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Assembly Bill A822A

2013-2014 Legislative Session

Provides for a review of rating territory definitions for non-business automobile insurance policies

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Archive: Last Bill Status - In Assembly Committee

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Bill Amendments

co-Sponsors

multi-Sponsors

2013-A822 - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2307, Ins L
Versions Introduced in Other Legislative Sessions:
2015-2016: A4153
2017-2018: A4551

2013-A822 - Summary

Establishes as a distinct territory for purposes of rating private passenger nonbusiness automobile insurance policies, a certain city with a population between 19,040 and 25,000 which is geographically contiguous to a city with a population between 250,000 and 350,000; provides that the superintendent may require insurers to adjust existing or establish new territory definitions based on such review.

2013-A822 - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                   822

                       2013-2014 Regular Sessions

                          I N  A S S E M B L Y

                               (PREFILED)

                             January 9, 2013
                               ___________

Introduced by M. of A. KEARNS -- read once and referred to the Committee
  on Insurance

AN ACT to amend the insurance law, in relation to providing for a review
  of  certain  existing  rating  territory  definitions for non-business
  automobile insurance policies

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  Section  2307 of the insurance law is amended by adding a
new subsection (f) to read as follows:
  (F) (1) NOTWITHSTANDING ANY OTHER PROVISION OF LAW,  WITH  RESPECT  TO
NON-BUSINESS  AUTOMOBILE  INSURANCE  POLICIES,  THE SUPERINTENDENT SHALL
UNDERTAKE A THOROUGH REVIEW OF RATING  TERRITORY  DEFINITIONS  AND  RATE
IMPLICATIONS  OF  CURRENT  TERRITORIAL DEFINITIONS IN USE IN THIS STATE,
WITH PARTICULAR FOCUS ON CHANGING DEMOGRAPHICS,  BORDERLINE  ZIP  CODES,
TERRITORIAL GROUPINGS, AND ALTERNATIVE APPROACHES TO ACHIEVING HOMOGENE-
ITY.
  (2)  BASED  ON SUCH REVIEW, THE SUPERINTENDENT MAY REQUIRE INSURERS TO
ADJUST EXISTING OR ESTABLISH NEW TERRITORY DEFINITIONS AND TO  USE  SUCH
ADJUSTED OR NEW TERRITORIES IN RELATION TO SUCH POLICIES.
  (3)  WITH RESPECT TO SUCH REVIEW AND ANY REQUIREMENTS MADE PURSUANT TO
THIS SECTION, THE SUPERINTENDENT SHALL FIRST  FOCUS  ON  CITIES  WITH  A
POPULATION   OF   MORE  THAN  NINETEEN  THOUSAND  FORTY  BUT  LESS  THAN
TWENTY-FIVE THOUSAND HAVING HAD A DECREASE IN TRAFFIC DENSITY AND  ACCI-
DENTS, WHICH ARE GEOGRAPHICALLY CONTIGUOUS WITH A CITY WITH A POPULATION
OF MORE THAN TWO HUNDRED NINETY-TWO THOUSAND SIX HUNDRED FORTY-EIGHT BUT
LESS THAN THREE HUNDRED FIFTY THOUSAND.
  (4)  THE  SUPERINTENDENT SHALL REPORT TO THE GOVERNOR AND THE LEGISLA-
TURE ON SUCH REVIEW AND ACTIONS TAKEN PURSUANT TO THIS SUBSECTION.
  S 2. The review required by section one of this act shall be completed
by July first in the year next succeeding the year  in  which  it  shall

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.

co-Sponsors

multi-Sponsors

2013-A822A (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2307, Ins L
Versions Introduced in Other Legislative Sessions:
2015-2016: A4153
2017-2018: A4551

2013-A822A (ACTIVE) - Summary

Establishes as a distinct territory for purposes of rating private passenger nonbusiness automobile insurance policies, a certain city with a population between 19,040 and 25,000 which is geographically contiguous to a city with a population between 250,000 and 350,000; provides that the superintendent may require insurers to adjust existing or establish new territory definitions based on such review.

2013-A822A (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                 822--A

                       2013-2014 Regular Sessions

                          I N  A S S E M B L Y

                               (PREFILED)

                             January 9, 2013
                               ___________

Introduced  by M. of A. KEARNS, MONTESANO, ROBERTS -- Multi-Sponsored by
  -- M. of A.  GABRYSZAK -- read once and referred to the  Committee  on
  Insurance  -- committee discharged, bill amended, ordered reprinted as
  amended and recommitted to said committee

AN ACT to amend the insurance law, in relation to providing for a review
  of certain existing  rating  territory  definitions  for  non-business
  automobile insurance policies

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Section 2307 of the insurance law is amended  by  adding  a
new subsection (f) to read as follows:
  (F)  (1)  NOTWITHSTANDING  ANY OTHER PROVISION OF LAW, WITH RESPECT TO
NON-BUSINESS AUTOMOBILE INSURANCE  POLICIES,  THE  SUPERINTENDENT  SHALL
UNDERTAKE  A  THOROUGH  REVIEW  OF RATING TERRITORY DEFINITIONS AND RATE
IMPLICATIONS OF CURRENT TERRITORIAL DEFINITIONS IN USE  IN  THIS  STATE,
WITH  PARTICULAR  FOCUS  ON CHANGING DEMOGRAPHICS, BORDERLINE ZIP CODES,
TERRITORIAL GROUPINGS, AND ALTERNATIVE APPROACHES TO ACHIEVING HOMOGENE-
ITY.
  (2) BASED ON SUCH REVIEW, THE SUPERINTENDENT MAY REQUIRE  INSURERS  TO
ADJUST  EXISTING  OR ESTABLISH NEW TERRITORY DEFINITIONS AND TO USE SUCH
ADJUSTED OR NEW TERRITORIES IN RELATION TO SUCH POLICIES.
  (3) WITH RESPECT TO SUCH REVIEW AND ANY REQUIREMENTS MADE PURSUANT  TO
THIS  SECTION,  THE  SUPERINTENDENT  SHALL  FIRST FOCUS ON CITIES WITH A
POPULATION  OF  MORE  THAN  NINETEEN  THOUSAND  FORTY  BUT   LESS   THAN
TWENTY-FIVE  THOUSAND HAVING HAD A DECREASE IN TRAFFIC DENSITY AND ACCI-
DENTS, WHICH ARE GEOGRAPHICALLY CONTIGUOUS WITH A CITY WITH A POPULATION
OF MORE THAN TWO HUNDRED FIFTY THOUSAND  BUT  LESS  THAN  THREE  HUNDRED
FIFTY THOUSAND.
  (4)  THE  SUPERINTENDENT SHALL REPORT TO THE GOVERNOR AND THE LEGISLA-
TURE ON SUCH REVIEW AND ACTIONS TAKEN PURSUANT TO THIS SUBSECTION.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.

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