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Assembly Bill A7258

2011-2012 Legislative Session

Prohibits the charging of a deductible when a motor vehicle, through no fault of the insured, is in an accident with a municipally-owned snow removal vehicle

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Archive: Last Bill Status - In Assembly Committee

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2011-A7258 (ACTIVE) - Details

See Senate Version of this Bill:
S4397
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd ยง3411, Ins L
Versions Introduced in 2009-2010 Legislative Session:
A2167, S1673

2011-A7258 (ACTIVE) - Summary

Prohibits the charging of a deductible when a motor vehicle, through no fault of the insured, is in an accident with a municipally-owned snow removal vehicle.

2011-A7258 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  7258

                       2011-2012 Regular Sessions

                          I N  A S S E M B L Y

                             April 21, 2011
                               ___________

Introduced by M. of A. McENENY, HOOPER -- Multi-Sponsored by -- M. of A.
  BENEDETTO, CLARK, COLTON, COOK, MAISEL, PHEFFER, J. RIVERA, WEISENBERG
  -- read once and referred to the Committee on Insurance

AN ACT to amend the insurance law, in relation to liability for vehicles
  damaged  by  emergency  vehicles  or  vehicles  being pursued by a law
  enforcement official

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  Subsection  (k)  of  section 3411 of the insurance law is
amended to read as follows:
  (k) (1) Each insurer which offers physical damage insurance subject to
the provisions of this section shall offer such insurance with a  stand-
ard  deductible  of two hundred dollars for each occurrence. The insured
shall, however, at the inception of the policy or at the annual anniver-
sary date, or at the time of the replacement or addition of  an  automo-
bile,  have  the option of purchasing a policy with a lesser deductible,
but in no event may the insurer sell a policy with a deductible of  less
than  fifty dollars for fire, theft or comprehensive insurance coverages
(one hundred dollars for assigned risk policies issued pursuant to para-
graph two of subsection (a) of section five thousand three hundred three
of this chapter) and one hundred dollars for collision insurance  cover-
age  except that window glass coverage may be sold without a deductible.
Each insurer which offers  physical  damage  insurance  subject  to  the
provisions  of  this  section shall also offer physical damage coverages
with co-insurance or deductible provisions or  combinations  thereof  as
the  superintendent  may prescribe, including but not limited to deduct-
ibles of two hundred fifty dollars, five hundred dollars and  one  thou-
sand dollars.
  (2)  NO  INSURER  SHALL  REQUIRE  THE  INSURED TO PAY A DEDUCTIBLE FOR
DAMAGES OCCURRING, THROUGH NO FAULT OF THE INSURED, AS THE RESULT OF  AN
ACCIDENT  BETWEEN THE INSURED'S VEHICLE AND A MUNICIPAL OR STATE VEHICLE

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD01144-01-1

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