINETEEN THOUSAND FORTY BUT LESS THAN
TWENTY-FIVE THOUSAND HAVING HAD A DECREASE IN TRAFFIC DENSITY AND ACCI-
DENTS, WHICH ARE GEOGRAPHICALLY CONTIGUOUS WITH A CITY WITH A POPULATION
OF MORE THAN TWO HUNDRED NINETY-TWO THOUSAND SIX HUNDRED FORTY-EIGHT BUT
LESS THAN THREE HUNDRED FIFTY THOUSAND.
(4) THE SUPERINTENDENT SHALL REPORT TO THE GOVERNOR AND THE LEGISLA-
TURE ON SUCH REVIEW AND ACTIONS TAKEN PURSUANT TO THIS SUBSECTION.
S 2. The review required by section one of this act shall be completed
by July first in the year next succeeding the year in which it shall
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
S. 367 2
have become law, and the report required by section one of this act
shall be submitted no later than December thirty-first in the year next
succeeding the year in which it shall have become law.
S 3. This act shall take effect immediately.