| Date of Action |
Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|---|---|
| Jan 06, 2010 |
referred to consumer protection |
| May 29, 2009 |
print number 2572d |
| May 29, 2009 |
amend and recommit to consumer protection |
| May 14, 2009 |
print number 2572c |
| May 14, 2009 |
amend (t) and recommit to consumer protection |
| Apr 21, 2009 |
print number 2572b |
| Apr 21, 2009 |
amend (t) and recommit to consumer protection |
| Mar 17, 2009 |
print number 2572a |
| Mar 17, 2009 |
amend (t) and recommit to consumer protection |
| Feb 24, 2009 |
referred to consumer protection |
Senate Bill S2572
2009-2010 Legislative Session
Sponsored By
(D, WF) Senate District
Archive: Last Bill Status - In Senate Committee Consumer Protection Committee
Actions
Bill Amendments
2009-S2572 - Details
- Current Committee:
- Senate Consumer Protection
- Laws Affected:
- Add §391-q, Gen Bus L
2009-S2572 - Summary
Prohibits service providers from solely relying upon credit reports for the purpose of determining whether to provide or continue to provide service to any consumer or potential consumer; further prohibits the sole reliance upon credit reports by service providers for the purpose of requiring the payment of a deposit, additional fee or higher rate for service.
2009-S2572 - Sponsor Memo
BILL NUMBER: S2572
TITLE OF BILL :
An act to amend the general business law and the public service law,
in relation to prohibiting providers of service from reviewing or
using consumer credit reports for the purpose of determining whether
to provide consumers with service
PURPOSE :
Prohibits service providers from reviewing or using consumer credit
reports for the purpose of determining whether to provide or continue
to provide service.
SUMMARY OF PROVISIONS :
No person or entity engaged in the business of providing any service
in this state shall review or in any way utilize the consumer credit
report, as defined in subdivision (1) of section three hundred
eighty-a of this chapter, of any potential customer or customer when
making any determination to provide or continue the provision of
service to such potential customer or customer.
JUSTIFICATION :
This bill will protect consumers from organizations who are using the
credit report in order to justify their actions in providing services
at a higher rate.
2009-S2572A - Details
- Current Committee:
- Senate Consumer Protection
- Laws Affected:
- Add §391-q, Gen Bus L
2009-S2572A - Summary
Prohibits service providers from solely relying upon credit reports for the purpose of determining whether to provide or continue to provide service to any consumer or potential consumer; further prohibits the sole reliance upon credit reports by service providers for the purpose of requiring the payment of a deposit, additional fee or higher rate for service.
2009-S2572A - Sponsor Memo
BILL NUMBER: S2572A
TITLE OF BILL :
An act to amend the general business law and the public service law,
in relation to prohibiting providers of service from solely reviewing
or using consumer credit reports for the purpose of determining
whether to provide consumers with service
PURPOSE :
Prohibits service providers from reviewing or using consumer credit
reports for the purpose of determining whether to provide or continue
to provide service.
SUMMARY OF PROVISIONS :
Service providers; use of consumer credit reports prohibited. No
person or entity engaged in the business of providing any service in
this state shall review or in any way utilize the consumer credit
report, as defined in subdivision (1) of section three hundred
eighty-a of this chapter, of any potential customer or customer when
making any determination to provide or continue the provision of
service to such potential customer or customer.
JUSTIFICATION :
This bill will protect consumers from organizations who are using the
credit report in order to justify their actions in providing services
2009-S2572B - Details
- Current Committee:
- Senate Consumer Protection
- Laws Affected:
- Add §391-q, Gen Bus L
2009-S2572B - Summary
Prohibits service providers from solely relying upon credit reports for the purpose of determining whether to provide or continue to provide service to any consumer or potential consumer; further prohibits the sole reliance upon credit reports by service providers for the purpose of requiring the payment of a deposit, additional fee or higher rate for service.
2009-S2572B - Sponsor Memo
BILL NUMBER: S2572B
TITLE OF BILL :
An act to amend the general business law and the public service law,
in relation to prohibiting providers of service from solely relying
upon consumer credit reports for the purpose of determining whether to
provide consumers with service, or for the purpose of requiring the
payment of a deposit, fee or higher rate
PURPOSE OR GENERAL IDEA OF BILL :
This bill would expand the qualifications for membership into credit
unions.
