NY State Assembly Bill 2023-A1578

Current Bill Status - In Assembly Committee

Introduced
- In Committee Assembly
- In Committee Senate
- On Floor Calendar Assembly
- On Floor Calendar Senate
- Passed Assembly
- Passed Senate
Delivered to Governor
Signed By Governor

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Actions

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	Assembly Actions - Lowercase Senate Actions - UPPERCASE
Jan 03, 2024	referred to banks
May 23, 2023	reported referred to rules
May 16, 2023	print number 1578a
May 16, 2023	amend (t) and recommit to banks
Jan 17, 2023	referred to banks

Bill Amendments

Original

A (Active)

co-Sponsors

2023-A1578 - Details

Current Committee:: Assembly Banks
Law Section:: Banking Law
Laws Affected:: Add §675-a, amd §§675 & 678, rpld §678, ren §679 to be §678, Bank L
Versions Introduced in 2021-2022 Legislative Session:: A8002

2023-A1578 - Summary

Provides for joint and survivorship accounts, provides that absent indication to the contrary, funds remaining in such an account upon the death of the depositor shall be deemed part of the depositor's estate.

2023-A1578 - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   1578
 
                        2023-2024 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 17, 2023
                                ___________
 
 Introduced  by M. of A. WALLACE -- read once and referred to the Commit-
   tee on Banks
 
 AN ACT to amend the banking law, in relation to establishing  joint  and
   survivorship  accounts;  and  repealing certain provisions of such law
   relating thereto
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. The banking law is amended by adding a new section 675-a to
 read as follows:
   §  675-A.  JOINT  ACCOUNTS;  JOINT AND SURVIVORSHIP ACCOUNTS. 1.  JOIN
 ACCOUNTS. (A) WHEN A DEPOSIT OF CASH, SECURITIES, OR OTHER PROPERTY  HAS
 BEEN MADE OR SHALL HEREAFTER BE MADE IN OR WITH ANY BANKING ORGANIZATION
 OR  FOREIGN  BANKING  CORPORATION TRANSACTING BUSINESS IN THIS STATE, OR
 SHARES SHALL HAVE BEEN ALREADY ISSUED OR SHALL BE HEREAFTER  ISSUED,  IN
 ANY SAVINGS AND LOAN ASSOCIATION OR CREDIT UNION TRANSACTING BUSINESS IN
 THIS  STATE,  IN  THE  NAME OF SUCH DEPOSITOR OR SHAREHOLDER AND ANOTHER
 PERSON AND IN FORM TO BE PAID OR DELIVERED TO EITHER, OR THE SURVIVOR OF
 THEM, SUCH DEPOSIT OR SHARES AND ANY ADDITIONS THERETO OR ACCRUALS THER-
 EON MAY BE PAID OR DELIVERED TO EITHER DURING THE LIFETIME OF BOTH,  AND
 SUCH  PAYMENT  OR  DELIVERY AND THE RECEIPT OR ACQUITTANCE OF THE ONE TO
 WHOM SUCH PAYMENT OR DELIVERY IS MADE, SHALL BE A VALID  AND  SUFFICIENT
 RELEASE  AND  DISCHARGE  TO THE BANKING ORGANIZATION FOR ALL PAYMENTS OR
 DELIVERIES MADE ON ACCOUNT OF  SUCH  DEPOSIT  OR  SHARES  PRIOR  TO  THE
 RECEIPT  BY  THE  BANKING  ORGANIZATION  OF  NOTICE IN WRITING SIGNED BY
 EITHER ONE OF SUCH PERSONS, NOT TO PAY OR DELIVER SUCH DEPOSIT OR SHARES
 AND THE ADDITIONS AND ACCRUALS THEREON  IN  ACCORDANCE  WITH  THE  TERMS
 THEREOF,  AND AFTER RECEIPT OF ANY SUCH NOTICE, THE BANKING ORGANIZATION
 MAY REQUIRE THE RECEIPT OR ACQUITTANCE OF  BOTH  SUCH  PERSONS  FOR  ANY
 FURTHER PAYMENTS OR DELIVERY.
   (B)  NOTWITHSTANDING  THE PROVISIONS OF PARAGRAPH (A) OF THIS SUBDIVI-
 SION, THE MAKING OF SUCH DEPOSIT OR THE ISSUANCE OF SUCH SHARES IN  SUCH
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD01238-01-3

