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Senate Bill S1951

2011-2012 Legislative Session

Limits the maintenance of information on credit inquiries

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Sponsored By

Archive: Last Bill Status - In Senate Committee Consumer Protection Committee

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2011-S1951 (ACTIVE) - Details

Current Committee:
Senate Consumer Protection
Law Section:
General Business Law
Laws Affected:
Amd ยง380-j, Gen Bus L
Versions Introduced in 2009-2010 Legislative Session:
S890

2011-S1951 (ACTIVE) - Summary

Prohibits a consumer reporting agency from maintaining information on a consumer credit inquiry for more than 90 days.

2011-S1951 (ACTIVE) - Sponsor Memo

2011-S1951 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  1951

                       2011-2012 Regular Sessions

                            I N  S E N A T E

                            January 14, 2011
                               ___________

Introduced  by  Sen.  KRUGER -- read twice and ordered printed, and when
  printed to be committed to the Committee on Consumer Protection

AN ACT to  amend  the  general  business  law,  in  relation  to  credit
  inquiries

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Section 380-j of the general business  law  is  amended  by
adding a new subdivision (h) to read as follows:
  (H)  NO  CONSUMER  REPORTING  AGENCY  SHALL  MAINTAIN IN THE FILE ON A
CONSUMER, ANY RECORDS DETAILING INQUIRIES, MADE BY  A  CREDITOR  OR  ANY
OTHER INDIVIDUAL AFFORDED ACCESS TO CONSUMER CREDIT REPORTS, FOR A PERI-
OD OF MORE THAN NINETY DAYS BEYOND THE DATE OF SUCH INQUIRY.
  S  2.  This  act shall take effect on the thirtieth day after it shall
have become a law.






 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD07158-01-1

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