| Date of Action |
Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|---|---|
| May 11, 2010 |
print number 3543a |
| May 11, 2010 |
amend and recommit to consumer protection |
| Jan 06, 2010 |
referred to consumer protection |
| Mar 24, 2009 |
referred to consumer protection |
Senate Bill S3543
2009-2010 Legislative Session
Sponsored By
(D) 11th Senate District
Archive: Last Bill Status - In Senate Committee Consumer Protection Committee
Actions
Bill Amendments
2009-S3543 - Details
- Current Committee:
- Senate Consumer Protection
- Law Section:
- General Business Law
- Laws Affected:
- Amd §391-l, Gen Bus L
2009-S3543 - Sponsor Memo
BILL NUMBER: S3543
TITLE OF BILL :
An act to amend the general business law, in relation to preventing
rental car companies from imposing certain charges on customers'
credit cards
PURPOSE :
This bill protects rental car consumers from having charges placed
upon their credit cards prior to the agreed expiration date of the
rental agreement.
SUMMARY OF SPECIFIC PROVISIONS :
Section 391-1 of the general business law, as re-designated by chapter
694 of the laws of 1995, is amended by adding a new subdivision 4
which prohibits car rental companies from processing a charge on the
credit card of a person renting a car, unless the rental period has
expired.
JUSTIFICATION :
Consumers who rent automobiles and agree to pay for the rental with a
credit card find that the lessor will engage in a practice known as
blocking. In other words, a portion of the consumer's credit is set
aside by the credit card company at the request of the lessor as a
form of security. This amount can be substantial, and this is done
2009-S3543 - Bill Text download pdf
S T A T E O F N E W Y O R K
________________________________________________________________________
3543
2009-2010 Regular Sessions
I N S E N A T E
March 24, 2009
___________
Introduced by Sen. STAVISKY -- read twice and ordered printed, and when
printed to be committed to the Committee on Consumer Protection
AN ACT to amend the general business law, in relation to preventing
rental car companies from imposing certain charges on customers' cred-
it cards
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Section 391-l of the general business law, as redesignated
by chapter 694 of the laws of 1995, is amended by adding a new subdivi-
sion 4 to read as follows:
4. IT SHALL BE UNLAWFUL FOR ANY PERSON, FIRM, PARTNERSHIP, ASSOCIATION
OR CORPORATION ENGAGED IN THE BUSINESS OF RENTING MOTOR VEHICLES AND
ACCEPTING CREDIT CARDS FOR PAYMENT OF SUCH RENTAL CHARGES TO PROCESS, OR
CAUSE TO BE PROCESSED, A CHARGE UPON A CREDIT CARD OF ANY PERSON RENTING
A MOTOR VEHICLE UNLESS AND UNTIL THE AGREED UPON RENTAL PERIOD HAS
EXPIRED.
S 2. This act shall take effect immediately.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD04896-01-9
2009-S3543A (ACTIVE) - Details
- Current Committee:
- Senate Consumer Protection
- Law Section:
- General Business Law
- Laws Affected:
- Amd §391-l, Gen Bus L
2009-S3543A (ACTIVE) - Sponsor Memo
BILL NUMBER: S3543A
TITLE OF BILL :
An act to amend the general business law, in relation to preventing
rental car companies from imposing certain charges on customers'
credit cards
PURPOSE :
This bill protects rental car consumers from having charges placed
upon their credit cards prior to the agreed expiration date of the
rental agreement.
SUMMARY OF SPECIFIC PROVISIONS :
Section 391-1 of the general business law, as re-designated by chapter
694 of the laws of 1995, is amended by adding a new subdivision 4.
JUSTIFICATION :
Consumers who rent automobiles and agree to pay for the rental with a
credit card find that the lessor will engage in a practice known as
blocking. Blocking is defined as a temporary debit, hold, reserve or
withdrawal from a line of credit or an account on deposit at a
financial institution.
In other words, a portion of the consumer's credit is set aside by the
credit card company at the request of the lessor as a form of
2009-S3543A (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K
________________________________________________________________________
3543--A
2009-2010 Regular Sessions
I N S E N A T E
March 24, 2009
___________
Introduced by Sen. STAVISKY -- read twice and ordered printed, and when
printed to be committed to the Committee on Consumer Protection --
recommitted to the Committee on Consumer Protection in accordance with
Senate Rule 6, sec. 8 -- committee discharged, bill amended, ordered
reprinted as amended and recommitted to said committee
AN ACT to amend the general business law, in relation to preventing
rental car companies from imposing certain charges on customers' cred-
it cards
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Section 391-l of the general business law, as redesignated
by chapter 694 of the laws of 1995, is amended by adding a new subdivi-
sion 4 to read as follows:
4. IT SHALL BE UNLAWFUL FOR ANY PERSON, FIRM, PARTNERSHIP, ASSOCIATION
OR CORPORATION ENGAGED IN THE BUSINESS OF RENTING MOTOR VEHICLES AND
ACCEPTING CREDIT OR DEBIT CARDS FOR PAYMENT OF SUCH RENTAL TO PROCESS,
OR CAUSE TO BE PROCESSED, A BLOCK, PRIOR TO FINAL PAYMENT, ON THE CREDIT
OR DEBIT CARD OF ANY PERSON RENTING A MOTOR VEHICLE UNLESS THE AMOUNT
AND DURATION OF THE BLOCK IS DISCLOSED TO THE CONSUMER. FOR PURPOSES OF
THIS SUBDIVISION, "BLOCK" SHALL MEAN A TEMPORARY DEBIT, HOLD, RESERVE OR
WITHDRAWAL FROM A LINE OF CREDIT OR AN ACCOUNT ON DEPOSIT AT A FINANCIAL
INSTITUTION.
S 2. This act shall take effect immediately.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD04896-03-0
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