 A. 1578                             2
 
 FORM  SHALL  NOT AFFECT THE TITLE TO SUCH DEPOSIT OR SHARES, WHICH SHALL
 REMAIN IN THE DEPOSITOR, AND THE DEPOSITOR SHALL NOT  BE  CONSIDERED  TO
 HAVE  MADE A GIFT OF ANY PART OF THE DEPOSIT OR OF ANY ADDITIONS THERETO
 OR ACCRUALS THEREON TO THE OTHER PERSON.
   (C) IF AN ADDITION IS MADE TO SUCH AN ACCOUNT BY ANYONE OTHER THAN THE
 DEPOSITOR,  SUCH AN ADDITION AND ACCRUALS THEREON SHALL BE CONSIDERED TO
 HAVE BEEN MADE BY THE DEPOSITOR.
   (D) ON THE DEATH OF THE OTHER PERSON DURING THE LIFETIME OF THE DEPOS-
 ITOR THE PAYMENT OR DELIVERY TO THE DEPOSITOR OF ANY OR ALL OF THE FUNDS
 REMAINING IN THE ACCOUNT SHALL BE A VALID AND SUFFICIENT RELEASE TO  THE
 BANKING ORGANIZATION.
   2.  JOINT  AND SURVIVORSHIP ACCOUNTS. ON THE DEATH OF THE DEPOSITOR OF
 AN ACCOUNT ESTABLISHED UNDER SUBDIVISION ONE OF THIS SECTION DURING  THE
 LIFETIME  OF  THE OTHER PERSON, THE FUNDS REMAINING IN THE ACCOUNT SHALL
 PASS EITHER TO THE OTHER PERSON BY RIGHT OF SURVIVORSHIP OR AS  PART  OF
 THE  DEPOSITOR'S  ESTATE,  IN ACCORDANCE WITH THE WRITTEN DESIGNATION OF
 THE DEPOSITOR MADE UPON THE ESTABLISHMENT OF THE ACCOUNT. IF THE  DEPOS-
 ITOR DIES WITHOUT HAVING DESIGNATED THE DEPOSITOR'S INTENTION, THE DEPO-
 SITOR  SHALL  BE  TREATED  AS  HAVING  DESIGNATED THE INTENTION THAT THE
 REMAINING FUNDS PASS AS PART OF THE DEPOSITOR'S ESTATE. IF THE DEPOSITOR
 HAS DESIGNATED THE INTENTION THAT THE REMAINING FUNDS PASS  AS  PART  OF
 THE  DEPOSITOR'S  ESTATE, (A) PAYMENT OR DELIVERY TO THE OTHER PERSON OF
 ANY OR ALL OF THE FUNDS REMAINING IN THE ACCOUNT SHALL STILL BE A  VALID
 AND  SUFFICIENT RELEASE TO THE BANKING ORGANIZATION IF MADE PRIOR TO THE
 RECEIPT BY THE BANKING ORGANIZATION OF WRITTEN NOTICE OF THE DEPOSITOR'S
 DEATH, AND (B) A BANKING ORGANIZATION WHICH, PRIOR TO SERVICE UPON IT OF
 A RESTRAINING ORDER, INJUNCTION OR  OTHER  APPROPRIATE  PROCESS  FROM  A
 COURT  OF  COMPETENT  JURISDICTION PROHIBITING PAYMENT, MAKES PAYMENT TO
 THE EXECUTOR, ADMINISTRATOR OR OTHER  QUALIFIED  REPRESENTATIVE  OF  THE
 DECEASED  DEPOSITOR'S  ESTATE,  SHALL, TO THE EXTENT OF SUCH PAYMENT, BE
 RELEASED FROM LIABILITY TO ANY PERSON CLAIMING A RIGHT TO THE FUNDS  AND
 THE  RECEIPT  OR ACQUITTANCE OF THE EXECUTOR, ADMINISTRATOR OR QUALIFIED
 REPRESENTATIVE TO WHOM PAYMENT IS MADE SHALL BE A VALID  AND  SUFFICIENT
 RELEASE  AND DISCHARGE OF THE BANKING ORGANIZATION. IF THE DEPOSITOR HAS
 INDICATED THE INTENTION THAT THE  REMAINING  FUNDS  PASS  TO  THE  OTHER
 PERSON BY RIGHT OF SURVIVORSHIP, PAYMENT OR DELIVERY TO THE OTHER PERSON
 OF ANY OR ALL OF THE FUNDS REMAINING IN THE ACCOUNT SHALL BE A VALID AND
 SUFFICIENT  RELEASE TO THE BANKING ORGANIZATION IF MADE PRIOR TO SERVICE
 UPON IT OF A RESTRAINING ORDER, INJUNCTION OR OTHER APPROPRIATE  PROCESS
 FROM A COURT OF COMPETENT JURISDICTION PROHIBITING SUCH PAYMENT.
   3.  REGULATIONS  OF  THE  SUPERINTENDENT. (A) THE SUPERINTENDENT SHALL
 PROMULGATE AND MAY FROM TIME TO TIME AMEND RULES AND  REGULATIONS  WHICH
 REQUIRE  THAT  THE  DEPOSITOR  OF  A JOINT ACCOUNT UNDER THIS SECTION BE
 INFORMED OF THE TERMS AND  CONDITIONS  OF  THE  ACCOUNT,  INCLUDING  THE
 RELATIONSHIP AND CONSEQUENCES BETWEEN THE PARTIES IN THE ACCOUNT AND THE
 RESPONSIBILITIES  OF  THE  INSTITUTION  WITH WHICH THE ACCOUNT IS ESTAB-
 LISHED.
   (B) THIS SUBDIVISION OR ANY RULE OR REGULATION THEREUNDER SHALL NOT BE
 DEEMED OR CONSTRUED AS INCREASING OR DIMINISHING THE RIGHTS OR LIABILITY
 OF ANY PERSON OR ENTITY.
   4. APPLICATION. THE PROVISIONS OF THIS SECTION SHALL APPLY TO ACCOUNTS
 ESTABLISHED ON OR AFTER THE EFFECTIVE DATE OF THIS SECTION.
   § 2. Section 675 of the banking law is amended by adding a new  subdi-
 vision (d) to read as follows:
   (D)  NOTWITHSTANDING  ANY  PROVISION  OF  LAW  TO  THE  CONTRARY,  THE
 PROVISIONS OF THIS SECTION SHALL APPLY ONLY TO ACCOUNTS OPENED PRIOR  TO
 A. 1578                             3
 
