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Assembly Bill A7177

2009-2010 Legislative Session

Requires notification to the consumer credit reporting agencies of any withdrawal notices or any other changes which may affect an individual's credit rating

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Archive: Last Bill Status - In Assembly Committee

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2009-A7177 (ACTIVE) - Details

Current Committee:
Assembly Consumer Affairs And Protection
Law Section:
County Law
Laws Affected:
Amd §525, County L; amd §380-g, Gen Bus L

2009-A7177 (ACTIVE) - Summary

Requires notification to the consumer reporting agencies of any withdrawal notices or any other changes which may affect an individual's credit rating and requires consumer reporting agencies to remove erroneous information within thirty days of notice and proof that such information was erroneous.

2009-A7177 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  7177

                       2009-2010 Regular Sessions

                          I N  A S S E M B L Y

                             March 25, 2009
                               ___________

Introduced by M. of A. ALESSI -- read once and referred to the Committee
  on Consumer Affairs and Protection

AN  ACT  to  amend  the  county law, in relation to requiring the county
  clerk to notify consumer credit reporting agencies of  any  withdrawal
  notices  or  any other changes which may affect an individual's credit
  rating; and the general business law, in relation to requiring consum-
  er credit reporting agencies to remove  erroneous  information  within
  thirty days of notice and proof

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Section 525 of the county law is amended by  adding  a  new
subdivision 3 to read as follows:
  3.  HE  SHALL IMMEDIATELY NOTIFY ANY CONSUMER CREDIT REPORTING AGENCY,
AS DEFINED BY SUBDIVISION (K) OF SECTION THREE HUNDRED EIGHTY-A  OF  THE
GENERAL  BUSINESS  LAW,  WHICH  HE  HAS FURNISHED INFORMATION TO, OF ANY
CHANGES INCLUDING A WITHDRAWAL NOTICE IF ONE  HAS  BEEN  FILED,  OR  ANY
OTHER  DOCUMENTS WHICH HAVE BEEN FILED WHICH MAY INDICATE A CHANGE IN AN
INDIVIDUAL CREDIT RATING.
  S 2. Section 380-g of the general business law is amended by adding  a
new subdivision (c-1) to read as follows:
  (C-1) EXTRUDE ANY ERRONEOUS INFORMATION WITHIN THIRTY DAYS UPON NOTICE
AND  PROOF  THAT  SUCH  INFORMATION IS ERRONEOUS AND MAKE ANY APPLICABLE
UPDATES AT SUCH TIME.
  S 3. This act shall take effect immediately.



 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD09986-01-9

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