S T A T E   O F   N E W   Y O R K
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                                  2362
                       2013-2014 Regular Sessions
                          I N  A S S E M B L Y
                            January 14, 2013
                               ___________
Introduced  by  M.  of  A.  TITONE, LAVINE, ORTIZ, ROSENTHAL, BENEDETTO,
  RIVERA, WEPRIN, MAISEL, CYMBROWITZ, PEOPLES-STOKES,  PAULIN,  MILLMAN,
  MARKEY,  DINOWITZ, CASTRO, AUBRY, O'DONNELL, COLTON, SCHIMEL, SCARBOR-
  OUGH, ZEBROWSKI, ROBINSON, MOYA, CAHILL, SIMOTAS, BRAUNSTEIN,  WRIGHT,
  GOLDFEDER  --  Multi-Sponsored  by  --  M.  of  A.   ABINANTI, ARROYO,
  BOYLAND, BROOK-KRASNY,  CRESPO,  CROUCH,  ENGLEBRIGHT,  FINCH,  GALEF,
  GIBSON,  GLICK,  HAWLEY,  HOOPER, JACOBS, JAFFEE, McKEVITT, MONTESANO,
  PERRY, PRETLOW, RA, RAIA, RUSSELL -- read once  and  referred  to  the
  Committee on Insurance
AN  ACT  to  amend  the  insurance law, in relation to the definition of
  serious injury and determining the sufficiency of  the  evidence  with
  respect thereto
  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
  Section 1. Subsection (d) of section 5102 of  the  insurance  law,  as
amended  by  chapter  955  of  the  laws  of 1984, is amended to read as
follows:
  (d) "Serious injury" means a personal injury which results  in  death;
dismemberment;  significant  disfigurement;  a  fracture;  A  PARTIAL OR
COMPLETE TEAR OR IMPINGEMENT OF A NERVE,  TENDON,  LIGAMENT,  MUSCLE  OR
CARTILAGE; INJURY TO ANY PART OF THE SPINAL COLUMN THAT RESULTS IN INJU-
RY  TO  AN  INTERVERTEBRAL  DISC; IMPINGEMENT OF THE SPINAL CORD, SPINAL
CANAL, NERVE, TENDON OR MUSCLE; loss of  a  fetus;  permanent  TOTAL  OR
PARTIAL  loss  of  use  of a body organ, member, function or system; ANY
INJURY RESULTING IN THE NEED FOR A  SURGICAL  PROCEDURE;  ANY  permanent
consequential  limitation  of use of a body organ [or], member, FUNCTION
OR SYSTEM; ANY significant limitation of use of a  body  ORGAN,  MEMBER,
function or system; or [a] ANY medically determined injury or impairment
of a PERMANENT OR non-permanent nature which prevents the injured person
from  performing substantially all of the material acts which constitute
such person's usual and customary daily activities  for  not  less  than
 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD03216-01-3