S T A T E O F N E W Y O R K
________________________________________________________________________
2707--A
2013-2014 Regular Sessions
I N S E N A T E
January 23, 2013
___________
Introduced by Sen. PARKER -- read twice and ordered printed, and when
printed to be committed to the Committee on Insurance -- recommitted
to the Committee on Insurance in accordance with Senate Rule 6, sec. 8
-- committee discharged, bill amended, ordered reprinted as amended
and recommitted to said committee
AN ACT to amend the insurance law, in relation to establishing an advi-
sory panel on health insurance coverage for autism spectrum disorder
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The insurance law is amended by adding a new section 342
to read as follows:
S 342. COVERAGE FOR AUTISM SPECTRUM DISORDER. (A) (1) THERE IS HEREBY
ESTABLISHED WITHIN THE DEPARTMENT AN ADVISORY PANEL ON HEALTH INSURANCE
COVERAGE FOR AUTISM SPECTRUM DISORDER. SUCH PANEL SHALL BE COMPOSED OF
NINE MEMBERS WHO ARE EXPERTS IN HEALTH CARE AND APPOINTED AS FOLLOWS:
SEVEN MEMBERS WHO ARE OFFICERS OR EMPLOYEES OF THE DEPARTMENT OF HEALTH,
OFFICE OF MENTAL HEALTH OR THE OFFICE FOR PEOPLE WITH DEVELOPMENTAL
DISABILITIES SHALL BE APPOINTED BY THE GOVERNOR; AND THE TEMPORARY PRES-
IDENT OF THE SENATE AND THE SPEAKER OF THE ASSEMBLY SHALL EACH APPOINT A
MEMBER WHO IS A REPRESENTATIVE OF AN AUTISM ADVOCACY GROUP. EACH MEMBER
SHALL SERVE A TERM OF TWO YEARS. THE GOVERNOR SHALL DESIGNATE THE CHAIR
OF THE PANEL FROM AMONG HIS OR HER APPOINTEES. VACANCIES IN THE MEMBER-
SHIP OF THE PANEL SHALL BE FILLED IN THE MANNER PROVIDED FOR ORIGINAL
APPOINTMENTS.
(2) THE MEMBERS OF THE PANEL SHALL RECEIVE NO COMPENSATION FOR THEIR
SERVICES BUT SHALL BE ALLOWED THEIR ACTUAL AND NECESSARY EXPENSES
INCURRED IN THE PERFORMANCE OF THEIR DUTIES PURSUANT TO THIS SUBSECTION.
(3) THE ADVISORY PANEL ON HEALTH INSURANCE COVERAGE FOR AUTISM SPEC-
TRUM DISORDER SHALL ANNUALLY, ON OR BEFORE SEPTEMBER FIRST, COMPILE AND
SUBMIT TO THE SUPERINTENDENT A LIST OF SUCCESSFUL TREATMENT AND THERAPY
OPTIONS FOR AUTISM SPECTRUM DISORDER THAT WILL BE REQUIRED TO BE COVERED
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD06971-02-4
S. 2707--A 2
PURSUANT TO PARAGRAPH TWENTY-FIVE OF SUBSECTION (I) OF SECTION THREE
THOUSAND TWO HUNDRED SIXTEEN, PARAGRAPH SEVENTEEN OF SUBSECTION (1) OF
SECTION THREE THOUSAND TWO HUNDRED TWENTY-ONE AND SUBSECTION (EE) OF
SECTION FOUR THOUSAND THREE HUNDRED THREE OF THIS CHAPTER.
(4) WITHIN FORTY-FIVE DAYS OF RECEIPT OF EACH LIST SUBMITTED PURSUANT
TO PARAGRAPH THREE OF THIS SUBSECTION, THE SUPERINTENDENT SHALL, ON AN
EMERGENCY BASIS, PROMULGATE AND IMPLEMENT RULES AND REGULATIONS REQUIR-
ING COVERAGE FOR THE TREATMENT AND THERAPY OPTIONS INCLUDED IN EACH SUCH
LIST.
