Assembly Bill A1154

2021-2022 Legislative Session

Prohibits discrimination in the issuance of certain insurance policies based upon inquiries in which loss or damage is revealed

download bill text pdf

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Archive: Last Bill Status - In Assembly Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2021-A1154 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Add §2618, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: A3484
2011-2012: A1921
2013-2014: A3832
2015-2016: A3069
2017-2018: A2270
2019-2020: A7016
2023-2024: A841

2021-A1154 (ACTIVE) - Summary

Prohibits discrimination in the issuance of certain insurance policies based upon inquiries in which loss or damage is revealed.

2021-A1154 (ACTIVE) - Bill Text download pdf 

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   1154
 
                        2021-2022 Regular Sessions
 
                           I N  A S S E M B L Y
 
                              January 7, 2021
                                ___________
 
 Introduced  by  M. of A. PEOPLES-STOKES -- read once and referred to the
   Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to  discrimination  based
   on inquiries
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section 1. The insurance law is amended by adding a new  section  2618
 to read as follows:
   § 2618. DISCRIMINATION BASED ON INQUIRIES. (A) NO INSURER SHALL REPORT
 TO  AN INSURANCE SUPPORT ORGANIZATION OR COMPANY THAT COLLECTS AND MAIN-
 TAINS CLAIMS HISTORY REPORTS FROM INSURERS, ANY INQUIRY ABOUT A  POLICY,
 INCLUDING  ANY INQUIRY IN WHICH LOSS OR DAMAGE IS REVEALED UNDER A HOME-
 OWNERS', PERSONAL LINES FIRE, OR NON-BUSINESS  MOTOR  VEHICLE  INSURANCE
 POLICY.
   (B)  NO INSURER SHALL REFUSE TO ISSUE OR RENEW A HOMEOWNERS', PERSONAL
 LINES FIRE, OR NON-BUSINESS MOTOR VEHICLE INSURANCE  POLICY,  IMPOSE  OR
 OFFER  A HIGHER RATE OR PREMIUM FOR ANY SUCH POLICY, OR ASSIGN TO A MORE
 EXPENSIVE AFFILIATE, RATING TIER OR CATEGORY, AN  INSURED  OR  APPLICANT
 FOR  ANY SUCH POLICY ON THE BASIS OF ANY INQUIRY ABOUT A POLICY, INCLUD-
 ING ANY INQUIRY IN WHICH LOSS OR DAMAGE IS REVEALED TO  THE  INSURER  OR
 ANY  PREVIOUS  INSURERS, OR ON THE BASIS OF ANY SUCH INQUIRY REPORTED TO
 OR RECORDED  BY  AN  INSURANCE  SUPPORT  ORGANIZATION  OR  COMPANY  THAT
 COLLECTS AND MAINTAINS CLAIMS HISTORY REPORTS FROM INSURERS.
   §  2.  This  act shall take effect on the thirtieth day after it shall
 have become a law.
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD02421-01-1

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