 THE  EFFECTIVE  DATE OF SECTION SIX HUNDRED SEVENTY-FIVE-A OF THIS ARTI-
 CLE.
   § 3. Section 678 of the banking law is REPEALED.
   §  4.  Section  679 of the banking law, as added by chapter 432 of the
 laws of 2018, is renumbered section  678  and  is  amended  to  read  as
 follows:
   §  678.  Public  awareness; banking services. The superintendent shall
 conduct a public awareness campaign to educate  consumers  on  different
 banking  services  available  in  the state, particularly those that can
 assist vulnerable adults  in  financial  planning,  including,  but  not
 limited  to,  citizens of an advanced age, individuals with cognitive or
 developmental disabilities, or those who have health or physical  issues
 that  impair their financial independence. The public awareness campaign
 shall include information regarding the  differences  between  types  of
 accounts,  including  joint  [and  convenience]  accounts  AND JOINT AND
 SURVIVORSHIP ACCOUNTS, as well as the rights and responsibilities gener-
 ally recognized for each.  The  public  awareness  campaign  shall  also
 include,  but  not  be limited to, answers to general concerns and ques-
 tions that individuals may have with respect  to  the  establishment  of
 certain  types  of  accounts  and  services,  as well as information and
 recommendations for obtaining more information.
   § 5. This act shall take effect on the thirtieth day  after  it  shall
 have  become  a  law.    Effective  immediately, the addition, amendment
 and/or repeal of any rule or regulation necessary for the implementation
 of this act on  its  effective  date  are  authorized  to  be  made  and
 completed on or before such effective date.