(B) (1) WITHIN ONE HUNDRED EIGHTY DAYS OF THE SUBMISSION OF THE
INITIAL LIST TO THE SUPERINTENDENT PURSUANT TO PARAGRAPH THREE OF
SUBSECTION (A) OF THIS SECTION, THE DEPARTMENT SHALL ESTABLISH AND OPER-
ATE AN AUTISM AND HEALTH INSURANCE COVERAGE HOTLINE. THE HOTLINE SHALL
BE A TOLL-FREE, TWENTY-FOUR HOUR A DAY CONSUMER CALL CENTER FOR FAMILIES
WITH AUTISTIC CHILDREN WHO HAVE COMPLAINTS ABOUT OR QUESTIONS ON INSUR-
ERS AND COVERAGE FOR AUTISM SPECTRUM DISORDER. ALL COMPLAINTS RECEIVED
BY SUCH HOTLINE SHALL BE DOCUMENTED AND REFERRED TO THE APPROPRIATE
OFFICIAL IN THE DEPARTMENT FOR CORRECTIVE ACTION.
(2) THE DEPARTMENT MAY CONTRACT WITH A QUALIFIED NOT-FOR-PROFIT CORPO-
RATION FOR THE PROVISION AND OPERATION OF THE HOTLINE REQUIRED BY THIS
SUBSECTION. ANY SUCH CONTRACT SHALL ONLY BE AWARDED AFTER THE DEPARTMENT
HAS CONDUCTED A REQUEST FOR PROPOSALS PROCESS. THE DEPARTMENT SHALL
SELECT A NOT-FOR-PROFIT CORPORATION WHICH HAS THE RESOURCES AND ABILITY
TO OPERATE A STATEWIDE HOTLINE, AND IS STAFFED BY EMPLOYEES AND/OR
VOLUNTEERS WITH STRONG EXPERIENCE IN AUTISM SPECTRUM DISORDER.
(3) IF THE DEPARTMENT ELECTS TO ESTABLISH AND OPERATE THE HOTLINE
USING ITS OWN PERSONNEL AND RESOURCES, SUCH HOTLINE SHALL BE STAFFED BY
OFFICERS AND EMPLOYEES WITH STRONG EXPERIENCE IN AUTISM SPECTRUM DISOR-
DER. UNTIL THE STATE CIVIL SERVICE COMMISSION SHALL HAVE ESTABLISHED
CIVIL SERVICE TITLES AND COMPETITIVE EXAMINATIONS FOR POSITIONS AS
EMPLOYEES OF THE HOTLINE, THE SUPERINTENDENT IS AUTHORIZED AND DIRECTED
TO APPOINT AND EMPLOY SUCH QUALIFIED OFFICERS AND EMPLOYEES AS SHALL BE
NECESSARY TO OPERATE THE AUTISM AND HEALTH INSURANCE COVERAGE HOTLINE.
(4) THE SUPERINTENDENT IS AUTHORIZED TO PROMULGATE AND IMPLEMENT ANY
RULES AND REGULATIONS NECESSARY TO CARRY OUT THE PROVISIONS OF THIS
SUBSECTION.
S 2. Subparagraphs (A) and (B) of paragraph 25 of subsection (i) of
section 3216 of the insurance law, subparagraph (A) as amended by chap-
ter 595 of the laws of 2011, and subparagraph (B) as amended by section
38 of part D of chapter 56 of the laws of 2013, are amended to read as
follows:
(A) Every policy which provides coverage for hospital or surgical
coverage shall [not exclude] INCLUDE FULL coverage for THE PREVENTION,
EARLY DETECTION, screening, diagnosis and treatment of [medical condi-
tions otherwise covered by the policy solely because the treatment is
provided to diagnose or treat] autism spectrum disorder.
(B) Every policy that provides physician services, medical, major
medical or similar comprehensive-type coverage shall provide FULL cover-
age for the screening, diagnosis and treatment of autism spectrum disor-
der in accordance with this paragraph and shall not exclude coverage for
the PREVENTION, EARLY DETECTION, screening, diagnosis or treatment of
medical conditions otherwise covered by the policy because the individ-
ual is diagnosed with autism spectrum disorder. Such coverage may be
subject to annual deductibles, copayments and coinsurance as may be
deemed appropriate by the superintendent and shall be consistent with
those imposed on other benefits under the policy. Coverage for applied
S. 2707--A 3
behavior analysis shall be subject to a maximum benefit of six hundred
eighty hours of treatment per policy or calendar year per covered indi-
vidual. This paragraph shall not be construed as limiting the benefits
that are otherwise available to an individual under the policy, provided
however that such policy shall not contain any limitations on visits
that are solely applied to the treatment of autism spectrum disorder. No
insurer shall terminate coverage or refuse to deliver, execute, issue,
amend, adjust, or renew coverage to an individual solely because the
individual is diagnosed with autism spectrum disorder or has received
treatment for autism spectrum disorder. Coverage shall be subject to
utilization review and external appeals of health care services pursuant
to article forty-nine of this chapter as well as, case management, and
other managed care provisions.
