Assembly Bill A10327

2019-2020 Legislative Session

Relates to requiring certain perils be covered under certain business interruption insurance policies during the coronavirus disease 2019 (COVID-19) pandemic

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Archive: Last Bill Status - In Assembly Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2019-A10327 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance

2019-A10327 (ACTIVE) - Summary

Requires certain perils be covered under business interruption insurance policies issued to certain human services and community based health providers during the coronavirus disease 2019 (COVID-19) pandemic.

2019-A10327 (ACTIVE) - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   10327
 
                           I N  A S S E M B L Y
 
                              April 22, 2020
                                ___________
 
 Introduced  by  M.  of  A. L. ROSENTHAL -- read once and referred to the
   Committee on Insurance
 
 AN ACT in relation to requiring certain perils be covered under business
   interruption insurance policies issued to certain human  services  and
   community-based  health  providers during the coronavirus disease 2019
   (COVID-19) pandemic

   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  (a)  Notwithstanding any provisions of law, rule or regu-
 lation to the contrary, every policy of insurance insuring against  loss
 or  damage to property, which includes the loss of use and occupancy and
 business interruption, shall be construed to include among  the  covered
 perils  under  that  policy, coverage for business interruption during a
 period of a declared state emergency due to the coronavirus disease 2019
 (COVID-19) pandemic.
   (b) The coverage required by this section shall indemnify the insured,
 subject to the limits under the policy, for  any  loss  of  business  or
 business  interruption  for the duration of a period of a declared state
 emergency due to the coronavirus disease 2019 (COVID-19) pandemic.
   (c) This section shall apply to insureds with such coverage who  oper-
 ate  programs and services including a mental health outpatient provider
 licensed or granted an operating certificate under  article  31  of  the
 mental hygiene law; a substance use disorder treatment provider licensed
 or  granted  an  operating  certificate  under  article 32 of the mental
 hygiene law; a provider dually licensed under article 28 of  the  public
 health  law  and  article  31 or article 32 of the mental hygiene law, a
 diagnostic and treatment center licensed or granted an operating certif-
 icate under article 28 of the public health law; a  clinic  licensed  or
 granted  an operating certificate under article 16 of the mental hygiene
 law; a community-based program funded under the office of mental health,
 the office for people with developmental  disabilities,  the  office  of
 addiction  services  and  supports or through a local government unit as
 defined under article 41 of the mental hygiene law; a home care provider
 certified or licensed pursuant to article 36 of the public health law; a
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
              

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