SUMMARY OF SPECIFIC PROVISIONS :
Section 1. Amends subdivision 2 of section 451 of the banking law to
eliminate all of the existing qualifications for membership in a
credit union, and provides that the qualifications for memberships
shall be determined by the board of directors of the credit union, and
hall include persons who were duly admitted members.
Section 2: Amends subparagraph (i) of paragraph (c) of subdivision 6
or section 454 of the banking law to place limitations on individual
business loans made to its members.
Section 3: Amends subparagraph (i) of paragraph (a) of subdivision 18
co-Sponsors
(D) Senate District
(D, WF) Senate District
(D, IP) Senate District
2009-S2572C - Details
- Current Committee:
- Senate Consumer Protection
- Laws Affected:
- Add §391-q, Gen Bus L
2009-S2572C - Summary
Prohibits service providers from solely relying upon credit reports for the purpose of determining whether to provide or continue to provide service to any consumer or potential consumer; further prohibits the sole reliance upon credit reports by service providers for the purpose of requiring the payment of a deposit, additional fee or higher rate for service.
2009-S2572C - Sponsor Memo
BILL NUMBER: S2572C
TITLE OF BILL :
An act to amend the general business law, in relation to prohibiting
providers of service from solely relying upon consumer credit reports
for the purpose of determining whether to provide consumers with
service, or for the purpose of requiring the payment of a deposit, fee
or higher rate
PURPOSE :
Prohibits providers of service from solely relying on consumer credit
reports for the purpose of determining whether to provide or continue
to provide service.
SUMMARY OF PROVISIONS :
No person or entity engaged in the business of providing any service
in this state shall solely rely upon a consumer credit report, as
defined in subdivision (1) of section three hundred eighty-a of this
chapter, of any potential customer or customers when making any
determination to provide or continue the provision of service to such
potential customer or customers.
JUSTIFICATION :
This bill will protect consumers from organizations who are relying on
credit reports in order to justify their actions in providing services
2009-S2572C - Bill Text download pdf
S T A T E O F N E W Y O R K
________________________________________________________________________
2572--C
2009-2010 Regular Sessions
I N S E N A T E
February 24, 2009
___________
Introduced by Sens. MONSERRATE, DIAZ, SAVINO -- read twice and ordered
printed, and when printed to be committed to the Committee on Consumer
Protection -- committee discharged, bill amended, ordered reprinted as
amended and recommitted to said committee -- committee discharged,
bill amended, ordered reprinted as amended and recommitted to said
committee -- committee discharged, bill amended, ordered reprinted as
amended and recommitted to said committee
AN ACT to amend the general business law, in relation to prohibiting
providers of service from solely relying upon consumer credit reports
for the purpose of determining whether to provide consumers with
service, or for the purpose of requiring the payment of a deposit, fee
or higher rate
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The general business law is amended by adding a new section
391-q to read as follows:
S 391-Q. SERVICE PROVIDERS; USE OF CONSUMER CREDIT REPORTS. 1. AS
USED IN THIS SECTION, THE TERM "SERVICE PROVIDER" SHALL INCLUDE, BUT NOT
BE LIMITED TO, PUBLIC UTILITIES AND INSURANCE COMPANIES.
2. NO PERSON OR ENTITY ENGAGED IN THE BUSINESS OF PROVIDING ANY
SERVICE IN THIS STATE SHALL RELY SOLELY UPON THE CONSUMER CREDIT REPORT,
AS DEFINED IN SUBDIVISION (L) OF SECTION THREE HUNDRED EIGHTY-A OF THIS
CHAPTER, OF ANY POTENTIAL CUSTOMER OR CUSTOMERS IN THE DETERMINATION OF
WHAT RATES OR PRICES TO CHARGE A CUSTOMER OR CUSTOMERS. NOTHING HEREIN
SHALL PROHIBIT A SERVICE PROVIDER FROM REVIEWING OR UTILIZING A CONSUMER
CREDIT REPORT IN DETERMINING WHETHER AN APPLICANT MUST PROVIDE SURETY
PRIOR TO PROVIDING SERVICES.
