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Assembly Bill A7649

2009-2010 Legislative Session

Prohibits imposing homeowners insurance rates based on prior claims by an insured related to a different parcel of real property

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Archive: Last Bill Status - In Assembly Committee

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2009-A7649 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Add ยง2346-b, Ins L
Versions Introduced in 2011-2012 Legislative Session:
A3531

2009-A7649 (ACTIVE) - Summary

Prohibits imposing homeowners insurance rates based on prior claims by an insured related to a different parcel of real property.

2009-A7649 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  7649

                       2009-2010 Regular Sessions

                          I N  A S S E M B L Y

                             April 17, 2009
                               ___________

Introduced  by  M.  of  A.  P. RIVERA, RAMOS, ESPAILLAT, ALFANO, GREENE,
  COLTON, ZEBROWSKI, KOON, MAISEL, ROBINSON, HOOPER  --  Multi-Sponsored
  by  --  M.  of  A.  ARROYO, BARRA, CLARK, COOK, DIAZ, GUNTHER, HIKIND,
  JACOBS, JOHN, ORTIZ, PERALTA, PERRY, PHEFFER, POWELL, RAIA, J. RIVERA,
  N. RIVERA, TOWNS, WEISENBERG -- read once and referred to the  Commit-
  tee on Insurance

AN  ACT to amend the insurance law, in relation to prohibiting the impo-
  sition of residential homeowners insurance  premiums  based  on  prior
  claims made upon another parcel of real property

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. The insurance law is amended by adding a new section 2346-b
to read as follows:
  S 2346-B. PROHIBITION OF IMPOSITION OF HOMEOWNERS  INSURANCE  PREMIUMS
BASED  ON  PRIOR  CLAIMS  ON ANOTHER PARCEL OF REAL PROPERTY. NO INSURER
AUTHORIZED TO  TRANSACT  OR  TRANSACTING  BUSINESS  IN  THIS  STATE,  OR
CONTROLLING  OR  CONTROLLED  BY  OR  UNDER  COMMON CONTROL BY OR WITH AN
INSURER AUTHORIZED TO TRANSACT OR TRANSACTING BUSINESS  IN  THIS  STATE,
WHICH SELLS A POLICY PROVIDING HOMEOWNERS INSURANCE ON A PARCEL OF RESI-
DENTIAL  REAL  PROPERTY  IN THIS STATE SHALL BASE THE POLICY PREMIUM FOR
SUCH INSURANCE, UPON ANY PRIOR HOMEOWNERS INSURANCE CLAIM OR  CLAIMS  BY
THE  INSURED  RELATED  TO  ANY  OTHER RESIDENTIAL REAL PROPERTY OWNED OR
PREVIOUSLY OWNED BY SUCH INSURED.
  S 2. This act shall  take  effect  on  the  first  of  September  next
succeeding  the date on which it shall have become a law and shall apply
to policies issued, renewed or amended on or after such date.


 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD10776-01-9

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