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Assembly Bill A5746

2013-2014 Legislative Session

Requires insurers to display certain underwriting information on the declarations page to their homeowners and dwelling fire personal lines policies

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Archive: Last Bill Status - In Assembly Committee

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2013-A5746 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Add ยง3444-a, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: A6181
2011-2012: A7553
2015-2016: A3312
2017-2018: A3399, A10334
2019-2020: A4200
2021-2022: A5154
2023-2024: A2716

2013-A5746 (ACTIVE) - Summary

Requires insurers to display certain underwriting information on the declarations page to their homeowners and dwelling fire personal lines policies.

2013-A5746 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  5746

                       2013-2014 Regular Sessions

                          I N  A S S E M B L Y

                              March 6, 2013
                               ___________

Introduced  by  M. of A. McKEVITT, GRAF -- read once and referred to the
  Committee on Insurance

AN ACT to amend the insurance law,  in  relation  to  the  provision  of
  underwriting information

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. The insurance law is amended by adding a new section 3444-a
to read as follows:
  S 3444-A. UNDERWRITING INFORMATION. 1. INSURERS SHALL DISPLAY  ON  THE
DECLARATIONS  PAGE  TO THEIR HOMEOWNERS AND DWELLING FIRE PERSONAL LINES
INSUREDS ALL PERTINENT  UNDERWRITING  INFORMATION  USED  TO  DERIVE  THE
PREMIUM  FOR  SUCH  POLICY, INCLUDING, BUT NOT LIMITED TO, THE ESTIMATED
SQUARE FOOTAGE OF THE PROPERTY TO BE INSURED, ITS  PRIMARY  CONSTRUCTION
MATERIAL,  DISTANCE  FROM NEAREST FIRE HYDRANT (IF APPLICABLE), THE FIRE
DISTRICT OR FIRE PROTECTION DISTRICT IN WHICH THE  PROPERTY  IS  LOCATED
AND  WHETHER  A CREDIT SCORE WAS USED IN DETERMINING THE PREMIUM AND, IF
SO, THE ACTUAL SCORE AND WHERE SUCH SCORE  LIES  ON  THE  SCALE  OF  THE
COMPANY OR ENTITY WHICH PROVIDED THE SCORE.
  2.  THE INFORMATION REQUIRED BY THIS SECTION SHALL BE DISPLAYED ON THE
DECLARATIONS PAGE OF ALL NEW HOMEOWNERS AND DWELLING FIRE PERSONAL LINES
POLICIES AND ALL RENEWAL HOMEOWNERS AND DWELLING FIRE POLICIES.
  S 2. This act shall take effect on the one hundred eightieth day after
it shall have become a law.



 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD09533-01-3

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