3. NO PERSON OR ENTITY ENGAGED IN THE BUSINESS OF PROVIDING ANY
SERVICE IN THIS STATE SHALL REVIEW OR IN ANY WAY UTILIZE THE CONSUMER
CREDIT REPORT, AS DEFINED IN SUBDIVISION (1) OF SECTION THREE HUNDRED
EIGHTY-A OF THIS CHAPTER, OF ANY POTENTIAL CUSTOMER OR CUSTOMERS FOR THE
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD00652-13-9
co-Sponsors
(D) Senate District
(D, WF) Senate District
(D, IP) Senate District
2009-S2572D (ACTIVE) - Details
- Current Committee:
- Senate Consumer Protection
- Laws Affected:
- Add §391-q, Gen Bus L
2009-S2572D (ACTIVE) - Summary
Prohibits service providers from solely relying upon credit reports for the purpose of determining whether to provide or continue to provide service to any consumer or potential consumer; further prohibits the sole reliance upon credit reports by service providers for the purpose of requiring the payment of a deposit, additional fee or higher rate for service.
2009-S2572D (ACTIVE) - Sponsor Memo
BILL NUMBER: S2572D
TITLE OF BILL :
An act to amend the general business law, in relation to prohibiting
providers of service from solely relying upon consumer credit reports
for the purpose of determining whether to provide consumers with
service, or for the purpose of requiring the payment of a deposit, fee
or higher rate
PURPOSE :
Prohibits providers of service from solely relying on consumer credit
reports for the purpose of determining whether to provide or continue
to provide service.
SUMMARY OF PROVISIONS :
No person or entity engaged in the business of providing any service
in this state shall solely rely upon a consumer credit report, as
defined in subdivision (1) of section three hundred eighty-a of this
chapter, of any potential customer or customers when making any
determination to provide or continue the provision of service to such
potential customer or customers.
JUSTIFICATION :
This bill will protect consumers from organizations who are relying on
credit reports in order to justify their actions in providing services
2009-S2572D (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K
________________________________________________________________________
2572--D
2009-2010 Regular Sessions
I N S E N A T E
February 24, 2009
___________
Introduced by Sens. MONSERRATE, DIAZ, HASSELL-THOMPSON, SAVINO -- read
twice and ordered printed, and when printed to be committed to the
Committee on Consumer Protection -- committee discharged, bill
amended, ordered reprinted as amended and recommitted to said commit-
tee -- committee discharged, bill amended, ordered reprinted as
amended and recommitted to said committee -- committee discharged,
bill amended, ordered reprinted as amended and recommitted to said
committee -- committee discharged, bill amended, ordered reprinted as
amended and recommitted to said committee
AN ACT to amend the general business law, in relation to prohibiting
providers of service from solely relying upon consumer credit reports
for the purpose of determining whether to provide consumers with
service, or for the purpose of requiring the payment of a deposit, fee
or higher rate
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The general business law is amended by adding a new section
391-q to read as follows:
S 391-Q. SERVICE PROVIDERS; USE OF CONSUMER CREDIT REPORTS. 1. AS
USED IN THIS SECTION, THE TERM "SERVICE PROVIDER" SHALL INCLUDE, BUT NOT
BE LIMITED TO, PUBLIC UTILITIES AND INSURANCE COMPANIES.
2. NO PERSON OR ENTITY ENGAGED IN THE BUSINESS OF PROVIDING ANY
SERVICE IN THIS STATE SHALL RELY SOLELY UPON THE CONSUMER CREDIT REPORT,
AS DEFINED IN SUBDIVISION (L) OF SECTION THREE HUNDRED EIGHTY-A OF THIS
CHAPTER, OF ANY POTENTIAL CUSTOMER OR CUSTOMERS IN THE DETERMINATION OF
WHAT RATES OR PRICES TO CHARGE A CUSTOMER OR CUSTOMERS. NOTHING HEREIN
SHALL PROHIBIT A SERVICE PROVIDER FROM REVIEWING OR UTILIZING A CONSUMER
CREDIT REPORT IN DETERMINING WHETHER AN APPLICANT MUST PROVIDE SURETY
PRIOR TO PROVIDING SERVICES.
3. NO PERSON OR ENTITY ENGAGED IN THE BUSINESS OF PROVIDING ANY
SERVICE IN THIS STATE SHALL SOLELY UTILIZE THE CONSUMER CREDIT REPORT,
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD00652-16-9
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