co-Sponsors

View additional co-sponsors

2023-A1578A (ACTIVE) - Details

Current Committee:: Assembly Banks
Law Section:: Banking Law
Laws Affected:: Add §675-a, amd §§675 & 678, rpld §678, ren §679 to be §678, Bank L
Versions Introduced in 2021-2022 Legislative Session:: A8002

2023-A1578A (ACTIVE) - Summary

2023-A1578A (ACTIVE) - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  1578--A
 
                        2023-2024 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 17, 2023
                                ___________
 
 Introduced by M. of A. WALLACE, TAPIA, LUPARDO -- read once and referred
   to  the  Committee  on  Banks  --  committee discharged, bill amended,
   ordered reprinted as amended and recommitted to said committee
 
 AN ACT to amend the banking law, in relation to establishing  joint  and
   survivorship accounts

   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. The banking law is amended by adding a new section 675-a to
 read as follows:
   § 675-A. JOINT ACCOUNTS; JOINT AND SURVIVORSHIP ACCOUNTS.  1.    JOINT
 ACCOUNTS.  (A) WHEN A DEPOSIT OF CASH, SECURITIES, OR OTHER PROPERTY HAS
 BEEN MADE OR SHALL HEREAFTER BE MADE IN OR WITH ANY BANKING ORGANIZATION
 OR FOREIGN BANKING CORPORATION TRANSACTING BUSINESS IN  THIS  STATE,  OR
 SHARES  SHALL  HAVE BEEN ALREADY ISSUED OR SHALL BE HEREAFTER ISSUED, IN
 ANY SAVINGS AND LOAN ASSOCIATION OR CREDIT UNION TRANSACTING BUSINESS IN
 THIS STATE, IN THE NAME OF SUCH DEPOSITOR  OR  SHAREHOLDER  AND  ANOTHER
 PERSON AND IN FORM TO BE PAID OR DELIVERED TO EITHER, OR THE SURVIVOR OF
 THEM, SUCH DEPOSIT OR SHARES AND ANY ADDITIONS THERETO OR ACCRUALS THER-
 EON  MAY BE PAID OR DELIVERED TO EITHER DURING THE LIFETIME OF BOTH, AND
 SUCH PAYMENT OR DELIVERY AND THE RECEIPT OR ACQUITTANCE OF  THE  ONE  TO
 WHOM  SUCH  PAYMENT OR DELIVERY IS MADE, SHALL BE A VALID AND SUFFICIENT
 RELEASE AND DISCHARGE TO THE BANKING ORGANIZATION FOR  ALL  PAYMENTS  OR
 DELIVERIES  MADE  ON  ACCOUNT  OF  SUCH  DEPOSIT  OR SHARES PRIOR TO THE
 RECEIPT BY THE BANKING ORGANIZATION  OF  NOTICE  IN  WRITING  SIGNED  BY
 EITHER ONE OF SUCH PERSONS, NOT TO PAY OR DELIVER SUCH DEPOSIT OR SHARES
 AND  THE  ADDITIONS  AND  ACCRUALS  THEREON IN ACCORDANCE WITH THE TERMS
 THEREOF, AND AFTER RECEIPT OF ANY SUCH NOTICE, THE BANKING  ORGANIZATION
 MAY  REQUIRE  THE  RECEIPT  OR  ACQUITTANCE OF BOTH SUCH PERSONS FOR ANY
 FURTHER PAYMENTS OR DELIVERY.
   (B) TITLE TO THE PROPERTY ON DEPOSIT IN AN ACCOUNT DESCRIBED IN  PARA-
 GRAPH  (A)  OF  THIS SUBDIVISION OR TO THE SHARES ISSUED AS DESCRIBED IN
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD01238-03-3

