S T A T E O F N E W Y O R K
________________________________________________________________________
9932
I N A S S E M B L Y
April 24, 2012
___________
Introduced by M. of A. MORELLE -- read once and referred to the Commit-
tee on Insurance
AN ACT to amend the insurance law, in relation to exceptions to the
general prohibition on rebating
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Section 3239 of the insurance law is amended by adding a
new subsection (d) to read as follows:
(D) AN INSURANCE AGENT, INSURANCE BROKER OR INSURANCE CONSULTANT
LICENSED UNDER ARTICLE TWENTY-ONE OF THIS CHAPTER, WHILE ACTING WITHIN
THE SCOPE OF SUCH LICENSURE AND AS PART OF COMMISSIONS PAID OR UNDER
SEPARATE FEE AGREEMENTS, SHALL BE AUTHORIZED TO ASSIST INSURERS AND
EMPLOYERS IN THE DEVELOPMENT AND IMPLEMENTATION OF WELLNESS PROGRAMS,
DISEASE MANAGEMENT AND CARE COORDINATION SERVICES, AND OTHER SUCH
PROGRAMS AND SERVICES DESIGNED TO IMPROVE QUALITY OF CARE AND HEALTH
OUTCOMES OF INSURED EMPLOYEES, SUBSCRIBERS OR ENROLLEES, BASED ON ACTU-
ARIAL DEMONSTRATIONS THAT SUCH PROGRAMS AND SERVICES CAN BE REASONABLY
EXPECTED TO RESULT IN THE OVERALL GOOD HEALTH AND WELL BEING OF THE
GROUP.
S 2. Section 4224 of the insurance law is amended by adding a new
subsection (f) to read as follows:
(F) THIS SECTION SHALL NOT PROHIBIT AN INSURANCE AGENT, INSURANCE
BROKER OR INSURANCE CONSULTANT LICENSED UNDER ARTICLE TWENTY-ONE OF THIS
CHAPTER, WHILE ACTING WITHIN THE SCOPE OF SUCH LICENSURE AND AS PART OF
COMMISSIONS PAID OR UNDER SEPARATE FEE AGREEMENTS, FROM ASSISTING INSUR-
ERS AND EMPLOYERS IN THE INTERPRETATION, MANAGEMENT AND COMMUNICATION OF
THE INSURANCE POLICY OR ANNUITY CONTRACT AND ITS RESULTING COSTS.
PERMISSIBLE SERVICES SHALL INCLUDE, BUT NOT BE LIMITED TO: WELLNESS
PROGRAMS, DISEASE MANAGEMENT AND CARE COORDINATION SERVICES, ADMINIS-
TRATION OF COBRA AND NEW YORK STATE CONTINUATION OF COVERAGE, ADMINIS-
TRATION OF FLEXIBLE SPENDING ACCOUNTS (FSAS) AND HEALTH REIMBURSEMENT
ACCOUNTS (HSAS), CLINICAL HEALTH ADVOCACY SERVICES, INCLUDING EMPLOYEE,
SUBSCRIBER OR ENROLLEE COMMUNICATIONS, HOTLINES, "HELP DESKS," AND WEB
SITE DEVELOPMENT, PREPARATION OF ANNUAL BENEFIT STATEMENTS, MAINTENANCE
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD11006-01-1
A. 9932 2
OF MEMBERSHIP RECORDS, PREMIUM RECONCILIATION AND BILLING SERVICES,
INCLUDING RETIREE BILLING, COMPLIANCE SUPPORT, INCLUDING COMPLETION OF
ERISA FORM 5500, AND FINANCIAL MODELING.
S 3. This act shall take effect immediately.