S 3. Subparagraphs (A) and (B) of paragraph 17 of subsection (l) of
section 3221 of the insurance law, subparagraph (A) as amended by chap-
ter 595 of the laws of 2011, subparagraph (B) as amended by section 39
of part D of chapter 56 of the laws of 2013, are amended to read as
follows:
(A) Every group or blanket accident and health insurance policy deliv-
ered or issued for delivery in this state which provides coverage for
hospital or surgical care coverage shall [not exclude] INCLUDE FULL
coverage for THE PREVENTION, EARLY DETECTION, screening, diagnosis and
treatment of medical conditions otherwise covered by the policy because
the treatment is provided to diagnose or treat autism spectrum disorder.
(B) Every group or blanket policy that provides physician services,
medical, major medical or similar comprehensive-type coverage shall
provide FULL coverage for the PREVENTION, EARLY DETECTION, screening,
diagnosis and treatment of autism spectrum disorder in accordance with
this paragraph and shall not exclude coverage for the screening, diagno-
sis or treatment of medical conditions otherwise covered by the policy
because the individual is diagnosed with autism spectrum disorder. Such
coverage may be subject to annual deductibles, copayments and coinsu-
rance as may be deemed appropriate by the superintendent and shall be
consistent with those imposed on other benefits under the group or blan-
ket policy. Coverage for applied behavior analysis shall be subject to a
maximum benefit of six hundred eighty hours of treatment per policy or
calendar year per covered individual. This paragraph shall not be
construed as limiting the benefits that are otherwise available to an
individual under the group or blanket policy, provided however that such
policy shall not contain any limitations on visits that are solely
applied to the treatment of autism spectrum disorder. No insurer shall
terminate coverage or refuse to deliver, execute, issue, amend, adjust,
or renew coverage to an individual solely because the individual is
diagnosed with autism spectrum disorder or has received treatment for
autism spectrum disorder. Coverage shall be subject to utilization
review and external appeals of health care services pursuant to article
forty-nine of this chapter as well as, case management, and other
managed care provisions.
S 4. Subsection (ee) of section 4303 of the insurance law, as amended
by chapter 596 of the laws of 2011 and paragraph 2 as amended by section
40 of part D of chapter 56 of the laws of 2013, is amended to read as
follows:
(ee) (1) A medical expense indemnity corporation, a hospital service
corporation or a health service corporation which provides coverage for
hospital or surgical care coverage shall [not exclude] INCLUDE FULL
coverage for THE PREVENTION, EARLY DETECTION, screening, diagnosis and
S. 2707--A 4
treatment of medical conditions otherwise covered by the contract solely
because the treatment is provided to diagnose or treat autism spectrum
disorder.
(2) Every contract that provides physician services, medical, major
medical or similar comprehensive-type coverage shall provide coverage
for the screening, diagnosis and treatment of autism spectrum disorder
in accordance with this paragraph and shall not exclude FULL coverage
for the PREVENTION, EARLY DETECTION, screening, diagnosis or treatment
of medical conditions otherwise covered by the contract because the
individual is diagnosed with autism spectrum disorder. Such coverage may
be subject to annual deductibles, copayments and coinsurance as may be
deemed appropriate by the superintendent and shall be consistent with
those imposed on other benefits under the contract. Coverage for applied
behavior analysis shall be subject to a maximum benefit of six hundred
eighty hours of treatment per contract or calendar year per covered
individual. This paragraph shall not be construed as limiting the bene-
fits that are otherwise available to an individual under the contract,
provided however that such contract shall not contain any limitations on
visits that are solely applied to the treatment of autism spectrum
disorder. No insurer shall terminate coverage or refuse to deliver,
execute, issue, amend, adjust, or renew coverage to an individual solely
because the individual is diagnosed with autism spectrum disorder or has
received treatment for autism spectrum disorder. Coverage shall be
subject to utilization review and external appeals of health care
services pursuant to article forty-nine of this chapter as well as, case
management, and other managed care provisions.
S 5. This act shall take effect on the thirtieth day after it shall
have become a law.