Assembly Bill A2238

2009-2010 Legislative Session

Provides for a review of rating territory definitions for non-business automobile insurance policies

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Sponsored By

Archive: Last Bill Status - In Assembly Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2009-A2238 (ACTIVE) - Details

See Senate Version of this Bill:
S1965
Current Committee:
Assembly Rules
Law Section:
Insurance Law
Laws Affected:
Amd §2307, Ins L
Versions Introduced in Other Legislative Sessions:
2011-2012: A3070, S3104
2013-2014: S367
2015-2016: S763
2017-2018: S5104
2019-2020: S583
2021-2022: S3857

2009-A2238 (ACTIVE) - Summary

Establishes as a distinct territory for purposes of rating private passenger nonbusiness automobile insurance policies, a certain city with a population between 19,040 and 25,000 which is geographically contiguous to a city with a population between 292,648 and 350,000; provides that the superintendent may require insurers to adjust existing or establish new territory definitions based on such review.

2009-A2238 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  2238

                       2009-2010 Regular Sessions

                          I N  A S S E M B L Y

                            January 15, 2009
                               ___________

Introduced  by  M. of A. SCHROEDER, COOK, QUINN -- Multi-Sponsored by --
  M. of A. BRENNAN, JOHN, PEOPLES --  read  once  and  referred  to  the
  Committee on Insurance

AN ACT to amend the insurance law, in relation to providing for a review
  of  certain  existing  rating  territory  definitions for non-business
  automobile insurance policies

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  Section  2307 of the insurance law is amended by adding a
new subsection (e) to read as follows:
  (E) (1) NOTWITHSTANDING ANY OTHER PROVISION OF LAW,  WITH  RESPECT  TO
NON-BUSINESS  AUTOMOBILE  INSURANCE  POLICIES,  THE SUPERINTENDENT SHALL
UNDERTAKE A THOROUGH REVIEW OF RATING  TERRITORY  DEFINITIONS  AND  RATE
IMPLICATIONS  OF  CURRENT  TERRITORIAL DEFINITIONS IN USE IN THIS STATE,
WITH PARTICULAR FOCUS ON CHANGING DEMOGRAPHICS,  BORDERLINE  ZIP  CODES,
TERRITORIAL GROUPINGS, AND ALTERNATIVE APPROACHES TO ACHIEVING HOMOGENE-
ITY.
  (2)  BASED  ON SUCH REVIEW, THE SUPERINTENDENT MAY REQUIRE INSURERS TO
ADJUST EXISTING OR ESTABLISH NEW TERRITORY DEFINITIONS AND TO  USE  SUCH
ADJUSTED OR NEW TERRITORIES IN RELATION TO SUCH POLICIES.
  (3)  WITH RESPECT TO SUCH REVIEW AND ANY REQUIREMENTS MADE PURSUANT TO
THIS SECTION, THE SUPERINTENDENT SHALL FIRST  FOCUS  ON  CITIES  WITH  A
POPULATION   OF   MORE  THAN  NINETEEN  THOUSAND  FORTY  BUT  LESS  THAN
TWENTY-FIVE THOUSAND HAVING HAD A DECREASE IN TRAFFIC DENSITY AND  ACCI-
DENTS, WHICH ARE GEOGRAPHICALLY CONTIGUOUS WITH A CITY WITH A POPULATION
OF MORE THAN TWO HUNDRED NINETY-TWO THOUSAND SIX HUNDRED FORTY-EIGHT BUT
LESS THAN THREE HUNDRED FIFTY THOUSAND.
  (4)  THE  SUPERINTENDENT SHALL REPORT TO THE GOVERNOR AND THE LEGISLA-
TURE ON SUCH REVIEW AND ACTIONS TAKEN PURSUANT TO THIS SUBSECTION.
  S 2. The review required by section one of this act shall be completed
by July first in the year next succeeding the year  in  which  it  shall

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD03287-01-9

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