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Assembly Bill A6990

2009-2010 Legislative Session

Relates to rating of individual and small group health insurance contracts

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Archive: Last Bill Status - In Assembly Committee

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2009-A6990 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd ยงยง3231 & 4317, Ins L

2009-A6990 (ACTIVE) - Summary

Relates to rating of individual and small group health insurance contracts.

2009-A6990 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  6990

                       2009-2010 Regular Sessions

                          I N  A S S E M B L Y

                             March 18, 2009
                               ___________

Introduced  by  M. of A. GOTTFRIED, BING, PAULIN, COOK, TITONE -- Multi-
  Sponsored by -- M. of A. BRADLEY, BROOK-KRASNY, CAHILL, COLTON, DINOW-
  ITZ, GALEF, GLICK, JACOBS,  JAFFEE,  KOON,  LAVINE,  LUPARDO,  MAISEL,
  McENENY,  MILLMAN,  PHEFFER,  RUSSELL,  STIRPE, SWEENEY, WEISENBERG --
  read once and referred to the Committee on Insurance

AN ACT to amend the insurance law, in relation to rating  of  individual
  and small group health insurance contracts

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Paragraph 2 of subsection (i) of section 3231 of the insur-
ance law, as amended by chapter 517 of the laws of 2008, is  amended  to
read as follows:
  (2) (A) For coverage purchased pursuant to this subsection, individual
proprietors  shall be classified in their own community rating category,
provided however, up to and including December thirty-first,  two  thou-
sand  eleven,  the  premium  rate established for individual proprietors
purchased pursuant to paragraph one of  this  subsection  shall  not  be
greater than one hundred fifteen percent of the rate established for the
same coverage issued to groups.
  (B)  NO  INSURER SHALL IMPLEMENT OR ADJUST A PREMIUM RATE DIFFERENTIAL
FOR INDIVIDUAL PROPRIETORS PURSUANT TO THIS  PARAGRAPH  UNTIL  IT  SHALL
HAVE  FILED  WITH THE SUPERINTENDENT THE ACTUARIAL JUSTIFICATION FOR THE
PROPOSED RATE DIFFERENTIAL AND OBTAINED  THE  SUPERINTENDENT'S  APPROVAL
THEREOF.  THE ALTERNATE RATE FILING PROCEDURE SET FORTH IN PARAGRAPH TWO
OF SUBSECTION (E) OF THIS  SECTION  SHALL  NOT  APPLY  TO  PREMIUM  RATE
DIFFERENTIALS  ESTABLISHED OR ADJUSTED FOR INDIVIDUAL PROPRIETORS PURSU-
ANT TO THIS PARAGRAPH.
  (C) NOTHING IN THIS PARAGRAPH SHALL REQUIRE AN INSURER TO ESTABLISH  A
PREMIUM  RATE  FOR  INDIVIDUAL PROPRIETORS THAT IS GREATER THAN THE RATE
ESTABLISHED FOR THE SAME COVERAGE ISSUED TO GROUPS.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD06376-01-9

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