S T A T E O F N E W Y O R K
________________________________________________________________________
6396
I N S E N A T E
February 3, 2012
___________
Introduced by Sen. MARCELLINO -- read twice and ordered printed, and
when printed to be committed to the Committee on Insurance
AN ACT to amend the insurance law, in relation to requiring an appropri-
ate reduction in premium charges for any insured that completes any
driver education curriculum at any high school
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Subsection (a) of section 2336 of the insurance law, as
amended by chapter 751 of the laws of 2005, is amended to read as
follows:
(a) Any schedule of rates or rating plan for motor vehicle liability
and collision insurance submitted to the superintendent shall provide
for an appropriate reduction in premium charges for any insured for a
three year period after successfully completing: (I) a motor vehicle
accident prevention course, known as the national safety council's
defensive driving course, [or] (II) any driver improvement course
approved by the department of motor vehicles as being equivalent to the
national safety council's defensive driving course, OR (III) THE DRIVER
EDUCATION COURSE PRESCRIBED BY THE COMMISSIONER OF MOTOR VEHICLES PURSU-
ANT TO SUBDIVISION FOUR OF SECTION FIVE HUNDRED TWO OF THE VEHICLE AND
TRAFFIC LAW, provided that, except as provided in article twelve-C of
the vehicle and traffic law, there shall be no reduction in premiums for
a self instruction defensive driving course or a course which does not
provide for actual classroom instruction for a minimum number of hours
as determined by the department of motor vehicles. Such reduction in
premium charges shall be subsequently modified to the extent appropri-
ate, based upon analysis of loss experience statistics and other rele-
vant factors. All such accident prevention courses shall be monitored by
the department of motor vehicles and shall include components of
instruction in "Road Rage" awareness and in "Work Zone Safety" awareness
as defined by the commissioner of motor vehicles. The provisions of this
section shall not apply to attendance at a program pursuant to article
twenty-one of the vehicle and traffic law as a result of any traffic
infraction.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD14018-01-2
S. 6396 2
S 2. Subsection (a) of section 2336 of the insurance law, as amended
by chapter 585 of the laws of 2002, is amended to read as follows:
(a) Any schedule of rates or rating plan for motor vehicle liability
and collision insurance submitted to the superintendent shall provide
for an appropriate reduction in premium charges for any insured for a
three year period after successfully completing: (I) a motor vehicle
accident prevention course, known as the national safety council's
defensive driving course, [or] (II) any driver improvement course
approved by the department of motor vehicles as being equivalent to the
national safety council's defensive driving course, OR (III) THE DRIVER
EDUCATION COURSE PRESCRIBED BY THE COMMISSIONER OF MOTOR VEHICLES PURSU-
ANT TO SUBDIVISION FOUR OF SECTION FIVE HUNDRED TWO OF THE VEHICLE AND
TRAFFIC LAW, provided that in either event there shall be no reduction
in premiums for a self instruction defensive driving course or a course
which does not provide for actual classroom instruction for a minimum
number of hours as determined by the department of motor vehicles. Such
reduction in premium charges shall be subsequently modified to the
extent appropriate, based upon analysis of loss experience statistics
and other relevant factors. All such accident prevention courses shall
be monitored by the department of motor vehicles and shall include
components of instruction in "Road Rage" awareness and in "Work Zone
Safety" awareness as defined by the commissioner of motor vehicles. The
provisions of this section shall not apply to attendance at a program
pursuant to article twenty-one of the vehicle and traffic law as a
result of any traffic infraction.
S 3. This act shall take effect on the first of January next succeed-
ing the date on which it shall have become a law; provided that section
one of this act shall expire on the same date and in the same manner as
section 1 of chapter 751 of the laws of 2005, as amended, expires, when
upon such date section two of this act shall take effect.