senate Bill S1761

2009-2010 Legislative Session

Makes provisions related to mandated health insurance benefits

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Archive: Last Bill Status - In Committee


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

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Actions

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Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Jan 06, 2010 referred to investigations and government operations
Feb 06, 2009 referred to investigations and government operations

S1761 - Bill Details

Current Committee:
Law Section:
Legislative Law

S1761 - Bill Texts

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BILL NUMBER: S1761

TITLE OF BILL :
An act to amend the legislative law and the insurance law, in relation
to mandated health insurance benefits


PURPOSE :
To better ascertain the costs associated with proposed and existing
mandated health insurance benefits.

SUMMARY OF SPECIFIC PROVISIONS :
Section one declares legislative intent. Section two adds a new §68
to the Legislative Law to require that legislation mandating health
insurance benefits be reviewed by the Superintendent of Insurance
prior to legislative action. Section three adds a new §213 to the
Insurance Law to provide for that review by the Superintendent.
Section four requires the Superintendent to study costs and other
aspects of existing mandates. Section five is the effective date.

JUSTIFICATION :
Numerous pieces of legislation are introduced annually which seek to
mandate specific health insurance benefits or seek to require insurers
to cover the services of a particular health care provider. Some of
these proposals may improve the cost/benefit status of health care,
while others may be more costly than can be justified. Unfortunately,
there is no uniform standard for determining and evaluating the costs
and benefits of such proposals. This bill would establish such a
cost/benefit study for each proposal, and would enable the Legislature
to make an better informed judgement about the merits of each bill.
The study of existing mandated health insurance benefits is timely in
light of the growing crisis in the affordability and availability of
health insurance.

HISTORY OF BILL :
See A.9695 of 1990, A.4370 of 1991, S.6716/A.9145 of 1992,
S.2190/A.3792 of 1993-94, S.2426/A.4015 of 1995-96, S.1682 of 1997-98,
S.1538-A of 1999-2000, S.1603 of 2001-02, S.1069-A/A.4576-A of
2003-04, S.1852A/A.3449A of 2005-06, S.1314/A.3138 of 2007-08.

FISCAL IMPACT :
No direct fiscal impact. If the bill were to result in lower total
costs for health care, public programs such as Medicaid and Medicare
would save money.

EFFECTIVE DATE :
September 1.
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