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Assembly Bill A3991

2013-2014 Legislative Session

Prohibits issuers of credit cards and debit cards from knowingly accepting or soliciting financial information of a cardholder from a third-party

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Archive: Last Bill Status - In Assembly Committee

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2013-A3991 (ACTIVE) - Details

See Senate Version of this Bill:
S6280
Current Committee:
Assembly Consumer Affairs And Protection
Law Section:
General Business Law
Laws Affected:
Add ยง518-b, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2009-2010: A8485
2011-2012: A5175, S5061
2015-2016: S4778
2017-2018: S4056
2019-2020: S1404

2013-A3991 (ACTIVE) - Summary

Establishes issuers of credit cards and debit cards are prohibited from knowingly accepting or soliciting personal financial information of a cardholder from a third-party; establishes a civil penalty not to exceed two thousand dollars for each violation of this section.

2013-A3991 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  3991

                       2013-2014 Regular Sessions

                          I N  A S S E M B L Y

                            January 30, 2013
                               ___________

Introduced by M. of A. DINOWITZ -- read once and referred to the Commit-
  tee on Consumer Affairs and Protection

AN  ACT  to  amend  the general business law, in relation to prohibiting
  issuers from accepting personal financial information of holders  from
  a third-party

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. The general business law is amended by adding a new section
518-b to read as follows:
  S 518-B. PROHIBITED CREDIT CARD USER INFORMATION REQUESTS. 1.  ISSUERS
OF  CREDIT CARDS AND DEBIT CARDS ARE PROHIBITED FROM KNOWINGLY ACCEPTING
OR SOLICITING THE PERSONAL FINANCIAL INFORMATION  OF  A  HOLDER  FROM  A
THIRD-PARTY.  PROVIDED, HOWEVER, THAT NO PROVISION OF THIS SECTION SHALL
BE DEEMED TO PROHIBIT AN ISSUER OF A CREDIT  CARD  OR  DEBIT  CARD  FROM
ACCEPTING  OR  SOLICITING  FROM  A  BANKING  ORGANIZATION, AS DEFINED IN
SECTION TWO OF THE BANKING LAW, THE PERSONAL INFORMATION OF A HOLDER FOR
THE PURPOSE OF VERIFYING THE IDENTITY OF SUCH HOLDER AND PREVENT IMPROP-
ER OR UNAUTHORIZED USE.
  2. A VIOLATION OF THE PROVISIONS OF THIS SECTION BY AN ISSUER SHALL BE
PUNISHABLE BY A CIVIL PENALTY NOT TO EXCEED  TWO  THOUSAND  DOLLARS  FOR
EACH SUCH VIOLATION.
  S  2.  This  act  shall  take  effect  on  the first of September next
succeeding the date on which it shall have become a law.



 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD01400-01-3

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