senate Bill S1277

2013-2014 Legislative Session

Relates to provisions concerning debt collection procedures

download bill text pdf

Sponsored By

Archive: Last Bill Status -


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

do you support this legislation?

You must fill out the form below in order to support or oppose this bill. X

You must login or fill out the fields below for the senator to have an accurate account of the support or opposition to this bill.

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.
Use this box to enter a message to your senator.

Actions

view actions (2)
Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Jan 08, 2014 referred to consumer protection
Jan 09, 2013 referred to consumer protection

S1277 - Details

See Assembly Version of this Bill:
A596
Law Section:
General Business Law
Laws Affected:
Amd Art 29-H §§600 - 603-d, Gen Bus L
Versions Introduced in Previous Legislative Sessions:
2011-2012: S1822A, A8432B
2009-2010: S6036, A8840B

S1277 - Summary

Relates to provisions concerning debt collection procedures.

S1277 - Sponsor Memo

S1277 - Bill Text download pdf

                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  1277

                       2013-2014 Regular Sessions

                            I N  S E N A T E

                               (PREFILED)

                             January 9, 2013
                               ___________

Introduced  by  Sen. PERKINS -- read twice and ordered printed, and when
  printed to be committed to the Committee on Consumer Protection

AN ACT to amend the general business law, in relation to debt collection
  procedures

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Article 29-H of the general business law, as added by chap-
ter 753 of the laws of 1973, subdivision 9 of section 601 as amended and
subdivision  10 of section 601 and subdivision 3 of section 602 as added
by chapter 342 of the laws of 2011, is amended to read as follows:
                              ARTICLE 29-H
                       DEBT COLLECTION PROCEDURES
Section 600. Definitions.
        601. Prohibited CREDITOR practices.
        602. [Violations and penalties] CREDITOR RESPONSIBILITIES.
        603. [Severability] PROHIBITED DEBT COLLECTION PRACTICES.
        603-A. SELLING OR TRANSFERRING OF DEBTS.
        603-B. PRIVATE RIGHT OF ACTION.
        603-C. VIOLATIONS AND PENALTIES.
        603-D. SEVERABILITY.
  S 600. Definitions. As used in this article,  unless  the  context  or
subject  matter  otherwise  requires:  1.  "[Consumer  claim]  DEBT"  OR
"CONSUMER DEBT" means any obligation OR ALLEGED OBLIGATION of a  natural
person  for  the  payment  of  money  [or  its equivalent which is or is
alleged to be in default and which arises] ARISING  out  of  a  CONSUMER
transaction  wherein  credit  has  been offered or extended to a natural
person, and the money, property [or],  INSURANCE,  service  OR  SERVICES
which  [was]  ARE the subject of the transaction [was] ARE primarily for
personal, family or household purposes, WHETHER OR NOT  SUCH  OBLIGATION
HAS  BEEN  REDUCED  TO A JUDGMENT.  The term includes an obligation of a

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.

Comments

Open Legislation comments facilitate discussion of New York State legislation. All comments are subject to moderation. Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity or hate speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Comment moderation is generally performed Monday through Friday.

By contributing or voting you agree to the Terms of Participation and verify you are over 13.