S T A T E O F N E W Y O R K
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6879
2017-2018 Regular Sessions
I N S E N A T E
September 20, 2017
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Introduced by Sen. COMRIE -- read twice and ordered printed, and when
printed to be committed to the Committee on Rules
AN ACT to amend the general business law, in relation to automatic secu-
rity freezes on consumer credit reports
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Section 380-t of the general business law is amended by
adding a new subdivision (c-1) to read as follows:
(C-1)(1) ANY CONSUMER CREDIT REPORTING AGENCY WHICH RECEIVES NOTIFICA-
TION THAT IT HAS EXPERIENCED A BREACH OF DATA SHALL, WITHIN SEVEN DAYS
OF DISCOVERY OF THE DATA BREACH, AUTOMATICALLY PLACE A SECURITY FREEZE
ON EACH CONSUMER'S CREDIT REPORT WHO WAS AFFECTED BY THE BREACH OF DATA
FOR NO LONGER THAN NINETY DAYS. SUCH CONSUMER CREDIT REPORTING AGENCY
SHALL FURTHER NOTIFY A CONSUMER OF SUCH SECURITY FREEZE PLACED ON HIS OR
HER CREDIT REPORT WITHIN SEVEN DAYS OF THE PLACEMENT OF THE FREEZE.
(2) IF, AFTER AN AUTOMATIC SECURITY FREEZE HAS BEEN PLACED ON A
CONSUMER'S CREDIT REPORT IN ACCORDANCE WITH THIS SUBDIVISION, A CONSUMER
WISHES TO ALLOW HIS OR HER CONSUMER CREDIT REPORT TO BE ACCESSED FOR A
SPECIFIC PARTY OR A SPECIFIC PERIOD OF TIME WHILE A FREEZE IS IN PLACE,
THE CONSUMER SHALL UNFREEZE HIS OR HER CONSUMER CREDIT REPORT IN ACCORD-
ANCE WITH SUBDIVISION (D) OF THIS SECTION, AT NO COST TO THE CONSUMER.
§ 2. This act shall take effect immediately.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD13522-01-7