 A. 1578--A                          2
 
 PARAGRAPH (A) OF THIS SUBDIVISION IS SOLELY IN THE DEPOSITOR  NO  MATTER
 THE  SOURCE  OF THE PROPERTY ON DEPOSIT OR USED TO ACQUIRE THE SHARES OR
 WHEN THE PROPERTY WAS DEPOSITED OR THE SHARES ACQUIRED.
   (C) ON THE DEATH OF THE OTHER PERSON DURING THE LIFETIME OF THE DEPOS-
 ITOR THE PAYMENT OR DELIVERY TO THE DEPOSITOR OF ANY OR ALL OF THE FUNDS
 REMAINING  IN THE ACCOUNT SHALL BE A VALID AND SUFFICIENT RELEASE TO THE
 BANKING ORGANIZATION.
   (D) ON THE DEATH OF THE DEPOSITOR DURING THE  LIFETIME  OF  THE  OTHER
 PERSON,  THE  BANKING  ORGANIZATION SHALL DELIVER THE FUNDS REMAINING IN
 THE ACCOUNT IN ACCORD WITH THE CONTRACT, SIGNATURE CARD, OR OTHER  DOCU-
 MENT  BETWEEN  THE  BANKING ORGANIZATION AND THE DEPOSITOR GOVERNING THE
 ACCOUNT, WHICH CONTRACT,   SIGNATURE CARD,  OR  OTHER  DOCUMENT    SHALL
 INCLUDE  A PROVISION GOVERNING THE DISPOSITION OF THE FUNDS REMAINING IN
 THE ACCOUNT ON THE DEATH OF THE DEPOSITOR WHICH SHALL BE IN SUBSTANTIAL-
 LY THE FOLLOWING FORM:
   ON THE DEATH OF THE DEPOSITOR, {NAME}, THE FUNDS IN THE ACCOUNT  SHALL
 BE DISPOSED OF AS FOLLOWS (SELECT ONE AND INITIAL):
   AS  PART  OF  THE  ESTATE  OF THE DEPOSITOR, {NAME}. (THE ACCOUNT IS A
 CONVENIENCE ACCOUNT)
   TO THE OTHER PERSON, {NAME}. (THE ACCOUNT IS A SURVIVORSHIP ACCOUNT)
   (E) IF THE CONTRACT,  SIGNATURE  CARD,  OR  OTHER  DOCUMENT  DOES  NOT
 INCLUDE  SUCH A PROVISION OR IF IT DOES AND THE DEPOSITOR DID NOT SELECT
 ONE OR THE ALTERNATIVE THE FUNDS REMAINING IN THE ACCOUNT AT THE  DEPOS-
 ITOR'S DEATH SHALL BE PART OF THE DEPOSITOR'S ESTATE.
   2.    CONVENIENCE ACCOUNTS. IF THE DEPOSITOR HAS DESIGNATED THE INTEN-
 TION OR IT IS CONCLUSIVELY PRESUMED THAT THE  REMAINING  FUNDS  PASS  AS
 PART  OF  THE  DEPOSITOR'S  ESTATE, (A) PAYMENT OR DELIVERY TO THE OTHER
 PERSON OF ANY OR ALL OF THE FUNDS REMAINING IN THE ACCOUNT  SHALL  STILL
 BE  A  VALID  AND SUFFICIENT RELEASE TO THE BANKING ORGANIZATION IF MADE
 PRIOR TO THE RECEIPT BY THE BANKING ORGANIZATION OF  WRITTEN  NOTICE  OF
 THE  DEPOSITOR'S  DEATH,  AND (B) A BANKING ORGANIZATION WHICH, PRIOR TO
 SERVICE UPON IT OF A RESTRAINING ORDER, INJUNCTION OR OTHER  APPROPRIATE
 PROCESS  FROM  A  COURT  OF  COMPETENT JURISDICTION PROHIBITING PAYMENT,
 MAKES PAYMENT TO THE EXECUTOR, ADMINISTRATOR OR OTHER  QUALIFIED  REPRE-
 SENTATIVE  OF  THE  DECEASED DEPOSITOR'S ESTATE, SHALL, TO THE EXTENT OF
 SUCH PAYMENT, BE RELEASED FROM LIABILITY TO ANY PERSON CLAIMING A  RIGHT
 TO THE FUNDS AND THE RECEIPT OR ACQUITTANCE OF THE EXECUTOR, ADMINISTRA-
 TOR OR QUALIFIED REPRESENTATIVE TO WHOM PAYMENT IS MADE SHALL BE A VALID
 AND SUFFICIENT RELEASE AND DISCHARGE OF THE BANKING ORGANIZATION.
   3. SURVIVORSHIP ACCOUNTS. IF THE DEPOSITOR HAS INDICATED THE INTENTION
 THAT  THE REMAINING FUNDS PASS TO THE OTHER PERSON BY RIGHT OF SURVIVOR-
 SHIP, PAYMENT OR DELIVERY TO THE OTHER PERSON OF ANY OR ALL OF THE FUNDS
 REMAINING IN THE ACCOUNT SHALL BE A VALID AND SUFFICIENT RELEASE TO  THE
 BANKING  ORGANIZATION  IF MADE PRIOR TO SERVICE UPON IT OF A RESTRAINING
 ORDER, INJUNCTION OR OTHER APPROPRIATE PROCESS FROM A COURT OF COMPETENT
 JURISDICTION PROHIBITING SUCH PAYMENT.
   4. REGULATIONS OF THE SUPERINTENDENT. THE SUPERINTENDENT SHALL PROMUL-
 GATE AND MAY FROM TIME TO TIME AMEND RULES AND REGULATIONS WHICH REQUIRE
 THAT THE DEPOSITOR OF A JOINT ACCOUNT UNDER THIS SECTION BE INFORMED  OF
 THE  TERMS AND CONDITIONS OF THE ACCOUNT, INCLUDING THE RELATIONSHIP AND
 CONSEQUENCES BETWEEN THE PARTIES IN THE ACCOUNT AND THE RESPONSIBILITIES
 OF THE INSTITUTION WITH WHICH THE ACCOUNT IS ESTABLISHED.
   5. APPLICATION. (A) THIS SUBDIVISION OR ANY RULE OR REGULATION  THERE-
 UNDER  SHALL NOT BE DEEMED OR CONSTRUED AS INCREASING OR DIMINISHING THE
 RIGHTS OR LIABILITY OF ANY PERSON OR ENTITY.
 A. 1578--A                          3

