Assembly Bill A2590

2017-2018 Legislative Session

Requires insurers insuring property in floodplains to include damages done by wave action or windblown waves

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Assembly Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

Do you support this bill?

Please enter your contact information

Home address is used to determine the senate district in which you reside. Your support or opposition to this bill is then shared immediately with the senator who represents you.

Optional services from the NY State Senate:

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.

Include a custom message for your Senator? (Optional)

Enter a message to your senator. Many New Yorkers use this to share the reasoning behind their support or opposition to the bill. Others might share a personal anecdote about how the bill would affect them or people they care about.
Actions

2017-A2590 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Add §2351-a, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: A2522
2011-2012: A2762
2013-2014: A3504
2015-2016: A2241
2019-2020: A2972
2021-2022: A3249
2023-2024: A3430

2017-A2590 (ACTIVE) - Summary

Requires insurers insuring property in floodplains to include damages done by wave action or windblown waves and make available to all insureds who reside in single family homes in a floodplain homeowners insurance covering such damage.

2017-A2590 (ACTIVE) - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   2590
 
                        2017-2018 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 20, 2017
                                ___________
 
 Introduced  by M. of A. PRETLOW -- read once and referred to the Commit-
   tee on Insurance
 
 AN ACT to amend the insurance law, in relation to  requiring  floodplain
   insurance to cover damages caused by waves
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section 1. The insurance law is amended by adding a new section 2351-a
 to read as follows:
   § 2351-A. FLOODPLAIN INSURANCE, WAVE DAMAGE.  (A)  ANY  INSURER  WHICH
 INSURES  PROPERTY  IN  A FLOODPLAIN SHALL MAKE AVAILABLE TO ALL INSUREDS
 WHO RESIDE IN SINGLE FAMILY HOMES IN THE FLOODPLAIN COVERAGE UNDER THEIR
 HOMEOWNERS' INSURANCE POLICY FOR DAMAGES CAUSED BY  WINDBLOWN  WAVES  OR
 WAVE  ACTION.  SUCH  POLICIES SHALL COVER THE RESIDENCE AND ANY APPURTE-
 NANCES THERETO, INCLUDING, BUT NOT  LIMITED  TO,  GARAGES,  BOAT  DOCKS,
 RESTRAINING WALLS, BOAT HOUSES, BREAK WALLS AND ANY OTHER DEVICE USED TO
 PREVENT OR MINIMIZE WAVE OR WATER DAMAGE TO REAL PROPERTY.
   (B)  AS USED IN THIS SECTION, "WINDBLOWN WAVES" OR "WAVE ACTION" SHALL
 MEAN THE CONDITION WHICH EXISTS WHEN A FLOODPLAIN AREA  HAS  HIGH  WATER
 CONDITIONS,  EVEN  THOUGH  BELOW  THE FLOODPLAIN LEVEL, AND THE WATER IS
 STIRRED BY WIND OR OTHER CONDITIONS TO CAUSE  WAVES  WHICH  CREST  ABOVE
 FLOODPLAIN LEVEL.
   §  2.  This  act shall take effect on the ninetieth day after it shall
 have become a law.
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD05277-01-7



              

Comments

Open Legislation is a forum for New York State legislation. All comments are subject to review and community moderation is encouraged.

Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity, hate or toxic speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Attempts to intimidate and silence contributors or deliberately deceive the public, including excessive or extraneous posting/posts, or coordinated activity, are prohibited and may result in the temporary or permanent banning of the user. Comment moderation is generally performed Monday through Friday. By contributing or voting you agree to the Terms of Participation and verify you are over 13.

Create an account. An account allows you to sign petitions with a single click, officially support or oppose key legislation, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.