   (B) THE PROVISIONS OF THIS SECTION SHALL APPLY TO ACCOUNTS ESTABLISHED
 ON OR AFTER THE EFFECTIVE DATE OF THIS SECTION.
   §  2.   This act shall take effect on the thirtieth day after it shall
 have become a law.    Effective  immediately,  the  addition,  amendment
 and/or repeal of any rule or regulation necessary for the implementation
 of  this  act  on  its  effective  date  are  authorized  to be made and
 completed on or before such effective date.

Comments

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Hani_Sarji

10 months ago

Convenience accounts are inconvenient because they only create confusion. They should be repealed, not made the default. Convenience accounts are superfluous since they are the functional equivalent of an account with a signed power of attorney, yet they provide none of the protections of powers of attorney. If there is an issue with a right of survivorship standard, then that should be changed. If the problem is with the current moiety rule, then that can be changed. There are opportunities to change existing law without enacting convenience accounts as the default. Just pause and think: In a convenience account, what legal protections does the account holder have against "the other person"? Is the "other person" an agent? Does "the other person" have to act in the best interest of the account holder? A bank account with a power of attorney is superior in every respect to a convenience account.

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Assembly Bill A1578

Sponsored By

Current Bill Status - In Assembly Committee

Bill Amendments

co-Sponsors

2023-A1578 - Details

2023-A1578 - Summary

2023-A1578 - Bill Text download pdf

co-Sponsors

2023-A1578A (ACTIVE) - Details

2023-A1578A (ACTIVE) - Summary

2023-A1578A (ACTIVE) - Bill Text download pdf

Comments

Assembly Bill A1578

Share this bill

Sponsored By

WALLACE

Current Bill Status - In Assembly Committee

Bill Amendments

co-Sponsors

Yudelka Tapia

Donna Lupardo

2023-A1578 - Details

2023-A1578 - Summary

2023-A1578 - Bill Text download pdf

co-Sponsors

Yudelka Tapia

Donna Lupardo

Fred Thiele

Jake Ryan Blumencranz

2023-A1578A (ACTIVE) - Details

2023-A1578A (ACTIVE) - Summary

2023-A1578A (ACTIVE) - Bill Text download pdf

Comments